Monthly Archives: April 2018

Fujitsu United States, business for sales.#Business #for #sales


Business for sales

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  • Business for salesWorldwide

Business for sales

Business for sales

FSTJ July 2017 Special Issue: Monozukuri (Manufacturing)

Special issue introduces the revolutionary effect of Fujitsu s smart manufacturing and some practical examples.

Read More on FSTJ July Issue

Business for sales

Walking the digital tightrope

A Fujitsu report on digital transformation

Business for sales

With K5 you can

Do incredible things with Fujitsu Cloud Service K5

Expert Insight

“The design of artificial intelligence should ensure machines are orientated towards positive effects for humans, unable to take a step outside of that human-centric orientation.”

Dr Franz Josef Radermacher, professor of artificial intelligence, University of Ulm

Read more on I-CIO.com

Business for sales

IT and business challenges

Discover how Fujitsu can help you solve today s business challenges and take advantage of the new opportunities that digital technology offers.

Business for sales

Digital Transformation

End-to-end transformation to help you digitalize with confidence

Business for sales

Hybrid IT

Find the perfect balance of cloud powered and on-premise IT

Business for sales

Mobilizing the Enterprise

Empower people to work productively – anywhere, anytime, on any device

Business for sales

Business Centric Infrastructure

Tailor data center technologies to meet specific business demands

Business for sales

Security

Intelligent security to protect your business



Small-Business Loans – 3 ways to get a loan, loan for small

3 ways to get a small-business loan

The recovering economic environment has meant that small businesses have had to be more creative when looking for loans.

However, companies with sound business strategies still can borrow. Options include loans from traditional banks and institutions affiliated with the Small Business Administration, as well as financing from Internet-based lenders.

“For creditworthy, high-scoring small businesses, there is money available,” says George Cloutier, CEO of American Management Services, a consultant to small businesses.

Bank loans

The best place to get a small-business loan is still a bank, says Cloutier. Banks typically offer the lowest interest rates and many have established reputations as trustworthy lenders.

“Many small businesses try three or four banks and then stop looking,” Cloutier says. A more persistent approach has better odds of success.

Calculate business loan payment

Want to calculate your small-business loan payment? Go to Bankrate’s loan and amortization calculator.

“Take out the phone book, target 10 banks and work through that list,” he says.

That strategy worked for Michael McKean. He is founder of The Knowland Group, a company that helps hotels fill up their meeting space.

A few years ago, as the success of The Knowland Group grew, McKean began searching for a bank that would give the growing company expanded access to credit.

“We talked to every bank in our area, at least a dozen,” McKean says. “Many came back with proposals, but the terms were very onerous. Or sometimes they shifted terms.”

Finally, M T Bank came through.

“They just wanted to get our business,” McKean says.

McKean says his company did not approach M T any differently than it had approached the other banks. It was just a matter of being persistent until the right deal came along, he says.

“We did everything right, approaching the right person at each bank,” he says. “We’re a profitable business. I think it was just the … credit crunch that prevented us from getting a loan.”

Cloutier says the key to success with banks is to show past profitability, and to describe a well thought-out plan for future profits.

“If you aren’t making a profit now, you must be able to tell the bank how you will change that in the short term, or you really won’t be able to get a loan,” he says.

He also recommends that businesses start small in their loan requests.

“If you need money for four trucks, ask for two,” Cloutier says. “The bigger the loan request, the harder it is to get it approved.”

SBA loans

Another way to find a bank loan is through the Small Business Administration, or SBA. The SBA can direct you to banks that offer loans guaranteed by the agency. This way, you’ll have the advantage of approaching banks specifically interested in lending to small businesses.

Interested businesses should contact the SBA office nearest to them, which can be found on the agency’s website. Jeanne Hulit, the SBA’s acting administrator, urges businesses to seek a bank that is an experienced SBA lender.

Banks granting SBA loans place increased emphasis on business plans, cash flow and profit forecasts in deciding whether to lend, she says. The SBA also can refer businesses to free counseling centers to improve their performance.

Online opportunities

Another source for loans is the Internet. There are several sites where businesses can seek alternative lenders, such as individuals and small companies.

Interest rates are generally a little higher than what a bank will charge, but it’s much less than what you’ll have to pay on many credit cards.

Look around at different sites, some may charge a one-time fee to list your business, while others are free to list but might have fees reflected in loan rates.

If you’re going to list your company on one of these sites, describe your business in clear and concise language.

Lastly, make sure to investigate the company you are looking to post your business on. These kinds of companies were successful in 2008 and during the recession, but times have changed. Many have since gone out of business. Before paying for anything, make sure the company is legit.



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    About Investor’s Business Daily – Investor’s Business Daily provides exclusive stock lists, investing data, stock market research, education and the latest financial and business news to help investors make more money in the stock market. All of IBD’s products and features are based on the CAN SLIM® Investing System developed by IBD’s Founder William J. O’Neil, who identified the seven common characteristics that winning stocks display before making huge price gains. Each letter of CAN SLIM represents one of those traits.

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  • World News, Latest World News Headlines, world business news.#World #business #news


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    Forty British MPs say they are ready to oust May

    • 1 hr ago

    World business news

    ‘He’s insulted’: Trump says Putin denies US election tampering

    World business news

    Sex scandal Republican discredits accusers

    • Elise Viebeck and Tom Hamburger
    • 1 hr ago

    World business news

    ‘Fresh starts’ all round as China’s Xi meets South Korea, Japan

    Latest World News

    World business news

    Sex scandal Republican discredits accusers

    • 1 hr ago

    World business news

    Forty British MPs say they are ready to oust May

    • 1 hr ago

    World business news

    ‘He said he didn’t do it’: Trump says Putin denies tampering

    World business news

    ‘Fresh starts’ all round as Xi meets South Korea, Japan

    World business news

    Putin, Trump back Syria peace plans during brief APEC meeting

    World business news

    ‘Aussie Matt’ takes on Czech mogul over $3 million poker loan

    World business news

    ‘Hot yoga’ guru Bikram Choudhury seeks US bankruptcy

    World business news

    Australia ‘stands up’ for TPP after Trudeau setback

    World business news

    Hacked Swedish radio plays 30 minutes of IS propaganda

    World business news

    US soldier in Niger ambush was bound and apparently executed, villagers say

    World business news

    Hezbollah says Saudis declared war on Lebanon

    World business news

    Lebanon caught in Saudis’ bitter struggle with Iran

    • ANALYSIS

    World business news

    World’s ‘oldest water’ to be found in the deep blue sea

    World business news

    Canada’s PM Justin Trudeau sabotages TPP, shocking leaders

    • UPDATED

    World business news

    Little Japan in big India

    World business news

    Flynn lawyer denies reports of bribe to deliver Gulen to Turkey

    World business news

    Radioactive cloud over Europe may be from Russia: France

    World business news

    North Korea still plays hockey as if it was 1950

    World business news

    Good Trump or bad Trump: which will Asia get?

    World business news

    American woman facing 20 years in prison for tweet mocking Mugabe

    World business news

    A proposal for different kind of Mexico wall: a border park

    World business news

    Official defends Republican candidate in sex scandal, using the bible

    World business news

    ‘I won’t let US be taken advantage of anymore on trade’: Trump’s sharp rebuke to China

    World business news

    Putin jilted as Trump says no to formal meeting at APEC

    World business news



    Business News, world business news.#World #business #news


    Business

    World business news

    Luxembourg is moving to make itself the ‘heart’ of Europe’s space industry 6 Hours Ago

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    Small Business Loans, TD Canada Trust, loan for business.#Loan #for #business


    Small Business Loan

    7:00 a.m. – 12:00 a.m. EST

    Ways To Apply

    Or, to begin an application, call our Small Business Advice Centre at 1-866-222-3456

    7:00 a.m. – 12:00 a.m. EST, 7 days a week

    Small Business Loans

    Loan for business

    Available Fixed or Floating Interest Rates for Small Business Loans

    Flexible Business Loan Payment Options

    A Business Loan 1 can help you purchase or upgrade business assets, or help with your expansion plans. The choice is yours.

    Secured or unsecured options

    • Available as an unsecured loan 2 in amounts from $10,000 to $50,000
    • Also available as an asset secured loan in amounts from $10,000 to $1,250,000. Flexible security options 3 include:
      • Business real estate
      • Residential real estate (full or partial)
      • Liquid or margin security (full or partial)
      • Business assets

    Flexible payment options

    • Choice of 1 to 5 year fixed-rate terms
    • Amortization up to 20 years, based upon the useful life of the asset financed

    Fixed or floating interest rates available

    • Floating interest rate options based on TD Prime Rate with no prepayment penalties.
    • Fixed interest rate options available with the flexibility to make 10% principal prepayments annually without penalty.
    • No review fees.
    • Set-up fees may apply.

    Protection for your Business Loan

    Business Credit Life Insurance can help meet the financial obligations of your business should a person who is key to the success of your business die or suffer a covered accident. Get the coverage your business needs.

    Multi-unit property mortgages

    We can help you build a customized mortgage for multi-unit residential properties (5+ units).

    Expand Let’s continue the conversation

    Find an Account Manager, Small Business

    Talk to an Account Manager about

    your business needs.

    Visit us in person

    Talk to Us

    1 Subject to complying with TD Canada Trust lending policies and criteria including confirmation of good personal credit history. Certain business documentation is required. Other conditions may apply. Set-up fees may apply. Personal guarantee(s) may be required.

    Services
    Support
    Ways to Bank
    Contact Us
    • Contact an Account Manager, Small Business
    • Branch Locator
    • Contact a Regional Agriculture Specialist
    • Talk to Us: 1-866-222-3456

    Loan for business



    Play Fun Free Online Games, business games.#Business #games


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    Welcome to Mindjolt! Home to the most free online games on the web! With thousands of games and millions of users, Mindjolt’s the place for gamers with a competitive edge. Flash games come and go, but an amazing high score is immortalized forever! Challenge your friends to some intense two player games, or compete in time trial races in helicopters, motorbikes, and cars with gamers from around the world.

    Keep up the good fight on Facebook with a daily token spin to start tournaments with your buddies and win thousands of tokens at our virtual casino! Gather your letter tiles in word games, throw down the gauntlet in a sword and sorcery adventure, and burn rubber on the race track. With new games pouring in every month, you’ll always find another challenger waiting for you. Check in often because you never know when someone’s going to knock you out of the top seat. Follow us on Twitter, and follow our Facebook for up to the minute tips and tricks to break the bubbles and reach that illustrious top score column. Game all day in our Arcade, or Style your favorite celebrity in our dress up games.

    Find explosive action in our Popular games section with classics like Bouncing Balls, Crazy Cabbie, Bricks Breaking, Cube Crash, and even more cool online games to play all day long! Step up to the starting block and sprint to the finish line in our Sports games. Lock and load in our Shooting gallery games, or take on the world’s highest scores in our most Popular games section. It’s going to take a lot of luck and skill to reach the top of the charts, so look to the Community for help reaching the apex of free flash games!

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    Mission Statement, business plans examples.#Business #plans #examples


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    Business Resource Software, Inc.

    Mission Statement The mission statement should be a clear and succinct representation of the enterprise’s purpose for existence. It should incorporate socially meaningful and measurable criteria addressing concepts such as the moral/ethical position of the enterprise, public image, the target market, products/services, the geographic domain and expectations of growth and profitability.

    To solve unsolved problems innovatively

    Mary Kay Cosmetics

    To give unlimited opportunity to women.

    To preserve and improve human life.

    To give ordinary folk the chance to buy the same thing as rich people.

    To make people happy.

    • Corporate social responsibility
    • Unequivocal excellence in all aspects of the company
    • Science-based innovation
    • Honesty integrity
    • Profit, but profit from work that benefits humanity

    And Walt Disney, an entertainment business states their values as follows.

    • No cynicism
    • Nurturing and promulgation of wholesome American values
    • Creativity, dreams and imagination
    • Fanatical attention to consistency and detail
    • Preservation and control of the Disney magic

    Should Your Grasp Exceed Your Reach?

    Ford will democratize the automobile

    Sony (early 1950’s)

    Become the company most known for changing the worldwide poor-quality image of Japanese products

    Become the dominant player in commercial aircraft and bring the world into the jet age

    Become a $125 billion company by the year 2000

    • The moral/ethical position of the enterprise
    • The desired public image
    • The key strategic influence for the business
    • A description of the target market
    • A description of the products/services
    • The geographic domain
    • Expectations of growth and profitability

    Business plans examples

    Business plans examples

    The Path : Creating Your Mission Statement for Work and for Life by Laurie Beth Jones

    Business plans examples

    See more books on the subject of Mission Statement



    Global Entrepreneurship Program, Business School, Purdue University, EMLYON France, Zheijang China –

    Global Entrepreneurship Program

    Entrepreneurship ideas

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    Global Entrepreneurship Program

    For An Entrepreneurial Approach And A Global Mindset

    The Global Entrepreneurship Program is run jointly by emlyon business school (Europe) and Zhejiang University (Asia) in collaboration with Pace University (USA), who together form a partnership of international business schools recognized as experts in Global Entrepreneurship.

    Combining the world’s best entrepreneurial teaching with three diverse global markets, the Global Entrepreneurship Program prepares you to be a successful entrepreneur in a global context. You will immerse yourself into a cultural experience far beyond pure academic studies as you will live and work with students from around the globe. And, most importantly, on each continent you will work on a semester-long consulting project for companies with students from other countries, reinforcing teamwork on a global level and helping you acquire practical experience in addition to academic knowledge. At the end of the program you will also benefit from a 4 to 6 month internship.

    Who are the students of the Global Entrepreneurship Program?

    Why join the program?

    Where does the program take place?

    Taking place on 3 different continents and at three leading international business schools, this program allows students to immediately start an international career in today’s global society.

    “Entrepreneurship becomes your life because of the people you are with all the time.”Lea V., Global Entrepreneurship Program graduate and Co-founder of Ava, a digital women’s health startup company



    Entrepreneurship ideas, entrepreneurship ideas.#Entrepreneurship #ideas


    Imagine.

    if we could activate the entrepreneurial mindset of an entire generation.

    NFTE activates the entrepreneurial mindset and builds startup skills in youth from under-resourced communities to ensure their success and to create a more vibrant society.

    Get Involved

    Bring NFTE to Your School

    Ignite the entrepreneurial mindset in young people, preparing them to be career-ready and tomorrow’s innovators.

    Support our mission and help create the entrepreneurial generation.

    Volunteer

    Help a young person start their entrepreneurial journey to a better future.

    View Alumni Resources

    Stay connected to access opportunities and build your network.

    Success

    Entrepreneurship ideas

    Jasmine Lawrence

    Entrepreneurial Journey

    When Jasmine completed her NFTE BizCamp and pitched her first business, she didn’t place first, second, or third in her camp’s competition. What she won was more valuable—confidence in her ability to start a new enterprise. Applying what she learned, Jasmine launched Eden Bodyworks, whose products now live at your local Walmart, Walgreens, and other leading retailers. Jasmine also had a passion for technology—so she studied engineering in college and graduate school, worked for Microsoft, and now works in robotics while overseeing her company.

    Joshua Fajardo and Eddy Giron

    Innovation Spotlight

    Time’s Up
    NFTE Class of 2013

    Toothpaste for children, designed to change color after two minutes

    Evin Floyd Robinson

    Entrepreneurial Journey

    With the help of his NFTE class, Evin launched his first business at the age of 16 with less than $100 in savings. Evin went on to apply his entrepreneurial mindset at Syracuse University, earning bachelor’s and master’s degrees. While a technology consultant, Evin learned that only 1% of NYC public-school students learn about computing or information systems. In response, he co-founded New York On Tech (NYOT), creating pathways for under-represented students into tech degrees and careers. Evin also serves as an adviser to early stage technology, education, and social impact organizations.