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  • Online Books, Poems, Short Stories – Read Print Library, best online business.#Best

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    Best Business Phone Service Providers – 2017 Reviews, best business phone.#Best #business

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    Last Updated: September 22, 2017

    Business phone service has transformed dramatically over recent decades so it s critical to know your options if you re thinking about switching providers or replacing your phone system.

    Recent changes in carriers offerings have mainly been driven by the evolution of Voice over Internet Protocol (VoIP) technology. VoIP makes it possible to send phone calls over the Internet, as opposed to traditional phone lines.

    VoIP service is technically complex, so you ll need to understand the key elements of a solution before you begin evaluating providers. Additionally, there are reasons to explore other types of phone service besides VoIP even though most businesses are now migrating to VoIP service when they need a new system.

    We ve written this buyer s guide to familiarize you with the major kinds of business phone service on the market today. Here are the topics we ll explore:

    Phone Service Types: POTS, VoIP, Cellular and PRI

    The following graphic breaks down the basic types of voice service available in North America:

    Voice Service Types

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    POTS offers one unique advantage over other kinds of voice service: POTS transmits voice information as an analog audio signal using electricity, so POTS lines supply power to both phones and voice service. This means that POTS will keep phones ringing even if the power gets knocked out.

    That said, the FCC is currently overseeing the sunset of the traditional copper telephone network. If you re currently using POTS, you need to be aware that copper phone lines will be dead for good in just a few more years.

    VoIP is a technology that transmits real-time voice information as data using an Internet connection.

    VoIP differs from other digital voice services in that the voice information isn t just digitized, but also transmitted using Internet Protocol (IP). This means you can use broadband Internet access for both voice and data. Other kinds of digital voice service businesses need both Internet and voice service.

    VoIP can be used with various types of Internet access, including:

    You just need sufficient bandwidth for the calls. Just like streaming video, VoIP demands lots of bandwidth, as calls are streamed in real-time.

    Cellular service only supported voice calling at one point, but it now refers to a family of services that also enable wireless data connections to the Internet.

    On a smartphone, a voice call can be routed via the cellular carrier, which will rack up per-minute rates. However, the call can also be sent over a long-term evolution (LTE) data connection, so you only pay for the data used by the call no per-minute rates.

    This is a variation on VoIP known as Voice over LTE, or VoLTE. (While LTE refers specifically to 4G networks, a 3G or wireless Internet connection can also be used.)

    Finally, T1 connections support a whole family of digital voice services:

    1. Primary Rate Interface (PRI) service is a specialized type of digital voice service that s been available since the 1980s. With PRI, a T1 trunk line is divided into 24 channels, 23 of which can be used for voice calls. The 24th channel is utilized for signalling information like caller ID. While PRI has been in use in enterprise contact centers for decades, the technology has limitations when it comes to scalability. In particular, because only 23 channels are available for voice calls, a business will need to buy a whole new trunk line with another 23 channels for calls in order to handle 24 calls at once. This means that you re essentially paying for unused capacity. VoIP, on the other hand, is much more scalable and affordable in North America. (There are regional cases to be made for using PRI in other countries.)
    2. Channelized T1 is a T1 trunk divided into 24 channels for voice calls. With channelized T1, there s no separate channel for signalling information as there is with PRI, which means the service can t support essential capabilities, such as caller ID.
    3. Unchannelized T1 is just that: a trunk line that hasn t been divided into channels. Unchannelized T1 is used for data service, whereas PRI and channelized T1 are used for voice service. An unchannelized T1 connection can support VoIP service.

    Pros and Cons of Different Service Types

    The table below summarizes the advantages and disadvantages of each service type:

    Best business phone

    Finding the Right Service Type and Provider for Your Phone System

    There are two basic elements of a communications solution: the hardware- or software-based phone system (also known as a Private Branch eXchange or PBX system), and the phone service that allows you to make and receive calls.

    Contemporary phone systems can be based on hardware or software deployed at your company, on-premise, or they can be hosted in the cloud.

    Some businesses don t even have desk phones just softphone applications installed on laptops that connect via the Internet to a phone system in the service provider s data center.

    VoIP-based systems are particularly flexible in this respect.

    The table below shows the major phone system types and the voice services they work with. Definitions of each system can be found below the table:



    3 Ridiculously Affordable Phone Solutions for Small Business, Small Business Marketing Blog,

    3 Ridiculously Affordable Phone Solutions for Small Business

    Best business phoneYou could use your cell phone. But then you re always at the mercy of your fleeting battery life and signal strength.

    You could use your home phone. But then you might get calls at all hours of the night.

    Although both might be cost effective, neither can come even remotely close to the functionality and professionalism of the phone systems being used by some of your larger competitors.

    And that s a big problem. Your phone is a doorway and direct link into your business. Luckily there are some incredibly powerful and affordable cloud-based phone solutions out there.

    And that means you can dramatically improve customer service without forking over a Brinks truck full of gold doubloons each and every month.

    Having the right phone system can have a huge impact on customer satisfaction, which in turn drives sales, repeat business, and customer engagement (think Zappos).

    I d say that s well worth $20.00 a month, wouldn t you?

    Here are 3 affordable phone solutions for small businessess.

    1. Grasshopper.com

    Grasshopper.com offers a phone system built for entrepreneurs by entrepreneurs. You can pick toll free and local numbers and add departments and employees as your business grows. Best of all, unlike other phone solutions–all of Grasshopper s plans include unlimited minutes and a 30-day money back guarantee!

    • Unlimited minutes
    • Custom main greeting
    • iPhone/Android apps
    • Unlimited call handling
    • Call forwarding
    • Call screening
    • Inbound fax
    • Voicemail and fax to email
    • Conference calling

    Plan $24.00 per month with unlimited minutes .

    2. RingCentral

    RingCentral provides complete phone solutions for small businesses. Advanced features include flexible answering rules, departments with call queues, and a dial-by-name directory.

    • 1,000 minutes
    • Auto-receptionistand dial-by-name directory
    • Advanced call forwarding
    • Toll-free, local, or vanity numbers for voice and fax
    • Mobile Apps for iPhone, iPad, and Android
    • Unlimited conferencing and business SMS

    3. Phone.com

    Phone.com s sweet spot is small businesses and entrepreneurs. They offer features including local or tool free numbers and conference calling.

    • 1,000 minutes
    • Unlimited users
    • Local or toll-free number
    • On-the-go mobile app
    • 50+ included phone features
    • Free, unlimited conference calls

    Are you using Grasshopper, RingCentral, or Phone.com?

    Share your insights by leaving a comment below.

    As a disclaimer, I use affiliate links for some of the products listed. They are all products I absolutely love and trust and would recommend regardless of whether they have an affiliate program.

    Leave a comment

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    How to Shop for a Bank – Small Business, best bank for

    How to Shop for a Bank

    • Find out whether your bank can make prompt decisions, or has to check with the home office.
    • Learn whether the bank is comfortable making loans backed by the U.S. Small Business Administration (SBA loans).
    • Look into special services, but be aware of added fees.

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    Best Business Loans of 2017, Compare Small Business Loans, best business loans.#Best

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    Business Loans: What You Need To Know

    It s not unusual to need a business loan to cover expenses you can t handle with your current budget. Seasons and circumstances change, impacting daily cash flow and your ability to support continued growth. Before approaching a lender, educate yourself on the types of loans available, the terms you can expect, and what documentation will be required to determine eligibility.

    Applying for a Small Business Loan

    When seeking financing for growth or to cover gaps in cash flow, small businesses have a surprisingly easy pathway to funding thanks to the tailored loan solutions available. Unlike traditional loans extended to enterprise level companies, small business loans are easier to access, quicker to apply for, and have friendlier terms for repayment.

    Finding the right loan is not a problem thanks to the rise of financial services providers and new companies that offer quick funding and straightforward approval processes. Additionally, the requirements many companies set for approval, such as lendio, tend to be much accommodating for small businesses.

    Unlike enterprise-level loans, which are usually extended by large banks, small businesses have different options when seeking financing which can be much more beneficial. Aside from banks, small companies can take advantage of federal loans such as Small Business Administration loans, work with credit unions, or even consider online alternative lenders.

    For these online lenders, working with smaller companies is more useful considering they can be growth partners and create lasting working relationships. Additionally, these lenders often provide different forms of financing outside of traditional loans, which are better suited for some businesses. Services such as invoice factoring, lines of credit, and equipment loans can help small businesses more as they provide a targeted influx of capital. These financing types offer flexibility and let smaller companies take loans without putting themselves at a disadvantage.

    Generally, lenders are looking for small businesses that meet the following requirements:

    Companies whose owners have good to excellent credit

    A proven flow of income that can be used to repay the loan, or financing extended

    More than one year in operation, although this may vary from lender to lender

    In some cases, proof of collateral that can be used to secure the loan

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    Requirements will vary between the different alternative online lenders, but small business loans are a great way for expanding companies to find the funds they need to sustain growth and help them reach performance targets.

    How Do Business Loans Work?

    Acquiring a business loan can be more difficult than obtaining funding for other purposes. Business loans represent a big risk to lenders because of the volatility of the consumer market. Although marketing analytics are making it easier to predict customer behavior, many unknown variables still affect business cash flow and profits. This is another reason why banks want to know exactly what you plan to do with the loan should your application be approved.

    When applying for a loan, you ll discuss terms, interest rates, and other details with the lender. It can be a long process requiring a lot of detailed financial information from both personal and company accounts, and you ll likely need to speak with more than one lender to find the right fit.

    Remember, a loan is a binding agreement for a given period of time, and once you sign the documentation, you re committed to paying the money back according to the agreed-upon terms. Make sure you know exactly what you re getting into before the loan is finalized.

    Questions to Ask About Business Loans

    Because of the time and expense involved, consider whether you actually need a business loan and if it will benefit your company before applying. If you determine that a loan is necessary, prepare a list of questions to bring along when you compare loans from different lenders. Your list should help you narrow down your choices to banks and other lending institutions offering options closely aligned with your business needs. You may want to ask:

    If the lender has experience lending to your type of business

    How much the lender typically loans to businesses of similar size

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    Use media and community to earn customers. I’m here to help.

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    The Pope Hates Selfies. Semper Fi, Marines. The Brief for 11.10.17

    Best business Here are the notes from the Chris Brogan Media broadcast for 11/10/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Send Your Scammers to Chatbots, Smartphones are Like The Obesity Epidemic The Brief for 11.09.17

    Best business Here are the notes from the Chris Brogan Media broadcast for 11/09/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Flying Cars, Smart Robots, and Cars Made from Ocean Waste The Brief for 11.08.17

    Best business Here are the notes from the Chris Brogan Media broadcast for 11/08/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Robot Doctors, Robot Sex Advice, and Robot Insurance Agents The Brief for 11.02.17

    Best business Here are the notes from the Chris Brogan Media broadcast for 11/02/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Microsoft and McDonalds Change Core Tenets. Why People Cosplay. The Brief for 10.28.17

    Best business Here are the notes from the Chris Brogan Media broadcast for 10/28/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Drones Everywhere, Medical Records on Blockchain, and Hijab-Friendly Cosplay The Brief for 10.26.17

    Best business Here are the notes from the Chris Brogan Media broadcast for 10/26/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Spending a Bar of Gold, A Million Arab Coders, and More The Brief for 10.25.17

    Best business Here are the notes from the Chris Brogan Media broadcast for 10/25/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Gambling with Cryptocurrency, Replacing Lawyers, and Captain Phasma of Star Wars The Brief for 10.24.17

    Best business Here are the notes from the Chris Brogan Media broadcast for 10/24/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    I Get a Lot of Things Wrong

    Best business It s become something of a strategy for me to jump into something, try to do it, fail, and then learn a little bit in the process. I learn more by failing than by studying something to death. But that s not all.

    I Get a Lot of Things Wrong

    I get people wrong. I forget that not everyone should be taken at face value. For me, I just don t know how to be a lot of different versions of myself. I m me. No matter if you see me on a stage in front of thousands or say hi to me while I m peeing in the men s room, I m the same guy. (Though I m not going to shake your hand in the men s room.) I take everyone at face value anyway, and then am willing to be wrong about them.

    Which of These Trends Might Impact You Most?

    Best business Here are the notes from the Chris Brogan Media broadcast for 10/23/17. (You can watch this on my Facebook account).

    The goal of these posts is that there are trends and ideas here that might impact your business now or soon. Think on the stories here and look for ways to adjust your business accordingly. If ever you’re stuck, get in touch with me and I can help.

    Chris Brogan

    CEO of Owner Media Group

    You want to grow your business?

    Join me every week for some magic. I promise this is the best of what I do.

    Most Recent Blog Posts:

    • The Pope Hates Selfies. Semper Fi, Marines. The Brief for 11.10.17 November 10, 2017
    • Send Your Scammers to Chatbots, Smartphones are Like The Obesity Epidemic The Brief for 11.09.17 November 9, 2017
    • Flying Cars, Smart Robots, and Cars Made from Ocean Waste The Brief for 11.08.17 November 8, 2017
    • Robot Doctors, Robot Sex Advice, and Robot Insurance Agents The Brief for 11.02.17 November 2, 2017
    • Microsoft and McDonalds Change Core Tenets. Why People Cosplay. The Brief for 10.28.17 October 28, 2017

    Supporters:

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    FANGed: Why Murdoch may sell Fox

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    When Rupert Murdoch unofficially hung the for sale sign on his empire’s prized assets this week, it was confirmation that the mogul had been “FANGed”.

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    Western Australian power banker joins EY

    It has been a busy week for former Macquarie Capital senior banker and and now Reserve Bank of Australia board member Mark Barnaba.

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    Saputo launches its charm offensive

    Lino Saputo, Jr the boss of Canada’s dairy giant Saputo Inc says he does not see any potential issues with the competition regulator.

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    Low expectations about Canberra circus

    The boss of Harvey Norman says shoppers already have such low opinions of politicians that the citizenship crisis hasn’t knocked confidence levels.

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    How Appleby’s Australian plan failed

    Why the law firm at the centre of the Paradise Papers leaks abandoned an attempt to set up a Sydney beachhead.

    Judge blasts ‘unethical’, ‘dishonest’ ANZ, NAB

    • James Frost

    A judge has blasted ANZ and NAB for gross departures from basic standards of commercial decency, for which the banks will pay $50 million ea.

    Double Irish schemes ‘unrealistic’, ATO warns

    • Neil Chenoweth

    The Tax Office has hit out at “ineffective and unrealistic” schemes being promoted to US companies identified in the Paradise Papers to set .

    Banks to launch mining-style ad campaign

    • James Eyers

    A new “banks belong to you” campaign will remind Australians that 80pc of bank profits are returned to them via dividends.

    Reynolds loses battle over unpaid settlement

    • Vesna Poljak
    • Patrick Commins

    The NSW Supreme Court recorded a judgment against David Reynolds and Attis Capital in a dispute brought by Faye Mary Parker, the mother of f.

    How ACCC’s NBN changes could really shake up telcos

    • Opinion
    • Peter Moon

    The ACCC’s NBN push should shake up a tightly controlled sector where wholesalers withhold crucial data from smaller service providers.

    Featured in Business

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