Units of Study – The University of Sydney Business School #small #business

#new business opportunities

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Unit of Study

Business opportunity and strategy design assignment (35%), start up financials (15%), group business plan (20%), presentation (25%), peer review (5%)

For small open economies such as Australia’s, new business opportunity identification and exploitation are often critical to firms’ long-term growth and survival. Identifying new markets, developing new products and implementing new business models are highly-regarded and valuable skills for entrepreneurs and business managers alike. In addition to exploring the special problems (and advantages) associated with entrepreneurial start-ups, the unit explores commercialisation and corporate venturing. Topics include opportunity recognition, strategy development, business planning and investor documentation, venture capital and other funding sources, as well as entrepreneurial and creative leadership. The unit is structured around learning from engaged practice, and requires students to work with startup and early stage businesses.

2002-2016 The University of Sydney. Last updated: 2 May, 2016

ABN: 15 211 513 464. CRICOS number: 00026A. Phone: +61 2 9351 2222.



Business School Rankings – Foster School of Business #small #business #loans #for

#business school rankings

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Business school rankings

Use sliders above and click the ‘Calculate’ button to see School Data.

Methodology

This table lists the metrics used in the MBA rankings from U.S. News & World Report, Bloomberg Businessweek, Financial Times, and Forbes, as well as average debt data from M7 Financial. We’ve included the source of each metric and the official definition from the source. Program size and tuition are for information only and are not used in ranking schools. The methodology of the source publication is described in the definition for each metric.

Rankings calculator methodology: How is the top 30 schools list generated?

For each metric, the top 30 schools ranked in that category are assigned points for their ranking. The top-ranked school receives 30 points and the bottom-ranked school receives one point. Schools that tie receive the same number of points. The custom ranking list is based on the sum across criteria of the weight assigned to each metric times the school’s points on that metric. The best fit list ranks the top 30 schools based on these composite scores.

Average Salary Bonus

Average starting salary & bonus for previous year MBA grads. Salary based on the number of graduates who reported data. Mean signing bonus weighted by the proportion of those graduates who reported a bonus. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Job Placement Rate

Employment rate for previous year MBA graduates 3 months after graduation. Those not seeking jobs or for whom no job-seeking information is available are excluded. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Return on Investment

Alumni at 100 schools surveyed for pre- and post-MBA compensation, career choice, and location. Schools ranked based on five year MBA gains: alumni earnings in the first five years compared to opportunity cost (2 years forgone compensation/bonuses & stock, tuition, fees). It’s assumed compensation would have risen half as fast as post-MBA salary increases had alumni not attended business school.

Low Average Debt

Average post-graduation debt for MBA graduates ranked from low to high.

Feedback from the classes of 2007, 2008, and 2009 on how their MBAs have affected their careers, their compensation changes over time, and their midcareer job satisfaction.

Number of articles published by full-time faculty in 45 selected journals weighted relative to the size of each faculty. (Research rankings here only include rank among U.S. schools.)

Percentage of previous year’s applicants to the full-time program who were accepted. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Average Graduate Management Admission Test score and average GRE quantitative and verbal scores of full-time MBA students entering the previous fall. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Dean Director (Peer) Opinion

Survey of business school deans and directors of accredited business master’s programs. Peers asked to rate programs on a scale of 1 “marginal” to 5 “outstanding” or “don’t know.” School’s score is the average of all the respondents’ ratings. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Recruiter feedback on the skills they look for in MBAs, and which programs best equip their students with those skills.

Annual Tuition Fees

For information only, not a ranking factor. Out-of-state tuition and fees cost per year for the full-time MBA program. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

For information only, not a ranking factor. Total student enrollment in the full-time MBA program. Copyrighted 2016. U.S. News & World Report. 120792:0116JM

Frequently asked questions

Why create an MBA Rankings Calculator? The inspiration for the calculator was a new ranking developed by Poets & Quants. which essentially assigned a zero weight to criteria that were not focused on student inputs and outputs.

This led us to the question: why not come up with a way to let MBA applicants weight categories based on their individual preferences? This is what the MBA Rankings Calculator sets out to do.

Designed with input from prospective MBA students, this resource can help candidates save time generating a short list of schools to explore for a personalized fit.

For example, one applicant may want to emphasize low debt and ROI over competitive GMAT scores in a program. Another may choose a school based on high research performance and a strong academic reputation with deans and MBA directors. A third candidate may be primarily focused on high salaries, job placement, and employer opinion. There is no one-size-fits-all program for everyone this tool helps candidates find their best matches. Which metrics are used? Average salary and bonus, job placement, average debt, alumni advancement, return on investment, faculty research, student selectivity, average GMAT score as well as opinions of employers and business school deans and directors. What are the sources of the data? We developed the calculator with data licensed from U.S. News & World Report, Bloomberg Businessweek, The Financial Times, Forbes, and M7 Financial. The data provided are for personal, non-commercial use only, based on the copyrights and terms and conditions of the data providers. Why were these 10 metrics chosen? We tested the calculator with prospective students, including those who had not applied at the Foster School of Business. Based on student feedback, we selected diverse metrics that were important to them while creating a tool that was simple to use. How are the rankings metrics weighted? For each metric, the top 30 schools ranked in that category are assigned points for their ranking. The top-ranked school receives 30 points and the bottom-ranked school receives one point. Schools that tie receive the same number of points. The custom ranking list is based on the sum across criteria of the weight assigned to each metric times the school’s points on that metric. The best fit list ranks the top 30 schools based on these composite scores.

While these metrics are based on the methodologies of the source publications (described in the ‘Methodology’ tab), users of the calculator can weight each factor separately to create their own custom list. Why 30 schools? There are more than 60 schools included in the calculator, as different schools are included in different metric rankings. Listing 30 schools in the best fit ranking allows for a diverse range of large, medium, and small schools across the U.S. as well as a blend of private and public schools with different specialties. After the top 30 schools, there is less consistency of schools that are ranked in more than two ranking metrics. Why were only United States schools included? The majority of potential MBA students who contact our admissions staff are interested in business schools in the United States. While we do recruit students internationally, we are located in the U.S. For these reasons, we decided to focus exclusively on U.S. schools. Does the calculator give an advantage to the University of Washington’s Foster School of Business? No. The Foster School is not included in the top 30 for one metric and is ranked in the lowest quartile on other metrics. The metrics were chosen based on prospective student priorities primarily outcomes for graduates, program selectivity, and reputation with employers and school leaders.

To see the top 30 schools in an individual category, allocate 100 points to that metric and click the ‘Calculate’ button. Does the rankings calculator replace or duplicate other MBA rankings? No. The rankings calculator is a complementary tool to the existing rankings. It uses data points licensed from U.S. News & World Report, Businessweek, The Financial Times, Forbes, and M7 Financial to help potential students create a custom list of schools that fit their priorities. It also links to each of these rankings so that prospective students can explore the full set of data that each ranking offers. What makes the rankings calculator unique is the opportunity for prospective students to select their own metrics and apply their own weights. How can I share this page? The easiest way to share this page is to use the social media buttons above to post to your networks. The results from the rankings calculator data are provided for your personal, non-commercial use based on the copyrights and terms and conditions of the sources: U.S. News & World Report. Bloomberg Businessweek. Financial Times. Forbes. and M7 Financial.

How do you know which MBA program is the right fit for you?

“Fit” is a complex idea that incorporates elements like culture, location, size, business relationships, student community, and much more.
Learn more about the Foster Fit and find out if we’re the right school for you.



How to Start a Candle Making Business (with Pictures) #business #website


#candle making business

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How to Start a Candle Making Business

Decide what type of candle you would like to make. When you’re first starting out, it’s best to stick with one or two products. In candles, making container candles is probably the simplest, but you can also make mold candles or taper candles. [1]

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Pick a wax to work with. Waxes come in several main groups. Which group you choose is mostly based on preference.

  • One group is paraffin, which is a by-product of petroleum. You can find it in a variety of melting points, depending on what type of candles you are making. For instance, you need a higher melting point for tapers than you do for container candles. [2]
  • Another type of wax is beeswax. Beeswax is a product that bees make, so it has a natural, light honey smell. Some people prefer this wax because it is all-natural, though others will mix beeswax with other waxes for their candles. [3]
  • A third category of waxes is vegetable waxes, where soy is probably the most popular. One benefit of soy wax is it is pure white, and it also doesn’t shrink up when you pour it, which means you don’t have to pour wax more than once. Bayberry wax is also in this category. [4]

Learn the technique. One of the simplest ways to learn how to make candles is to take a class in your community. You may be able to find one with your local parks and recreation department or even at your local community college. However, you can also find a wide variety of tutorials online. In fact, you’ll likely be able to find all you need to know online if that is your preference. [5]

  • You can also check out books from your local library about candle-making.

Practice the technique. Before you start selling, you need to take time to build up your skill. Try working a little bit each day on your business, starting with practicing a bit each day.



Luxe MiniCards #business #startup #ideas


#small business cards

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Luxe MiniCards

Some projects are very exciting, current, or transient by nature – what you might call “of the moment”.

And when it comes to making moments special, we recommend Luxe MiniCards – small, luxurious to touch, and sure to make an unforgettable impact.

Whether it’s vouchers for a special offer for one day only, or a small note to let people know about your latest project, Luxe MiniCards will make sure your message marks the moment.

A difference you can truly feel

Luxe MiniCards are made from award winning Mohawk Superfine paper. Tactile, and beautiful – for all your little moments.

We take Mohawk’s finest paper, and sandwich four layers together, to create an impressively heavy, and unforgettable card.

Our Quadplex technology allows you to choose a rich seam of color that runs through the middle of your cards. Choose from Black, Red, Blue, White, Yellow, Orange, Pink or Green.



What s Next for Staples? Put Office Depot Out of Business #stock

#office depot business

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What’s Next for Staples? Put Office Depot Out of Business

Staples (SPLS ) is pretty angry the federal government blocked its deal to buy smaller rival Office Depot (ODP ) and will now take several actions to try and put its competitor in the dirt.

U.S. District Court Judge Emmet Sullivan blocked the merger between the two companies Tuesday evening, saying the combination would create anti-competitive forces. The decision effectively ends the second attempt by the two office supplies companies to merge in an attempt to thwart off competitors including Amazon (AMZN ) .

“The Federal Trade Commission (FTC) met its burden of showing that there is a reasonable probability that the proposed merger will substantially impair competition in the sale and distribution of consumable office supplies to large business to business customers,” Sullivan wrote in a three-page order.

Obviously, execs at Office Depot and Staples saw it otherwise.

“While we are respectful of the court’s decision to grant the FTC’s request for a preliminary injunction to prevent our merger with Staples, we are disappointed by this outcome and strongly believe that a merger would have benefited all of our customers in the long term,” said Office Depot CEO Roland Smith in a statement. adding, “We do not intend to appeal the Court’s decision and the two companies plan to terminate the merger agreement effective May 16, 2016.”

Smith said the company will hold a conference call with investors on May 16 to discuss its future as a stand-alone company.

“We are extremely disappointed that the FTC’s request for preliminary injunction was granted despite the fact that it failed to define the relevant market correctly, and fell woefully short of proving its case,” said Staples Chairman and CEO Ron Sargent in a statement. Staples said it will pay Office Depot a $250 million breakup fee.

But Staples wasted no time outlining strategies that may help jump-start weak sales and profit in the wake of the merger saga ending, while at the same time stealing share from Office Depot. TheStreet takes a brief look at three things.

1. Here comes lower prices for some office supplies.

Staples said it will pursue market share gains in core categories such as office supplies, ink, toner and paper. To support this effort, the company will invest in lower prices and work to make its supply chain quicker.

2. Staples looking to divest European operations.

Staples plans to explore strategic alternatives for its struggling European operations, which is the main component of the company’s international operations. The company operates about 278 retail stores in Europe, with the largest concentration being in the United Kingdom, Germany, the Netherlands and Portugal.



Promoting and advertising your business – Canada Business Network #discount #business #cards


#advertise your business

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Promoting and advertising your business

Promoting your business is an ongoing activity that involves everything from word of mouth, to trade shows, to paid advertisements in the media. Once you have developed your marketing plan and are ready to choose your promotional techniques, the resources below may be helpful.

General resources

Choose the type of advertising that matches your marketing budget and follow some of BDC ‘s best practices for advertising.

Build your road map for finding and keeping customers with this free marketing plan template.

Learn how to measure the results of your advertising so you know which styles, methods and media to use.

Learn how to create a website so you can attract more customers to your business.

Online marketing techniques like social networking, emailing and blogging are useful and involve little to no direct costs.

This free guide can help you develop a social media strategy for your business to attract, engage, and retain customers.

Increase your visibility among domestic and foreign buyers by registering on this free promotional database of over 50,000 Canadian companies.

Become a certified Aboriginal or minority-owned supplier or register to access these suppliers and benefit from inclusive supply chain practices.

Handing out promotional material is an important marketing activity, even in an online world.

Applies only to: Ontario

Find out how you can set up a business improvement area and the possible benefits for your business.

Learn how to spread the word about your business.

Participating in trade shows can be worthwhile if you choose the right ones, prepare well, and follow up.

Discover the advantages of marketing your business with email.

Find out what signs mean for your business, and how to use them to your advantage.

Find out about business solutions that could help your small business manage shipping, e-commerce, marketing and more.

Industry-specific resources

Applies only to: New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island

Learn how to attract customers to your tourism business through Internet and social media marketing.

Register your business as a potential supplier of goods and services for the shipbuilding industry.

Applies only to: New Brunswick Nova Scotia Prince Edward Island Newfoundland and Labrador

Find out how to become a supplier to the shipbuilding industry in the Atlantic provinces. This also includes building and repairing ships.

Applies only to: Newfoundland and Labrador

Promote your high-quality, distinctive Newfoundland and Labrador craft, gift and apparel products through this provincial branding program.

Applies only to: Newfoundland and Labrador

Are you looking to develop wholesale markets for your business’ craft, gift and apparel products? This program could help your venture’s sales growth.

Applies only to: Nova Scotia

Learn how to identify tourism opportunities in your region and how to develop and market your new business.

If your Canadian tourism business provides a unique experience for travellers, you could get a chance to market your product for free to key countries.

Applies only to: Ontario

Find out how to market your product or service under the Ontario brand and how to reach key tourism markets.

Applies only to: Ontario

You may be eligible for funding to help you cover some the costs of commercializing your interactive digital media content.

Applies only to: Ontario

You could get financing to help your business consortium market an Ontario tourist destination to tourists outside Ontario or Canada.

Applies only to: New Brunswick Nova Scotia Prince Edward Island Newfoundland and Labrador

Obtain up to $8,000 in financial assistance for the translation of your promotional materials, if your business is located in Atlantic Canada.

Date modified: 2016-08-30

Secondary menu



Business Savings Accounts #cash #flow #business


#business savings account

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Business Savings Accounts Trend

Business Savings Accounts

Business savings accounts help small businesses and organizations manage their finances. As cash management technologies continue to progress, these accounts will help managers and owners operate more efficiently and effectively as they handle payments and pay for expenses. Business checks, business ATM cards, and online banking are a few features that usually come standard with these accounts. Click the plus button to the left of the institution’s name in the rate table above to check out account requirements and features that come with a particular offering.

Opening a Business Savings Account

If you own any type of business with a tax ID, you’re most likely eligible for a business savings account – that includes corporations, limited liability companies (LLCs), sole proprietorships, partnerships, non-profits and other small organizations. However, depending on the type of business, you may have to go into a physical branch to open an account, as opposed to opening one up online. Telemarketing, precious metal dealers, gambling operations, and government organizations are a few examples of business types that banks will generally require you to be physically present to open.

Most account offerings have minimum balance requirements in order to avoid a monthly fee and come with a limited number of free transactions. There are a few things to consider based on the size of your business. For FDIC or NCUA insured institutions, each account is protected up to $250,000 per depositor, per bank or credit union.

Business Money Market Alternative

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.

Maintain a Good Relationship with the Institution

Another thing to consider before opening a business savings account is whether a business money market might be a better business account option. Though very similar as far as function goes, sometimes a money market may offer a higher rate of interest on the funds in the account, and also may come with higher maximums on account balances.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank’s headquarters.



Sky Blue Credit Repair Review 2016 #free #business #websites


#credit repair business

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Sky Blue Credit Repair Review

PROS / This company offers a good couples discount.

CONS / This service requires you to hire a separate service for your credit pull and credit monitoring.

VERDICT / Sky Blue Credit offers competitive prices and advertises high credit score increases, but it depends on third-party service for credit pulls and monitoring, which you need to purchase separately.

Sky Blue Credit is a credit repair service that works to restore your credit in an average of six months. It offers friendly customer service representatives that are willing to take time to explain the program without doing a hard-sell. It offers a good couples discount, but doesn’t have many of the program features we looked for when we reviewed credit repair companies. Some of these, like credit pulls and monitoring, it provides through third-party services, which it can direct you to, but for which you pay extra. Sky Blue Credit Repair earns our Top Ten Reviews Silver Award.

Support & Service

We reached out to Sky Blue Credit several times on various days and times to test its customer support to potential customers. Overall, we had good experiences with representatives from this company. They provided transparent and accurate information, were responsive to email and were easy to get ahold of via telephone. No one followed up with us, however.

This company also provides some supplemental education to help you learn more about credit and finances. The overall number of topics it covers was lower than average, but it offers an educational blog to help you learn more about how credit works and how to get back in control of your finances.

Cost & Fees

Sky Blue’s overall fees are affordable and compare well to the average cost of other credit repair services we reviewed. To use Sky Blue’s service, you must pay a monthly fee of $59, charged at the end of the month, and there is a $59 set up fee when you first enroll. A couples discount of 17% off the setup and monthly fees is applied if you sign up for this credit repair service with a partner. You must pull your credit report through a third-party service, but there are no additional fees on top of this, and this company does offer a money-back guarantee. These prices are correct as of the time of this review; depending on your specific situation when you look into this company, your quotes may be different.

Time Frame

Most clients work with Sky Blue Credit for an average of six months, though your program might be shorter or longer, depending on your situation. This credit repair company advertises between 100 and 200 points added to your credit score. Remember that this may vary greatly depending on your credit report and situation. If the credit bureaus can prove that a negative hit on your report is valid, it cannot be removed.

You should expect to start seeing results on your credit report within 30 days from the time Sky Blue begins disputing items on your report. This company typically disputes 15 items on your report at once across the three major credit bureaus. Some companies dispute all your items at once, trying to get the biggest improvement quickly. Other credit repair services only dispute a handful at a time because they believe too many disputes at once increases the chance of having them refused. Sky Blue takes a middle-of the road approach, submitting more disputes than the more cautious companies while still not overwhelming the credit bureaus.

Program Details

Sky Blue Credit offers fewer program features than other credit repair companies we reviewed. To its credit, this company does work with third-party reporting bureaus for credit reports and monitoring. It will provide you links to these services, which can pull your credit report for you (for a fee) and monitor your credit during the process. You can cancel that service at any time. However, Sky Blue Credit only works with the credit bureaus and not with your creditors, which could mean that the hits on your credit might end up back on your report. Sky Blue Credit also does not offer pay for delete negotiations. Such negotiations would allow you to pay off legitimate charges, usually at a reduced amount, and in return, the creditor removes the hit from your report.

Summary

Sky Blue Credit offers quality customer service, a good couples discount and a money-back guarantee. It has some educational features to help you learn about credit repair before you call for help, and it takes a quick but not overly fast approach to disputing charges. Be aware, however, that it only works with the credit bureaus and not directly with your creditors, which could potentially make this service less effective than other credit repair companies that work with both.

Overall Rating



Beaded Beauties #professional #business #cards


#small business cards

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Beaded Beauties

Creative crafter, Tamar, sells her work online. via Etsy. and traditional ‘bricks and mortar’ shops. Previously working as a Creative Director, Style Editor and Photo Stylist she packed up her big city life to head for the country, and chance to develop her own colourful line of accessories for women, children and the home.

As you’d expect from someone with such strong creative credentials, her work has developed into something wonderful. A mix of vintage florals, colourful jewellery and delicate fabrics, it evokes feelings of warm spring sunshine, lemonade in the garden, and crisp white cotton.

It’s all about the anticipation

Buying items online is so different to the traditional shopping experience. There’s the agonising wait from clicking the ‘buy’ button to the sound of the postman arriving at your door. The anticipation as you rip open open the box or the envelope to find out what’s inside.

As an online retailer, Tamar works hard on the opening experience of her packages. It’s a chance to bring a little bit of her creative magic into your hands and your home.

Marketing? I’ll keep it!

She uses MOO to help create a branded package surprise and delight. Simple, cost effective ideas that add personality, and have a lasting effect – like these beaded tags.

With her photography on one side and her shop’s details on the other, these MiniCards are stylish and colourful. Punching a small hole in the corner gives the option of adding string or twine to create a gift tag, but Tamar has taken this even further, and decorated each tag with a brightly coloured bead.

Instantly, the MiniCards are turned from a pretty piece of marketing, into a little treasure to keep – for who could throw away such a delicate little thing! Used as bookmarks, pinned on a noticeboard, tucked away in scrapbooks or sewing boxes… however people keep them, they’re storing a little reminder of Tamar and how to get back to her shop. It’s a simple piece of marketing that people love.

Not strictly business

But it’s not all work, work, work! We think this idea would be great for any special package, whether it’s for business or pleasure.

Getting married soon? Create simple wedding favours or save the dates by printing MiniCards with a collection of your own photos, adding your wedding details to the reverse. Take inspiration from Tamar, and tie three or four cards together to create mini-photo albums.

Or perhaps you create handmade gifts for friends and loved ones? It’s easy to create these tags as you need them – so there’s less of a storage problem! With 100 MiniCards in each box, that’s a lot of beautifully packaged gifts to share.

Thanks to Tamar at Nest Pretty Things for sharing this idea with us!



Lexington Law Review 2016 #small #business #assistance


#credit repair business

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Lexington Law Review

PROS / Lexington Law works directly with your creditors in addition to the credit bureaus to clear up your credit disputes.

CONS / This company does not offer a money-back guarantee.

VERDICT / Lexington Law s credit repair service has a lot to offer, including excellent customer service and supplemental education that is especially helpful.

Lexington Law is a law firm that offers credit repair services to clients across the country. It offers almost all of the program features we looked for in the best services, and it provided excellent customer service in our testing. It also has especially comprehensive supplemental education. These features and more earned Lexington Law our Top Ten Reviews Gold Award.

Support & Service

We reached out to this company multiple times on various days to test the customer service it provides to potential clients. Overall, we had positive experiences with Lexington Law’s customer service representatives. They were available via phone and were responsive to email. The representatives we spoke with were transparent and open with the answers they gave us. They also provided accurate information, and the details they gave us were consistent across phone calls and when compared to the information on the company’s website. However, no representatives followed up with us to be sure we did not have further questions.

Lexington Law offers supplemental education about credit, finances and credit laws on its website. It has 12 topics for you to research the most we saw from any service we reviewed and they include information on bad credit scores, the Fair Credit Reporting Act and other legislation, clean credit reports and more. This company’s website also has a regularly updated educational blog for you to peruse. The blog discusses things such as debt-to-income ratio, taxes, high rates and other information.

Cost & Fees

To repair your credit with Lexington Law, you must pay a monthly fee of $79.95 per month, which is among the higher fees charged by these companies. There is no setup fee, and the service pulls your credit for you. Most credit repair services charge either a setup fee (which often includes the credit pull) or charge for the credit pull; some do both. If you sign up as a couple, you receive $50 off your first month’s payment. There are no additional fees for you to worry about, but you should know that Lexington Law does not offer a money-back guarantee for its service. Note that these prices were quoted to us at the time of this review, and the price Lexington Law charges you may vary depending on your situation.

Time Frame

The typical program with this credit repair company lasts four months, which is less time than many other companies advertise. Remember that the time you spend working with this law firm may vary depending on the number of items you need to dispute on your credit report. On average, Lexington Law advertises that it removes about 10 items from your credit report in total, though again, you should expect your results to vary.

Remember that not every item on your credit report is given the same weight in your score. Some items that are removed from your credit could be weighed heavier than other items; it’s possible to have 10 items removed from your report and have a very small score increase. On the other hand, you might have 10 items removed and gain a higher credit score increase than average, though you shouldn’t necessarily expect this to happen.

The number of items this company disputes each month varies, and is proportional to the total number of disputes that need to be made for your case. Credit bureaus are required to respond to disputes 30 days after receiving them, though it may take some time to see changes on your report. You should expect to start seeing results from the disputations made by Lexington Law within 45 days.

Program Details

Lexington Law offers most of the features that we looked for in our evaluation of credit repair companies. It acquires your credit score for you, saving you the hassle. It also works with your creditors in addition to the three credit bureaus, which makes it more likely that the negative items removed from your credit report will stay off. This company also offers monthly credit monitoring and identity theft protection, both of which can help you avoid needing a credit repair company in the future. This service does not offer pay for delete negotiations, however, which means that Lexington Law will not negotiate with your creditors for you to pay off your debt in exchange for the creditor removing the negative item from your credit report. You can stop working with Lexington Law at any time without penalty, as there is no contract required to work with this company.

Summary

Lexington Law’s credit repair service has a low average time for its program compared to its competitors, and there is no setup fee. This company has especially informative supplemental education and helpful customer support representatives. Even though its monthly fee is more expensive than some of the other companies on our review, its features, education and customer support put Lexington Law at the top of our list of credit repair companies.

Overall Rating