Monthly Archives: May 2017

Online Stock Trading and Stock Trading Tools #loan #for #small #business


#stock market websites

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Scottrade Client Website for Online Trading

Scottrade received the highest numerical score in the J. D. Power 2016 Self-Directed Investor Satisfaction Study, based on 4,242 responses measuring 13 firms and the experiences and perceptions of investors who use self-directed investment firms, surveyed in January 2016. Your experiences may vary. Visit jdpower.com .

Authorized account login and access indicates customer’s consent to the Brokerage Account Agreement. Such consent is effective at all times when using this site.

Unauthorized access is prohibited.

Scottrade, Inc. and Scottrade Bank are separate but affiliated companies and are wholly owned subsidiaries of Scottrade Financial Services, Inc. Brokerage products and services offered by Scottrade, Inc. – Member FINRA and SIPC. Deposit products and services offered by Scottrade Bank, Member FDIC .

Brokerage products are not insured by the FDIC — are not deposits or other obligations of the bank and are not guaranteed by the bank — are subject to investment risks, including possible loss of the principal invested.

All investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Online market and limit stock trades are just $7 for stocks priced $1 and above. Additional charges may apply for stocks priced under $1, mutual fund and option transactions. Detailed information on our fees can be found in the Explanation of Fees (PDF).

You must have $500 in equity in an Individual, Joint, Trust, IRA, Roth IRA, or SEP IRA account with Scottrade to be eligible for a Scottrade Bank® account. In this instance, equity is defined as Total Brokerage Account Value minus Recent Brokerage Deposits on Hold.

The performance data quoted represents past performance. Past performance does not guarantee future results. The research, tools and information provided will not include every security available to the public. Although the sources of the research tools provided on this website are believed to be reliable, Scottrade makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability or reliability of the information. Information on this website is for informational use only and should not be considered investment advice or recommendation to invest.

Scottrade does not charge setup, inactivity or annual maintenance fees. Applicable transaction fees still apply.

Scottrade does not provide tax advice. The material provided is for informational purposes only. Please consult your tax or legal advisor for questions concerning your personal tax or financial situation.

Any specific securities, or types of securities, used as examples are for demonstration purposes only. None of the information provided should be considered a recommendation or solicitation to invest in, or liquidate, a particular security or type of security.

Investors should consider the investment objectives, charges, expense, and unique risk profile of an exchange-traded fund (ETF) before investing. A prospectus contains this and other information about the fund and may be obtained online or by contacting Scottrade. The prospectus should be read carefully before investing.

Leveraged and inverse ETFs may not be suitable for all investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. These funds’ performance will likely be significantly different than their benchmark over periods of more than one day, and their performance over time may in fact trend opposite of their benchmark. Investors should monitor these holdings, consistent with their strategies, as frequently as daily.

Investors should consider the investment objectives, risks, charges and expenses of a mutual fund before investing. A prospectus contains this and other information about the fund and may be obtained online or by contacting Scottrade. The prospectus should be read carefully before investing. No-transaction-fee (NTF) funds are subject to the terms and conditions of the NTF funds program. Scottrade is compensated by the funds participating in the NTF program through recordkeeping, shareholder or SEC 12b-1 fees.

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. The Margin Disclosure Statement and Agreement (PDF) is available for download, or it is available at one of our branch offices. It contains information on our lending policies, interest charges, and the risks associated with margin accounts.

Options involve risk and are not suitable for all investors. Detailed information on our policies and the risks associated with options can be found in the Scottrade ® Options Application and Agreement. Brokerage Account Agreement. by downloading the Characteristics and Risks of Standardized Options and Supplements (PDF) from The Options Clearing Corporation, or by requesting a copy by contacting Scottrade. Supporting documentation for any claims will be supplied upon request. Consult with your tax advisor for information on how taxes may affect the outcome of these strategies. Keep in mind, profit will be reduced or loss worsened, as applicable, by the deduction of commissions and fees.

Market volatility, volume and system availability may impact account access and trade execution.

Keep in mind that while diversification may help spread risk, it does not assure a profit, or protect against loss, in a down market.

Scottrade®, the Scottrade® logo and all other trademarks, whether registered or unregistered, are the property of Scottrade, Inc. and its affiliates.

Hyperlinks to third-party websites contain information that may be of interest or use to the reader. Third-party websites, research and tools are from sources deemed reliable. Scottrade does not guarantee accuracy or completeness of the information and makes no assurances with respect to results to be obtained from their use.

© 2016 Scottrade, Inc. All rights reserved.



Best College Startups #business #card #magnets


#business ideas for college students

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16 Great Startups College Students Are Working On Right Now

youtube/EntrepreneurOnline

Incredibly high profile successes by young founders like Mark Zuckerberg have made founding a startup an increasingly attractive career path for college kids.

Schools know it, and more and more of them are creating accelerators, competitions, and classes designed to get student ideas off the ground.

As a result, students aren’t waiting to graduate to get started, they’re using their connections at school and the support they’re getting to create fascinating startups. We’ve collected 16 of our favorites.

These aren’t just another set of apps. Some of these students found business prospects in the most unlikely of places, like a roll of toilet paper. And others, like Gabrielle Palermo, started college with the idea of becoming a doctor but figured out a way to convert her dream of helping people into a business of potentially global proportions.

View As: One Page Slides



Top 10 Business Ideas for College Students #business #leads


#business ideas for college students

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Top 10 Business Ideas for College Students

In the world today, the job market for fresh college graduates is becoming more and more unpredictable with each academic session that comes to an end. Many colleges and degree awarding institutions churn out graduates faster than the labor market can handle. Year after year, millions of college graduates join their pairs all over the world in search of jobs that aren’t just there. While the unemployment figures for college graduate continues to rise, finding the few jobs that are available for grabs has turned into a fierce competition among graduates.

For college students and fresh college graduates who want to stand out on their own as young entrepreneurs in the 21 st century, here are the Top 10 business ideas you can start right out of college.

1. Start your own “Mini” Real Estate Agency
You can start your very own real estate business by offering property finding services to people who want a change of apartment or shop owners who want to expand their businesses to other locations. If you reside close to a college, you can also offer this service to college students looking for accommodation. The potential for making this business a success of this business is unlimited. All you need is some dedication. You can spend your spare time searching for vacant houses around your neighborhood and listing them on flyers along with your contact details so that people who are in need of such accommodations can get in touch with you.

2. Become a Personal Coach
If you were good at a particular sport while in college, then becoming a personal coach is another wonderful way to start a business right out of college. There are lots of people out there seeking to be trained in a new sport. Some just want to burn their idle time by trying out a new sport just for the fun of it. However the case may be, it’s your goldmine for a business opportunity. It doesn’t matter if you are giving swimming lessons to a kid or teaching a bank executive how to play tennis, becoming a personal trainer in any sport you are perfect in is another good business idea you can start right out of college.

3. Setting up a Social Media Consultancy Agency
Setting up a social media consultancy agency is another business idea you can start right out of college, especially if you possess excellent communication and marketing skills. Most small business owners often have to handle their own social media marketing, but with so much responsibilities and very little time to get things done, most of them outsource their social marketing needs to media consultants. As a consultant, you get to help them decide on the best strategies for their businesses, to create and post content for your clients target audiences, etc. The beauty about this business idea is that it is not restricted to small business owners alone, even large organizations outsource their social media marketing needs to consultants from time to time.

4. Start a Tutoring service
Setting up a tutoring service is another good business idea for any fresh college graduate who is looking to earn some money while still on the job hunt. If you were excellent in certain subjects while in college, you can make a lot of money by offering to teach people who are having problems with those specific subjects. You can tutor college students who are having problems in certain areas of their studies or high school grad students preparing for their SAT exams. Another wonderful way of expanding this wonderful business idea is by creating and packaging tutorial materials on your area of expertise and selling them online for extra profit.

5. Start a Dog Walking and Pet Grooming service
Quite a lot of people love pets, most especially cats and dogs. In fact there’s hardly ever a house you will come across in the United States without a pet. Many dog owners love their dogs and want them looking smooth, well-groomed and smelling nice. If you love handling pets and being around dogs, then you can start a dog walking and pet grooming service as a fresh college graduate. The remarkable thing about this business is that it requires little or no capital. All you need is your spare time and a few bucks advertising your services around the neighborhood.

6. Start a Barbing and Hair Styling Salon
If you are skilled in the area of barbing and hair styling, you can start a business of your own as a fresh college graduate by providing hair cuts or hair styling services to people in your neighborhood. Acquiring the skill to become a barber or hair-stylist doesn t take too long, and it’s a skill you can learn while in college or immediately you are out of college. The essential thing is being able to provide superb service to your customers time and again. You can even decide to take this business a step further by providing exclusive home services to clients who are either too busy or reluctant to hit the salon.

7. Become a Personal Fitness Trainer
In the society today, keeping physically fit and healthy is an essential part of maintaining a healthy lifestyle. However, due to their busy schedules, not many people have the time to visit the gym on a regular basis. As a fresh college graduate, you can set up your own business by being a personal fitness trainer to people who want to keep fit. Many would willingly pay for the services of a personal fitness trainer who will train them regularly at home. You will definitely find this business very easy to run, especially if you are passionate about health and fitness while you were in college. This is definitely another business idea you can start right out of college.

8. Become a Content and Freelance Writer
Thanks to the social media and new wave of digital marketing, many businesses are looking for skilled and creative writers to produce top-quality contents for their businesses and other media outlets. If you have a way with words and are passionate about writing as a fresh college graduate, then you can start your very own content writing and freelance service. If you are an excellent researcher with the ability to find and organize quality information about any area of interest to your clients, then this will also serve as a plus in building this business idea. Go ahead and check Freelancer.com ,Elance and Fiverr to see the most popular fields for contract work.

9. Start a Home and Office Cleaning Service
As a college graduate, you can make lots money from cleaning homes and offices by setting up your own home and office cleaning business. Most people, due to their tight schedules are often too busy to clean up their apartments and offices by themselves. A good number of them simply outsource this responsibility to other people so they can have time to focus on other aspects of their daily lives. This is another opportunity for you to start your own business by providing cost effective cleaning services to them.

10. Selling Handmade Crafts
Are you a graduate just right out of college, with a penchant for jewelry making, knitting or creating other small crafts? Selling these handmade crafts for profit on the internet is a very good business idea you can develop as a fresh college graduate. Once you can produce a lot of items quickly, you can open up an online storefront on ebay and sell your creations to the public. The amazing thing about this business idea is that the startup capital is extremely small. If you are able to purchase your materials in bulk from a trusted supplier and deliver orders on time, then you will surely be in profit in no time.



Best Drop Shipping Companies (September 2016) #business #agreement


#drop shipping business

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Best Drop Shipping Companies (September 2016)

The world of dropshipping is often considered the easiest way to sell products online. Although dropshipping comes with various difficulties, it is a viable way to start an online business without much upfront capital. The basic idea behind dropshipping companies is that you contact a manufacturer or wholesaler who might be willing to partner with you. After that, you build an ecommerce shop and start selling some items that fall in a niche, like electronics or glow in the dark items. The more niche the categories the better.

The key with dropshipping is that you don t carry any inventory. The wholesaler makes the products for you, stores them in their warehouses and ships them to the customers when you submit the orders. So, in a sense, you don t even have to see the items in order to make money. Downsides to dropshipping include less product control, less shipping control, trouble with returns, slower deliveries and smaller margins.

You may also be interested in these articles:

However, if you re on a tight budget and you generate a quality strategy, dropshipping might just work well for you. One of the toughest parts of dropshipping is to find a company that would provide products. So, we put together a list of killer places to find products to dropship and sell on your store. Enjoy!

The primary feature you get from Oberlo is the importing from AliExpress. Since so many dropshippers use AliExpress to find and sell products, it’s a wonder as to why a tool like this hasn’t come around sooner. Not only do you gain access to thousands of suppliers on AliExpress, but the product images, details and prices are all situated right there for you.

Drop Shipping Companies: Doba

Doba is one of the more comprehensive dropshipping companies, since it not only provides a detailed directory of manufacturers and wholesalers, but offers an interface for simply grabbing the products you want without having to partner with multiple dropshippers.

Generally, you may have to partner with and communicate with ten or twenty dropshippers. With Doba, you simply find a product you want to sell, list it on your website and process the sale with Doba. The Doba company contacts the dropshipper and sends the product to the customer, cutting out the tedious dropshipper management process.

Salehoo is similar to Doba, but it has more of a focus on presenting a detailed directory for companies you can partner with for your business. The website has beautiful category tools for you to filter and search based on the products you re trying to sell, along with a market research lab to decide on the most popular products to sell on your store. The best part is that Salehoo manages a consistent blog and forum so you can learn and chat with others who are in the same boat as you.

Alibaba is one of the largest websites in the world, and one of the best parts of the site is that you can find manufacturers for your products, at relatively low costs. Keep in mind that you shouldn t just type in the product you want to sell and contact the manufacturer. You must go to the search bar, type in dropshipper, then filter down to the desired product.

The Alibaba platform has thousands of manufacturers, and many of them don t offer dropshipping.

When you complete a Google search for finding dropshippers, you may notice that many of the directories are filled with spam or non-existent companies. This is a huge problem, since you don t want to waste time and money finding a viable dropshipping partner.

With World Wide Brands, every dropshipper in the directory is certified, so you can expect a response from each one. The World Wide Brands site sets you up with the manufacturer s contact info after you find a suitable match. After that, you can contact them whenever you want and build a relationship.

The WholeSale Central company doesn t have the best website, but it s a decent tool for filtering through categories like apparel, electronics and leather. The dropshippers are then listed with details for you to click on and view. When you click through to one of the dropshippers it sends you to the manufacturer s website, meaning there are no middle men to work though.

Feel free to contact certain dropshippers, and use the WholeSale Central page to find options that are closer to you geographically. Traditionally, this can lead to a more reliable business partnership.

Dropship Direct lets you create a free account, giving you access to its huge inventory of products. This solution works similar to Doba, in that you choose your product first, then you can request to have that item shipped to your customer. This way, you don t necessarily have to be in contact with the dropshipper. However, that option is available if needed.

Sunrise Wholesale is a service that dropships products directly to your customers. You gain access to over 15,000 brand name products, and you can search for these products through the Sunrise Wholesale site. Profit from the site by selling through places like Amazon and eBay, or consider setting up your own website for a better online presence. Not to mention, this solution also helps you connect with ecommerce platforms like Shopify and Bigcommerce.

Wholesale 2b requires you to sign up for a plan, but you don t get charged a dime for simply browsing the product database. Search for certain items and categories, and when you find something to sell, post it on your site for people to buy from you. After that, the Wholesale 2b site takes a commission, but it also sends out the product to your customer.

Contact Relevant Businesses and Go to Trade Shows

Quite often the best way to find a long-term partner for you dropshipping business is to start locating businesses in your area, or around the world, with a simple Google search. Cold call the companies and ask for someone who might be able to help you with dropshipping. The goal is to locate manufacturers who may be willing to take orders from you and ship upon request.

You can also check out trade shows, which puts in some face time with the wholesalers, improving your chances of building a relationship with them.

Over to You

Have you ever had the chance to take on dropshipping as a business? Share your story, or let us know if you have any questions about getting a dropshipping company up and running.



Harvard Business Law Review (HBLR) – The Harvard Business Law Review (HBLR)

#harvard business journal

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This Article addresses mutual fund governance, explaining how it has recently become entangled with the norms and rules of corporate governance. At one level, it is understandable that the Securities and Exchange Commission (SEC) and courts have viewed mutual funds as a type of ordinary corporation. Both mutual funds and corporations are separate legal entities, having directors and shareholders. Directors of each are held to fiduciary duties, charged with serving shareholders’ interests, and expected to aspire to best practices. However, there are fundamental differences between mutual funds and ordinary corporations. This Article contends that these differences have important implications for governance, differences that should lead to the disentanglement of mutual fund governance from corporate governance.

We examine firm lifecycles of 3,081 IPOs from 1996–2012. We find that small IPOs have a different lifecycle than other, larger companies. Within five years of an IPO, only 55% of small capitalization companies remain listed on a public exchange, compared to 61% and 67% for middle and large capitalization companies, respectively. We examine various theories explaining the decline of the small IPO. We find only minor evidence that regulatory changes caused the decline of the small IPO. The decline appears instead to be more attributable to the historical unsuitability of small firms for the public market. Absent economic or market reforms that change small firm quality, further regulatory reforms to enhance the small IPO market are thus unlikely to be effective or bring firms into the public market that have the horsepower to remain publicly listed.

In Section 1502 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Congress instructed the Securities and Exchange Commission (SEC) to draft rules that would require public companies to report annually on whether their products contain certain Congolese minerals. This unprecedented legislation and the SEC rulemaking that followed have inspired an impassioned and ongoing debate between those who view these efforts as a costly misstep and those who view them as a measured response to human rights abuses committed by the armed groups that control many mines in the Democratic Republic of the Congo. This Article for the first time brings empirical evidence to bear on this controversy.

In 2008, the Securities and Exchange Commission made waves by deciding to regulate the nascent peer-to-peer lending industry. Only two lending platforms survived the SEC’s entry into a previously lightly-regulated market. Under this regulatory setup, the SEC would regulate the lending-investing process, while other agencies like the Consumer Financial Protection Bureau and Federal Trade Commission would regulate the borrower side of the business. This Article argues that the existing bifurcated system works and is continually getting better as the SEC amends existing exemptions and introduces new regulations to smooth the path for financial innovation.

Since 1977, with the enactment of the Foreign Corrupt Practices Act, the United States Department of Justice has played a leading role in applying the Act’s anti-bribery, books and records, and internal controls provisions in enforcement proceedings against numerous companies and individuals worldwide. In November 2015, the Department of Justice took the unprecedented step of hiring a Compliance Counsel to guide its prosecutors in decision-making in corporate prosecutions and in benchmarking corporate compliance. This Memorandum is composed as an open letter to the Compliance Counsel, focusing on how she and the Department of Justice should go about that critical benchmarking function.

Eric J. Chang’s provocative article, www.PayDayLoans.gov: A Solution for Restoring Price-Competition to Short-Term Credit Loans—which, as its title suggests, proposes to facilitate price competition in the payday lending market by creating a federal online exchange for payday lenders to post lending rates—has sparked thoughtful reactions among consumer borrowing experts. This Response provides constructive criticism to Chang’s proposal, arguing that such an exchange is unlikely to meet its goal of restoring price competition and offering tweaks that would raise the likelihood of doing so.



Features in Enloop s Free Online Business Plan Writing app #world #business

#free business plans

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Easy, Painless, Complete

Enloop lets you quickly create bank- and investor-ready business plans

Starting a business is hard enough without having to learn the art and science of writing an accurate business plan. That’s why we created Enloop. Our patented, innovative system does the heavy lifting for you entirely in the cloud, safe & secure, and ready to use whenever or wherever you need to work on your plans.

AutoWrite TM your plan

Let Enloop write the hard stuff

Watch how this works
Get a jump start on writing your plan with Enloop’s AutoWrite TM feature. Our patented system automatically generates basic text for each important section of your plan. You can edit the text, delete it entirely or add your own text. Your text will stay in sync with your data with Enloop’s groundbreaking TextSync TM feature. You can insert “blocks” of data anywhere in your text and TextSync TM automatically keeps that information updated like financial data and company information letting you skip this tedious part of editing and get back to planning your business faster.

Our text editor also features rich text formatting. for creating Word-like documents, and comprehensive spell checking available in 16 languages.

Automated Financial Forecasts

Not an accountant? You’re in the right place

One of the most challenging parts of completing a business plan is in creating accurate financial forecasts. That’s why Enloop does it for you. Based on your inputs, Enloop automatically generates Sales, Profit & Loss, Cash Flow and Balance Sheet forecasts on-the-fly. You can start by taking the easy, fast route and creating a simple plan with only annual inputs, or you can create increasingly more complex forecasts all the way up to 36-month inputs good for CPAs and accountants that require more complexity. You get to choose.

Invite & Share

Invite colleagues to view or edit your plan

The more minds working together, the better the result. Enloop makes this easy by letting you invite anyone to view, contribute or edit any of your business plans. You can share any of your plans with an unlimited number of people. Invite other people in your company, your accountant, clients, colleagues or anyone you want. They don’t even need a pre-existing account. We’ll set it all up for them.

Beautiful Charts

Make your data come alive. Enloop generates sharp, accurate graphs for all key reports in your plan. You can include them all, or pick and choose which are most appropriate to support your document. All of our charts are designed to reflect the industry-standard reporting criteria most commonly used by CPAs, banks and investors. You’ll never have to worry about boring your readers.

The EPS TM Score

Understand your odds of success, at a glance

Say hello to EPS TM the Enloop Performance Score TM. This patented feature provides a FICO-like score for your business plan, updated on-screen while you’re working on it. The score changes with your inputs, rewarding good planning and discouraging poor planning. It’s designed with safeguards to prevent unrealistic financial forecasts. We’re sure you don’t need to be reminded that the majority of new businesses fail within five years. Enloop was designed to help you avoid a similar fate by warning you in advance.

Report Card

Industry comparison of your company’s potential

Just like in school, we give you a report card that evaluates your company’s forecasted performance. We test your plan in three critical areas: your overall score, three important financial metrics, and then check to make sure your business is always cash-flow positive. If you pass all three of these tests, you’ll receive a Performance Certificate with a verification number that a banker or investor can use to verify your score.

Multi-Currency Support

Our international users can select from 100+ worldwide currency formats to be used in their business plans, financial forecasts and TextSync TM. Each currency symbol includes customary local number formatting for every country.

Interactive PDF Document Creation

Organize, download, print on-the-fly

Enloop ties everything together and automatically generates a clean, professionally formatted PDF document ready to download, print and share at any time. You can build your business plan how you want it, by organizing the sections any way you like, adding sections, and removing others. It’s up to you.

Ratio Analysis

Important numbers that (really) matter to investors

This is one of the most important steps in creating a business plan, but is often overlooked or misunderstood. Who really cares about your ratios? Your loan underwriter or your investor. We automatically generate a ratios report for your company and then compare your ratios to those of your industry’s averages, using the same analysis that loan underwriters use to evaluate your business. We then explain to you what each ratio means and how you can improve yours. You can quickly spot where your performance needs improvement and correct those concerns early in your development, before they become a painful reality.

Built-in Help

Knowledge is power

The science of writing business plans, especially financial forecasting, isn’t easy. Whenever we ask for your input, a rich Knowledge Base is at your fingertips to explain exactly what each topic means. The Enloop system guides users through the planning process, asking essential questions that force entrepreneurs to think through the difficult parts of planning a business and then provides vital feedback for an interactive learning experience. We’re there every step of the way.

Still not convinced?

Try it now. It’s free!



Play Shopping Street, a free online game on Kongregate #funding #for #business


#business games online

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We have reduced support for legacy browsers.

What does this mean for me? You will always be able to play your favorite games on Kongregate. However, certain site features may suddenly stop working and leave you with a severely degraded experience.

What should I do? We strongly urge all our users to upgrade to modern browsers for a better experience and improved security.

We suggest you install the latest version of one of these browsers:

Trending with Friends

g Register or sign in to start receiving activity updates from around Kongregate!

Kongregate is a community-driven browser games portal with an open platform for all web games. Get your games in front of thousands of users while monetizing through ads and virtual goods. Learn more

Visit our developers site

Learn more about our publishing program –
we help game developers get their games out to millions of users on multiple platforms.

Read Our Blog

We publish new content weekly, on game/data analysis, case studies, engineering solutions, and design insights.

Access Documentation

Get everything you need to know about how to implement our APIs and SDKs into your game.

Shopping Street



About Sumy Designs – Who We Are and What We Do –

#business website design

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Who We are and What We Do

We are Sumy Designs, LLC. Our business is based in West Lafayette, Indiana.

Our History: Sumy Designs was created by two sisters, Susan Sullivan and Amy Masson in 2006. Susan had been working as an advertising and marketing director with a large publishing firm while Amy had been teaching computer technology. After leaving those respective career paths, a friend asked if we’d like to make a website for her. We said yes. A friend of this friend saw that website and asked us to make a website for her. We said yes. And so and so forth and now we have created many, many sites for many happy clients across the US, Canada, and England.

Susan is our designer, in charge of all things creative and beautiful. She has the vision and skills it takes to create custom masterpieces for every project.

Amy is our resident technical expert, with the skills to make every website function as it should.

Interesting fact: While the business is based in West Lafayette, Susan lives in the Dallas Forth Worth area. We work together virtually, via email and video chat, to seamlessly design, manage, and maintain projects of all sizes.

Where’d you come up with the name Sumy? It’s a combination of our first names. SU san and aMY.

Our Support Team

While Amy does the behind the scenes work and Susan does the design, there are a lot of other areas that need attention, so we have recruited a team of fabulous people to work with us to bring these jobs to completion. Being a virtual business, we are able to employ people from all over the country to work with us.



Small Business Loans for Veterans #business #analyst #salary


#veteran business loans

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Small Business Loans for Veterans

Business Loans for Military Veterans and their Spouses

Many Armed Forces veterans choose to become entrepreneurs after exiting the military. 10 percent of small business owners in the United States are veterans of the Armed Forces, employing more than 115 million people, according to the 2010 census. However, like most of their civilian counterparts, many veterans are unable to get the proper financing their businesses need from traditional lenders, like banks, credit unions, or even the government. Having dutifully served our country, it’s time you get the service you and your business deserve.

Whether you’re a military veteran or the spouse of one, you have come to the right place if you are looking for small business loans for veterans. Partnering with National Funding delivers access to affordable and convenient working capital that can be used for a variety of business-related purposes. Whether you own a retail storefront, service business, e-commerce site, or virtually any type of business, we can help you to achieve both your short and long-term financial goals through our assortment of loans, equipment leasing programs. merchant advance options, and credit card processing services .

Get Started Today

Why Consider National Funding for Veteran Business Loans?

Here are a few of the key benefits to partnering with us to finance your veteran-owned business:

  • Reliability and reputation – We have served the small business community for over 15 years, and currently hold an A rating with the Better Business Bureau. We are proud of our 95% customer satisfaction rating, and our featured appearances in respected publications such as Forbes magazine. Over the years we have funded more than $1 billion in small business loans to companies in thousands of different industries across all 50 states.
  • High approval rates – We tend to say “yes” more often than not. Instead of putting yourself through the frustrating process of applying for a loan with a bank or credit union, partner with us and see how our customized alternative business financing solutions have helped tens of thousands of businesses since 1999. Since we underwrite our own loans, we are able to personalize each financing solution for the prospective business. This results in high approval rates – even for high-risk industries.
  • Quick and Easy Process – From start to finish, obtaining the small business capital you need takes only a matter of days. Unlike the drawn out process of qualifying for a business loan through a traditional lender, you’ll be able to apply online or over the phone with us in a matter of minutes. A rapid decision-making process and funding in as few as 24 hours will help you to start using your working capital almost immediately. We will match you with an account manager who has specific knowledge about your industry and will be able to thoroughly uncover your critical business needs.
  • Flexible terms – Unlike one-size-fits-all bank loans, we will custom tailor each financing solution to the business. From determining loan or lease sizes to crafting repayment terms that easily fit within your specific budget, you’ll feel comfortable with your small business loan for veterans. Whether you are looking for an equipment lease, merchant cash advance. or simply a loan to provide needed working capital, you’ll find exactly what you’re looking for – at the terms you need with National Funding.

Small business loans for veterans don’t have to be difficult to obtain. In fact, applying today with National Funding takes only minutes. To begin, simply complete the quick and easy online form. You’ll often receive a lending decision the same day you apply, which means you can begin immediately planning how you’ll use your chosen financial tool to grow your business. Upon receiving all of the required information, we can fund your veteran business loan in as little as 24 hours.

As a business owner, and a veteran, you know how challenging it can be to run your own business – especially if you have an immediate need for business financing. Contact the experts today at National Funding and see just how easy it is to acquire complete small business solutions with affordable and flexible terms.

Instant
Quote

Instantly calculate your personal quote for a working capital loan.

What Our Clients Are Saying

I want you to know, there were several companies I looked at, spoke with, and ultimately 2 that I applied with. I chose National Funding for only one reason You were more concerned with what was right for my business, and much less concerned with landing my account. At Ace Hardware, customer service is our number one asset. We strive every day to exceed our customer s expectations. When I receive that same level as a customer, it is greatly appreciated, so thank you.

I chose National Funding for only one reason You were more concerned with what was right for my business, and much less concerned with landing my account.

WE’RE IN A LEAGUE OF OUR OWN



Private health insurance for smaller businesses #ideas #for #new #business


#business health insurance

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Private health insurance

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5 Star rated small business health insurance with one month free

Staying healthy is important, especially if you’re running your own small business. Our private health insurance product, Solutions. is great value for money if you have 2-99 employees and it s really easy to set up.

Our Defaqto 5 Star rated private health insurance product lets you choose which benefits you’d like to have along with:

  • Your first month free – As long as you haven t had a private healthcare policy with us in the last 12 months and you agree to hold the cover for a whole year, we ll give you 1 month free cover. This applies to the first year of your policy.

Our health insurance policy helps employees get back on their feet and back to work as soon as possible. Here is what our Solutions product can do for you:

  • Offer the right treatment, at the right time – You’ll get support from us that may help your employees get back to work faster. That means early diagnosis and prompt access to expert medical treatment at a time that suits them, anywhere in the UK at a hospital on your chosen hospital list. See which hospitals you can use (PDF 1.70MB)
  • BacktoBetter – Solutions includes our innovative musculoskeletal case management service as standard within core cover. Helping get employees back to work faster if they need to claim for pain in the back, neck, muscles or joints (musculoskeletal (MSK) conditions).
  • Access to the latest drugs and treatments – Solutions covers all the latest medicines and therapies, as long as there s medical evidence to show they can work. Our clinical experts keep us up to date, so you get the best possible treatment.
  • Dedicated cancer support – We can take care of everything, from the first phone call for a claim right through to sensitive, ongoing aftercare. Read more about our cancer pledge .
  • A 24-hour GP helpline – Your employees can call a fully qualified GP day or night, so they may not need time off work to get medical advice. They can also call about other family members, which is really useful if they have small children.
  • A 24-hour stress counselling helpline – As stress is a growing cause of absence we give all our Solutions customers access to a stress counselling helpline. Your employees can call any time day or night, and talk for as long as they wish to an experienced counsellor. This helpline is available to members aged 16 or over.
  • Pay for the benefits you want Solutions allows you to enhance or reduce your cover depending on the needs of the business.
  • Decide who gets which benefits – Choose different levels of cover for different groups of employees. You could increase benefits for yourself and senior staff, and include your family on the same policy too.
  • Aviva Advantages – Your employees will also be given access to Aviva Advantages, where they’ll find lots of rewards and money saving offers – not just on personal Aviva products (such as car or home insurance) but with 100s of our partners too.

For more private health insurance details please see what can this product cover or call us on 0800 158 5182 and talk to one of our friendly team. Calls to and from Aviva may be monitored and/or recorded.

1 month free cover

Contact us