Business lending #sba #financing

#business lending


Business lending | NatWest

Our Small Business Loans can give your business the flexibility it needs. Borrow from £1,000 up to £25,000 at a fixed rate. You know how much you’ll pay each month, allowing you to manage your cash flow in line with your plans. Terms ranging from one year, up to ten years. Suitable for most types of small to medium sized businesses – from sole traders to partnerships and limited companies.

Add your signposting title here… We’re backing British businesses

At NatWest we’re committed to supporting British businesses grow. Our range of lending products could be used alongside the Government’s Enterprise Finance Guarantee scheme or the Regional Growth Fund; or if traditional bank financing is not appropriate for you, we can help you understand some sources of non-bank finance options that are available. Talk to us about all this and more; eligibility criteria applies for all funds and schemes.

Ahead of Wall Street – Daily Stock Market Outlook #business #software

#daily stock market


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Ahead of Wall Street

Friday September 2, 2016

(This is Brian Hamilton filling in for Mark Vickery while he is on vacation)

Stock futures inched forward today, as all eyes will be on this morning s unemployment rate, and nonfarm payrolls data. The unemployment rate is expected to drop to 4.8% from 4.9%, and is seen as the last major hurdle for the Feds before they decide to raise rates or not during their September meeting.

Oil prices shot up overnight as Russian President Vladimir Putin stated that he would like for Russia and OPEC to make a deal regarding a production cap. President Putin went on to say that he would likely support a plan to crimp production at the G20 summit in China next week. Lastly, Putin said that Russia is prepared to sell a 19.5% stake in Rosneft PJSC, the country s largest listed oil producer, as early as the end of 2016.

In Europe, producer prices in the euro region rose by +0.1%, the lowest monthly reading since April. Also, the European Union started their two day meetings today; the major issues being discussed are the fallout from the Brexit, and global banks attempting to preserve their access to the single market.

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Contact Bizify #small #business #crm

#free business directory


Contact Bizify FAQ

Contact Bizify

Here at Bizify we like to speak to both businesses and customers in order to improve our service. Should you like to review a business why not register for an account, search for the business you would like to review and give them your feedback.

If you re a business looking to advertise all you need to do is click the FREE LISTING link in the header and follow the steps – it couldn t be any simpler. With so many options available for free listings and increased visability and features for our paid clients your business is certain to see the benefit of advertising with Bizify.

If you want to get in touch with someone over at headquarters feel free to use any of the emails below:-

Or Alternatively Give Us A Call On 01642 931 380

Fields marked with a * are mandatory

F.A.Q s

Here at Bizify we receive a number of emails asking very similar questions so we have compiled a mini FAQ guide. Should you still not find the information you require please feel free to get in touch on any of the contacts to your left.

Who Are Bizify

Bizify is solely owned by Espresso Web Design VAT No: 137 0219 39 and registered to 1A Brighouse Business Village, Riverside Park Road, Middlesbrough, TS2 1RT.

Can I Advertise For Free?

Yes any business based in the UK can register for a free business listing on Bizify. All you need to do is sign up and follow the on screen instructions. As with other directories we also have a paid options to improve your visability and increase how well you can market your business.

Why Can I Not See My Business Or They Are Incorrect

Not to worry it s free to add your business to Bizify or alternatively if your business is here but incorrect all you need to do is drop us an email, call or sign up and you can claim your listing to update it. By claiming your listing you can add additional information about your business.

5 Things Not to Do Running a Small Business #cheap #business #ideas

#running a small business


5 Things Not to Do Running a Small Business

January 12, 2016

I ve been a creative entrepreneur since 2005. My first design company was a partnership with my significant other. It was largely a freestyle experiment in running a business, conducted live over the course of five years. As a business, it was marginally successful. As a learning experience, it was my equivalent of a masters of business administration.

So, by the time I had started my second and current company, I had a pretty good blueprint of don t s for running a small business. I had been fortunate enough to make the mistakes that have yielded five valuable lessons learned — lessons that have truly paid off the second time around.

1. Don t rush into partnerships.

It was only after my original partner and I parted ways did I recognize that we should never have had a professional partnership in the first place. Just because someone is your best friend, long-time coworker and / or significant other hardly qualifies them as the perfect candidate for maintaining a business. I say maintaining because it s far easier to get excited about the prospect starting a company than being able to handle the day-to-day reality of running it efficiently.

The best partner is typically someone whose skills and approach are the polar opposite of yours. The first ensures the you are able to cover a lot more ground without additional employees. The second may create conflict, but it ll force you both to defend your business instincts and weed out lesser ideas before you waste resources.

2. Don t get discouraged.

Running a company isn t a goal — it s a long, winding road. Enjoy the process! Unless your goal is to cash out, and you ve got some built-in exit strategy, chances are you want a long-term entrepreneurial career. You will have ups, and you will have downs — possibly in the same week or even day. You will gain amazing clients and lose others for reasons fair and unfair. That s all part of having a business.

I ve yet to encounter a single business owner who s reached some grand, stable plateau beyond failure, disappointment and doubt. We all experience it. Instead of discouragement, focus on becoming more resilient, on learning how to handle stress productively.

3. Don t forget why you wanted to start a business in the first place.

Whether it s following a passion or having more control over your time to devote to family, always remember why you started down this road in the first place. It s easy to get carried away and forget what it was you wanted from your own business. I, for example, was driven by quality-of-life factors, especially time off for my other passion — travel. At times, temporary sacrifice may be truly necessary, but it pays to be conscious of when you re in danger of permanently shelving the very thing you wanted most.

4. Don t try to do everything yourself.

I started my first company with $500 — barely enough to cover the costs of incorporation. So, right away, I developed an addiction to doing everything myself. My partner was only capable, willing and able to do so much, and I found myself doing a lot of admin tasks I never anticipated. Those tasks came with learning curves, and they took up valuable time and energy — energy that could have been directed at helping the business grow.

I didn t make this mistake twice. With my second, far more successful attempt, I contracted my business half just a couple of months in. Although my expenses grew, now I could focus on doing better work as well as devote time to business development. Both actions helped to grow the company far quicker than my former money-saving attempts at being my own bookkeeper.

So, resist the urge to cover all the ground alone. Saving financial resources is important, but don t let your task list undermine your big goals.

5. Don t stop evolving.

Your strategy, your marketing plan, your target market — nothing is set in stone. The world is changing more and more rapidly each day. Your industry will likely experience a shift, whether slight or monumental, at some point. As a small business, you are at a disadvantage, because your resources are a lot more limited. But you have a priceless advantage in ability to change course and adapt far quicker than a larger organization.

The best way to remain relevant is keeping your eyes open for changing tides, your mind open to new ideas and staying flexible.

And, of course, don t be too afraid of making your own mistakes!

Five months into my #Helen4SG campaign #small #business #magazine

#business venture ideas


Five months into my #Helen4SG campaign

I said at the outset that this campaign would be a marathon, not a sprint, and so it has proved to be.

The UN Security Council has now conducted three indicative ballots. I am still positioned in the middle of the pack.

Media interest continues to be high, not least on whether the UN might follow the lead of other major countries and organisations and look seriously at appointing a woman SG.

It was pleasing to see the outcome of a survey of UN staff which rated me highly for the position. The UN’s greatest asset is its dedicated staff. The bureaucratic systems don’t serve them well. I would want to work closely with staff to build the best, most responsive, most effective UN there could be – the world’s peoples and our staff deserve no less. In the end our work is all about people.

The New Zealand Herald editorialized on the contest on Thursday; their theme – is Helen too strong? One would hope strength of character would be a prerequisite for the position! objectid=11702283

The NZ Herald also covered the outcome and implications of the third straw poll:

The next indicative poll will be conducted at the UN Security Council next Friday – 9 September. Following the Leaders’ week at the UN General Assembly beginning Monday 19 September, the final indicative poll will be held on Monday 26 September. It is then expected that that the UNSC will move to ballots where coloured cards – code for vetoes – by Permanent Members are used in the first week of October.

Rutgers Business Insights #business #plan #writing

#business insights


Rutgers Business Insights

With wide-ranging research backgrounds and strong industry experience, Rutgers Business School’s world-class faculty are thought leaders in their fields. Rutgers Business Insights bring contemporary views from faculty confronting today’s most challenging issues.

Rutgers Business School contributes to Rutgers University’s deep commitment to creating new knowledge, fueling economic progress, improving lives, and enriching humanity. Rutgers is the only public university in New Jersey in the Association of American Universities (AAU), a group comprising North America’s 63 leading research universities.

Professor Farok Contractor, who teaches international business, said communication and coordination will be key tasks for leaders from the 20 most powerful economies in the world as they contemplate new policies in Hangzhou, China, in early September. More

Friday, August 19, 2016

The action of 17.4 million voters from a small island on the western edge of the Eurasian landmass has sent shock waves to the world. The message contained in the decision to leave the European Union resonates with a lot of people in other countries. More than specific concerns of the British people about the European Union, the vote highlighted growing worldwide anxiety over the impact of globalization. A segment of the public in Europe and the United States seem united by their common concerns over integration. More

Wednesday, June 29, 2016

Multinational corporations such as Apple, Colgate, Dell, P G, Kellogg’s and Siemens are using FinTech companies to tap previously inaccessible capital in their supply chains to help finance growth in new and emerging markets, develop and support new products, strengthen their financial positions, and increase the capital available to the whole supplier ecosystem. More

Tuesday, June 28, 2016

Professor Farrokh Langdana explains the reasoning behind Great Britain s peasant revolt after voters elected to leave the European Union. More

Monday, June 27, 2016

Why do politicians like Trump keep bashing China? What does undervaluation or overvaluation of a currency mean? And what advantage can a nation derive from trying to control or manipulate its exchange rate? More

Tuesday, June 14, 2016

In research that was done over a 15-year period, Professor Terri Kurtzberg and her team explored the unintended and often unnoticed changes that can occur in decision-making, negotiations, ethics and trust when individuals rely on electronic devices to communicate. More

Tuesday, June 7, 2016

Relatively few studies look at a large number of corporate inversions to understand when an inversion may or may not add value. The authors research takes a careful look at the data to deliver new insights into the world of inversions. We use hand-collected data on more than 600 corporate inversions out of 11 home countries into 45 host countries during the period between 1996 and 2013. More

Wednesday, April 20, 2016

In simple terms, an inversion is when a U.S. company shifts its corporate headquarters to a country like Ireland where corporate taxes max out at 12.5 percent compared to the maximum 35 percent U.S. tax rate. For large multinational firms, the annual savings can be in the billions. But the U.S. government would then lose even more than that in tax revenues. More

Tuesday, April 12, 2016

In this Business Insight, Professor Farrokh Langdana explains the rise of angry Americans through a misguided use of comparative advantage trade theory that has had disastrous consequences for the United States. More

Tuesday, April 12, 2016

In papers published recently in the Journal of Operations Management and Decision Sciences, Professor Dobrzykowski and his co-authors examine how operations and supply chain management concepts such as use of information technology, partnering and vertical integration can produce better outcomes for patients while improving efficiency for healthcare providers. More

Thursday, February 25, 2016

How to Create a Business Development Strategy #writing #business #plan

#business development plan


How to Create a Business Development Strategy

The Business Development Strategy is used to underpin your main Business Plan and essentially it sets out a standard approach for developing new opportunities, either from within existing accounts or by proactively targeting brand new potential accounts and then working to close them.

This document highlights the key issues you should consider prior to compiling your own plan and will hopefully guide you logically through a proven framework.

The key word is Strategy. because you are creating a workable and achievable set of objectives in order to exceed your annual target.

Your Starting Point :

The key words are Who? What? Where? When? Which? Why? How?

Who are you going to target?

What do you want to sell them?

Where are they located?

When will you approach them?

Which are the appropriate target personnel?

Why would they want to meet with you?

How will you reach them?

If you have conducted regular account reviews with your key accounts during the previous twelve months, you should be aware of any new opportunities that will surface during the next twelve months. You will also, when assessing what percentage of your annual target usually comes from existing accounts, need to review data over the last two or three years. (It is likely that you can apply Pareto i.e. 80% of your business will probably come from existing accounts and in fact 80% of your total revenue will come from just 20% of your customers/clients)

You will be left with a balance (i.e. 20% of my business next year will come from new opportunities) therefore you can then begin to allocate your selling time accordingly.

Next: Ideal Customer Profiling

40 Small Business Ideas with low investment #new #business #ideas

#small business idea


40 Small Business Ideas with low investment

Business Ideas – Today we find several young dynamic individuals who are aspire to start small business and they are always looking for business ideas with low investment. In order to help them we are herewith 40 small business ideas with low investment. If you are doing job and looking for part time opportunity to make more money you may go through our one of the most visited article best business ideas for making more money .

Business Ideas

1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

22. Photographer – If you are good at photography you can start photography business with low cost investment.

23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

24. Travel Agency – Starting travel agency is good business opportunity with low investment.

25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

40 Small Business Ideas with low investment

Business Mailing List, Business Email List, Business List #business #account

#business mailing lists


Business Mailing Lists / Business Email Lists

THE MASTER BUSINESS DATABASE contains over 19,750,000 businesses and 25,500,000 executives with over 100 different job titles.

The Master Business Database is compiled from numerous sources, such as business credit reports, business financial reports, legal filings, professional public business directories, telemarketing surveys and an array of custom business list compilations. In a nutshell, this business database is researched, verified, and updated on a monthly basis meaning deliverability and data quality is guaranteed!

But the best benefit you receive is selectivity! This super data-enriched business database offers an extensive array of business demographics that you may use to find and refine your business list.

CLICK HERE to review some of the business list qualifiers that you may use to pinpoint your best business prospects.

  • CLICK HERE for a business mailing list / business email list count for ANY business list. You will promptly receive a count with pricing details.

BUSINESS LIST MARKETING IDEAS (click on any idea for details)


  • Big Businesses
  • Entrepreneurs
  • Growing Businesses
  • Businesses with Web Sites
  • Businesses that are heavy advertisers
  • Home Businesses
  • Home Offices
  • Small Business Owners
  • Fleet Owners Operators
  • Executives by Ethnicity
  • Businesses by exact employee size
  • Business Email Addresses for Small Business Owners
  • Business Purchasing Executives
  • Business Owners By Ethnicity
  • Hispanic Business Owners
  • Women Owned Businesses
  • Minority Own Businesses
  • Businesses that Rent – Businesses that Own
  • Age of Business Executive
  • Businesses by Sales Volume


Let’s assume you’re selling plumbing supplies, and you’d like to see every single business market with the word “plumbing” in the market description. If you did this type of search on our MARKET SEARCH system, you would find 15 potential business markets.


Receive a FREE “Business Market Profile” for your territory.
Your FREE profile will provide a snapshot of opportunities in your marketing geography.
Call 888-395-6727 or send anEMAIL request and receive your FREE “Business Market Profile” within 24 hours.

The U #business #lending

#small business tools



SBA’s suite of tools can help you at any stage of your business venture. From initial counseling and business planning to contracting with the government and finding seminars to grow your business – there’s something for every entrepreneur to get the help they need. Let us help you find what you’re looking for today.

Create a Business Plan

A business plan can serve as a road map for future success and is essential to obtaining financing. This step-by-step tool will guide you through the process of creating a basic, downloadable business plan at your own pace.

Get Online Training

Find self-paced online training courses, quick videos, web chats and more to help you learn about the many aspects of business ownership. You can also sort your selections by content type and topic.

SBA and resource partners host hundreds of training seminars and workshops throughout the country to help you start, manage and grow your business. Find training events near you with the Events Calendar.

Get Local Assistance

Find free, in-person professional business counseling, mentoring and training from an SBA Direct Office, SCORE chapter, Small Business Development Center or other SBA resource partner near you.

Qualify for Government Contracts

Find out if your business is considered “small” by government, which may allow you to take advantage of valuable contracting opportunities reserved for small businesses.

SBA provides informational videos on a number of topics related to starting, managing and financing your small business.

If you are a small business owner, you need to know how your business stacks up with the competition in order to succeed.

Start a Business

This wizard will guide you through aspects of starting a business and finding information you need to succeed. Some useful resources available in this wizard include information on Licenses and Permits, conducting Market Research etc.

Grow Your Business

Grow your Business helps users to find information and guidance that will help you manage and grow your business effectively.

Access Financing wizard will help you identify federal, state and local government financing resources that are available to help you start or expand your business.

The Begin Exporting wizard will help you determine your business’s preparedness for exporting and will guide you to the appropriate resources.

The Expand Exporting wizard will provide the businesses with assistance in areas of: Working Capital, Insurance, Financing and Project Support and will also provide users with useful resources to finance exporting for expanding their business.

Help with Hiring Employees

The Help with Hiring Employees wizard will help employers with resources that provide assistance and guidance with recruiting, hiring, training and retaining a strong workforce.

The Find Opportunity wizard provides users with a variety of federal government contracting programs and opportunities available to businesses based on answers to a few quick questions in the wizard.

Browse Resources for Veterans

The Veterans Wizard is designed to provide appropriate resources for eligible veterans owning or considering starting a small business.

Seek Disaster Assistance

The Disaster Assistance wizard will offer a wide range of federal government resources for disaster preparedness and disaster recovery such as Earthquakes, Tornados, Volcanos, Hurricanes, etc.

Learn About Health Care Changes

The Health Care wizard can help you understand what you need to know about new insurance options and other health care changes as well as find health care related resources.

Learn About Taxes and Credits

The Taxes and Credits wizard will help you find resources that help business owners learn more about business expenses and tax credits and other resources based on eligibility.

Invest in the U.S.A.

Invest in the USA wizard will provide services and tools to help your firm be successful in the United States and connect with SelectUSA, the federal initiative to facilitate investment.