Monthly Archives: June 2017

Business Development Jobs: Search Charity Business Development Jobs with Third Sector Jobs #business #continuity #plan


#business development jobs

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Charity Business Development Jobs

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Found 43 jobs

Search apply for the latest business development jobs with Third Sector Jobs. Here at Third Sector Jobs we specialise in a large variety of jobs within charity including business development jobs in the UK, business development manager jobs, business development director jobs and many more. Whether you are looking for the latest vacancy or have a job within charity to fill, Third Sector Jobs is here for you.

Leeds, West Yorkshire c£70,000 + benefits Sue Ryder Wheatfield’s Hospice

Sue Ryder is a large and complex charity delivering over 3 million hours of care in the UK each year from our community services and 12 care centre.

Oxford, Oxfordshire Salary between £38,000 and £50,000 per annum Corpus Christi College

To mark this important moment in its history it has embarked on a major fundraising campaign and a year-long events programme,

Cardiff (Caerdydd) £56,104 – £69,168 per annum Velindre NHS Trust

A unique and exciting opportunity has arisen for a Charity Director to lead the Velindre NHS Trust Charity.

Crawley, West Sussex NN5a-b £27,432.00 – £29,592.00 pa pro-rata St Catherine’s Hospice

We are currently seeking an experienced fundraiser to be responsible for developing and increasing support for St Catherine s

London £39000 – £43000 Per Annum + benefits British Heart Foundation

we will develop an increasingly donor-centric approach to our fundraising in order to engage donors maximise income

Brighton, East Sussex, South East England £19,602 – £21,236 per annum CHM

Our client is seeking an enthusiastic, well-organised, persuasive individual to join their regional fundraising team in Brighton, South East England.

London based £28,848 to £32,967per annum CHM

The Development Officers will be key members of the health and social care teams at this children’s charity, working with colleagues to develop and.

Regional Office in Brighton, with regular travel throughout Sussex, Surrey and Kent £22,073 – £23,912 per annum CHM

Are you a super-focused sales leader who gets a real buzz from seeing your team smash their targets? Lead inspire a team of face-to-face fundraisers

Friends House, Euston, NW1 £45,983 per annum Quakers

Britain Yearly Meeting seeks a talented and committed individual to become our Meeting Donor Relations Leader.

Cowes, Isle of Wight up to £45,000 pa CHM

Our client is a youth charity that uses the power of the sea to transform the lives of thousands of young people each year, funded in part by being.

London (Greater) c £40,000 Independent Age

This post will line manage a small team providing effective and efficient support to ensure projects and services are delivered to agreed targets

Norfolk, Suffolk, Cambridgeshire, Essex, Hertfordshire, Bedfordshire or Lincolnshire. £22,073 – £23,912 per annum CHM

Are you a super-focused sales leader who gets a real buzz from seeing your team smash their targets? Lead inspire a team of face-to-face fundraisers

Cowes, Isle of Wight Up to £60,000 pa CHM

Our client is a youth charity that uses the power of the sea to transform the lives of thousands of young people each year, funded in part by being.

Manchester £29.4k per year + Excellent Benefits Anderson Wright Consulting

Enterprise Adviser sought by our client to make a positive difference to local communities. Our client is an award winning provider of social housi.

London £40000.00 – £50000.00 per annum Prospectus

Our client is an award-winning, international non-profit organisation whose work is at the forefront of ambitious climate action.

London £65000.00 – £75000.00 per annum Prospectus

Our client is an award-winning, international non-profit organisation whose work is at the forefront of ambitious climate action.

London £40000 – £42000 per annum Robertson Bell

Robertson Bell Fundraising are now recruiting for a Head of New Business for their national charity client.

Aylesbury, Buckinghamshire Freelance hourly rate dependent on experience | 15-18 hours a week Stoke Mandeville Spinal Research

An exciting opportunity to develop long-term business and community partnerships through SMSR s unique Wheels at Work campaign and other initiatives.

Cleeve, Bristol £18,691 – £21,989 per annum, pro rata CHM

This is an exciting opportunity to promote, lead, facilitate and develop projects within the charity’s Environment Centre. You will be responsible.

Oxfordshire and surrounding areas £17,276 – £18,715 per annum CHM

Do you care about the UK s wildlife, have a genuine desire to help save nature and the ability to smash your individual and team targets?

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Business Development Jobs in Malaysia – Job Vacancy @ Job Search Malaysia #best #business #cards


#business development jobs

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894Business Development jobs

Sales Marketing Consultant (Puchong, USJ,Bukit Jalil, Kajang, Balakong, PJ )

Company Confidential

  • High commission earning + Good basic pay
  • Friendly and Fun working environment
  • 5 days work only
  • Cheras (Selangor), Cyberjaya (Selangor), Kajang / Bangi / Serdang (Selangor), Klang / Port Klang (Selangor), Kuala Lumpur, Petaling Jaya (Selangor), Puchong (Selangor), Shah Alam / Subang (Selangor), Subang Jaya (Selangor)
  • Login to view salary
  • Responsibilities: To provide One Stop business solutions to all Small Medium Enterprise/Corporate customers. To provide excellent sales and customer service to every customers. To develop new business and servicing existing customer. To meet monthly sales target target set by management. To.

Fresh Graduate ( Assistant of Business Development )

  • Kuala Lumpur
  • Login to view salary
  • Job Description. Assist of business development executive to planning, execution and reporting. Management of website and email bases enquiries. Support business development in general activity. Preparing documents for attending meeting etc. Job Requirements. Fresh graduate are encouraged. Company.

Key Account Manager / S M Manager

  • Penang – Bayan Lepas, Bukit Minyak
  • Login to view salary
  • Responsibility Accountable for all branches management, development and expansion of the service offerings, providing direction and leadership to ensure profitable growth.
    Implemet key performance indicator to monitor productivity and drive performance of operational. marketing and.



Stock market news #business #development #jobs


#stock market news

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Stock market news

No news or research item is a personal recommendation to deal. Hargreaves Lansdown may not share ShareCast’s (powered by Digital Look) views.

  • Three pension funds plan to block Sports Direct chairman re-election
    Fri 02 September 2016 17:03
    (ShareCast News) – Three pension funds are the latest in a round of shareholders who have said they plan to support a trade-union backed motion to call for an independent review of workplace practices at Sports Direct and block the re-election of its chai
  • China to open antitrust inquiry into Didi-Uber deal
    Fri 02 September 2016 16:16
    (ShareCast News) – Didi Chuxing and Uber’s $35bn merger is set to be investigated by Chinese antitrust regulators over whether the deal complies with competition legislation in the country.
  • Berkeley Group halts work on luxury development in London
    Fri 02 September 2016 16:06
    (ShareCast News) – Berkeley Group’s abrupt decision to halt work on a luxury development in London may point to rough seas ahead for the sector in the wake of the referendum vote.
  • Caterpillar contemplating closure of Belgian plant with 2,000 employees
    Fri 02 September 2016 15:44
    (ShareCast News) – Shares in Caterpillar were up in early morning trading after it announced it was considering the closure of a production plant in Gosselies, Belgium.
  • Walmart cuts 7,000 office jobs
    Fri 02 September 2016 15:09
    (ShareCast News) – US retail chain Walmart is to cut 7,000 office jobs as it moves to automate more of its processes, although workers are expected to be offered other customer-based roles.

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  • Friday newspaper round-up: Poundland, Scotland, IMF
    Fri 02 September 2016 06:52
    (ShareCast News) – The battle for control of Poundland took a fresh twist after a voracious New York hedge fund raised its stake in the high street chain to nearly 25%. The board of Poundland has agreed to a £610m takeover by South African retail group S
  • Thursday newspaper round-up: Pension deficits, sovereign bond yields, Rolls-Royce, Poundland
    Thu 01 September 2016 07:45
    (ShareCast News) – The scrapping of a dividend by specialist plastics group Carclo due to its spiralling pension deficit triggered rules that prohibited a payout could be a watershed moment for British business as it highlighted the crisis in corporate pe
  • Wednesday newspaper round-up: BHP boss, ARM Holdings, ITC Travel
    Wed 31 August 2016 07:17
    (ShareCast News) – The construction of what would be the tallest building in the City of London may be delayed as commercial property investors across the capital become nervous after the Brexit vote about a slowdown in demand for office space. The proper
  • Wednesday newspaper round-up: BHP boss, ARM Holdings, ITC Travel
    Wed 31 August 2016 07:17
    (ShareCast News) – The construction of what would be the tallest building in the City of London may be delayed as commercial property investors across the capital become nervous after the Brexit vote about a slowdown in demand for office space. The proper
  • Tuesday newspaper round-up: CBI, Deloitte, BHP Billiton
    Tue 30 August 2016 06:47
    (ShareCast News) – Poland has become the latest European country to woo some of Britain’s biggest banksin the wake of the Brexit vote with a charm offensive in London this week to lure City institutions to Warsaw. The Polish deputy prime minister will arr

Flexible low cost share dealing

No news or research item is a personal recommendation to deal. Hargreaves Lansdown may not share ShareCast s (powered by Digital Look) views.




Types of Businesses and Forms of Business Organizations #vending #machines #business


#types of business

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A business is an organization that uses economic resources or inputs to provide goods or services to customers in exchange for money or other goods and services.

Business organizations come in different types and forms.

3 Types of Business

There are three major types of businesses:

1. Service Business

A service type of business provides intangible products (products with no physical form). Service type firms offer professional skills, expertise, advice, and other similar products.

Examples of service businesses are: schools, repair shops, hair salons, banks, accounting firms, and law firms.

2. Merchandising Business

This type of business buys products at wholesale price and sells the same at retail price. They are known as buy and sell businesses. They make profit by selling the products at prices higher than their purchase costs.

A merchandising business sells a product without changing its form. Examples are: grocery stores, convenience stores, distributors, and other resellers.

3. Manufacturing Business

Unlike a merchandising business, a manufacturing business buys products with the intention of using them as materials in making a new product. Thus, there is a transformation of the products purchased.

A manufacturing business combines raw materials, labor, and factory overhead in its production process. The manufactured goods will then be sold to customers.

Hybrid Business

Hybrid businesses are companies that may be classified in more than one type of business. A restaurant, for example, combines ingredients in making a fine meal (manufacturing), sells a cold bottle of wine (merchandising), and fills customer orders (service).

Nonetheless, these companies may be classified according to their major business interest. In that case, restaurants are more of the service type they provide dining services .

Forms of Business Organization

These are the basic forms of business ownership:

1. Sole Proprietorship

A sole proprietorship is a business owned by only one person. It is easy to set-up and is the least costly among all forms of ownership.

The owner faces unlimited liability ; meaning, the creditors of the business may go after the personal assets of the owner if the business cannot pay them.

The sole proprietorship form is usually adopted by small business entities.

2. Partnership

A partnership is a business owned by two or more persons who contribute resources into the entity. The partners divide the profits of the business among themselves.

In general partnerships, all partners have unlimited liability. In limited partnerships, creditors cannot go after the personal assets of the limited partners.

3. Corporation

A corporation is a business organization that has a separate legal personality from its owners. Ownership in a stock corporation is represented by shares of stock .

The owners (stockholders) enjoy limited liability but have limited involvement in the company’s operations. The board of directors. an elected group from the stockholders, controls the activities of the corporation.

In addition to those basic forms of business ownership, these are some other types of organizations that are common today:

Limited Liability Company

Limited liability companies (LLCs) in the USA, are hybrid forms of business that have characteristics of both a corporation and a partnership. An LLC is not incorporated; hence, it is not considered a corporation.

Nonetheless, the owners enjoy limited liability like in a corporation. An LLC may elect to be taxed as a sole proprietorship, a partnership, or a corporation.

Cooperative

A cooperative is a business organization owned by a group of individuals and is operated for their mutual benefit. The persons making up the group are called members. Cooperatives may be incorporated or unincorporated.

Some examples of cooperatives are: water and electricity (utility) cooperatives, cooperative banking, credit unions, and housing cooperatives.




How to choose the best accounting software #business #emails


#business accounting software

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How to choose the best accounting software

On this page

  • Choose a bookkeeping system
  • Set it up properly using a chart of accounts

One of the main reasons businesses fail is because there isn’t a good bookkeeping system in place that would provide warning signs the business could run out of cash.

You can choose to set up a bookkeeping system manually (using accounting books), electronically (spreadsheets) or use accounting software. Unless you want to get familiar with bookkeeping practices, accounting software is the most efficient choice.

What to consider

Every business will have different requirements from an accounting software. When choosing an accounting software consider the following:

  • does the system calculate all payroll requirements (PAYE, annual leave, long service leave etc.)
  • does the system track stock, work in progress, orders, jobs and other task management requirements
  • will the system be able to handle multiple bank accounts
  • does the system need to handle foreign currency
  • does the system track separate financial records for each business or department within the business
  • does the system allow for interface with other computer systems such as online payments
  • does the system keep detailed records on customers including what they buy, how often they buy, when they buy etc (often referred to as a Customer Relationship Manager system).

Software options

There are many software packages on the market that allow business managers to successfully control records without an accounting degree. Some of them, such as Free Accounting Software. have no cost. Some commonly used accounting systems used by small businesses are:

Getting advice

If you’re unsure which to choose talk to your accountant or business adviser. It’s worth checking to make sure the package has Standard Business Reporting forms needed to report to the ATO such as BAS statements.

It’s also a good idea to ask other business owners what they use. If you don’t know any, the Business Victoria Facebook group is always happy to answer your questions.

Setting up a bookkeeping system

When you set up your financial records you need to make sure they meet any compliance requirements such as GST or other tax compliance.

This is done through setting up classifications, also known as a chart of accounts. A chart of accounts is a listing of all the accounts needed to cover the financial transactions of the business. Classifications are used to separate profit and loss calculations to show where a business is making or losing money. It is also used to determine the overall financial position of a business in a balance sheet.

How to set up a chart of accounts

When setting up a chart of accounts you will need to:

  1. define the various accounts to be used in the business, such as different classes of assets, liabilities, expenses and sales revenue
  2. make a list of all of these under the financial classifications as noted above – that is each different type of account for assets, liabilities, sales revenue and expenses
  3. it can be useful to allocate a numbering system for each account within the chart of accounts, such as all asset accounts will have been classified under the 1000 number and all liability accounts will be classified under the 2000 number etc.
  4. allocate various sub accounts under these main accounts
  5. depending on the level of information you need, determine if each sub account needs sub accounts.

The chart of accounts is very important to the overall effectiveness and accuracy of your bookkeeping, so if you don’t feel you understand it enough, then you should discuss with your bookkeeper or accountant before you set up your bookkeeping records.

Your bookkeeper or accountant can help you set up a meaningful chart of accounts if you don’t think you can do this yourself.

Accounting packages have predefined chart of accounts which you can allocate to your own financial transactions.

Case Study: Finding the right accounting software for your business

‘Having really good information means your business can react the way you want it to, rather than how you hoped it would.’ Carolyn Creswell, Carman’s Fine Foods

What’s next?




Home Party Business Opportunity #small #business #investment


#home party businesses

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Home Party Business Opportunity

Opportunities in the home party business are plentiful and the industry continues to expand. In these tough economic times, people seek opportunities to make additional income, or to replace lost income. The home party plan business works in good times and bad, but is it right for you?

Prior to starting your business, you should take a few moments to look inward. Determine if this business model is right for you and if you have the right stuff for this business. You can make a good living, work your own hours, and have time for your children and family when you work in the direct sales industry.

Are You a Good Fit For the Business?

To be a good fit for the home party business. you must ask yourself if you enjoy speaking in front of a group. You should also consider how you feel about giving product presentations and selling a product line. If you are reluctant to speak in front of a small group or to sell products, or you get the shakes just thinking about it, you might want to look for another line of work.

Marketing is an essential part of a home party business. You will have to promote and market your business. You will have to place ads, call people on the phone, hand out business cards, attend business group meetings and community functions, and constantly look for new ways to promote. Marketing never ends; marketing is an everyday component of the business and is the key to a successful career in home party plan selling. If the thought of selling gives you a migraine, this line of work is definitely not for you!

Before you start your business, you should decide if you want to work part-time or full-time. This business is the perfect choice no matter which you choose. You may opt to start part-time and then switch to full-time when you discover how much you enjoy it!

The last thing you need to do is select a product line. You should find products that you truly enjoy using. Your enjoyment will serve as an excellent selling point and motivate others to buy. There are so many different products to choose from: jewelry, kitchen aids, make-up, housewares, arts and crafts, lingerie, and adult products. Finding a product line you believe in will make selling so much easier!

Home Party Business Is Simple

The home party plan business is simple, but not easy. It is simple because you work with a company that supplies the products and basic marketing materials. It is not easy because owing a business is never easy. Building and running a successful business takes plenty of time and effort. However, if you want a business that offers the chance to make money, meet people, earn respect, and have fun while you work the home party business is the way to go!

When you take the time to invest in your education by participating in home party plan training then you will surely reach your goals working from home.

Deb Bixler retired from the corporate world in 2000 to enjoy life as an entrepreneur. In the first 9 months as a home party direct seller she built a home business and sales team which provided her with an income capable of replacing her corporate business salary of $80,000 per year. Deb manages the largest FREE home party plan resource center on the web. She is the creator of the CashFlowShow Game which provides affordable duplicate-able training to improve team retention and is the host of the weekly CashFlowShow – Direct Sales Radio show. Deb was recognized in the 2009 2010 Direct Sales Power 50 as one of the most influential people in direct sales worldwide and received the 2011 Direct Selling Women’s Alliance Speaker Of The Year award.

Why does Deb s bio state that she manages the largest FREE home party plan resource center on the web , yet the site that this statement links to appears to charge for every piece of advice it offers? Maybe the free stuff is slyly hidden somewhere on the site, or maybe the statement is just intentionally deceiving either way it s disappointing and obviously misleading. On the other hand, it proves she s mastered the savvy sales tactics, doesn t it? The only fail here is allowing the customer to spot that trick or tactic. Here s some real, free advice for sellers: be honest and treat your customers well. Otherwise, beware of backfire!

The website Cash Flow Show has over 500 pages of free training including the blog and the daily radio show.

Sorry that you find that deceiving. Actually we received an award as one of the top 3 blogs worldwide for direct sellers.

It was not meant to be a trick or tactic. Sorry you were disappointed!




Stock Market & Sector Performance #business #management #courses


#stock market news

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Learn More About the New GICS Structure

S MSCI and S will formally carve out real estate as the 11th equity sector within the Global Industry Classification Standard (GICS). Currently, real estate is classified as an industry group within the financials sector. The adoption of real estate as a headline sector into the GICS framework is recognition of the unique characteristics of commercial real estate companies, and the diversification value they offer to investors.

This change resulted from S (Global Industry Classification Standard) indices. Last % change is the nominal change in the price of the index from the previous trading day’s close expressed as a percentage as of the index value at the time noted in the Date & Time field. All dates and times are reported in ET.

Last % change is the nominal change in the price of the index from the previous trading day’s close expressed as a percentage as of the index value at the time noted in the Date & Time field. All dates and times are reported in ET. Chart Performance figures may vary slightly from 1 Year % Change due to different timeframes used in chart calculations.

GICS is an industry classification system developed by Standard & Poor’s in collaboration with Morgan Stanley Capital International (MSCI). S however, earnings analysis and market perception are also important criteria for classification. There are currently 10 sectors and 68 industries. Three of the 68 industries do not have companies represented in the S therefore, performance is not available for Marine, Transportation and Infrastructure, and Water Utilities.

Standard & Poor’s 500 (S 1998 2016 FMR LLC.




Business models #loans #for #starting #a #business


#business models

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Access the world’s leading strategy methods

“Hey, what’s the business model? The value proposition?”. Millions have used the simple, powerful, and proven Business Model Canvas and Value Proposition Canvas to answer these critical questions. Using these tools you’ll build the essential base to iterate the model, prototype potential pivots, check the financial viability, present and collect feedback, or de-risk dangerous assumptions.

Collaborate in realtime, or anytime

Does your team know your strategy? Are your stakeholders dangerously in the dark? Is scheduling even more meetings a nightmare? Strategyzer offers realtime and asynchronous collaboration to keep everyone on the same page, and one centralized place to collaborate on your strategy.

Find the money

At some point you’ve got to ask, is this idea financially viable or just a fantasy? Find the answer by exploring different financial scenarios quickly, in context, and visually with the Estimator. Built in cost and revenue formulas keep you from getting lost in the details of a spreadsheet, and minimalist visualizations make the essential economics of your idea clearer, quicker.

Reduce the risk of crushing failures

Felt the pain of building something that flopped? Utilize Lean Startup principles in our beautifully practical Testing Dashboard, templates, and workflow. You will flag unproven hypothesis, design experiments to de-risk them, prioritize the most critical, and delegate their execution. When the results are clear, you will capture learnings and adjust your model, then repeat the “learning loop” to success!




BOL – Home Standard – BOL #business #printers


#business banking

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Customer Feedback for New Business On Line

Here is what some of our customers have already
been saying about New Business On Line:

  • “I’ve had a really good experience of new Business On Line. My favourite feature is the new Quickpay and I love the multi-browser functionality.” Sarah
  • “I found the new screens very user-friendly and easy to navigate” Gerry
  • “I really like the Dashboard and that you no longer have to retrieve accounts. Everything is there when you log on and it’s very self-explanatory.” Jim
  • “There are some really nice features in new Business On Line – I like the personalise accounts, being able to mark my accounts as a Favourite, and the simple 4 step payment process.” Veronica
  • “My initial impression of New Business On Line is very positive” Graham
  • New Business On Line works a dream on Mac. This is an amazing upgrade, thanks. 7
  • The new system is great, looks fantastic, is easy to navigate and a big step up from what we had. 8
  • The user interface is a massive improvement and it is more intuitive than the old system 9
  • The system is a dramatic improvement on the previous one as I am using it on a Mac. The interface is very clear and simple to navigate. The BOI support team were on hand and excellent to deal with. Thanks for bringing me online 10
  • The system is a dramatic improvement of the previous one as I am using it on a Mac (OS X 10.10/Safari). The interface is very clear and simple to navigate 11

Bank of Ireland is regulated by the Central Bank of Ireland.
Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales (No. 7022885), Bow Bells House, 1 Bread Street, London EC4M 9BE. A member of Bank of Ireland Group.




Best Mobile Business Simulation Games #start #up #business #loans


#business simulation games

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Best Mobile Business Simulation Games

Best Mobile Business Simulation Games

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The mobile gaming revolution has brought just about every gaming genre — from first person shooters to war games and empire builders — to our smartphones and tablets. But not all games are about battle and conflict, with some tapping into the constructive side of your inner gamer. Business simulations, city builders and other management games let you unleash your inner mogul. Found your own mega-corporation, build a town from the ground up, or sail the high seas in search of fortune with these 12 business and management games for your mobile device.

Rollercoaster Tycoon 3 (iOS) ($4.99)

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Can’t make it to your favorite theme park for the spring break? No vacation leave banked up for the near future? Well, you can still have a bit of vicarious theme park fun with Roller Coaster Tycoon 3. an iOS game that has you in charge of a theme park, managing its attractions, designing rides and keeping your visitors happy. You can even take a virtual ride on your roller coasters and rides. Roller Coaster Tycoon 3 is a full premium game, which means no pesky timers and in-app purchases to get between you and the fun.

Brass (Android, iOS)

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A mobile port of the hit eurogame, Brass (Android. iOS ) has players taking on the role of rival industrial magnates building up their many businesses, mines and factories in a newly industrializing England. Every turn, players play cards to either build or develop industries, build rail or canal connections between locations, or take on loans, jockeying for position with other players and attempting to take advantage of their own moves. The mobile version of the boardgame features a detailed tutorial, as well as numerous features to smooth gameplay. Players can engage in local or network multiplayer games with three to four players, or pit themselves against a moderately challenging AI.

Hipster CEO (iOS) ($1.99)

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Hipster CEO is a tongue-in-cheek parody of the startup world that puts you in the shoes of a budding entrepreneur making your way in the world. Players start out by selecting a product (such as mobile gaming, dating apps or file sharing) as well as a target market, and then you get a small amount of seed capital and an employee, and then it’s up to you to get the ball rolling. As your startup evolves, you can hire more staff and specialists, train your personnel or spruce up the office and more, all while keeping an eye on the bottom line, while courting venture capital or holding out for buyout.

Game Dev Story

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Just as it says in the title, Game Dev Story (Android. iOS ) gives players the opportunity to craft their own story as a game developer. Granted, the “story” basically involves assigning staff members to craft a video game with stats driving the results. But it’s still fairly addictive, especially if you possess some knowledge of the video game industry and its history. This inside baseball element gives the game a lot of appeal, but what keeps you playing is that eager anticipation of results: waiting to see what your staff puts out and the fulfillment of critical praise (or the disappointment of a critical drubbing).

Transport Tycoon (Android, iOS) ($6.99)

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Even with the addition of a modern touch UI, this is not exactly the most attractive game on our list. However, if you give it a fair shake, Transport Tycoon (Android. iOS ) will consume whole afternoons. With a business loan you need to pay soon, you’ll start buying vehicles and setting up the infrastructure on your journey to become the emperor of land, sea and air travel. Each level is a scenario with its own transportation problems to solve, but also act as open sandboxes to indulge in. If you love the freedom to experiment and have an obsession with details, Transport Tycoon is for you.

Fiz: Brewery Management Game (Android, iOS) ($1.99)

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Beer aficionados will work up a mighty thirst with Fiz: Brewery Management Game (Android. iOS ). As head of your own micro-brewery, you start out with a tiny operation selling small batches to local stores. As you grow in experience and develop new brewing recipes, you can make a name for yourself in brewing competitions, discover larger markets and improve your facilities and staff. Behind the cute pixelated exterior and the monotonous chiptune is a decent stat engine that allows you to fiddle with the quality of your beer, track sales figures and feedback, and run market research in your quest to become a powerhouse brewery.

Cook, Serve, Delicious (Android, iOS) ($3.99/$4.99)

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A different take on the business sim genre, Cook, Serve, Delicious! (Android. iOS ) demands business savvy and nimbleness. As the manager of an up and coming restaurant in a rundown business tower, you’ll serve and prepare food, flush toilets, wash dishes and more. In between opening hours, you’ll be buying food, upgrading equipment and improving your restaurant. ‘Menu rot’ will require you to keep things fresh by rotating items in and out of the menu. And when the day starts, you’ll be swiping meat cuts, tapping ingredients and pressing down drink levers. Cook, Serve, Delicious serves up a variety of things to do to make for a business sim that’s never dull.

Wizards Wagons (Android, iOS) ($4.99)

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Ancient evils have been defeated and peace has returned to the land. As the land’s resident Hero, you’re now out of a job, and the only way to make a living is to buy low and sell high. Wizards Wagons (Android. iOS ) is a tongue-in-cheek combination of trading game, tower defense and RPG as players travel through the land’s many settlements in order to buy and sell goods, upgrade their wagon and gear, and take on odd jobs and quests from the world’s many strange inhabitants. Besides the trading, players have to manage space on their wagons, as well as fend off attacks by bandits and monsters as they travel down the road to wealth.

Star Traders RPG (Android, iOS) (Free)

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Following in the tradition of games like Elite and Privateer, the Trese brothers’ Star Traders RPG (Android. iOS ) sees you as an interstellar merchant trying to earn a buck through honest trading or pawning the loot you win from fighting other ships. The game is nominally an RPG with its level-based accumulation of character abilities and turn-based space combat. Still, it’s the galactic economy that forms the game’s meat and potatoes. It’s a unique combination that will have you shooting and looting for a long time, despite the game ‘s lack of audio and visual polish .

A Story of A Band (Android, iOS) ($2.57/$1.99)

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A Story of A Band (Android. iOS ) casts you as a disgruntled musician looking to gain revenge against other bands by becoming a band manager. By imparting your rocking wisdom to young musicians, you hope to show everyone up. The game is more in depth than you’d expect. You recruit band members, choose a music style and invest a lot of time and money in improving skills and purchasing gear long before you can start being even recognized by the press. Sustaining the kind of momentum you need to get big is challenging, but battles with other bands is the most rewarding chunk of this game.

Football Manager Mobile 2016 (Android, iOS) ($8.99)

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As much a business sim as it is a sports game, Sega’s Football Manager Mobile 2016 (Android. iOS ) puts you in the manager’s seat rather than right on the pitch, but that doesn’t mean it’s any less challenging than any tycoon game. Players will need to carefully manage their personnel and roster, deciding on coaching styles, configure your team’s tactics, all while trying to please fans and owners, as well as keeping an eye on funding and the bottom line. A more detailed (and pricier) version, Football Manager Touch 2016 (Android. iOS ), includes a more advanced match engine, more features, and cross-platform saves between the desktop and mobile versions.

The Westport Independent

Picture 13 of 14

Taking inspiration from Papers Please, The Westport Independent (Android. iOS ) is both a political parable and business sim that puts you behind the editor’s desk of a newspaper carefully dancing the fine line between telling the truth, selling newspapers, and appeasing the censors of the Loyalist Party. Each week, players choose a variety of stories to feature, as well as edit their content to make it more palatable, appealing, accurate or salacious. Once you’ve set your layout, fixed your advertising, and sent it to the presses, sit back and pay attention to how your staff writers react, as well as check out the mail, propaganda, and thinly-veiled threats from censors and readers. Can you avoid being shut down by the Loyalists? And can you shape the fate of Westport with the power of the news?




RT – News – Business, Finance, Economy, Markets, Stocks Shares #business #directory


#business news

#

02 Sep Exchequer returns for August show a significant fall in revenues collected during the month.

02 Sep US employment growth slowed more than expected in August after two straight months of robust gains and wage gains moderated.

02 Sep Tech giant Samsung has said it is suspending sales of its latest flagship smartphone Galaxy Note 7, as reports of exploding batteries threaten to damage the reputation of the South Korean electronics giant.

02 Sep Telecoms firm Eir has recorded its first year of annual revenue growth since 2008.

02 Sep Minister for Finance Michael Noonan has claimed that the EU Commission’s ruling over Apple’s tax operations in Ireland was an “attack on our corporate tax regime”.

02 Sep Heavy machinery maker Caterpillar has said it could lay off about 2,000 employees at a plant in Belgium, as it considers shifting production to other facilities as part of a restructuring programme announced last year.

02 Sep Irish Residential Properties REIT, or I-RES, is seeking planning permission for 492 apartments as well as retail space in Sandyford in Dublin.

02 Sep Peer-to-peer lending platform Linked Finance says 21 SMEs raised €600,000 in funding during the first two weeks of its new fixed rate loan offering.

02 Sep Activity in the services sector rose by 0.5% between June and July, with wholesale and retail trade seeing a 6.1% surge during the month.

02 Sep Currency movements have hit Fyffes’ banana business, according to the company’s first half results.

02 Sep Crude prices have risen today after losses of more than 3% yesterday, with investors treading cautiously ahead of key US employment data.

02 Sep RTÉ’s Europe Editor Tony Connelly looks at the Apple ruling and the possible impact of a similar case involving Spanish bank Santander.

02 Sep The Irish Times reports telecom firms have hit out at Eir for raising wholesale broadband prices for the second time in 14 months.

02 Sep Telecoms firm Eir has recorded its first year of annual revenue growth since 2008.

01 Sep Up to 250 jobs could go at US multinational Caterpillar’s plants in Northern Ireland, a spokesman has said.

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Grafton Chief Executive Gavin Slark discusses the builders’ merchant and DIY retailer’s double-digit growth in percentage terms in revenue and profit in H1

Bord Gáís Energy Managing Director Dave Kirwan said the firm is reducing its residential electricity prices by 5% and its residential gas prices by 2%

Just Eat Managing Director for Ireland Amanda Roche Kelly discusses the brand’s presence at the upcoming Electric Picnic festival




Business Banking Insight – Independent Survey of Business Banking Products and Services #business #catalyst


#business banking

#

Business Banking Insight

The Chancellor of the Exchequer launched the Business Banking Insight programme in November 2013 to help improve competition in business banking in the UK. Run by the British Chambers of Commerce and the Federation of Small Businesses, we’re independent of any business banking provider, and survey tens of thousands of small and medium-sized businesses every three months to ensure the information we share is up-to-date. Our site is completely free to use and you will not be sold anything as a result of visiting.

There s no hassle, it s easy to use

Compare business banking products and services using our impartial rating system

We’ve conducted an independent survey of the UK’s business banking accounts, credit cards, loans and other services, asking thousands of small and medium-sized business owners about their experiences – so you can see how they compare.

Who s created this site.




Business Travel Experts #business #loan #calculator


#business travel

#

Flight Centre Business Travel

We’re here to support you wherever your business travels take you.

Flight Centre Business Travel is another division of Flight Centre, offering a Corporate Travel Management solution for businesses. We recognise the pressures that are placed on business people every day and with a growing business to run and staff that need taking care of, the last thing you need on your plate is planning and booking your own business travel.

When you work with us you can take off with the confidence that you’ve got a dedicated Travel Manager working behind the scenes to get you the best corporate fares and rates on your flights and accommodation.

Why choose us for all your business travel needs?

We’re here for you

  • 24/7 support
  • We can offer the broadest choice of Leisure Corporate Travel
  • Let us help you make smart travel decisions. saving you both time and money

The choice is yours

  • Ability to tailor our services
  • 366 dedicated Travel Managers across 80 locations Australia-wide
  • Customise your travel itinerary – we’ll work with you to get you there

The latest news for the business traveller

Read about the latest news and expert advice for the business traveller, helping to deliver the right travel solutions for your business.

How To Breeze Through US Airport Security

Published September 2nd, 2016

Words by Carlie Tucker

We’ve all been there: lining up at the security gate of a US airport and feverishly trying to.

*Prices are for in-store bookings, in AUD and subject to availability. Additional booking fees may apply to online bookings. Please refer to specific product’s terms and conditions.

LOWEST AIRFARE GUARANTEE

^Airfares change regularly and each fare has specific terms and conditions set by the airline such as refund and cancellation rules which affect the price. Occasionally, a fare comes out that is lower than the one offered to you. Should you find a lower price offered by a competitor, we guarantee to beat it or you fly free. Restrictions and conditions apply. This guarantee is based on Australian registered businesses and websites for travel departing from Australia. Price beat must relate to the exact same fare and flight number and must be presented to us prior to booking. Read more about our Lowest Airfare Guarantee or please ask us for further details.

© Flight Centre Travel Group Limited trading as Flight Centre ABN 25 003 377 188 ACN 003 377 188
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Business Travel #business #names #ideas


#business travel

#

Business Travel

Business travelers face different health risks than do leisure travelers. Find out some of the risks of business travel and what you can do to protect yourself.

Stay Safe and Healthy on a Business Trip

In 2012, an estimated 5.1 million US residents traveled overseas for business. With the increasingly global economy, this number is expected to increase. Because of the nature of the trip, business travelers may face different health risks than do leisure travelers. Find out about some of the risks of business travel and what you can do to protect yourself.

Smithers, I need you in Quito by Thursday morning.
You don t always get much advance notice before a business trip. CDC recommends seeing a doctor 4 6 weeks before a trip, but if you don t have that much time, even a last-minute visit can be useful. Some vaccines can be given on shortened schedules or may offer partial protection, even if you don t have time for all the doses. You can also talk to your doctor about health risks at your destination and what you can do to stay healthy (not all diseases can be prevented with vaccines). Visit CDC s travel destinations page for more specific information on your destination.

You might be frantically trying to pick up your suit from the cleaner and get someone to feed the dog, but while you re rushing around, don t forget to pack a travel health kit. Your kit should include first-aid supplies, any prescription medicines you take, and over-the-counter medicine for diarrhea. Pack some latex condoms in your kit as well, since sexually transmitted diseases may be common where you re going.

You ll take the red-eye and go straight to an 8 am meeting.
Leisure travelers may have time to be able to adjust to jet lag naturally, but business travelers often have to hit the ground running. If you have time, for a few days before you leave, try to shift your sleep cycle by a couple of hours earlier or later (depending on where you re going). Stay hydrated while you re traveling, and avoid alcohol and caffeine. Try to sleep on long flights; if you have trouble sleeping on planes, you might want to pack a mild sedative in your carry-on luggage.

This contract is worth millions to the company, so don t mess it up.
Business travelers are frequently under a lot of work-related stress, in addition to the stress of traveling. To minimize the negative health effects of stress, eat healthful meals, exercise regularly, avoid alcohol, and get a good night s rest. On longer trips, to maintain your mental health, stay in regular contact with your friends and family at home.

Good job, Smithers. There s a promotion in your future.
Congratulations! You closed the deal, and now it s time to celebrate. Your hosts may want to take you out to toast your new business relationship, but be careful about drinking too much alcoholic drinks in some countries can be stronger than you expect. And in developing countries, be careful about what you eat and drink. Bottled water and food that is cooked and served hot are generally safe. Be careful about tap water, ice, and raw fruits and vegetables, or you may end up spending much of the return flight in the airplane bathroom.

Business travel may not be all about fun and games, but there s no reason it should make you sick.

More Information




Global Business Review #new #business


#global business

#

Global Business Review

Global Business Review provides a forum for research and scholarship on management-related themes and topics. It publishes articles which are of a multi-disciplinary, interdisciplinary, and internationally significant nature. Thus its major objective is to attract thoughtful scholarship that matters to corporate and other institutions, for their overall development, as well as to society at large. It encourages contributions from around the globe, with special emphasis on emerging economies.

(Forthcoming articles published ahead of print)

  • February 2000 – August 2016

    1. Submit a Manuscript
    2. Free Sample Copy
    3. Email Alerts
    4. RSS feed

    More about this journal

    Most

    Most Read

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    • Print ISSN: 0972-1509
    • Online ISSN: 0973-0664



  • Small Business Advice – Consulting Services #business #plan #writers


    #small business consulting

    #

    Small Business Consulting Services To Help Achieve Your Dreams

    Strategic and Detailed

    Loss of sleep and stress are common amongst small business owners. You have plenty on your mind. But, it doesn’t have to be this way. You don’t have to go at it alone. Padgett’s small business consulting services reduce the stress of running your business.

    Rest easy with the backing of small business advice, guidance, tax services and support on a regular basis. When you have a question, you know where to turn.

    CFO – Consultative Financial Outsourcing

    Small businesses have limited resources, requiring employees to wear many hats. Do you have the utmost confidence in your financial decisions? What if you could lean on CFO-level support?

    With deep knowledge of your small business, Padgett is empowered to give you all of the support you need – providing strategic and creative counsel on running and growing your business, just like an in-house CFO would do. This small business consulting service enables you to:

    • Stay ahead of the curve
    • Be proactive, not reactive
    • Recieve strategic guidance on how to improve your business
    • Speak with us in person on a monthly basis to review your financials and more
    • Call or email Padgett when you need us most – at no additional cost

    Financials And Reporting

    Get the personal time and attention you need to benefit from accurate financials and reporting. Padgett will even come to your place of business to collect any necessary records and return with your completed reports. With tools that save you time on record keeping and administration, you’re sure to shorten your day and feel confident that:

    • Records are organized and complete
    • Your business is government compliant
    • All filing deadlines are met
    • Employees are paid on time. and deductions are calculated accurately and remitted
    • Your results are available in a consistent, timely and concise manner

    Small Business Consulting Services And Strategic Support

    You need to consult with a trusted advisor regularly on all facets of your small business in order to work toward reaching your goals. Even small business owners deal with complex issues from time to time. Padgett takes the time to answer your questions – no matter how complex – and be strategic about helping you achieve your business dreams.

    With a consistent, accurate and complete set of records, as well as our Reality Check database, we compare your business results to the industry standards developed from our thousands of clients and identify any areas of improvement.




    35 Ways to Fund Your Small Business #current #stock #market


    #business funding

    #

    35 Great Ways to Fund A Small Business

    This article is part of our “Business Startup Guide ” – a curated list of our articles that will get you up and running in no time!

    When it comes to funding, there isn t a one-size-fits-all approach. Depending on where you re at in your business, what type of funding you are seeking, and the amount you need, where you ll look can vary widely. We ve compiled a list from a variety of places to help you research and narrow down the options that are best for you.

    Loans:

    Small Business Administration loans are often one of the first places that small business owners in the United States think of looking for a loan, and they re right to think this way. This can be great option if you fit the criteria. You can take a look at this article for details on the SBA Loan program.

    Though there has been plenty in the news lately about the difficulty of receiving a bank loan, this is certainly still an option, particularly for those with substantial collateral and very good credit. We also have some tips on securing a bank loan.

    3. Nonprofit microloans

    Kiva is a great example of an outline portal for microloans. If you only need a small amount of money, particularly if you are a minority-owned business operating in a developing nation, working with one of Kiva s field partners could be a good route.

    U. S. Government Funding Options:

    4. Small Business Lending Fund is a dedicated government fund that provides capital for small business loans through specific lenders in each U.S. state.

    5. Economic Development Agencies in your area can assist with loans and grants. Each state and some local governments have one.

    6. National Institute of Health Funding is going to apply fairly specifically to those who are running technology or research based businesses.

    8. Government Small Business Grants are often industry specific, but there is a lot available. The SBA offers a convenient area on their website to conduct research about which may be right for you.

    Alternative Lending Sources:

    Alternative lenders are institutions that provide loans or lines of credit as an alternative to traditional bank loans or the government. Our VP of Business Development Caroline Cummings created a list of her favorite options for alternative lending last year. Hiveage also outlines some helpful pros and cons of alternative lenders.

    9. Kabbage is a place for finding lines of credit.

    10. OnDeck awards loans based off of the annual revenue of your business.

    11. PayPal will lend based off an existing business s earnings on their site. Entrepreneur reports how this program was expanded just earlier this year.

    12. Can Capital awards loans based off of the monthly revenue of your business.

    CrowdFunding:

    On crowdfunding websites, you create promotional materials and set up a page for your business or project to accept financial backing from those who visit the site. Each site varies a little, so be sure to read the fine print as you decide which is right for you.

    15. Fundly has a social bent and is good for nonprofits.

    16. RocketHub lets you keep all of the money you raise, even if you don t meet your goal.

    17.Kickstarter is currently the world s largest crowdfunding platform.

    18. Fundable is more specifically aimed at small businesses.

    Venture capital is really only an avenue if you fit the specific criteria. Our latest post on venture capital, 10 Tips for Finding Venture Funding, is a useful read on the subject.

    The Funded is a site for those who have received venture capital to share their experiences and ratings with others looking at the same option.

    Angel investors can be a great financing option for the right business. You can read Palo Alto Software founder Tim Berry s tips on securing angel investment here. Circle Up and the Angel Capital Association are good resources when looking for angel investment. Gust matches investors up with small businesses seeking funding, and AngelList lets you browse investors.

    Bootstrapping:

    Bootstrapping: the time-honored tradition of doing basically any and everything you can think of to find money to use in your business.

    21 and 22. Friends and family

    This is a tried and true method—the people in your life often believe in you and will put their money where their mouth is. Here are some suggestions on navigating fundraising from friends and family.

    23. Business line of credit

    This is an option for those who need cash quickly and have fairly good credit. Check out this article for more information.

    Seriously, if you have a great business idea or maybe you ve perfected your pitch, enter a contest. You never know!

    25. Service or product presales

    I have a friend who helped pay for massage school by pre-selling massages—she simply offered her massage services for after she would become a LMT (licensed massage therapist), in exchange for a contribution to her tuition. Once she graduated and got her licensure, those who contributed had a pre-paid massage waiting for them, which they could schedule at their convenience.

    26 and 27. Using your savings/selling assets

    Although this is also known as betting the farm and can certainly be risky, it is an option to use your personal savings and/or sell one of your existing assets and use that money to fund your business.

    28. Using other income to fuel your business:

    As we ve written about on Bplans previously, many people have a side hustle until they are able to go full time in the direction of their own business. Renting a room in your house using a popular site like air bnb is a great example.

    Industry Specific:

    Depending on what kind of business you re starting or running, there could be funding from an industry-related fund or organization. Here are two examples:

    If you re running a business that provides locally grown and created food-based goods to your area, you could apply to receive funding from Whole Foods.

    Some franchises, such as Matco Tools, offer in-house financing to incentivize those looking to start a franchise with their company.

    Not in the US?

    Caroline Cumming s post here on Bplans offers alternative lending tips for non-U.S. residents.

    As previously mentioned, if you re outside of the United States, many microloan programs are aimed toward non-U.S. citizens.

    We ve got in depth information here, but Microaid is an organization that can help you get an extremely low-budget micro enterprise off the ground.

    34. The UK government has a section of their website dedicated to business finance and support.

    35. The Canadian government has a separate website providing information on the Canada Small Business Financing Program and government grants (specific criteria often apply).

    Have you successfully funded your business? What method did you use? If you had to do it again, would you? Or would you try a different method?

    This article is part of our Business Funding Guide. fund your business today, with Bplans.

    How LivePlan makes your business more successful

    If you re writing a business plan you’re in luck. Online business planning software makes it easier than ever before to put together a business plan for your business.

    As you ll see in a moment LivePlan is more than just business plan software though. It s a knowledgable guide combined with a professional designer coupled with a financial wizard. It ll help you get over the three most common business hurdles with ease.

    Let s take a look at those common hurdles and see how producing a top notch business plan sets your business up for success.




    Internet business current events, work at home no fee #small #business #opportunities


    #business current events

    #

    Main menu

    Internet business current events

    Internet business current events Analysis

    Business Banking from AIB, supporting businesses with a wide range of business bank accounts and services. Discover the. BUSINESS EVENTS CALENDAR.While we use these networks to connect with our future and current customers. that combines online business networking and real-life events. internet business current events Sponsored. 30 Days to Complete Business Process Visibility. White Paper. Internet of things Early adopters share 4 key takeaways windows 10 anniversary.Crain’s New York Business thoroughly covers NYC’s major industries, including Wall. Recent documents in Bridgegate case to remain sealed, judge says.

    What would be a good business idea internet business success stories

    Latest news and features from Japan business, politics, commentary culture, life & style. A small hotel in the city of Fukuoka is adopting “Internet of Things”. Fashion News, Analysis and Business Intelligence from the leading digital authority on the global. Global Currents. Fashion News from Around the Web. In statistics and business, a long tail of some distributions of numbers is the portion of the distribution having a large number of occurrences far from the “head” or central part of the distribution. The distribution could involve popularities, random numbers of occurrences of events with various probabilities, etc. Anderson described the effects of the long tail on current and future business.

    Company Profile Find Your Nearest Store Contact Us Careers Privacy Notice Terms and Conditions PlusOne Terms and Conditions Gift Card Terms and.The Xiaomi MiPad is priced at S9 US0 in Singapore, and a. Post a Job Create Company; Manage Company; Manage Jobs .

    Cashier job interview question and answers

    US Traders Accepted. NO
    Retail and customer service interview questions you may be asked during a job interview, the best answers, as well as questions to ask the employer. Cashier Interview Questions List of frequently asked interview questions for cashier jobs. Practice the top Cashier Interview Questions and Answers. Next Interview Question. Cashiers are usually trained on the job.

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    Sample Job Interview Questions. Kelly Services wants to help you successfully advance your career objectives. “Why are you leaving your current position?” The best candidate for the position. Tags why should we hire you job interview questions and answers tough interviews job work unemployment tips.

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    The Independent #investment #ideas


    #business current events

    #

    Business

    We’ve noticed that you are using an ad blocker.

    Advertising helps fund our journalism and keep it truly independent. It helps to build our international editorial team, from war correspondents to investigative reporters, commentators to critics.

    Click here to view instructions on how to disable your ad blocker, and help us to keep providing you with free-thinking journalism – for free.

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    • Click “reload the page to see your changes”.

    uBlock

    • Click the uBlock icon.
    • Then click the big power button to whitelist the current web site, and its state will be remembered next time you visit the web site.
    • Then reload the page.



    SBA Business Course – Palo Alto Software #business #card #magnets


    #sba business plan

    #

    SBA Course

    In this webinar for the U.S. Small Business Administration, business planning expert Tim Berry helps entrepreneurs and small businesses better understand how to create a business plan.

    SBA s participation in this co-sponsorship is not an endorsement of the views, opinions, products or services of any cosponsor or other person or entity.

    All SBA programs, services and cosponsored activities are extended to the public on a nondiscriminatory basis.

    Use this form to request the certificate of completion after finishing the course.

    Reasonable arrangements for persons with disabilities will be made if requested at least two weeks in advance. You can contact our customer care team to make such a request.

    Co-sponsorship Authorization ##: 05-6010-71

    This website may contain hypertext links to information and websites created and maintained by other public and private entities. This information and these links are not owned or sponsored by the U.S. Small Business Administration and are provided for the user s convenience. The Federal Government or SBA is not responsible for the content, accuracy, relevance, timeliness or completeness of any websites or information that may be accessed from this site. Furthermore, the inclusion of such links does not constitute or imply an endorsement by the Federal Government or SBA of any organizations or company, or its opinions, products, or services. Please use caution and use your best judgment when considering a product, service or opinion offered by a linked website.

    Have issues? Our Specialist Line can help.

    Just 26.36/month

    Get into the intricacies of Business Plan Pro with one of our gurus.

    We ll serve up a heap of Business Plan help just for you. Sign up today!

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    International business news #discount #business #cards


    #international business news

    #

    The New York Times

    Jes Aznar for The New York Times

  • Venture Communism: How China Is Building a Start-Up Boom

    The Chinese government is lavishing benefits like free rent and cash handouts on homegrown start-ups in an effort to move beyond the factory floor.

    New Balls, Please

    A factory outside of Bangkok cranks out millions of tennis balls. Here’s how they’re made.

    Gatorade Shakes Up the Sport Drink by Going Organic

    The organic version will be made up of seven ingredients, will come in lemon, strawberry and mixed berry flavors and will be sold in select markets this fall.

    Ireland to Appeal Tax Ruling in Apple Case

    The country’s cabinet unanimously agreed to fight the $14.5 billion decision, and politicians are expected to debate it next week.

    Samsung’s Recall: The Problem With Lithium-Ion Batteries

    The type of battery used in Samsung’s recalled smartphones is lightweight and powerful, and it has a troubled history.




  • 9 Best Looking Business Websites #business #loan #rates


    #business websites

    #

    9 Best Looking Business Websites

    There are many different types of businesses and there are also many ways to promote those businesses. A proper website is a must and an area no one should cheap-out on. No website is perfect and there are always decisions one may not agree with, however with solid designers and knowledgeable coders your website could compete with the diverse examples of great web design on this list.

    1. Pace Law

    Who would have thought a law office could have such a beautiful and trendy website? Most that I have come across are very old-school. It’s refreshing to see an industry like this have such an intriguing website. This design has a very solid theme throughout: beautiful photography, bold typography, appropriate line lengths, a flawless responsive experience, and a proper user experience that deals with a lot of written content.

    However, there are a couple things I dislike about this site. First, the contact link in the global navigation does not take you to a contact page, rather it uses the “mailto:” function which for me breaks the experience. I believe the better choice would have been a contact page with a simple form for users to fill out. Second, I dislike the slideshow at the bottom of the homepage because there are no user controls. It changes on its own and can be frustrating when you are trying to read. Overall though, this is a very nice website which should catch the eye of anyone looking for a lawyer. I know I would be interested, but that might just be the designer in me talking.

    2. Auger

    This mostly “flat” website has a great design and looks good on any device. By using solid bold colours and vector images they have the perfect recipe for a responsive site. I love photography on websites, however in the responsive world they can end up looking distorted and pixelated at certain orientations; flat colour and vectors seamlessly melt between devices.

    When you first land on the site you are presented a global navigation that sticks to the bottom of the landing area no matter how you orientate the window. When you scroll the navigation moves to the top perfectly. The services section is very well designed. There is a lot to talk about in this area and it is very well parcelled for the user. Each icon when clicked exposes important information. By hiding it behind each icon, the page is not cluttered with a thousand different facts which may overwhelm users. The user can take in what they want, when they want. They may have taken this concept a bit too far though, as I think the “a bit about us” and “Innovation and Technology” sections should be viewable without having to click. But as I said, you will never agree with someone’s design 100% of the time.

    3. Lexus

    The Lexus website is stunning. Very good photography and a proper user experience. There are some parts that are a bit too flashy for me personally, I like things to function a bit simpler but overall it’s very good. They really get customers interested in their cars. There are inspirational videos, awesome photos, and an easy to use “car builder.” The user can choose the car model and decide how they want it to look and function. They make each step in the process clear and they keep the user oriented while they are designing their vehicle. The user is clear how many steps there are and where they are in the process. I found the website to be a bit buggy on mobile devices though. This may have to do with that bulky, overly flashy mega-nav. As a whole though, this is a very nice website compared to most car companies.

    4. Bienville Capital Management

    This is a very simple design that transitions to mobile perfectly. They keep the information concise and focused. One of my favourite sayings is “a website is like a first date, it’s about making a good first impression and giving them a bit of information.” If the user is intrigued, they will contact you to find out more details. A website should not be overrun with walls and walls of text that explain every single minute detail of your company. Let them discover that information over time. Give them the important information first.

    5. Emblem

    This website is all sorts of funky and fun. Lots of eye catching imagery and bright colours to pique a user’s curiosity. I particularly liked the services section. When the user arrives at the services page they are prompted to fill out a short quiz (which they assure you is quick) to help guide you to what services will be most helpful to you. Each question is presented on its own and is a simple “Yes” or “No” answer. Once you have taken the quiz it presents you with every appropriate service you may need. If you don’t want to take the quiz, you can skip it and get right to choosing what you think you need for yourself. And guess what? It’s responsive!

    6. Tigerlilly

    This website is beautiful and clean. It is very easy to use and they do a great job at explaining what they do. A mix of iconography, screen captures, and small amounts of text give you just enough detailed information without being totally overwhelmed. I love the typefaces used, the subtle animations, the icon based sub-navigation, and the fine use of white space. It has a consistent user experience from desktop to mobile and it just looks really pretty. I would hire them.

    7. Fisker Automotive

    Great website and even greater car. Not all websites need to be responsive and mobile friendly. Sometimes it’s just about making the best possible desktop experience. This website does just that. They really bring you in and make you want this car. Awesome photography, small amounts of text information, and very cool animations to help explain how this electric vehicle is like no other. This website really seems to understand that less is more. Wonderful use of whitespace and limited text information makes you feel a sense of relief and openness. The worst feeling is when you land on a page and you become overwhelmed with information that you just can be bothered to read.

    8. Brooklyn Soap Company

    One of my favourites in the list. I like the overall desaturated look this site has. The website reflects the products very well. Both the soaps and the website have a classy understated feel. Nothing is flashy about this company. They make quality products and they don’t have to dazzle you with crazy graphics and animations to get you interested. Not much to say except: job well done.

    9. Moment

    This site is almost the direct opposite of the Brooklyn Soap website. It is loud and proud with lots of imagery, textures, graphics, and videos. However, an extreme sport calls for this type of design. It fits perfectly. My favourite part of this website has to be the fact that no matter where you are on the site, there is a small tab below the global navigation that says “Ski Collection.” The user has access to the main product at all times, the skis. There is a lot of exciting lifestyle content to help establish the brand’s image, but they do a great job of keeping the main goal of the business in sight at all times.




    Business process planning and analysis in strategic planning #low #investment #business #ideas


    #business process

    #

    Business process planning and analysis in strategic planning

    Business process planning: Why process analysis is crucial for successful strategy development for any company

    Most businesses typically spend time each 12 months acquiring new strategy goals and objectives. Goals are designed that reflect the complete strategy of the firm. Business objectives are then created along with the department level to assistance general
    corporation goals. Goals are made to measure the progress in the direction of achieving distinct business objectives. And every single employee has goals that support complete tactics and strategies.

    In a ideal world, there would not be any conflicting goals. All division goals would in actuality aid the business goals. Every employee would understand these objectives and recognize how to do the job he or she performs and contribute to the overall organization.

    The corporation’s strategic plans would be executed flawlessly and the story would usually have a joyful ending. However, strategic objectives might be created in isolation. Department goals could be self serving and may not assist any other critical for business goals. Business departmental objectives could be in battle along with one or more objectives in reality.

    Without proper strategic planning people will usually just see their own story or situation and have no thought what is going on outside their scope and activities.

    The accumulation of processes, tools, resources and daily routines that take place in every single business organizational system is what finally determines an organization’s good or poor results. So business processes of any type of kind have to be analyzed so they support key business objectives.

    Process analysis is specifically helpful in ensuring the accomplishment of business goals and objectives relating to client, consumer or customer service operations which is directly linked to profitability of the business.

    A crucial key to transforming a business is the total comprehension of all the processes involved in it. This knowledge is necessary from any management approach to be of really worth, and it can be incorporated in overall good quality administration. Example of such a business systems and processes is ISO quality system which helps businesses identify, analyze and improve business processes, In adition audits like the Sarbanes Oxley allow managers to create better understanding of the company s operations.

    Share this:




    Business Development Manager Job Description #sba #business #loan


    #business development manager

    #

    This site was created to help you:

    • Put together a great job description for a Business Development Manager position
    • Understand what a Business Development Manager is and what you should expect from one
    • Learn more about being a Business Development Manager

    Our homepage simply gives you the Business Development Manager job description. The rest of the site provides supplementary material related to business development and what you should expect from your Business Development Manager.

    You may use this Business Development Manager Job Description as a starting point for your company’s ad. Please spend the time to customize it to your company’s needs. This description contains just about everything you would ask a Business Development Manager to do. Therefore, it would be a lot to ask of one person.

    The Role of the Business Development Manager

    A Business Development Manager works to improve an organization s market position and achieve financial growth. This person defines long-term organizational strategic goals, builds key customer relationships, identifies business opportunities, negotiates and closes business deals and maintains extensive knowledge of current market conditions. Business Development Managers work in a senior sales position within the company. It is their job to work with the internal team, marketing staff, and other managers to increase sales opportunities and thereby maximize revenue for their organization. To achieve this, they need to find potential new customers, present to them, ultimately convert them into clients, and continue to grow business in the future. Business Development Managers will also help manage existing clients and ensure they stay satisfied and positive. They call on clients, often being required to make presentations on solutions and services that meet or predict their clients future needs.

    Job Description

    The primary role of the Business Development Manager is to prospect for new clients by networking, cold calling, advertising or other means of generating interest from potential clients. They must then plan persuasive approaches and pitches that will convince potential clients to do business with the company. They must develop a rapport with new clients, and set targets for sales and provide support that will continually improve the relationship. They are also required to grow and retain existing accounts by presenting new solutions and services to clients. Business Development Managers work with mid and senior level management, marketing, and technical staff. He/she may manage the activities of others responsible for developing business for the company. Strategic planning is a key part of this job description, since it is the business manager s responsibility to develop the pipeline of new business coming in to the company. This requires a thorough knowledge of the market, the solutions/services the company can provide, and of the company s competitors. While the exact responsibilities will vary from company to company, the main duties of the Business Development Manager can be summarized as follows:

    New Business Development

    • Prospect for potential new clients and turn this into increased business.
    • Cold call as appropriate within your market or geographic area to ensure a robust pipeline of opportunities. * Meet potential clients by growing, maintaining, and leveraging your network.
    • Identify potential clients, and the decision makers within the client organization.
    • Research and build relationships with new clients.
    • Set up meetings between client decision makers and company’s practice leaders/Principals.
    • Plan approaches and pitches. * Work with team to develop proposals that speaks to the client’s needs, concerns, and objectives.
    • Participate in pricing the solution/service.
    • Handle objections by clarifying, emphasizing agreements and working through differences to a positive conclusion. * Use a variety of styles to persuade or negotiate appropriately.
    • Present an image that mirrors that of the client.

    Client Retention

    • Present new products and services and enhance existing relationships.
    • Work with technical staff and other internal colleagues to meet customer needs.
    • Arrange and participate in internal and external client debriefs.

    Business Development Planning

    • Attend industry functions, such as association events and conferences, and provide feedback and information on market and creative trends.
    • Present to and consult with mid and senior level management on business trends with a view to developing new services, products, and distribution channels.
    • Identify opportunities for campaigns, services, and distribution channels that will lead to an increase in sales.
    • Using knowledge of the market and competitors, identify and develop the company’s unique selling propositions and differentiators.

    Management and Research

    • Submit weekly progress reports and ensure data is accurate.
    • Ensure that data is accurately entered and managed within the company’s CRM or other sales management system.
    • Forecast sales targets and ensure they are met by the team.
    • Track and record activity on accounts and help to close deals to meet these targets.
    • Work with marketing staff to ensure that prerequisites (like prequalification or getting on a vendor list) are fulfilled within a timely manner.
    • Ensure all team members represent the company in the best light.
    • Present business development training and mentoring to business developers and other internal staff.
    • Research and develop a thorough understanding of the company’s people and capabilities.
    • Understand the company s goal and purpose so that will continual to enhance the company s performance.

    Education

    Business development management positions require a bachelor s degree and 3-5 years of sales or marketing experience. An MBA is often requested as well.

    Other Skills and Qualifications

    Networking, Persuasion, Prospecting, Public Speaking, Research, Writing, Closing Skills, Motivation for Sales, Prospecting Skills, Sales Planning, Identification of Customer Needs and Challenges, Territory Management, Market Knowledge, Meeting Sales Goals, Professionalism, CRM, and Microsoft Office.




    Christian Home Based Business Opportunities at #business #yellow #pages


    #home based business opportunities

    #

    Title : Independent Distributor
    Location : Worldwide
    Contact : Home Based in the Heartland, Pam Thielen
    Phone : 402-289-1800
    Salary : Commission
    Description : Earn while you learn, building a business from home with the support of a 24 year old company featured in CBS Marketwatch, Forbes, Fortune, Business Week and Success from Home (twice). I am looking for motivated individuals who desire a better life obtained in ethical ways and are willing to put effort forward. The rewards of a strong work ethic and being teachable are; financial freedom, quality relationships, and the satisfaction of positively impacting lives. I earn a six-figure income working around my family and enjoy what I do. To request more information, click the following link: http://www.christianet.com/homebasedheartland/

    Title : Home Based Business
    Location : US
    Contact : Energy Savings Network, Bill or Linda Blakely
    Phone : 512-630-8976
    Salary : Residual Income
    Description : This ground-floor business opportunity allows a flexible schedule, working from home. This is a product that is unconsciously purchased and habitually used by everyone you know. No deliveries, no inventory and no complicated paperwork. This business gives you the power to earn while helping others save money on their energy bills. If you are serious about changing your financial future and would like more information about this opportunity Click here: http://www.christianet.com/energysavings/

    Title : Work From Home
    Location : US
    Contact : Irene Fennell
    Phone : 512-917-4812
    Salary : Residual Income
    Description : If your dream is to run your own business, get out of debt, earn a secondary source of income, exchange the traditional 9 to 5 for your own schedule, or all of the above, this home based business opportunity can help you achieve it. Now is the best time to make a change and choose to live to your full potential. It’s about you, and we are ready to show you the way. If you are serious about changing your financial future and would like more information about this opportunity Click here: http://www.christianet.com/mjservices/

    Title : Customer Service Professionals Wanted! Apply Today!
    Location : Working From Home
    Contact : Arise Virtual Solutions
    Description : Arise contracts with thousands of small businesses run by someone like you! Many of these small businesses are looking for client support professionals- join them, or be your own boss and use your existing business or start a new small business! These small businesses provide sales, customer service, and technical support from home, for Fortune 150 companies such as Staples, Orkin and Carnival. We also have great opportunities, available with two of the major telecommunications companies in the United States, for those service providers that possess strong customer service and technical experience. Visit https://partnersetup.arise.com/ to create your profile today!

    Title : Work From Home Jobs
    Location : US
    Contact : Top Picks Home Businesses
    Salary : Commission
    Description : Pick from different types of work from home business opportunites that fit within your busy schedule. Click the website below and begin exploring your whole new life. http://exclusiveclicks.com/a/A4708/B50/




    Small Business Phone Service – Cloud Business Phone Service #investment #news


    #business phone service

    #

    Small business
    phone service with
    big business features

    Get a big solution on a small budget.

    RingCentral gives you many of the same tools that large companies use to grow their business. Because everything is in the cloud, you get all the benefits of a robust and versatile business telephone service without being responsible for its management and oversight. RingCentral manages your communications for you, for one fixed cost that’s surprisingly affordable and budget-friendly. Get started with a 30-day free trial.

    “I chose RingCentral for the features, customer service, and ability to get more phone
    numbers and services. I get more for less.”

    Juan Gala. President, Business Management Consultants

    Extend your reach.

    Every small business has a unique set of needs when it comes to communications solutions. This includes a full suite of services such as a phone line and a business phone number (local or toll free); a telephone service with unlimited domestic calling and call forwarding, call routing, and voicemail; text messaging; and an internet fax service. RingCentral’s small business phone service offers you these features and more in order to enhance your professional reputation. It allows you to be available to take more calls, make more contacts, and close more deals.

    “One conference call alone would have been more expensive than
    a month of RingCentral service.”

    Michael Carr. Founder, VolunteerHub

    Be more mobile.

    You’re responsible for building and managing a thriving business. If on any given day your business is being run out of a hotel room, a coffee shop, or your car, so be it. Your on-the-go lifestyle demands that you be reachable at any time, anywhere. As the leading VoIP provider, RingCentral’s small business phone service is mobile-ready and ideal for bring your own device (BYOD) initiatives. With the RingCentral for iPhone or Android mobile app, you’re empowered to work the way you want while maintaining a unified business identity. Look big while remaining agile and able to respond instantly.

    “We are huge advocates of anything that allows us to be out of the office
    while still being 100% functional.”

    Noel Sesto. Managing Director and Founder, Control Freq (UK)

    Integrate with your favorite productivity tools.

    If you use Google for Work or other popular business applications, you’re going to like what RingCentral can do for you. Make and receive calls without leaving Gmail. Click to dial phone numbers that appear in emails, documents, and web pages. Schedule RingCentral Meetings and conference calls directly within Google Calendar. You can even fax documents directly from Google Docs and Microsoft Outlook, Word, and Excel. All of this is free with your RingCentral solution.

    “Our entire business is in the cloud, from Google Apps to hosting,
    and RingCentral is a big part of that mix.”

    Aron Susman. Co-Founder, TheSquareFoot

    Remain in control always.

    With RingCentral’s small business phone service, there are none of the capital equipment or hardware costs associated with legacy phone systems. All-inclusive pricing gives you a fixed, predictable cost with little to manage. There are no setup fees and free implementation advisors. If you choose to purchase a RingCentral internet protocol (IP) desk phone, your phone arrives pre-configured. RingCentral’s cloud phone service has built-in redundancy to keep your data safe and ensure automatic failover in the event of any outage. Even upgrades are automatic, with no discernible disruption of service.

    “When setting up a business, managing costs and cash flow is imperative.
    RingCentral provides transparent, fixed monthly pricing so you know what costs to
    expect and can expand and scale the service up as your business grows.”

    Melissa Edmunds. Founder Managing Director, Safesip (UK)

    Plan for growth.

    Growing your business is made easier with RingCentral’s small business phone service. And when your success causes you to outgrow your solution, RingCentral is ready to help you step up to the next level. In all facets of business, at every stage, RingCentral has you covered.

    “We are growing. We do plan on adding more staff to our support staff.
    As we add new people, it’s not a high cost.”

    JC Burton. President, Woodline Solutions

    Six good reasons to choose RingCentral phone service.

    Affordability

    You’re on a tight budget, and you’ll find RingCentral’s transparent, all-inclusive pricing easy on your wallet.

    Reliability

    You can’t afford to have your phones go down. RingCentral has servers in multiple locations to prevent outages and data loss.

    Ranked #1 in “Ease of Use” *

    RingCentral’s intuitive menu makes setup extremely easy. Features can be optimized to work the way you work even from your smartphone.

    Productivity

    RingCentral’s cloud-based, internet phone system works with a multitude of useful cloud applications, including Google Docs and Gmail.

    Portability

    Go on the road with powerful features in the palm of your hand. RingCentral’s mobile app is available for iOS and Android devices.

    24/7 Free Support

    Your workday doesn’t adhere to normal office hours, and neither does RingCentral’s. Have questions or need help with your solution? We’re available.

    RingCentral is certain to become indispensable to your small business during your 30-day trial.
    If this isn’t the case, RingCentral will refund your money promptly.




    Business Phone Service #types #of #business


    #business phone service

    #

    Frontier Business Phone Service

    Offer ends 8/31/16. Not available in Oregon, Texas, Utah and parts of CA, FL, AZ, NM, & NV. Taxes, fees and other surcharges are not included in Price for Life guarantee and are therefore subject to increases

    Must subscribe to a qualifying package of Business phone service and new High-Speed Internet with speeds up to 6Mbps or 7Mbps depending on location. Higher speeds available for an additional monthly fee. Actual speeds may vary and are not guaranteed. Service subject to availability. Minimum one-year agreement, $9.99 broadband processing fee upon disconnection of service and early termination fee equal to the remaining balance of the agreement apply. Net Internet installation fee applies: $99.99 for one-year agreements; waived with two- agreements. Voice service order or install charge may apply. Other terms and conditions apply. Frontier reserves the right to withdraw this offer at any time.

    © 2016 Frontier Communications Corporation.

    Thank You

    Your information has been received. In the meantime, you can call us at 1.855.426.7551 with any additional questions.




    School Business Management #business #tips


    #business manager

    #

    School Business Management

    (Master of Science in Education)

    The Master of Science in Education (M.S.E.) in School Business Management provides a course of study to qualify students for licensure as a School Business Manager. Graduates of the program have assumed roles as Director of Finance, Comptroller, Director of Administrative Services, Director of Information Services, Human Resource Manager, Director of Buildings and Grounds, Benefits Manager and Financial Consultant.

    The curriculum provides students with an understanding of the organization of elementary and secondary school systems and the expertise needed to manage their resources. Through applied learning opportunities, acquire an advanced understanding of the accounting and finance functions, information technology, property management, budget preparation and personnel management, and learn about state reporting and other statutory requirements.

    The mission of the School Business Management Masters Program is to provide students an opportunity to pursue a course of study which will qualify them for licensure as a School Business Manager.

    Degree Programs




    Business Services #business #email #address


    #business services

    #

    Business Services

    Military Lending Insights

    The Customer Journey
    • Better product decision making
    • Incisive new-customer targeting
    • Stronger relationship building
    • Wiser approach to credit risk
    • This is the Customer Journey .

    As the industry leader, Experian helps organizations and consumers make better decisions. We help clients connect with great customers, both business and consumer, by connecting them more closely with customers to grow their relationships. Our insights let businesses target new markets, improve response rates and increase revenue. We help at each stage of the business cycle, which we call the Customer Journey.

    Our understanding of market trends and customer needs means we can assist clients make wise product planning decisions, and we connect them with the best customers for their new services. We know that making the right offer at the right time, using the right forms of communication, speeds the acquisition of the right customers.

    We also offer unique affinity loyalty programs that generate retention and prompt payments. We protect against risk by assessing customers’ ability to repay credit so that your organization can grow profit faster. Plus, in a number of markets, we create better consumers by helping them manage their finances and protect them from identity theft.

    Experian does all this by leveraging our deep levels of data about people, businesses, vehicles, property and places, gathered every second from hundreds of sources. We also help businesses manage their inhouse data from their customer interactions. Our data management tools find and link useful data to power decision making, and our predictive analytics assess organizations’ current and future position.

    Our platforms and products make it easy to use all this information every day. Our people’s expertise, global networks and trusted brand combine to create huge value for our clients and consumers. Experian : A world of insight, ready for you to discover on your journey.




    11 Grants for Women-Owned Businesses You Need to Know About #business #insurance #companies


    #small business grants

    #

    11 Grants for Women-Owned Businesses You Need to Know About

    In 2014, there were close to 9.1 million women-owned businesses in the United States, a 68 percent increase since 1997, according to The 2014 State of Women-Owned Businesses Report from American Express. This percentage increase exceeded the national average of small business growth by 1.5 times.

    It also illustrated what we already know: Women entrepreneurs are having a tremendous impact on the small business landscape nationwide.

    Yet to continue to be competitive and grow, these entrepreneurs have to find funding for their ventures. And, alarmingly, women entrepreneurs are increasingly being turned away by banks for small business loans. Thankfully, they still have other options, given the rise of technology-driven financial lending sources — such as online loans, peer-to-peer loans and crowdfunding.

    Then there are government grants. While not widely known or used, these grants are another great option for women seeking extra funding for their business ventures. They just take a little more work.

    Understanding grants

    Business owners often turn to grants because they are not required to pay them back; essentially, you can look at grants as free money, but they come with stipulations. Also, understanding and navigating the grant process can be complex.

    First, you have to research and find a grant for which you re eligible. Then, you have to understand the strict application and compliance guidelines you must meet, to be eligible. Third, you have to compete with other businesses for the same pool of money. Fourth, if you re awarded a grant, you must report on how you used it. Finally, you must devote time and energy to the lengthy application process, then wait for approval. In a nutshell, you need to have all of your ducks in a row, up-front and afterward.

    Finding federal and state grants

    Many business owners think that federal grants are just a click away. We have all seen the ads promoting free federal money to start businesses. But this is a huge misconception. While there are federal grants available in the areas of medical research, science, education and technology development, no such grants exist specifically for women-owned businesses. You may find grants that fund projects that empower women, but such funding is often set aside for nonprofit corporations, not for-profit businesses.

    When researching grants specifically for a woman-owned business, start at the state level. Most states offer grants for women-owned businesses in some capacity. Each state website has a business section where you can find grant and funding opportunities for women and minority-owned businesses. A good example of this is the business section for the state of New York. which lists incentives and programs for businesses. Check out your state s site to find out what is available for your business.

    Another great resource to use in your research is the Minority Business Development Agency (MBDA). The MBDA is an agency of the U.S. Department of Commerce that assists minorities and women in establishing and growing their businesses. On its site, you can research grants and access links to state agencies that work with women-owned businesses for funding opportunities. Click here to view all of the state agencies across the country.

    Private grants for women

    To help in your search, we gathered information on these private grants for women entrepreneurs started:

    1. The Eileen Fisher Women-Owned Business Grant Program. Five grants are awarded annually. The businesses must be 100 percent women-owned and have founding principles of social consciousness, sustainability and innovation, plus be ready to move to the next phase of development. In 2014, the program awarded $125,000 in grants.
    2. Huggies Brand — Mom Inspired Grants. The grant awards up to $15,000 to advance the development of innovative products inspired by the joys of motherhood. The awardees also receive resources to further develop their products and startup businesses.
    3. FedEx Think Bigger — Small Business Grant Program. Applicants are encouraged to share their visions to receive a portion of the $75,000 awarded in grants. Part of the judging involves the general public voting for the finalists, so participants may promote their businesses while garnering votes.
    4. Idea Caf Small Business Grant. The Idea Caf is a free gateway that hosts different grants on its site. Its current grant is the 16 th Small Business Cash Grant. which awards one $1,000 grand prize to a business with the most innovative idea.
    5. InnovateHER: 2015 Innovating for Women Business Challenge. This business challenge is sponsored by the Small Business Administration (SBA) Office of Women s Business Ownership. The challenge awards three winners $30,000 in prize money for businesses that have an impact on the lives of women. However, be aware of the recent fraud news around the SBA .
    6. Chase Google — Mission Main Street Project. Chase and Google have partnered to award $3 million in grants. In 2014, recipients were awarded $150,000 to help take their businesses to the next level. Recipients also received a trip to Google headquarters, a Google Chromebook laptop and a $2,000 coupon toward a market research study with Google Consumer Surveys.
    7. Small Business Innovation Research (SBIR): Eleven different federal agencies participate in this awards-based program, which incentivizes and enables small businesses to explore their technological potential.
    8. Small Business Technology Transfer Program (STTR). The STTR program reserves a specific percentage of federal research and development funding to provide funding opportunities in research and development.
    9. Women Veteran Entrepreneur Corp (WVEC) Small Business Competition. This competition, organized by Capitol One and Count Me In for Women s Economic Independence. allows participants to present two-minute pitches for a chance to participate in a nine-month business accelerator program.
    10. Wal-Mart Women s Economic Empowerment Initiative (WEE). As part of a huge Wal-Mart initiative, sourcing opportunities for U.S. and international companies will increase to $40 billion over five years.
    11. Zions Bank — Smart Women Smart Money. This Utah-based bank s grant annually awards $3,000 across six different categories, including business.

    Applying for a grant

    Once you find a funding opportunity, there are steps required to apply. A few tips to assist you:

    • Make sure that your business is eligible for the grant: Read the grant synopsis guidelines and eligibility requirements.
    • Create a checklist for all of the documents required.
    • Follow the rules. Grant applications can be very technical. It wouldn t hurt to have a second (or even third) set of eyes when reviewing the application to ensure that you have provided all accompanying documents.
    • Start early. Since the application process can be long in some cases, it doesn t hurt to get a jump on things.

    If you find the grant application process too daunting or lengthy for your small business, Kabbage is committed to supporting small business loans for women business owners. Because our application process is fully automated and online, we can quickly provide small business loans of up to $100,000. We use simple, meaningful revenue data from your business to approve your business — not elaborate documentation that takes extensive time to gather. To learn more, visit Kabbage.com.




    Business Management Software, Sports Team Management Software from HY-TEK #lawn #mowing #business


    #business manager

    #

    Business Management Software

    Overview

    Sports Business Manager is built to support the financial needs of both small and large sports teams of all types. Improve invoicing and expensing processes, including the tracking of dues, entry fees, travel funds, sales, fundraising, and more with the do-it-all tools of Business Manager. Designed for the non-accounting person, the system is incredibly easy to use, yet powerful enough to manage multiple sites and an unlimited number of families. By handling entry fee escrows and fundraising, your teams can consolidate all checking/saving accounts into one account and Business Manager will keep the funds separate. Gain more operational oversight by running reports on address lists, family rosters, attendance lists, mailing labels, age group rosters, USS card lists for swimming, account balances and transactions. Entry fee charges can be imported from HY-TEK’s Team or Meet Manager.

    Features

    Sports Business Manager Advanced Options:

    Quick Billing

    Quick billing is all about saving you time! Establish fee structures and automatically process monthly charges for hundreds of athletes in a matter of seconds. You can also charge a one-time fee to any group of athletes or families, easily and without hassle.

    Checkbook Ledger

    Say goodbye to numbers that don’t match up. With the Checkbook Ledger option, you can balance your checkbook and categorize payments and deposits for easy-to-read business reports, including payroll reports. Stay on top of finances by creating a budget that details your income and expenses, showing whether you are “over” or “under” during any period of months.

    Invoice Emailing

    Eliminate the hassle and cost of printing by automatically emailing invoices to your swimmers and parents. It’s quick, easy and will save you hundreds of dollars on postage!

    Pro/Network

    Sports Business Manager Pro is designed for sports organizations that need to “share” the Sports Business Manager database. With Pro, you can access the database from multiple computers, allowing you to delegate responsibility to your staff and ensure everyone has the most current financial information. Sports Business Manager Pro is supported by any standard peer-to-peer network and comes with various login options, so you retain control over database access.

    Packages

    Customers

    Managing the financial tasks involved in running a swim team can be complicated and time consuming. Some of the teams using HY-TEK Business Manager to make this a snap include:

    • Clayton Shaw Park Swim Team
    • Edge Aquatics
    • McAllen Swim Club
    • Alief Aquatic Club
    • Westmont Swim Club
    • Boca Swim Academy
    • Seagulls Swimming Club
    • Orcas Swim Club
    • South Louisiana Swim Team
    • Vincennes Swim Team
    • Scenic City Aquatic Club
    • Elk Grove Swim Club
    • Taunton Deane Swimming Club
    • Central Illinois Aquatics
    • Council Bluffs Swim Club
    • Crimson Aquatics
    • T.E.A.M. Swim Team
    • Sarpy County Swim Club
    • Barnstaple Swimming Club
    • DC Recreation & Park Swim Team
    • Sea Dragons Swim Club
    • Mid Sussex Marlins
    • Aces Swim Club
    • Kodiak Kingfishers Swim Team
    • Rappahannock Raiders Swim Club
    • Big Gator Swimming
    • YMCA of McHenry County Piranhas
    • Millard Aquatic Club
    • Marietta Family YMCA
    • Prince Rupert Amateur Swim Club
    • Aer Lingus Swimming Club
    • Jerry L. Garver YMCA
    • Shockwave Aquatic Team
    • JCC Sailfish
    • VACS Southside YMCA
    • WSY Swimming
    • Tidal Wave Swim Team
    • Tiger Aquatic Club
    • Angleton Aquatic Club
    • Bengal Tiger Aquatic Club

    New Releases




    Business Services – Geeks of Nevada, Inc #buying #a #business


    #business services

    #

    Business Services

    Every customer is important to Geeks of Nevada, Inc. but we also realize that business rely on their systems to function. Geeks of Nevada, Inc. is there to react and ensure that your business runs as smoothly as possible.

    We offer multiple levels of service ranging from a single instance service to a service level agreement (SLA). Proactive management of your IT systems helps to prevent surprise downtime which oftentimes brings your company to a screeching halt. We focus on quality and operational excellence while comprehensively managing your IT infrastructure without compromising service delivery to our clients and their customers. Acting as your trusted business technology advisor and helping to incorporate technology strategies that support your overall business strategy and long term goals.

    • Onsite PC Desktop and Laptop Repair
    • System Monitoring and Maintenance
    • Wired and Wireless Networks
    • Network Security
    • Antivirus and Malware Protection
    • Spam Filtering
    • Backup Solutions
    • New Computers
    • Hardware Upgrades
    • Operating System and Software Upgrades
    • Database Management
    • Individual and Group Training

    I have been doing business with Geeks of Nevada for 5 years. They built a custom computer for me. Set up my computer for wireless internet and email. They can even access my computer remotely and help me with any problems. My laptop was set up by Geeks so that my office computer can be accessed remotely so my emails can be answered and web site updated from the road. Geeks of Nevadas service is always prompt and any issues are resolved perfectly.

    – Willeta Kerschner Executive Director BNI Northern Nevada

    Hours




    Office of Business Opportunity #unique #business #ideas


    #business opportunity

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    Office of Business Opportunity

    The Office of Business Opportunity is committed to creating a competitive and diverse business environment in the City of Houston by promoting the growth and success of local small businesses, with special emphasis on historically underutilized groups by ensuring their meaningful participation in the government procurement process.

    Certifications and Designations

    Contract Compliance and Reporting

    Reports, Directories, and Search Tools

    About the Director


    Carlecia D. Wright, is the Director for the Office of Business Opportunity. In April 2011, Ms. Wright was appointed by Mayor Parker to ensure that the City’s small, minority, women-owned and disadvantaged business enterprises have meaningful participation in the city’s procurement process.

    Prior to her appointment, she worked for the City of New York’s Minority and Women-owned Business Enterprise Program, where she served as the Executive Director of Policy, Planning and Operations, as well as the Executive Director of Certification and Recruitment. More.

    About OBO – In Other Languages

    Contact the OBO

    Recent OBO Videos




    2015 Small Business Ideas in India Starting #good #business #ideas


    #small business ideas

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    Small Business Ideas in India

    At present, there are a large number of young professionals who are looking to earn quick money with minimal investment. And with India’s growing economy, there are a lot of possibilities where one can venture into. The ‘Startup India, Standup India’ programme announced by Prime Minister Narendra Modi on Independence Day has been successfully inaugurated in Mumbai’s Thane district. In addition, the Union Finance Minister Arun Jaitley has assured the startups that both the government as well as the banking system would be making resources available to them. As someone who’s intending to enter the world of business, you can soon find a special tax regime that would enable you to foster innovation to an optimum.

    Here is a list of business ideas that novice entrepreneurs, having minimal finance options, can utilise to earn maximum profit in minimal return period.

    Starting Off with Rs. 1,000

    A great business idea to start off with nearly Rs. 1,000 is ultra-short temping services. As a part of this business, the companies provide manpower services on a temporary basis to event management firms. The break-even period for this business is close to 10 months and a gross profit of approximately 20 percent can be expected. An important skill needed to make this business a success is networking. Organizing private tuitions is yet another excellent business idea to earn a handsome income with Rs. 1000. You can plan to be a private tutor by grabbing adequate knowledge about a particular subject. All you need to do is occasional investments associated with purchase of new books in case there is a change of syllabus.

    Business Idea for an Investment of Rs. 7,000

    A good business idea with a budget as minimal as Rs. 7,000 is a shoe-wash company. Earlier, canvas shoes were cleaned using old toothbrushes and detergent; however, nowadays people have moved on to trendy sneakers and want the shoes to be cleaned by people who are experts in the field, so that the shoes can be maintained properly.

    In order to be successful in this business, it is essential to know how to use chemicals and a fair degree of marketing skills are also required. The break-even period for this form of business is at least three months. The businessmen can expect a gross profit of nearly 40 percent in this case.

    Business Idea for an Investment of Rs. 15,000

    Having a food delivery service is a great business idea if a person has around Rs. 15,000 with them. Nowadays, customers want the best food on their tables without making the efforts to go and get it and this is where a food delivery company can come in handy.

    The main skills needed to run this business smoothly are sales and management. This business has a break-even period of two months at the very minimum and can provide gross profits of nearly 20 percent.

    Business Ideas with INR 20,000

    If a person wants to start a business with Rs. 20,000, they can start making uniforms. Nowadays, even business schools and medical and law colleges are making it mandatory for their students to wear uniforms. Interested businessmen can establish contacts with uniform manufacturing companies and provide dresses at convenient prices. The most important skill in this business is man management and it takes almost a year to break even.

    Business Ideas for an Investment of Rs. 50,000

    Property management can be a great business idea if you have a start-up capital of approximately Rs. 50,000. The businessmen need to find out a proper workplace and take responsibility for their detailed documentation procedures and thus save a lot of their time. Adequate sales and marketing skills are needed in order to be successful in this business. The company can achieve break-even status within a month and expect a gross profit of around 50 percent. Yet another profitable business venture in this range is phone-based business consulting services. These days, several entrepreneurs are looking to make a name for themselves and the time is right for experienced businessmen to make the most of their skills and knowledge and guide these young enthusiasts with some good business plans. Networking is a critical skill needed to flourish in this business that can take almost four months to come on break-even terms.

    Wedding planning is also a good business idea when you have got Rs. 50,000 to start with. Today, wedding ceremonies in India are being organised and celebrated on grand scales and the celebrators might not have the time to properly attend to every little nuance as a lot of time is required in this as well. Wedding planners can help people in such situations. Creativity is the name of the game in this business domain that can provide gross profits of almost 15 percent. However, achieving break-even status will depend on the quality of projects that the company gets.

    Concierge services such as babysitting and medical treatment can be started with an initial capital of Rs. 50,000 or more. Network communication capabilities are the most critical skills required to do well in this business that can take at least half a year to achieve parity and give approximate gross profits of 10 percent.

    Housekeeping services for hotels is a proper business idea if an entrepreneur has Rs. 50,000 to start with. With the hotels looking to keep their rooms sparkling clean, this is a good business idea. Good communication and man management skills are necessary to succeed in this domain. This business can provide gross profits of almost 20 percent.

    Business Idea for an Investment of Rs. 75,000

    Pre-recruitment assessment is a profitable business venture if the entrepreneur has a starting capital of around Rs. 75,000. This service can be helpful in letting companies hire the best possible employees. The companies in this domain can chip in by creating the tests at different levels and then evaluating the candidates based on their performance in the same. Good marketing and sales capabilities are necessary for good performance in this domain. The minimum breakthrough period for this business is two months and it can provide gross profits of nearly 25 percent.

    Business Idea for an Investment of Rs. 1,00,000

    Entrepreneurs looking to offer custom-made chocolates for their customers can get started with almost Rs. 1,00,000. Making chocolates as per food quality standards is a prerequisite. It is important to love chocolates and be creative to thrive in this business. Expected gross profit in this segment can vary between 30 and 35 percent and the minimum period required to achieve parity is a week.

    Business Idea for an Investment of Rs. 2,00,000

    If an entrepreneur knows intercity and interstate bus routes really well and has almost Rs. 2,00,000 to invest straight away, then a bus service website can be regarded as a good business opportunity. The website can also provide information pertaining to the ticket rates and the channels for booking them.

    However, it is essential to have good IT skills to be successful in this business. The minimum period needed to achieve break even in this business is five months and the expected gross profit is close to 10 percent.

    Business Ideas for an Investment of Rs. 3,00,000

    A good business idea with a start-up capital of Rs. 3,00,000 is that of custom-made festival gifts. The entrepreneurs can choose innovative gifts, wrap them in an eye-catching manner and then send them to their clients. The entrepreneurs need to be sensitive, creative and understanding and have a good knowledge of gift-makers in the town. It can take at least three months to achieve parity in this business, which can be expected to provide gross profits of almost 20 percent.

    Entrepreneurs with such start-up capital can also go for the online ads service business. They can have contacts with the website owners and then get the appropriate space, which can help the clients get access to their target audience.

    The owners should have good knowledge of networking and media planning in order to be successful in this business. The minimum time required to come to break-even status in this business is a year and the anticipated gross profit is 20 percent.

    Starting a Small Business




    Better Business Bureau fires back at Donald Trump #design #business #card


    #better business bureau

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    POLITICO

    The Better Business Bureau says Trump University only received top ratings because it had already begun winding down, and there was little for anyone to complain about — though Donald Trump s campaign begs to differ. | AP Photo

    Better Business Bureau fires back at Trump

    03/08/16 12:29 PM EST

    The Better Business Bureau fired back Tuesday at Donald Trump’s numerous claims surrounding its ratings for his defunct Trump University business venture, issuing a point-by-point breakdown seeking to set the record straight. For one, it said, the business does not currently hold an A rating with the agency.

    In its joint statement, the Council of Better Business Bureaus and the local BBB that represents metropolitan New York, referred to the institution as Trump University rather than its later moniker, Trump Entrepreneur Initiative, noting that it has not had a rating since September 2015. The rating for the venture fluctuated between D- and A+ over the course of the last several years.

    Pointing to its reporting and rating retention period of three years, the agency noted that Trump University’s rating was as low as D- in 2010, as well as the fact that as Trump U wound down operations in 2013, it received no additional complaints.

    Complaints over three years old automatically rolled off of the Business Review, according to BBB policy, the statement continued. As a result, over time, Trump University’s BBB rating went to an A in July 2014 and then to an A+ in January 2015.

    In other words, Trump University only received top ratings because it had already begun winding down, and there was little for anyone to complain about — though the Trump campaign begs to differ.

    They gave the program a rating and they admit that the rating was an A+, Trump spokeswoman Hope Hicks told POLITICO in an email. Any lower ratings were given prior to the submission of documentation and other applicable paperwork. Once submitted, the program was awarded an even higher rating than previously shared.

    As it had asserted last week. BBB also disputed Trump’s claim that the agency faxed a copy of Trump University ratings during last Thursday’s debate in Detroit. It also shot down the document Trump posted following the debate on social media, which it said was not a current document.

    It appeared to be part of a Business Review from 2014, the agency said in its statement.

    BBB also said it has never accredited Trump University.

    The agency’s statement comes amid two separate lawsuits against the organization, in New York and California.

    A federal appeals court on March 1 declined to toss out one of those lawsuits, a $40 million fraud case against Trump brought by New York Attorney General Eric Schneiderman.

    “We look forward to demonstrating in a court of law that Donald Trump and his sham for-profit college defrauded more than 5,000 consumers out of millions of dollars,” Schneiderman said in a statement.

    Trump has downplayed the lawsuit, saying it was peanuts and insisting he could easily have settled it, but didn’t want to set a precedent.

    He’s also accused Schneiderman of doing the bidding of his campaign donors, a charge the attorney general has called false.

    “This is a case about fraud. If you’re talking about someone who you’re looking at to be president, I think the issue of credibility is very important,” Schneiderman said on CNN last week. ”If you tell people we’re going to teach you Donald Trump secrets, and he’s never had any part of writing the curriculum — that’s fraud.

    Authors:



    The importance of ethics in business – Ethical business practices – Cadbury Schweppes #canadian #business


    #ethics in business

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    Ethical business practices
    A Cadbury Schweppes case study

    Page 1: The importance of ethics in business

    Ethics concern an individual’s moral judgements about right and wrong. Decisions taken within an organisation may be made by individuals or groups, but whoever makes them will be influenced by the culture of the company. The decision to behave ethically is a moral one; employees must decide what they think is the right course of action. This may involve rejecting the route that would lead to the biggest short-term profit.

    Ethical behaviour and corporate social responsibility can bring significant benefits to a business. For example, they may:

    • attract customers to the firm’s products, thereby boosting sales and profits
    • make employees want to stay with the business, reduce labour turnover and therefore increase productivity
    • attract more employees wanting to work for the business, reduce recruitment costs and enable the company to get the most talented employees
    • attract investors and keep the company’s share price high, thereby protecting the business from takeover.

    Unethical behaviour or a lack of corporate social responsibility, by comparison, may damage a firm’s reputation and make it less appealing to stakeholders. Profits could fall as a result.

    Along with good corporate governance, ethical behaviour is an integral part of everything that Cadbury Schweppes does. Treating stakeholders fairly is seen as an essential part of the company’s success, as described here: ‘A creative and well managed corporate and social responsibility programme is in the best interests of all our stakeholders – not just our consumers – but also our shareowners, employees, customers, suppliers and other business partners who work together with us. *’

    Ensuring that employees understand the company’s corporate values is achieved by the statement of ‘Our Business Principles’ which makes clear the behaviour it seeks from employees.

    Cadbury Schweppes’ good practice was recognised when it was voted one of the ‘most admired companies for community and environmental responsibility’ by Management Today magazine in 2003. It was also ranked second in the Food and Drink sector in the Business in the Community ‘Per Cent Club’ Index of corporate giving for 2003, with an investment in the community of around 3of its UK pre tax profits.

    * Cadbury Schweppes Corporate and Social Responsibility Report 2002

    Cadbury Schweppes | Ethical business practices




    IT Financial Management: What vs #best #business #phone


    #business finance

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    IT Financial Management: What vs. How

    If you don t know where you are going, then any road will get you there.

    Lewis Carroll, Alice in Wonderland

    Most enterprises understand the benefits that can be derived from increasing IT cost transparency, managing IT like a business, and improving the interaction between IT and business units. Yet, despite the inherent understanding behind these admirable goals, many IT financial management initiatives and implementation projects fail to live up to expectations. They either miss their expected goals, or worse, completely fail.

    Industry analysts have substantiated this claim for years, indicating that on an IT management maturity scale of 1 to 5 (with 5 being highest maturity), the average U.S. large or mid-market enterprise hovers around a dismal 2 on this scale. Clearly, there is a gap between desired goals and operational execution; expectations are not met.

    Applying discipline to the IT financial management what you are implementing and how you and your team are going to implement it. Just as important for everyone on your team is to grasp which one comes first. In other words, an enterprise needs to fully understand the imperative (the what ) versus the means (the how ) to effectively increase maturity in IT financial management processes in order to attain a desired stage of IT maturity.

    So let s start by discussing the difference between the what and the how. Many times enterprises believe that what they are implementing is an IT financial management software application tool. This perception is incorrect and seriously flawed. What they are implementing is a set of IT financial management processes. The software application or tool is how this process will be delivered. Simply stated, the what is the process or set of processes that are being implementing, and the how is merely the tool that will be used to facilitate and support the processes.

    Next, let s discuss the order in which the what and the how need to be addressed. In most aspects of life, a person decides on what they want to do before they determine how they will do it. Stated another way, we define what our goals are, and then we plan how to achieve those goals. Normally, we decide where we want to travel before we decide if we want to take a car, a plane, a train, or simply walk. It is a simple, logical flow. Implementing an ITFM process is simply an aspect of an enterprise s life. It should follow the same logic what before how. The single most important factor in having a successful ITFM implementation is having a thorough understanding of what needs to be implemented before deciding on how to implement it.

    Figure 1 depicts the range of stages of an ITFM maturity model. It is important to understand that a company must fit its goals to the appropriate level of maturity. In other words, a stage 3 level Manage Cost may be desired over a Stage 4 level Competitive Advantage since the incremental efforts and cost to achieve stage 4 may not, for a specific organization, justify the benefits achieved in order to achieve this stage.

    Let s briefly mention some of the considerations that need to go into determining the what :

    Senior leadership must lead an ITFM project. There must be a good understanding of who is sponsoring the project IT, the business units, finance. ITFM maturity is a top-down initiative.

    What are the current ITFM-related processes? Mapping existing processes will help determine gaps and areas for improvement.

    How readily available are current cost and usage drivers?

    How are business and IT performance currently being measured?

    Who will be the winners and the losers with a change of ITFM processes? Can the losers also be turned into winners?

    The answer to these questions will differ by enterprise. That means the what will be different for each enterprise.

    We started this discussion by asking why so many IT financial management projects fail to meet expectations. One primary reason is the lack of a full understanding of the difference between what process or processes are being implemented versus how a change in process will be implemented.

    We have begun the presentation of a course of action and related framework and if followed, the chance of meeting expectations and realizing the business benefits of ITFM will be greatly enhanced.

    In Part 2 of this series of articles, we will describe how you determine the what, which is a rather extensive subject in itself. In Part 3 we will describe the how. Similar to uncovering the what, deciding the how is a detailed process.

    Mike Stiglianese is a managing partner of TMO Partners . where he advises Fortune 500 companies on management of their strategic technology, financial, risk, and shared services initiatives. He is a chief IT risk and financial executive with extensive experience in leading financial and risk management solutions for global organizations. His career includes 25 years in Citigroup s financial control function, where he held a leadership role in identifying, developing and implementing global, cross-business expense reduction efforts and was recognized as a key contributor to capturing $3 billion in savings at Citigroup.

    Lawrence Maisel is president of DecisionVu Group Inc. . a management consultancy specializing in corporate performance management, financial management and IT value management. He has successfully demonstrated abilities to provide leadership in strategy and financial management, and information technology with numerous experiences in financial services, insurance, communications and media, and pharmaceuticals industries. He has developed business strategies, managed and improved business performance, implemented business systems, and designed solutions to increase operating performance and shareholder value. Recently, he co-authored (with Gary Cokins)Predictive Business Analytics Forward-looking Capabilities to Improve Business Performance(2014, John Wiley Sons), and authored IFAC s International Good Practices Guidance on Predictive Business Analytics.




    San Francisco Business Times – Print Media – Financial District – San Francisco, CA #online #business #systems


    #sf business times

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    San Francisco Business Times

    What s really going on in the Bay Area? Most people look to SFGate.com or the Chronicle. In this day and age of instant information, most doubt how much information is available in a weekly local publication. Hands down, this newspaper has the pulse on the business environment of the Bay Area, with a heavy emphasis to San Francisco. Subscribing for over fifteen years, my workplace is a loyal customer to this great information source. Whether reading about what new businesses or projects are in the area to finding out what homes are selling for in the various Bay Area counties, SF Business Times keeps you on top of the area news.
    Whether you are in marketing, real estate, finance, or just nosy about what s going on, there s always some information that makes you say, Gee, that s interesting!
    Also, full props to their customer service staff in sending me missing issues (still not sure if it s my mailman or my coworkers) – likely suspects!). Unlike the other paper, I don t need to run to a newsstand and pay for another copy. Check this periodical out!

    Was this review ?

    Their customer service is deplorable. You cannot speak with a human being, basically ever. I called customer service one morning. No one answered after 9am. And no one ever called me back. Any time I have needed to talk to them it was because they screwed up one of our office s subscriptions. Wish they weren t the only game in town. Uggggh!

    Was this review ?

    As a big fan of information, Knowledge is Power, I was very impressed with the Read to Succeed Seminar I attended at this publication s office. I know the title smacks of a literacy program, but it was actually an informative meeting on how to read the weekly publication to expand on networking and marketing.

    In these uncertain economic times, newspapers and jobs are falling by the wayside. Judd Walsh opened my eyes on ways to utilize many of the great sections to find sales leads, build market intelligence, and prospecting. He gave great tips and suggestions.

    Some of the most valuable info in the SFBT is in the form of The Lists published weekly and then at the end of the year in a large compendium. These Listings cover topics such as Best Places to Work in the Bay Area to The Top Wineries. Event announcements and articles on the different industries are excellent resources.

    I am now going to subscribe to the newspaper. Thanks to Veronica and also the gentleman that gave me a copy of 2009 Zagat Guide.




    110 Small Business Ideas With Low Investment Capital #www.business.com


    #small business ideas

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    List of creative and unique small business ideas you can start with little capital.

    Small business ideas abound around us. Are you looking for small business ideas in Hindi or India? Perhaps you are in a different region. You may be looking for small business ideas in UK, Philippines or Nigeria. We have researched various small business ideas you can start with low investment. Before you continue reading this article, let me give you a hint that it is going to be a long list of small business ideas. However, for you to make most of it, you should not just rush the article by scrolling from the top to the bottom. Even if you are looking for a specific business idea, you may stumble on other good business ideas that may catch your interest. Perhaps a particular business idea does not appeal to you, that does not mean you should not read it. Who knows whether by reading it, something may spark up in you that will lead to the birth of your own new business idea. When looking for business ideas, you need to keep your mind open. Otherwise, certain opportunities may just be passing you by. Therefore, you should be willing to read to digest and not just to have a glance at the list of the business ideas. Or else, it will be like magical words; the more you look, the less you see.

    A lot of people usually ask me; what are the most lucrative small businesses to start? This article may not be able to provide specific answer to this question because the most lucrative small businesses is relative. What is considered the most lucrative small business ideas in India may not be profitable small business ideas in UK. However, from the list of small business ideas covered on this page, you will be able to identify the one that will help you start your dreamed small business. Nevertheless, list of creative and unique small business ideas discussed in the next eighteen pages is broad enough to cover the enquiries we received. You need to be patient enough in order to digest it. For people that may be willing to read in detail, I have dedicated a page within this article to help the readers come up with small business ideas they can start almost immediately.

    If you are looking for small business ideas with low investment capital, affiliate marketing is probably one of the quickest and cheapest small business ideas to start making money online. The reason is that, you don’t have to create any products yourself. Your task is to link up a buyer and a seller. You will be paid a commission on the sale that has been referred by you. In some cases, you don’t need to sell products to earn a commission. We have different affiliate programs and they use different payment terms. Examples are; Pay per sale, pay per lead and pay per click. It is good home business ideas for men and women. The advantages of affiliate marketing are numerous. Few are listed below:

    • It is cost effective as you don’t need to bother yourself about production costs.
    • The market is global
    • Becoming an affiliate is free
    • Both storage and shipping are taken care by the seller
    • The seller handles customer complaints for you
    • It can be run as a side business
    • You can run the business from home

    Animal Feed Production

    One of the lucrative small business ideas you can consider is animal feeds production. People eat meat, chicken, turkey and eggs every day. But before it gets to that level, there is need for rearing. All these livestock require feeds for them to grow. If you can formulate a diet that combines different feedstuffs that meet the energy and protein requirements of animal, animal feed production can be a good small business idea for you. Animal feed production can be operated as home business. However, you should ensure that you don t infringe the zoning rules governing your area. You should also ensure you obtain permits before you start the business. If you are searching for small scale manufacturing business ideas, animal feed production is a small scale business idea that can grow to become a big company. Because of the associated costs involved in production, it will be good if you can get the feed ingredients at good prices. Buying in bulk can make you enjoy discounts. However, this requires money except your suppliers are ready to sell to you on credit. Getting your formula for the mix of ingredient right will result to the production of feeds that are rich in protein, energy and vitamins. These are vital basic nutritional elements a good animal feed is expected to contain. You can sell your products through distributors, wholesalers or retailers. You can even sell directly to local farmers.

    If you are good at child caring, babysitting can be among the list of small business ideas you can consider. Why should you consider this as a business idea? It is because of the unique advantages it has over other small business ideas. These include the following:

    • It is not seasonal
    • It is recessional-resistant
    • It is business idea you can start without investment
    • It is a good home business

    Baby sitting is a good home business idea for women and teen. Nevertheless, it is important that you consider the responsibilities involved and the consequences before you start this business. As a babysitter, you will be responsible for a change of diaper, bathing and the safety of the baby. Therefore, you need to prepare yourself before hand. Also, you need to determine the kind of kids you will be comfortable with. Can you look after newborns or kids with special needs? It is important that you ask necessary questions before you accept a babysitting job. As a beginner, you can secure your first sitting job by telling people within your neighbourhood about your new business idea. Kids can be very playful and sometimes annoying. Therefore, you need to be an entertainer. You don t need to have all the skills required before you start the business, you will learn from parents and other babysitters as you go on.

    If you are good at baking cake, bread or donuts, you will not only gain satisfaction, you can turn it into a money making venture. This is among small business ideas one can start as home business. There is growing need for baked products. Many people like eating freshly baked food but in actual fact, many of them don t know how or have time to bake it. Baking is one of the small business ideas with low investment capital. You don’t need extra capital to rent a space. It is flexible enough. However, except you already have the equipment needed for your new business idea, you will need to buy appliances like ovens, refrigerators, pans and other utencils. You can decide to run it as a counter service bakery where individuals can walk in and pick baked products. Alternatively, you can make it a specialty service. In this case, you need to specialise on a particular kind of baked product. If you can establish yourself as a specialty, people and bigger eateries will start contacting you for business. As your baking business begins to grow, you will need to start producing in larger quantity. If you want to sustain the growth, it is advisable that you don t compromise on quality. Also, getting adequate feedbacks from your customers will help you ensure that you are meeting their needs. As long as you maintain the quality of your products, people will continue to patronize you. Baking requires a lot of time both in production and marketing. Therefore, you need to know the right time you need to hire a staff to assist you. We classify baking among home based small business ideas for women.

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    How finance companies differ from credit cards, banks #harvard #business #journal


    #finance companies

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    How finance companies differ from credit cards, banks

    Whether it’s buying a car, paying medical bills or purchasing furniture, if you’ve had to finance one of life’s big-ticket items, you’ve probably been offered the chance to take out a loan from a finance company.

    They’re the less-regulated alternative to getting a loan from your bank or putting the charge on your credit card. Usually, a finance company offers a secured or unsecured personal loan. Before signing on the dotted line with a finance company, understand exactly what you are getting into.

    What finance company loans are (and aren’t)
    Sometimes these products are marketed as credit cards, when they really aren’t.

    Medical credit cards, in particular, can be very loosey-goosey about the term, says Linda Sherry, spokeswoman for Consumer Action, which in 2014 released a survey of medical cards.

    Such products are not subject to the same regulations as credit cards.

    Borrowing money from a finance company isn’t necessarily a bad idea, but you should first learn what these companies are, how they operate, who regulates them, and what protections you have if you run into problems.

    What are consumer finance companies?
    Unlike a bank or credit union, finance companies do not accept deposits. They just loan money, sometimes with fixed terms and sometimes not. Some offer a big range of products, some specialize, says Chris Kukla, senior counsel for government affairs with the Center for Responsible Lending.

    The most well-known issuers of these products are automobile finance companies, such as Toyota Financial Services or Ford Credit. These are owned by auto manufacturers and make loans to consumers purchasing vehicles from those particular brands.

    If you have strong credit, you have a good chance of getting a low-interest auto loan through an auto finance company.

    If your credit is not stellar, an auto finance company that specializes in the subprime market may offer you a loan, but at a much higher interest rate.

    CarePayment of Lake Oswego, Oregon — which works with health care providers nationwide and provides a way for people to pay medical bills — is another example of a finance company. It offers consumers a revolving line of credit at a 0 percent annual percentage rate.

    Furniture and appliance stores, such as Seffner, Florida-based Rooms to Go, also offer consumers a line of credit through a finance company.

    Who regulates finance companies?
    Consumer finance companies are licensed and regulated by the state in which they operate. Depending on the size of the company, it may be licensed in one state or dozens of states, says Danielle Fagre Arlowe, senior vice president of the American Financial Services Association, a trade association for the consumer credit industry that represents traditional installment lenders, such as the big auto finance companies.

    That is different from credit card issuers, which generally are regulated by federal authorities. The Office of the Comptroller and the Currency (OCC), a division of the U.S. Treasury Department, regulates national banks that issue credit cards, while the National Credit Union Administration supervises federal credit unions.

    Meanwhile, state banking regulators oversee state-chartered banks or credit unions.

    Finance companies have to adhere to the laws in the states in which they are licensed, Kukla says

    That means a finance company can do things that are not expressly prohibited by law in the state in which it operates, Kukla says: It may be abusive, but if it’s not prohibited by law, there’s nothing the state can do.

    Because of variations in state laws, a finance company may have different loan terms in different states, Arlowe says. So a consumer in Georgia may be charged a different interest rate or have a different loan payoff schedule than a consumer in Texas.

    One big segment of finance companies has a new regulator. The Consumer Financial Protection Bureau (CFPB) — which supervises and enforces federal consumer financial protection laws, including those surrounding credit cards — is taking over the supervision of major auto finance companies.

    Under a rule issued June 10, 2015, the CFPB will have authority over companies that make, acquire or refinance at least 10,000 auto loans or leases per year. The bureau estimates that 34 auto finance companies would fall under that regulation, and these account for about 90 percent of all auto loans and leases not made by banks. Together, these companies provided auto financing to nearly 7 million consumers in 2013.

    The rules mean auto finance companies will be not be allowed to use deceptive practices to market loans or leases, or mislead consumers about the loan benefits or terms. The companies also must provide accurate information to credit bureaus.

    Auto finance companies also will be prohibited from discriminating against consumers when lending based on factors such as someone’s race, gender, and age, or based on whether the person receives public assistance. Illegal debt collection practices are banned, and the CFPB will review automobile repossession processes.

    The new rule is scheduled to take effect in August 2015.

    What are typical finance company practices?
    Unlike credit card companies, finance companies are not required to give consumers the same payment due date each month. While many require you to pay your bill by the same date, in other cases it is a moving target. So your bill may be due on the 22nd one month and the 21st the following month.

    If you don’t pay on the proper date, you might be charged a late fee or required to pay a higher interest rate, Kukla says.

    There also might be other risks. For example, imagine you are shopping at an appliance store offering 0 percent financing for 24 months. It may sound like a good deal, but if you read the fine print, you may see that it is a deferred interest deal. If you miss a payment or fail to pay the loan off in 24 months, you could end up paying a steep interest rate, and have interest added in from the time you took out the loan, Kukla says.

    Many finance companies report your payment record to the three main credit bureaus, helping you build a credit history, Arlowe says. However, they are not required to report such payments.

    Complaints are the only real way to tell what kind of lender they are.




    Small Business Trends #home #business #ideas


    #small businesses

    #

    Small Business, Big impact!

    One thing is for sure, as a small business owner you are not alone! There are millions of small businesses across the United States traveling the same road as you each and every day. Although your business operates in its own unique fashion, the cumulative impact of the small business sector is enormous.

    Small business is BIG!

    The 28 million small businesses in America account for 54% of all U.S. sales.

    Small businesses provide 55% of all jobs and 66% of all net new jobs since the 1970s.

    The 600,000 plus franchised small businesses in the U.S. account for 40% of all retail sales and provide jobs for some 8 million people.

    The small business sector in America occupies 30-50% of all commercial space, an estimated 20-34 billion square feet.

    Furthermore, the small business sector is growing rapidly. While corporate America has been “downsizing”, the rate of small business “start-ups” has grown, and the rate for small business failures has declined.

    The number of small businesses in the United States has increased 49% since 1982.

    Since 1990, as big business eliminated 4 million jobs, small businesses added 8 million new jobs.

    For more interesting facts about the Small Businesses community visit:




    Business partnership #business #marketing


    #business partnership

    #

    A partnership is a single business where two or more people share ownership.

    Each partner contributes to all aspects of the business, including money, property, labor or skill. In return, each partner shares in the profits and losses of the business.

    Because partnerships entail more than one person in the decision-making process, it’s important to discuss a wide variety of issues up front and develop a legal partnership agreement. This agreement should document how future business decisions will be made, including how the partners will divide profits, resolve disputes, change ownership (bring in new partners or buy out current partners) and how to dissolve the partnership. Although partnership agreements are not legally required, they are strongly recommended and it is considered extremely risky to operate without one.

    Types of Partnerships

    There are three general types of partnership arrangements:

    • General Partnerships assume that profits, liability and management duties are divided equally among partners. If you opt for an unequal distribution, the percentages assigned to each partner must be documented in the partnership agreement.
    • Limited Partnerships (also known as a partnership with limited liability) are more complex than general partnerships. Limited partnerships allow partners to have limited liability as well as limited input with management decisions. These limits depend on the extent of each partner’s investment percentage. Limited partnerships are attractive to investors of short-term projects.
    • Joint Ventures act as general partnership, but for only a limited period of time or for a single project. Partners in a joint venture can be recognized as an ongoing partnership if they continue the venture, but they must file as such.

    Forming a Partnership

    To form a partnership, you must register your business with your state, a process generally done through your Secretary of State’s office.

    You’ll also need to establish your business name. For partnerships, your legal name is the name given in your partnership agreement or the last names of the partners. If you choose to operate under a name different than the officially registered name, you will most likely have to file a fictitious name (also known as an assumed name, trade name, or DBA name, short for “doing business as”).

    Once your business is registered, you must obtain business licenses and permits. Regulations vary by industry, state and locality. Use our Licensing Permits tool to find a listing of federal, state and local permits, licenses and registrations you’ll need to run a business.

    Most businesses will need to register with the IRS, register with state and local revenue agencies, and obtain a tax ID number or permit.

    A partnership must file an “annual information return” to report the income, deductions, gains and losses from the business’s operations, but the business itself does not pay income tax. Instead, the business “passes through” any profits or losses to its partners. Partners include their respective share of the partnership’s income or loss on their personal tax returns.

    Partnership taxes generally include:

    • Annual Return of Income
    • Employment Taxes
    • Excise Taxes

    Partners in the partnership are responsible for several additional taxes, including:

    • Income Tax
    • Self-Employment Tax
    • Estimated Tax

    Filing information for partnerships:

    • Partnerships must furnish copies of their Schedule K-1 (Form 1065) to all partners by the date Form 1065 is required to be filed, including extensions.
    • Partners are not employees and should not be issued a Form W-2.

    The IRS guide to Partnerships provides all relevant tax forms and additional information regarding their purpose and use.

    Advantages of a Partnership

    • Easy and Inexpensive. Partnerships are generally an inexpensive and easily formed business structure. The majority of time spent starting a partnership often focuses on developing the partnership agreement.
    • Shared Financial Commitment. In a partnership, each partner is equally invested in the success of the business. Partnerships have the advantage of pooling resources to obtain capital. This could be beneficial in terms of securing credit, or by simply doubling your seed money.
    • Complementary Skills. A good partnership should reap the benefits of being able to utilize the strengths, resources and expertise of each partner.
    • Partnership Incentives for Employees. Partnerships have an employment advantage over other entities if they offer employees the opportunity to become a partner. Partnership incentives often attract highly motivated and qualified employees.

    Disadvantages of a Partnership

    • Joint and Individual Liability. Similar to sole proprietorships, partnerships retain full, shared liability among the owners. Partners are not only liable for their own actions, but also for the business debts and decisions made by other partners. In addition, the personal assets of all partners can be used to satisfy the partnership’s debt.
    • Disagreements Among Partners. With multiple partners, there are bound to be disagreements Partners should consult each other on all decisions, make compromises, and resolve disputes as amicably as possible.
    • Shared Profits. Because partnerships are jointly owned, each partner must share the successes and profits of their business with the other partners. An unequal contribution of time, effort, or resources can cause discord among partners.



    Business Checking Comparison #business #clothing


    #business checking account

    #

    Please enter a valid 5-digit Zip Code.

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    The Chase product or service you selected is not available in the ZIP code you entered. Please check the ZIP code to be sure it was entered correctly. For more information about our products or services, please Contact Us .

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    You may have an Ad Block program enabled. Please disable the Ad Block program in your browser and then enter your ZIP code. For more information about our products or services, please Contact Us

    Product offerings and features may differ among geographic locations. With your ZIP code, we can make sure you see accurate information.

    If you live outside the United States, please visit www.chase.com/IFS to learn more about Chase International Financial Services.

    Business Checking




    BOARD BI Software Reviews, Pricing & Free Demo 2016 #business #week


    #business intelligence tools

    #

    BOARD Software

    Created to combine business intelligence, corporate performance management and business analytics, BOARD is a full-featured business intelligence system that suits midsize and enterprise-level companies in a variety of different industry segments.

    Within the reporting functionality, BOARD allows users to pull from almost any data source, as well as generate full self-service reporting. These reports can be exported into several different formats, if necessary, such as CSV, HTML and more. The system also features extensive multi-lingual capabilities, making suitable for companies that need to deliver reports in another language.

    The dashboard application allows BOARD users to create a fully customizable experience, featuring drill-down and drill-through functionality, as well as several different types of data visualization options. By implementing BOARD s data collecting and analysis functionalities, companies can view data in a relevant way that helps drive intelligent business decisions.

    Supported Operating System(s):
    Windows 7, Windows Vista, Windows XP, Web browser (OS agnostic), Windows 2000, Windows 8

    28 Reviews of BOARD

    Showing 1-20 of 28

    Janos from NGK Spark Plug (Australia) Pty. Ltd.
    Specialty: Distribution
    Number of employees: 21 to 50 employees Employees number: 21 to 50 employees

    Support organisation is always willing to help.

    Likes Least

    Cube limitations on number of entities. Dataview limitations on number of rows. Lack of time out on infinite sessions. Unable to run procedures on the same database when an infinite session is running. Datareaders have no variable parameter filtering capability. Performing grouping and max/min functions on cubes is difficult.

    Recommendations

    Ensure the back end is correctly structured before considering dataviews and dashboards

    Likes Best

    We were introduced to BOARD after many years of experience with using alternative multidimensional budgeting, planning and reporting solutions.
    While many of BOARD’s competitors have come and gone, BOARD has shown both a commitment to support performance management and importantly a commitment to innovation. We use the product for a number of our subsidiaries as well as deliver solutions for our clients on it.

    Likes Least

    The initial engagement with the product is slightly different to other approaches and does take a little time to re-educate yourself to its methods, but once you do the reasons BOARD chose this way becomes clear.

    Recommendations

    It is always best to try different solutions out for yourself against a set of clear quantitative criteria. If you do this BOARD usually will come out on top.

    Likes Best

    – Provides the consolidation of data and data structures of various source systems.
    – Standard reports are defined and simplifies the daily work, so that manual effort is no longer required.
    – The aggregated data allows ad hoc evaluations according to defined criteria across different data sources.
    – No programming skills are required for the user.
    – Budget planning based on past values is possible.

    Likes Least

    – Data quality is only as good as they are maintained in the source systems (obviously).
    – Data can be evaluated according to defined criteria only .
    – Graphical technology for column, line or pie diagrams could be more modern; though, guess that was done in version 9 (working with version 8.1.4 still).

    Recommendations

    – Upfront a clear picture of what the objective and focus of the tool shall be in the final outcome.
    – A concept with a defined reporting agenda.
    – A good integration into the root source systems is a must.

    Likes Least

    I really do not have anything that I dislike about this product. The software is designed to provide data-view summaries of large amounts of data. The one thing that I struggle with here is that my users want to print, and Board’s printing options will never meet all the desired printouts that people would “love” to have. The big question to ask these users is “Why Print?”

    Recommendations

    I would tell others to trust the organization, the software, and its people. I can honestly say that this vendor wants your business, and they treat you like they never want to lose your business.

    Mark from Third Wave Business Systems
    Specialty: Consulting
    Number of employees: 51 to 100 employees Employees number: 51 to 100 employees

    Likes Best

    We were one of BOARD’s first Customers in Australia, and we have been using this product in our business for over 10 years. We found BOARD to be an easy to use and extremely flexible tool that has improved our business processes. As a programmer who would spend countless hours developing reports to meet the ever changing business requirements, I was blown away in the POC by the user-friendly interface and the ease to create reports so quickly on the fly to meet our entire business needs. I have not created another report program since, as BOARD can do it all. Not only is it a powerful tool for creating reports and dashboards, but the forecasting and budgeting functions that allows write back to cubes and the running of scenarios, makes it an all in one BI tool. One feature over the years that our business has embraced is the Excel Add-in feature, and due to its easy to use interface, users are able to run reports in Excel themselves.

    Likes Least

    I have no dislikes of the product and am impressed by the improvements made to BOARD over the past years, as it shows they are future thinking in understanding what Businesses are after.

    Recommendations

    Its interface is easy to use by all areas of the business. It is such a powerful tool, that I am continually impressed by what it can do. When I ask the support staff if BOARD can do something, the answer is usually yes. The support staff are extremely knowledgeable and responsive. If you are looking at BI Tools, I recommend organizing a proof of concept as you will not be disappointed.

    Likes Best

    BOARD is an extremely powerful tool that is allowing us to more quickly analyze and manage our business. It is very user-friendly for creating new reports, dashboards and analyses, and we have expanded its use in numerous areas of the company. We find new uses for it nearly each day. Lastly, the support staff at BOARD is very responsive and great to work with.
    I have used multiple “business intelligence” tools in the past, and BOARD is, without a doubt, the best. I would 100% recommend this tool to businesses of all sizes and industries.

    Likes Least

    Nothing of note; Product keeps getting better with each release.

    Likes Best

    I like my relationship with the sales team the best. The front end reporting features and functions. I also like the flexibility of Board to be a BI, FP
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    Small Business Accountants #franchise #loans


    #small business accounting

    #

    Small Business Accountants

    The best accounting service for small business owners

    Get professional accounting support and stay on top of your bookkeeping and finances by signing up to Crunch. Our accountants specialise in helping small businesses, so if you’re looking to set up a limited company or you’re currently running one. we can help make you as tax efficient as possible. We’ll guide you through the world of accounting, plus we’ll deal with HMRC on your behalf.

    For a flat fee you can get unlimited support from our accountants, see how much tax you owe, and easily pay salaries and dividends to up to four directors with our RTI-compliant payroll. Our Standard package also includes VAT registration and filing, plus we take care of all aspects of your Company Account. You can also include additional services whenever you need them thanks to our optional Add-ons, these cover bank integration, employee payroll, our bookkeeping service and more.

    People are paying way too much for their accountancy advice and software!

    A switch to Crunch could cut costs by nearly half for many self-employed and micro-business owners.
    Source: OnePoll, May 15

    Speak to us now on 0333 311 8000
    or book a time for us to call you between 8:30am-8:30pm




    Where to Find Small Business Grants for Women #selling #a #business


    #business grants for women

    #

    Where to Find Small Business Grants for Women

    Do you think financing a small business’s startup and expansion is as easy as obtaining a free grant from the government? You might (almost) be excused for believing that Uncle Sam is handing out bags of free money to anyone with two X chromosomes. In addition to late-night infomercials about government grants, dozens of articles full of misinformation about small business grants for women can be found online, full of vague terms and hazy promises like “The government offers a wide range of grants for women entrepreneurs.”

    Well, I hate to be the bearer of bad news, but as the saying goes, “If it sounds too good to be true, it probably is.” Small business grants for women are few and far between. Why? Here’s what you need to know.

    The Federal Government Doesn t Provide Grants for Starting and Expanding a Business

    First, to quote from the SBA’s website, “ The federal government does NOT provide grants for starting and expanding a business. ” Instead, the federal government gives grants to non-commercial entities, such as universities or nonprofit organizations.

    How did the misconception that the government provides small business grants arise? Perhaps it’s because the federal government does make grants to help state and local governments, which often turn around and use those funds to offer grants to organizations that help small business owners. In other words, if you started a nonprofit to help women start businesses, you might be able to get a government grant for that. But you can’t get a government grant to start a business yourself.

    According to the SBA, some states do provide grants to businesses whose work benefits the region and its residents. For instance, you might be able to get a grant if your business helps develop energy-efficient technology that helps the state and its residents save money, or if you are expanding a child-care center (enabling more residents to work and support themselves). Even in these limited cases, however, the grants are rarely “free money.” You may be required to match the funds with an equal amount of your own capital or with a loan, for example. To search for this type of grant, visit the official government grants website, Grants.gov, and check out their section for grant applicants to see if you are eligible. (There are no small business grants for women on this site that aren’t also open to men, but there are some for small businesses.)

    The 4 Best Small Business Grants for Women

    Knowing the options are limited, let s talk about where women entrepreneurs can find funding. Here are a (very few) small business grants for women to investigate.

    • Eileen Fisher Women-Owned Business Grant Program: Fashion designer Eileen Fisher launched these small business grants for women in 2004. Today the company awards $100,000 in total grants annually to 10 women-owned businesses beyond the startup stage (maximum $10,000 per recipient). Learn more about eligibility and the application process here .
    • Amber Grant . Launched by Womensnet.com in 1998 to honor the memory of a young woman who died before she could fulfill her entrepreneurial dreams, this program makes a $500 grant to one qualifying woman business owner each month; one of those women receives a $2,000 grant at the end of the year.
    • IdeaCafe Grant . IdeaCafe awards $1,000 grants to small business owners. Although the grant is not for women only, the vast majority of the winners have been female.
    • Grants and Scholarships for Women (GrantsforWomen.org): You can search this database of scholarship opportunities and grants for women, but be forewarned—most are for non-business purposes.

    As you can see, these grants are so small that your time may be better spent in figuring out ways to grow your business without them.

    When you’re seeking a grant, watch out for scams. If you’re asked to pay money or sign up for some kind of subscription to access a listing of small business grants for women, beware.

    Your best bet in seeking a grant to start or expand your business? Talk to your local Small Business Development Center (SBDC) or SCORE office. These organizations are plugged into the local financing community and will be able to guide you if, indeed, there are any small business grants for women in your area from local corporations, philanthropic or economic development organizations. You might also want to look into SBA loans for women. an affordable kind of financing for female small business owners.




    Louisville Business First: 20 People to Know: Trey Riddle #business #loans #rates


    #business first louisville

    #

    Louisville Business First: 20 People to Know: Trey Riddle

    Favorite way to spend time away from work:

    Describe your company:

    Sunstrand is a manufacturer and supplier of biomaterials for a variety of technical and industrial applications. Our focus markets are polymer composites, plastics and technical nonwovens. Basically, we take raw agricultural feedstocks (bamboo, kenaf, flax, hemp) and manufacture our products that take the form of fibers and fillers (particulates).

    Our customers (upstream manufacturers) then incorporate these materials into their products. Ultimately, our materials will be used in a variety of applications, including consumer goods, automotive, building materials and sporting goods.

    What is the biggest hurdle for entrepreneurs in the area?

    Acquisition of capital is probably the No. 1 most challenging issue facing startups in the area. The community has done a really good job of highlighting some of the bigger names in local investment, but that is just the tip of the iceberg, so to speak.

    How do we get below the water line? Additionally, there are way more companies needing capital than investors, and that breeds deal partiality.

    What is some advice for people who want to start a company?

    Seek out help. I have found that people are generally willing to have open discussions with you about a variety of business-related topics if you just ask nicely. The key in those situation is to not push product, but rather reach out for advice. Be dedicated and stay vigilant — there will be ups and downs. It is not all about the money. If you are not passionate about the business, don’t even think about starting it.

    What’s the most interesting question a potential investor has ever asked you?

    What is your plan? Not what is the business plan, but where do I see myself personally in 10 years. I think the key here was that the potential investor was interested in my personal goals because he knew that it would affect the business in the long run.

    Share This Story, Choose Your Platform!




    Small Business Saturday #cheap #business #cards


    #small business saturday

    #

    Small Business Saturday

    When: November 26, 2016
    Where: Downtown Rochester

    Shop Small on November 26th and join the nation in celebrating Small Business Saturday. November 26th marks the seventh annual Small Business Saturday, a day to support the local businesses that create jobs, boost the economy and preserve neighborhoods around the country. Small Business Saturday was created in 2010 in response to small business owners most pressing need: more customers.

    Created by American Express in 2010, Small Business Saturday serves as the ceremonial kickoff to the holiday shopping season for small businesses across the United States. In 2014, nearly 3,000 Neighborhood Champions rallied local businesses and created events and activities to drive shopping at small businesses around the country. The day was also championed by elected officials in all 50 states and Washington, D.C. including President Obama, and in 2014, Rochester Mayor Ardell Brede officially declared the last Saturday in November Small Business Saturday.

    Spread the Word: Marketing Resources

    Address

    4 3rd Street SW, Suite B
    Rochester, MN 55902

    Phone
    Subscribe to E-Newsletter



    Business To Business (B To B) Definition #business #for #sales


    #business to business

    #

    Business To Business – B To B

    What does ‘Business To Business – B To B’ mean

    Business to business, also called B to B or B2B, is a type of transaction that exists between businesses, such as one involving a manufacturer and wholesaler, or a wholesaler and a retailer. Business to business refers to business that is conducted between companies, rather than between a company and individual consumers. Business to business stands in contrast to business to consumer (B2C) and business to government (B2G) transactions.

    VIDEO

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    BREAKING DOWN ‘Business To Business – B To B’

    A typical supply chain involves multiple business to business transactions, as companies purchase components and products such as other raw materials for use in the manufacturing processes. Finished products can then be sold to individuals via business to consumer transactions. In the context of communication, business to business refers to methods by which employees from different companies can connect with one another, such as through social media. This type of communication between the employees of two or more companies is called B2B communication.

    B2B Relationship Development

    Business to business transactions require planning to be successful. Such transactions rely on a company’s account management personnel to establish business client relationships. Business to business relationships also must be nurtured, typically through professional interactions prior to sales, for successful transactions to take place. Traditional marketing practices also help businesses connect with business clients. Trade publications aid in this effort, offering businesses opportunities to advertise in print and online. A business’s presence at conferences and trade shows also builds awareness of the products and services it provides to other businesses.

    B2B E-Commerce

    The internet provides a robust environment in which businesses can find out about products and services and lay the groundwork for future business to business transactions. Company websites allow interested parties to learn about a business’s products and services and initiate contact. Online product and supply exchange websites allow businesses to search for products and services and initiate procurement through e-procurement interfaces. Specialized online directories providing information about particular industries, companies and the products and services they provide also facilitate business to business transactions.

    B2B Examples

    Business to business transactions are the backbone of the automobile industry. Many vehicle components are manufactured independently and auto manufacturers purchase these parts to assemble automobiles. Tires, batteries, electronics, hoses and door locks, for example, usually are manufactured by various companies and sold directly to automobile manufacturers. Service providers also engage in business to business transactions. Companies specializing in property management, housekeeping and industrial cleanup, for example, often sell these services exclusively to other businesses, rather than individual consumers.




    Business Review – Romania – s Premiere Business Weekly #find #a #business


    #business reviews

    #

    Featured September 03, 2016 10:20 0 comments BR Exclusive

    Each September brings to Bucharest the magic of national composer George Enescu, this year through the contest for young musicians setting out on their path to greatness. Some 174 were chosen to participate in this year’s George Enescu International Competition (biennial since 2014), the only Romanian classical music competition with international recognition, which will be [ ]more

    Business Review will present each week the articles that got most views online. Here are the pieces that got most…more

    Paweł Tyszkiewicz, chairman of Polish Effie Committee CEO Polish Marketing Communications Association SAR, will chair the jury comprising 90…more