Monthly Archives: January 2018

CRM software, customer relationship management – Zoho CRM, small business crm.#Small #business

Get ready to sell big with the #1 CRM for SMBs.

Zoho CRM is a cloud based solution that helps you track sales activities, predict customer behavior, automate follow-ups, and keep sales processes streamlined. No wonder more than 300,000 businesses trust Zoho.

With Zoho CRM you get

Improvements in lead conversion rates.

Revenue increase per sales person.

Improvement in customer retention.

Smaller sales cycles.

Decreased sales and marketing costs.

Do more with less.

Automate repetitive tasks so that your sales team can spend less time on data entry and more on selling. Studies from the Aberdeen group show that companies using sales automation see:

Higher conversion rates.

Higher annualized growth rate.

Small business crm

Over 300,000 businesses trust Zoho.

“Zoho has everything I need in one place. I don’t have to search for another CRM anymore.”

Read More Deborah Main Founder, Deborah Main Designs.

I recommend Zoho CRM as often as I can because it s free, extremely customizable, and it s mobile!

Read More Chester Hull Founder and CEO at Prosound.

Be a social (media) butterfly.

Get notified in real time when customers interact with your brand on social media. Integrate your company’s Twitter, Facebook, or Google+ accounts with your CRM, reach out to prospects, and engage them at the right moment.

Small business crm

Zoho CRM works with what works for you.

Zoho CRM works with many products you use on a daily basis. Popular integrations include Google apps, WordPress, Mailchimp, Evernote, and Unbounce. You can also integrate Zoho CRM with other Zoho products like SalesIQ, Campaigns, Mail, and Projects.



Small Business Loan Definition, small business loan.#Small #business #loan


Small Business Loan

Small business loan

Small business loan

Definition:

A small business loan is an amount of money borrowed from a financial institution by a small business person to start, run, or expand a small business.

Getting a Small Business Loan is Difficult

Unfortunately, financial institutions are notoriously reluctant to lend to small businesses – according to a recent survey by ondeck of over 10,000 business loan applicants in the U.S,, 82% were denied financing by their bank.

Loaning to small businesses, especially startups, is a riskier proposition for banks than mortgage lending or lending to larger, established businesses.

In addition, given that the underwriting costs for evaluating, verifying, and processing a small loan is roughly the same as for a larger one, banks can increase their profits by focusing on larger loans to bigger businesses (small businesses typically request loans of less than $500,000). As well as being rejected for financing more often, smaller businesses also typically pay higher interest rates on loans than big businesses.

Consider that you may have an excellent credit rating and a solid business plan and still not be able to get a small business loan because you have no collateral. Even established business people can find themselves in this position, if they do not own enough tangible assets, such as houses or other property.

In other words, the small business loan is not being granted on the status of your business; it s being granted on your personal financial status.

That s why it s important that your personal financial house is in order before you apply for a small business loan.

You will also find that many lenders just don t provide seed money. While they re perfectly willing to give a small business loan to help a business grow, they don t want to take the risk of lending to a start up.

All that being said, you have a better chance of getting a small business loan if you know where to look and are prepared to meet the lender s expectations. Keep in mind that the overarching consideration of lenders is risk management and approval will hinge on their assessment of your ability to pay back the loan.

Increasing the Odds of a Successful Loan Application

Aside from sufficient collateral, financial institutions will need the following before considering a loan application:

  • A business plan document that outlines your company, products, target market, staffing, cash flow and other financial projections, etc. Banks scrutinize business plans to reassure themselves that the business they are lending to is likely to be successful. As such, the business plan needs to demonstrate a solid business model backed by sound management.
  • If you are an established business, information such as loans/credit history, bank accounts, and other supporting financial information. You should also include accounts receivable and accounts payable statements, and references from vendors that indicate that you have a solid history of making payments on time. Finally, include balance sheets, corporate tax returns, and (if possible) audited financial statements for the previous few years of business.
  • A personal financial summary, including details of assets such as property, vehicles, investments, etc. and liabilities such as mortgages, loans, credit card debt, etc.

Note that banks will often also require creditor insurance on business loans, which covers repayment of the loan in the case of death or disability of the business owner(s).

For more on increasing your chances of getting a small business loan, see How to Get a Small Business Loan.

Credit Unions May Be a Better Choice Than Banks

Credit unions are an increasingly important source of financing for small businesses. According to the Huffington Post: From June 2007, the onset of the financial crisis, to December 2015, small business loans outstanding at credit unions more than doubled—growing by slightly more than 130% over the period.

Those loans at banks actually shrank by 10% during that time.

Credit unions are smaller, more locally oriented institutions and as such are more likely to lend to small businesses in their communities. Banks on the other hand, have gotten larger and more national (and international) through mergers and acquisitions. The larger the institution the less likely decisions (such as lending policy) are made at the local level.

Examples: Steven s application for a small business loan was rejected because he didn t have any collateral.



Design a stunning letterhead: 10 expert tips, Creative Bloq, business letterhead.#Business #letterhead


Creative Bloq

  • Graphic design
  • Design a stunning letterhead: 10 expert tips

A beautiful letterhead can make all the difference to the success of your branding. Here’s how to make one.

There’s a huge difference between receiving a letter on standard blank paper, and getting one topped with a beautifully designed letterhead. A letterhead acts as a marketing opportunity, provides an opportunity for brand engagement and, apart from anything else, lend credibility to the words on the page.

Designing an effective letterhead is a unique challenge. Sometimes your letterhead design will be the first interaction a customer has had with a particular company, while other times it will be used to reinforce the brand identity. It’s crucial to get the details right, but to also produce something that’s eye-catching, and memorable.

01. Keep it simple

Business letterhead

One of the most important principles behind an effective letterhead is to keep the design as simple as possible. Keep in mind that a letterhead is essentially a delivery mechanism. It’s important your letterhead looks and feels great in the hand, but the design should make way for the content of the letter that’s printed over it.

By all means use your design to showcase the content, but don’t try to wrestle it for the reader’s attention. It’s useful to ask yourself whether you’re competing with the content: if you’re in doubt, simplify your letterhead design.

02. Use the right software

Business letterhead

There are times when it makes sense to use Photoshop as your design tool, and it’s perfectly possible to design a letterhead using Photoshop, but there are far more suitable tools available for the job.

At the top of the list are Illustrator and InDesign. Both these tools have excellent typography controls and are vector-based, making it easier to draw simple elements and reposition them effectively.

If you only have Photoshop available to you, keep in mind that print-destined artwork should be produced at 300dpi and if you’re printing your letterheads commercially there will be a bleed requirement (consult with your print supplier).

03. Use hierarchy in your design

Business letterhead

Letterhead design, like almost every other field of design, is about communicating important information effectively. Usually (although by no means always) the most critical piece of info you need to communicate is who’s writing the letter the company or individual responsible. After that, a return address, telephone number or email address are all needed; but they’re not quite as important as the company name. Or are they?

You need to decide on the critical pieces of information your letterhead should convey, and design based on this hierarchy. Key information should be positioned obviously and accessibly, while less important information can be reduced in size and tucked away in a less obtrusive area.

04. Choose the right details

Business letterhead

It’s not always necessary to include every last detail on a letterhead. Consider who will be using the stationery. If it’s specifically for the managing director’s secretary, and will always be used just by them, perhaps it makes sense to include a direct dial to the secretary’s office. If it’s more general stock to be used for many different applications, go for a general number instead.

There may be certain legal requirements for information must be included, such as registration numbers for accrediting bodies such as Companies House, or The Charity Commission. But beyond those requirements, consider what information is really necessary, and choose the right details for your letterhead.

05. Design for the medium

Business letterhead

It used to be that letterheads were exclusively designed for print; they’d be professionally printed and then typed over (or printed over) in the office. Yet paper is becoming a precious commodity in the digital era, and many letterhead designs will only every see an office printer being printed directly using a Word template or similar.

You need to understand how your letterhead design will be used, because there’s little point designing a full-page bleed when the office printer doesn’t print to the edge of the sheet. Instead, if you’re designing for a self-print solution, use generous margins at the edge of the page and avoid extremely light tints that might not reproduce well on office equipment.

06. Represent the brand

Business letterhead

Make sure you carefully represent the company’s branding when designing your letterhead. This isn’t just about the logo, but the choice of colour scheme, font(s), imagery, and much more. If your logo has an exclusion zone, make sure you adhere to it on your letterhead. Equally important is to use the correct font Helvetica won’t cut it if the corporate font should be Univers!

07. Exploit stock characteristics

Business letterhead

If you’re designing for print, there are many wonderful paper stocks available from companies such as GF Smith. Each has its own characteristics some have a rich, textured surface while others are smooth and heavyweight.

Using the choice of stock as part of your letterhead design process can help to cement your artwork in its new home, producing something pleasingly tactile and visual.

Do keep in mind the need for practical application, though there’s no point designing a letterhead on 320gsm card if your client’s office printer can’t handle that weight of stock!

08. Add special effects

Business letterhead

If you’re getting your letterheads printed professionally, consider what special effects you can employ to make your design take on an extra lustre.

A simple way to add sophistication to your design is to print solid colour on the reverse of the letterhead, and overprint a spot-UV design that will reflect light differently to the non-UV-printed areas. This is a cost-effective but visually impressive effect.

Other options include using a specialist printer for letterpress effects (embossing and debossing), foil blocking, and die-cutting.

09. Consider alignment and positioning

Business letterhead

Remember that your letterhead design should relate the branding to the medium take advantage of the size and shape of the letterhead to inform decisions about where you place individual elements.

For example, in a standard A4 portrait letterhead, consider indenting the logo half its icon width from the edge. This balance of shape and offset will help cement your design on the page, creating a connected design.

10. Use colour sparingly

Business letterhead

This rule applies to pretty much anything you design, but is worth repeating regardless. Colour is a great way to draw attention to your design, and to specific areas within your letterhead. Not only can it highlight a section, but it can also communicate specific ideas and emotions, create associations and, of course, reinforce branding.

Colour is an extremely powerful tool that can make or break your letterhead design but as the saying goes, with great power comes great responsibility. Use colour sparingly and make the most of the impact it brings to your letterhead design.



How to Start a Rice Dealership Business, Pinoy Bisnes Ideas, successful business

How to Start a Rice Dealership Business

Successful business ideasRice is an important primary staple food in many Asian countries especially in the Philippines. Indicating the high demand for this commodity, planning to put up a rice dealership business in your area is a wise choice. There is already an assurance that this business will succeed because buyers are already there. Of course, in any kind of business, conducting a feasibility study is always a crucial step to take. This will assess the economic viability of your proposed business.

Here are some important questions to consider before plunging into this kind of business.

1. Do you have enough capital or budget for your rice dealership business? With at least P60,000 to P100,000 as a starting capital.

2. Do you want to operate as sole proprietorship or corporation? Business registration guide here.

3. Do you have a big and safe storage room for the sacks of rice that will be delivered to you?

4. Do you have a good location for your rice dealership business? Research the area of your target market, the flow of traffic and their buying habits.

5. Do you have lists of rice suppliers in your area? Make sure you have a lists of several suppliers and make a good relationship with them.

6. Do you have necessary equipments like calibrated weighing scales, rice sacks etc., and a service delivery (optional).

7. What varieties of rice do you intend to sell? Make sure to have several varieties of rice, so that your customers will have several options.

8. How will you market your business? This is also an important aspect especially you are new in this kind of business. Make a good marketing strategy and make your business known to your customers. Make a good deal with restaurant owners, hotels, resorts and small carenderias in your place to be their rice supplier.

Here are Some NFA Rice Dealership FAQ

Q: Who are required to secure license from NFA?

A: All persons, natural or juridical, that are engaging or intending to engage in the rice and/or corn business whether commercial or NFA rice/corn.

A: Before the start in any of the business activity enumerated above, the proprietor or operator should first secure a license from NFA. For those already license, businessmen should renew their annual license on any day within their scheduled month allotted by the NFA

A: Application may be filed at the NFA office that has jurisdiction over the location of the principal business of the applicant.

Q: In case we have more than one (1) store/establishment for Rice/Corn business, should all be licensed?

A: Yes, owner/operator should file a license for all outlets at the NFA office where his principal place of business is located. Additional outlets are treated as branches.

A: For new applicants, follow these procedures:

secure application form from the licensing officer upon payment of application fee;

accomplish and file application with complete requirements to the licensing officer who in turn checks the documents and determines corresponding license fee;

pay license fee to the cashier and get copy of official receipt;

prepare the facilities/equipment requirements for inspection by NFA Investigators;

after inspection of establishments, present notice of inspection to licensing officer, official receipt and proof of compliance with deficiencies, if any;

licensing officer issues license if application is found to be in order;

applicants display license in their establishments.

Procedures for renewal applicants:

secure application from licensing officer upon payment of application fee;

accomplish and file application with complete requirements together with previous year s license to the licensing officer;

licensing officer checks completeness of requirements and determines license fee to be paid;

pay license fee to the cashier and present the official receipt to licensing officer;

licensing officer issues renewal sticker and stick it to appropriate portion of the license if application is found to be in order;

applicants display licensing conspicuous place in their establishments.

Q: For New Applicants, how long do we have to wait for the Approval of our License Application?

A: The establishments and facility requirements of new applicants are inspected by NFA Investigators within 20 working days after the filling of their applications. Those inspected are given inspection notices stating the date when they can return to the NFA to show compliance with any deficiency, if any. Otherwise, their notices state the date they can get their license. In all these cases, it should not exceed 20 working days after inspection.

A: Application fee is P50.00 for a single line activity and P100.00 for two activities or more. License fees depend upon capacity of the post harvest equipment used.

A: Documentary and facility requirements depend upon the business activity.

Q: Does the NFA requires only Licensing on Rice/Corn Business Activities?

A: The NFA also require the registration of the following facilities aside from the license on the activities mentioned earlier list.

motor vehicles used or intended to be used in transport/hauling of palay/ rice/corn whether for exclusive use or for hire except public utility vehicles franchised by proper government agencies not principally used for transporting rice/palay/corn;

warehouses,threshers and sellers for own produce;

mechanical dryers for owner s/operators exclusive use;

packaging machines for owner s/operators exclusive use;

institutions/establishments securing their rice/corn requirements from the NFA;

poultry and hog raisers securing byproducts from the NFA;

manufacturers/importers/dealers and distributors of rice/corn post-harvest facilities;

non-operating mills and other post-harvest facilities. In this case, registration is done only once.

Registration is done at the office of the NFA that has jurisdiction over the location of the principal business of the applicant.

Registration fees see separate from that of the license fees.

Q: In the event that I discontinue my business, what should I do with my License/Registration Certificate?

A: Surrender your license/registration certificate to the NFA office that issued it together with a written notice of discontinuance.

Otherwise, in case you reapply, you would be charged with the fees for the entire period that you have not applied for renewal.

Q: What do you mean by Bonded Activities?

A: Bonded activities mean third party stocks are deposited in your facilities, for storage, milling, threshing, corn shelling or mechanical drying. Operators/owners of facilities accepting third party stocks are required to post a bond as well as fire insurance to safeguard the stocks of the third party.



Business News and Financial News, easy business ideas.#Easy #business #ideas


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    Easy business ideas

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  • How to Start a Rice Dealership Business, Pinoy Bisnes Ideas, business ideas.#Business

    How to Start a Rice Dealership Business

    Business ideasRice is an important primary staple food in many Asian countries especially in the Philippines. Indicating the high demand for this commodity, planning to put up a rice dealership business in your area is a wise choice. There is already an assurance that this business will succeed because buyers are already there. Of course, in any kind of business, conducting a feasibility study is always a crucial step to take. This will assess the economic viability of your proposed business.

    Here are some important questions to consider before plunging into this kind of business.

    1. Do you have enough capital or budget for your rice dealership business? With at least P60,000 to P100,000 as a starting capital.

    2. Do you want to operate as sole proprietorship or corporation? Business registration guide here.

    3. Do you have a big and safe storage room for the sacks of rice that will be delivered to you?

    4. Do you have a good location for your rice dealership business? Research the area of your target market, the flow of traffic and their buying habits.

    5. Do you have lists of rice suppliers in your area? Make sure you have a lists of several suppliers and make a good relationship with them.

    6. Do you have necessary equipments like calibrated weighing scales, rice sacks etc., and a service delivery (optional).

    7. What varieties of rice do you intend to sell? Make sure to have several varieties of rice, so that your customers will have several options.

    8. How will you market your business? This is also an important aspect especially you are new in this kind of business. Make a good marketing strategy and make your business known to your customers. Make a good deal with restaurant owners, hotels, resorts and small carenderias in your place to be their rice supplier.

    Here are Some NFA Rice Dealership FAQ

    Q: Who are required to secure license from NFA?

    A: All persons, natural or juridical, that are engaging or intending to engage in the rice and/or corn business whether commercial or NFA rice/corn.

    A: Before the start in any of the business activity enumerated above, the proprietor or operator should first secure a license from NFA. For those already license, businessmen should renew their annual license on any day within their scheduled month allotted by the NFA

    A: Application may be filed at the NFA office that has jurisdiction over the location of the principal business of the applicant.

    Q: In case we have more than one (1) store/establishment for Rice/Corn business, should all be licensed?

    A: Yes, owner/operator should file a license for all outlets at the NFA office where his principal place of business is located. Additional outlets are treated as branches.

    A: For new applicants, follow these procedures:

    secure application form from the licensing officer upon payment of application fee;

    accomplish and file application with complete requirements to the licensing officer who in turn checks the documents and determines corresponding license fee;

    pay license fee to the cashier and get copy of official receipt;

    prepare the facilities/equipment requirements for inspection by NFA Investigators;

    after inspection of establishments, present notice of inspection to licensing officer, official receipt and proof of compliance with deficiencies, if any;

    licensing officer issues license if application is found to be in order;

    applicants display license in their establishments.

    Procedures for renewal applicants:

    secure application from licensing officer upon payment of application fee;

    accomplish and file application with complete requirements together with previous year s license to the licensing officer;

    licensing officer checks completeness of requirements and determines license fee to be paid;

    pay license fee to the cashier and present the official receipt to licensing officer;

    licensing officer issues renewal sticker and stick it to appropriate portion of the license if application is found to be in order;

    applicants display licensing conspicuous place in their establishments.

    Q: For New Applicants, how long do we have to wait for the Approval of our License Application?

    A: The establishments and facility requirements of new applicants are inspected by NFA Investigators within 20 working days after the filling of their applications. Those inspected are given inspection notices stating the date when they can return to the NFA to show compliance with any deficiency, if any. Otherwise, their notices state the date they can get their license. In all these cases, it should not exceed 20 working days after inspection.

    A: Application fee is P50.00 for a single line activity and P100.00 for two activities or more. License fees depend upon capacity of the post harvest equipment used.

    A: Documentary and facility requirements depend upon the business activity.

    Q: Does the NFA requires only Licensing on Rice/Corn Business Activities?

    A: The NFA also require the registration of the following facilities aside from the license on the activities mentioned earlier list.

    motor vehicles used or intended to be used in transport/hauling of palay/ rice/corn whether for exclusive use or for hire except public utility vehicles franchised by proper government agencies not principally used for transporting rice/palay/corn;

    warehouses,threshers and sellers for own produce;

    mechanical dryers for owner s/operators exclusive use;

    packaging machines for owner s/operators exclusive use;

    institutions/establishments securing their rice/corn requirements from the NFA;

    poultry and hog raisers securing byproducts from the NFA;

    manufacturers/importers/dealers and distributors of rice/corn post-harvest facilities;

    non-operating mills and other post-harvest facilities. In this case, registration is done only once.

    Registration is done at the office of the NFA that has jurisdiction over the location of the principal business of the applicant.

    Registration fees see separate from that of the license fees.

    Q: In the event that I discontinue my business, what should I do with my License/Registration Certificate?

    A: Surrender your license/registration certificate to the NFA office that issued it together with a written notice of discontinuance.

    Otherwise, in case you reapply, you would be charged with the fees for the entire period that you have not applied for renewal.

    Q: What do you mean by Bonded Activities?

    A: Bonded activities mean third party stocks are deposited in your facilities, for storage, milling, threshing, corn shelling or mechanical drying. Operators/owners of facilities accepting third party stocks are required to post a bond as well as fire insurance to safeguard the stocks of the third party.



    Short-term Business Loans at, small business loan.#Small #business #loan


    Short-term business loans

    Most businesses will need to borrow money at some stage either to help with cashflow, or to pay for expansion costs, and a short-term business loan can provide the ideal solution. Although recent years have seen a reduction in the number of business loans on offer, there are still plenty of options available to explore.

    The providers below are ranked by the following scenario; taking out a loan of £10,000 over 6 months. Ranked by the least you would need to pay back in total over the period.

    Rates from 4.5% per year. Terms from 6 months – 5 years

    Apply online get a decision typically in 24 hrs

    You ll have a dedicated Account Manager from start to finish

    Minimum criteria: Two years+ filed accounts at Companies House or formally prepared accounts for non-limited businesses.

    Small business loan

    Borrow up to 250,000 unsecured and up to 500,000 secured

    Terms from one month – four years

    If approved, funds are sent within hours of signing your agreement

    Early repayment fees do not apply – repay early, pay less

    Top-ups and payment holidays available after three months of successful repayments

    Small business loan

    Only see loans you are eligible for

    Searching has no impact on your credit score

    Service is completely free to use

    Choose which providers you deal with

    Small business loan

    If approved, funds can be in your bank account within hours

    Early repayment fees don t apply

    Small business loan

    How our site works

    We want to show you short term business loans from as many lenders as possible, so you have plenty of choice. Not all lenders want to be included on comparison websites, so we can’t promise to show you loans from every single one. We’ve looked at how much it would cost to borrow £10,000 over 6 months, including fees, and we’ve ranked the lenders from the cheapest to the most expensive. You can find out more about how we work here.

    Advantages of short-term business loans

    The main advantage of opting for a short-term business loan is that you know your business will only have to make repayments for a limited period of time. You will also usually pay less interest overall than if you opted to repay what you owe over a much longer term, such as five years.

    Disadvantages of a short-term business loans

    Choosing to take out a short-term business loan may mean that you will be able to pay off what you owe quickly, but bear in mind that your repayments will be much higher than if you opted to repay your long over a medium or long-term period. Interest rates can be very high on short-term borrowing, so it’s worth comparing lots of different loans to ensure you find the right deal for your business’s needs.

    What else you need to know

    Difficult economic conditions in recent years have made it harder for businesses to borrow money. To apply for a business loan, your business may be required to have a minimum monthly turnover, and you may have to show a set number of accounts, usually two or more years.

    Remember too that the actual rate of interest you will be charged on a short-term business loan will depend on your business’s individual circumstances, the amount you want to borrow, and over what period you intend to pay off what you owe.

    Alternatives to a short-term business loan

    If you don’t think your business will be able to pay off any borrowing over a year or less, then you might want to consider a medium or long-term business loan which can be repaid more slowly.

    Other options include using a business credit card for any immediate expenses. These can also be a useful way to manage staff spending. You could also speak to the provider of your business bank account about arranging a business overdraft which can provide you access to funds as and when you need them. You can usually arrange an overdraft for a 12 month period, at which point it will have to be renewed.

    Businesses can also raise funds though cashflow finance, which allows then to borrow against the value of their



    Business News, The Kansas City Star, business.#Business


    Business News | The Kansas City Star

    Business

    Business

    Business

    Kansas City s Harley-Davidson plant makes newest model to hit the market

    Assembly of the Harley-Davidson Sport Glide motorcycle began this summer at the company’s assembly plant east of Kansas City International Airport.

    Business

    Kale smoothies, avocado toast among the offerings at this new Troost restaurant

    New Overland Park restaurant serves Indian barbecue kebabs (and sides)

    Updates: Veterans Day free meals, deals discounts in the Kansas City area

    It s like darts, but with axes: Ax throwing club hits West Bottoms

    Thrillist picks Plaza area steakhouse as one of the 31 best in the nation

    Business

    TV News & Reviews

    KCTV and KSMO replace general manager with former business manager

    Meredith Corp., which owns the two stations, did not say why its own vice president of finance has succeeded Kansas City general manager Mike Cukyne.

    Business

    Health Care

    Kansas City area medical practice falls into bankruptcy

    Kansas City Internal Medicine filed for bankruptcy on Wednesday. Some of its doctors are joining the HCA Midwest Physicians network.

    Business

    Government & Politics

    How about another election? KC council plans to ask for key vote in April

    The City Council set in motion plans for an April election to extend the one-cent sales tax for capital improvements. The city collects about $70 million a year from the tax, first approved by voters in 2007 and which is up for renewal next year.

    Business

    Cityscape

    Updates: Veterans Day free meals, deals discounts in the Kansas City area

    Discounts for veterans and active duty military run through Nov. 13. They include free or discounted meals, free haircuts and discounts on merchandise.

    Business

    Government & Politics

    Poll showed new KCI had big lead but supporters kept it under wraps

    As Election Day loomed, “cautiously optimistic” was the mantra chanted by advocates for a transformed Kansas City International Airport. They expected a win, but said it would be close.

    Business

    Government & Politics

    With KCI votes counted, when will we see the wrecking ball?

    Kansas City voters strongly approved a new terminal at KCI, but don’t expect to see construction at the airport just yet.

    Business

    Cityscape

    It s like darts, but with axes: Ax throwing club hits West Bottoms

    Blade & Timber is now open at 1101 Mulberry St. in the West Bottoms. Players enter a lane to throw an ax at a target, much like in darts.

    Business

    Government & Politics

    KC voters give overwhelming approval to KCI single terminal

    Everywhere in the Kansas City, voters handed City Hall huge support for a new terminal at KCI. It had been a difficult climb from a period of opposition and distrust to the idea, but in the end, Kansas Citians wanted to see the three-terminal design replaced with a modern structure.

    Business

    Cityscape

    Kale smoothies, avocado toast among the offerings at this new Troost restaurant

    Ruby Jean’s Juicery plans a Nov. 11 opening at 3000 Troost. A new convenience store gas station plans to open later this year at 5901 Troost.

    Business

    Entertainment

    George Takei, Richard Dreyfuss respond in harassment scandal

    George Takei, Richard Dreyfuss latest celebrities swept up in Hollywood sexual harassment, assault scandal.

    Business

    Entertainment

    The Latest: Warner Bros. suspends Supergirl showrunner

    “Supergrirl’ and “Arrow” executive producer Andrew Kreisberg has been suspended amid sexual harassment, misconduct accusations by 19 former and current employees.

    Business

    National & International

    Trump calls Putin sincere, ex-US intelligence heads ‘hacks’

    President Donald Trump is back on the defensive over Russian election meddling, saying he considers President Vladimir Putin’s denials sincere, dismissing former U.S. intelligence officials as “hacks” and accusing Democrats of trying to sabotage relations.

    National & International

    Hawaii judge dismisses lawsuit against seed company, board

    A judge in Hawaii dismissed a lawsuit that sought an environmental review of the actions by a seed company operating on the island of Kauai.

    Business

    National & International

    The Latest: Trump back on defensive over Russia meddling

    President Donald Trump is back on the defensive over Russian election meddling and accusing Democrats of trying to sabotage U.S.-Russia relations.

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    Lawmakers seek review of Eversource’s response to wind storm

    Two Connecticut senators want General Assembly to hold public forum on Eversource Energy’s response to October wind storm.

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    Report: Inspection found 13 defects on CSX track last year

    A federal inspection in June of last year reportedly found 13 defects on CSX track in Bergen County, a route that has become a corridor for shipping crude oil and ethanol to refineries.

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    US Senate passes Veteran’s Administration bill by Oklahomans

    A bill by Republican Sens. James Lankford and Jim Inhofe intended to address the care of military veterans in Veteran’s Administration hospitals has passed the U.S. Senate.

    Technology

    The Latest: Outside firm to look into harassment allegations

    Minnesota’s House speaker says an outside firm will investigate allegations of sexual harassment by a lawmaker.

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    Southern California plant flourishing under bomber program

    Southern California aerospace flourishing thanks to bomber boom.



    904 Free Online Business Courses, online business classes.#Online #business #classes


    Free Online Business Classes

    This course can be used as a guide to be a successful entrepreneur in a number of fields. Topics included in this course range from rules and advice to achieve success to exceeding expectations and standing out.

    An online course covering the necessary skills and techniques for beginning a successful online Web business.

    In this course, students will learn about financing a small business and is designed primarily for small firms with an interest in borrowing money.

    This guide was designed for veterans to help them find and participate in Federal contract opportunities.

    An introduction to strategies in reading, note-taking, critical thinking and research, and goal planning in business.

    Rollins College provides these 25 video lectures on the subject of accounting and discusses elements such as balance sheet financing, pension accounting, credit, and more.

    Johnson County Community College presents the fundamentals of accounting through a series of 39 video lectures

    The basics and principles of accounting are discussed in this course.

    A course introducing accounting including income statements, retained earnings statements, balance sheets, and cash flow statements.

    Overview of principles and concepts of IT managers in logistics, manufacturing, marketing, human resources, and finance.

    Saylor simplified the dense and complex subject matter of accounting into an accessible and logical course.

    Learn about FRS 12 and SSAP 9.

    This lesson covers income statement review.

    The object of this course is to show entrepreneurs and business owners how to make money with online advertising.

    For students with a basic knowledge of Marx’s Capital, this course can take you into more advanced topics with an application to current economic and political issues.

    This course is intended for those who already use affiliate marketing; topics in this course include creating tracking, managing affiliate links and more.

    An advanced course focused on the practical applications of auditing procedures, including topics such as ethical responsibilities, fraud, and oversight.

    Students will learn about recent developments in contract theory and related topics, such as advanced models of moral hazard, adverse selection, and more.

    This is an advanced level financial accounting course that’s designed to help students analyze and interpret financial statements of business entities with special attention paid to the accounting standards of Pakistan.

    The first course in advanced macroeconomics addresses three sets of topics: business cycle models with imperfect information, models of investment with credit constraints, and models of decentralized trade.

    Students taking the second course in advanced macroeconomics will learn about labor markets and unemployment, shocks, and dynamic stochastic general equilibrium models (DSGE models).

    A continuation of Management Communication for Undergraduates, this communications graduate course provides further practice and learning opportunity for graduate level business students.

    Advanced microeconomic theory with an emphasis on game-theoretic models and theory of choice under certainty are covered in this course.

    Professor Steve Keen’s lecture series discusses the economy of politics, including critiques of neoclassical economics and Keynes-Schumpeter-Minsky monetary circuit theory.

    Students focus on measure theoretic probability, filtration, and other topics in this stochastic processes course.

    Students come to understand and learn to employ advanced business strategies through the examination of various case studies, simulations, and the like.

    This course focuses on topics related to the financial side of the real estate field.

    This course helps students understand all the major marketing communication tools: advertising, direct marketing, the Internet, interactive media, sales promotion, public relations, personal selling, as well as social and consumer-driven media.

    Through this course, students will learn effective advertising and promotion techniques.

    Explores the role of advertising and promotional sales in marketing, with an emphasis on communications and consumer decision-making.



    Business News – Baltimore Sun, business.#Business


    Business

    Online retailer Bambeco is sold to Richmond-based distributor

    Baltimore-based Bambeco, a fast-growing online retailer of sustainable home furnishings, has been sold to a Richmond, Va.,-based maker and distributor of home and garden goods after months of seeking an investor to support expansion. Bambeco became a brand of Evergreen Enterprises after the sale.

    Baltimore ice rink at the Inner Harbor opens on appropriately chilly note

    Questar tops off 414 Light St. tower on Baltimore Inner Harbor

    Baltimore-area home sales, prices continue to climb in October

    Community leaders and developers vow to sustain progress around Mondawmin despite Target’s closing

    Lacrosse retailer LAX World shutters stores and leaves Cockeysville headquarters

    Five minutes with David Rosen, partner and director of tax services at Rosen, Sapperstein & Friedlander

    Baltimore wood stove maker raises $1.2 million with help from University System of Maryland

    Spirit Airlines announces new flights to Cancun from BWI Marshall Airport

    Marks Thomas Architects to merge with Moseley Architects

    Hurricanes contribute to slight dip in passengers, ending 2-year streak of growth at BWI Marshall Airport

    The Armoury More coverage of Under Armour

    Under Armour co-founder s Pennsylvania ranch is on the market for $13.5 million

    Struggling against headwinds, Under Armour navigates shifting retail shoals

    Sun Hall of Fame

    Honoring The Baltimore Sun s Business and Civic Hall of Fame, Class of 2017

    Celebrating the 2017 Hall of Fame class

      Barbara Mikulski

      KAL: Sun Hall of Fame, Class of 2017

      Michael Cryor

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    Hogan proposes end to state income taxes on military pensions

    Gov. Larry Hogan marked Veterans Appreciation Month on Thursday by renewing his call for elimination of state income taxes on Maryland’s military retirees. At a State House news conference, Hogan contended that such a move is needed to keep the state’s military retirees from moving to states that.

    Flanigan construction acquires green roof company Stancills

    The Baltimore-based, family-owned construction firm P. Flanigan Sons said Thursday that it has acquired Stancills Inc., another family-owned company that Flanigan already had been using to supply the aggregate and soils for storm water and other environmental projects. Details of the acquisition.

    Rosenstein: Rule of law must take precedence over politics

    U.S. Deputy Attorney General Rod J. Rosenstein did not explicitly mention the continuing probe into Russian interference in the 2016 presidential election, but he stressed the importance of holding the rule of law above politics during a speech Thursday in Linthicum. Rosenstein, Maryland’s former.

    Black Friday isn t for two weeks, but some stores are already offering deals

    Thanksgiving is still two weeks away, but Black Friday has already begun – at least for some retailers. Best Buy on Wednesday began offering Black Friday discounts on hundreds of items, including big-screen TVs, Apple Watches and tablets. Walmart followed a day later, with $6 pajamas and $998.