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Top 20 Most Useful Mobile Business Apps For 2015, best business phone.#Best

Top 20 Most Useful Mobile Business Apps For 2015

Best business phone

During the last two years, I ve annually dedicated one of the 12 mobile marketing articles I write for Marketing Land to covering some of the most useful mobile business apps available.

My methodology isn t scientific. I use a mixture of my own experiences along with some crowd-sourced suggestions from a narrow group of friends entrepreneurs, business leaders, and in general, people who tend to spend a lot of time on the road.

Of course, there are a ton more apps that I could cover. But the goal here is to give you ideas for some useful apps that you should consider adding to your smartphone.

While this article veers slightly from my regular focus of delivering insights to marketers specifically interested in mobile and location-based technologies, there is a greater point to make here: As someone who has pushed marketers to think long and hard about the need for a mobile app, the list below should serve as a good example of technologies that are serving the simple to complex needs of business people.

If as a marketer you re considering developing an app for your company, I would encourage you to take a look at several of the examples listed below, as many have become fan favorites based on their excellent user experience and intrinsic usefulness.

As in previous years, the apps are bucketed by category. One addition I made this year is that I split Productivity into Personal and Enterprise, as a host of more enterprise-focused apps like Asana, Trello, Salesforce and Jira have started to go mainstream. I also collapsed Internal Collaboration Apps into this category.

The last tweak I made was to fold the Mapping/GPS category into Travel, as these two categories overlap quite a bit.

One last item to call out over the last three years, Evernote is consistently one of the highest vote-getters. Last year, it received 19 mentions. This year, it only received six. But given the fact that it has been around for eight years, it has impressive staying power.

Personal Productivity Apps

  • Concur – a repeat from last year s list, but this expense-reporting tool got several mentions this year as a favorite. Ironically, the kudos for this app was on the expense-tracking side versus travel booking which is one of the main features of the online service.
  • Expensify it s hard to argue with an app that describes itself as expense reports that don t suck. This app provides easy scanning of receipts and categorizing of trips with a clean and intuitive UI.
  • Evernote not new, but this note-taking/collaboration app continues to be a fan favorite. Note: There is now a premium version of this service as well.

Enterprise Productivity/Internal Collaboration Apps

  • Jira definitely more geared toward geeks versus marketers, this issue and software tracking tool is becoming more and more prevalent as everything becomes digital and mobile.
  • Asana an email-less project management tool similar to Basecamp. Having the ability to access tools like this is becoming increasingly important.
  • Confluence another collaboration software tool also by Atlassian. (Jira is also owned by Atlassian.)
  • Trello self-described as the free, flexible, and visual way to organize anything with anyone.
  • Slack team communication platform that is searchable and can be segmented by hashtags. It is a powerful tool once you understand how to use it, but the UI isn t completely intuitive.

Travel/Mapping Apps

  • Uber continues to be the go-to travelers best friend, but additional crowd services like Lyft and Sidecar are starting to eat into its market share after the foot-in-mouth PR debacle by Uber s CEO last year. All three services are geo-aware, thus enabling one to summon a car near one s location.
  • Car2Go this company makes renting a car for two hours or two days easy, all through the mobile app. Pickup and drop-off points are all over San Diego, Austin, Portland, Ore., and other cities where the service is available.
  • Localeur want to experience a new city like a local? Similar to Foursquare and Yelp, this app uses crowd-sourced suggestions by locals to serve as a virtual tour guide.

Communication Apps

  • MobileDay for those who find themselves on a steady stream of conference calls on their mobile phone, this app makes one-click dialing a snap.
  • GoToMeeting – this made last year s list as well. The updated version is not only good, fast and reliable, but also makes one-click dialing that much simpler for those always on the go.

Mapping/GPS Apps

  • Google Maps this app continues to get smarter thanks to Google s 2013 acquisition of Waze. Similar to INRIX (disclosure: INRIX is a WCG client), these apps are now using drivers as sensors to detect accidents and other slowdowns in real time.

Mobile Payments/Wallet Apps

  • Apple Pay this app/service has added the ease of paying with one s phone thanks to the NFC chip in all iPhone 6 and 6 Pluses. Add the biometric login from a security feature, and you have a winning combination. The fact that Apple partnered with Visa, MasterCard and Amex right out of the chute was also brilliant. You can read more about this killer app here.

Contact Management/Business Social Networks Apps

  • LinkedIn this might seem to be another surprise since the site itself has been around for nearly 10 years. However, the mobile app, which in the past was described by some as horrible, has been majorly upgraded in the last 12 to 18 months and is now fast and much more useful.

News/Entertainment Apps

  • HBO Go while this may seem like a stretch as a business app, for the frequent traveler, having access in one s hotel room to favorite movies and shows is a nice perk.
  • Chromecast more than just an entertainment streaming app, this tool also allows for wireless screen-casting from laptops and tablets to any television or display monitor with an HDMI port (physical Chromecast device also required).

Social Media

  • Snapseed while this could easily be under a photo editing category, it s one of two suggested apps that allow for quick and easy photo editing for brands that are regular posters to Instagram, Snapchat, Facebook, Twitter and other social networks.
  • Wordswag also for the heavy business Instagram users, this easy tool allows for on-the-fly creation of word art and type over images.

It is worth noting that while I got fewer recommendations this year, the ones I did receive overlapped more than in past years. Also worth noting is that mentions of many of the social media management tools dropped off save for some image/video editing recommendations.

Opinions expressed in this article are those of the guest author and not necessarily Marketing Land. Staff authors are listed here.

About The Author

Best business phone



3 Ridiculously Affordable Phone Solutions for Small Business, Small Business Marketing Blog,

3 Ridiculously Affordable Phone Solutions for Small Business

Best business phoneYou could use your cell phone. But then you re always at the mercy of your fleeting battery life and signal strength.

You could use your home phone. But then you might get calls at all hours of the night.

Although both might be cost effective, neither can come even remotely close to the functionality and professionalism of the phone systems being used by some of your larger competitors.

And that s a big problem. Your phone is a doorway and direct link into your business. Luckily there are some incredibly powerful and affordable cloud-based phone solutions out there.

And that means you can dramatically improve customer service without forking over a Brinks truck full of gold doubloons each and every month.

Having the right phone system can have a huge impact on customer satisfaction, which in turn drives sales, repeat business, and customer engagement (think Zappos).

I d say that s well worth $20.00 a month, wouldn t you?

Here are 3 affordable phone solutions for small businessess.

1. Grasshopper.com

Grasshopper.com offers a phone system built for entrepreneurs by entrepreneurs. You can pick toll free and local numbers and add departments and employees as your business grows. Best of all, unlike other phone solutions–all of Grasshopper s plans include unlimited minutes and a 30-day money back guarantee!

  • Unlimited minutes
  • Custom main greeting
  • iPhone/Android apps
  • Unlimited call handling
  • Call forwarding
  • Call screening
  • Inbound fax
  • Voicemail and fax to email
  • Conference calling

Plan $24.00 per month with unlimited minutes .

2. RingCentral

RingCentral provides complete phone solutions for small businesses. Advanced features include flexible answering rules, departments with call queues, and a dial-by-name directory.

  • 1,000 minutes
  • Auto-receptionistand dial-by-name directory
  • Advanced call forwarding
  • Toll-free, local, or vanity numbers for voice and fax
  • Mobile Apps for iPhone, iPad, and Android
  • Unlimited conferencing and business SMS

3. Phone.com

Phone.com s sweet spot is small businesses and entrepreneurs. They offer features including local or tool free numbers and conference calling.

  • 1,000 minutes
  • Unlimited users
  • Local or toll-free number
  • On-the-go mobile app
  • 50+ included phone features
  • Free, unlimited conference calls

Are you using Grasshopper, RingCentral, or Phone.com?

Share your insights by leaving a comment below.

As a disclaimer, I use affiliate links for some of the products listed. They are all products I absolutely love and trust and would recommend regardless of whether they have an affiliate program.

Leave a comment

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Best business phone services 2017: choosing the best phone service for your

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Best business phone services 2017: choosing the best phone service for your business

Best business phone

In a world dominated by smartphones and tablets, businesses often forget to pay close attention to the phone systems they choose, thinking their mobiles will be able to cope. The reality is that just as you spend time carefully considering other key services for your business, choosing the right phones should also be an issue you explore thoroughly.

The number of phone systems that your business could use are manifold. In essence you have a range of choices including:

Each one of these options has its strengths and weaknesses. To help you choose the right phone system for your business, ask yourself these questions:

  • What is your current call volume and how is this likely to change?
  • Do you have a fast and reliable connection to the internet to allow VoIP systems to operate efficiently?
  • Does your new telecoms hardware and software have to function with existing equipment?
  • What new features are you looking to add to your telecoms systems?
  • Does your business work in more than one office?
  • Will you spend significant quantities of time working remotely?
  • Does your business already have an installed PBX system?

How much time you and your employees spend away from the office and its landline will often be the deciding factor when choosing a phone system. Landlines do offer high reliability and call quality, but they lack the flexibility that modern businesses demand.

Switching to IP telephony that uses the internet and an organisation’s LAN with a virtual PBX (Private Branch Exchange) instead of a landline to send and receive calls can be a more flexible option.

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Hybrid option

However, your business needs to carefully consider whether just using IP-based phone services will deliver the quality and reliability that is needed. Often, businesses will opt to build a hybrid system that uses their existing Public Switched Telephone Network (PSTN) that connects to the business’ PBX system.

The ease with which virtual PBX systems can be upgraded and managed makes them a popular choice amongst businesses that expect to grow rapidly. Just answering voice calls may be the primary need for your phone system, but this is just one point of contact with customers. Businesses need to integrate call recording, videoconferencing, customer services and of course mobile workers who all need a reliable phone system.

Using the cloud has transformed many aspects of your business hosted phone systems can also have a major impact. Sometimes known as hosted VoIP these systems deliver what is called Unified Communications, which Gartner defines as products (equipment, software and services) that “facilitate the interactive use of multiple enterprise communications methods.”

This brings together all of the communications technologies your business needs into an integrated system. A good example is SIP Trunking, which uses IP VPN (Virtual Private Network) to connect to your business’ IP PBX.

Many small and micro-businesses are also using virtual phone services, which offer UK landline numbers that can be diverted to your smartphone. Calls can be answered professionally if needed with London-based numbers available. These virtual receptionist services could be all your new business needs to stay connected to customers and colleagues.

VoIP or landline?

For small businesses VoIP looks like a godsend, as it can offer free calls, but there are a number of considerations your business should look at very closely before using VoIP.

Few businesses rely on VoIP for all of their calls, instead using this platform for long distance and international calls only. The pros and cons of using VoIP are outlined below:

Pros of VoIP

  • Calls can be free when routed over the internet, once your broadband and mobile data plans are paid for
  • If your business has remote workers, calls can be made to them over VoIP directly to their notebook PCs and increasingly tablet computers as well
  • International calls are an area where VOIP offers real bonuses.
  • VOIP can also be used for conference calls and increasingly for teleconferencing
  • There is now a range of equipment including hybrid phones that can be used as a standard landline phone and as a VoIP handset

Cons of VoIP

  • As you are routing your calls over the internet, the quality may well differ from day-to-day
  • If you use VoIP and your internet connection goes down, so does your business’ telecoms systems
  • Initial setup and training for VoIP can be expensive for very small companies
  • Using VoIP could open every system it is used on to attack from computer viruses that could affect other systems in your business
  • Calls are only free if everyone else you are calling is also using the same VoIP service provider

Thanks to the success of Skype, VoIP has become incredibly popular as a technology able to potentially slash call costs. Whether you use a hosted system or your own on-site VoIP installation, assess your requirements and the robustness of the VoIP platform you’re using to ensure it meets your precise needs.

Best business phone

Phone for business

Once your phone network is installed or expanded, you can now think about the handsets and other devices you can connect. Traditional desk phones are of course still available and can be connected to your physical PBX or the virtual network you have installed.

However, there are some phones that can offer more integrated features that can deliver cost savings and increase efficiency. Converging a number of phone technologies into one device has been an ongoing process for some years. One of the latest incarnations is the Gigaset Maxwell 10 that consists of a high end DECT phone with built in VoIP capability. The device offers apps, HD quality audio and video.

Many small businesses need their communications literally in the palm of their hands. Fortunately, the smartphone is now capable of becoming a powerful business machine. Devices such as the Voice Bridge make your smartphone your new fixed phone line.

Best business phone

The Audioffice iPhone companion is a dock with a built-in speaker and handset. You can also connect the dock to your Mac to use the enhanced speaker and microphone for VoIP calls plus Android support is coming soon. And the NVX 220 offers SIP users the ability to merge landline and mobile calls into one unit.

A phone for your business now means understanding what your business needs from its telephony and matching your current needs to the available systems. Traditional landlines still have their place, as does a fast broadband connection.

However, virtual telephony and the advantages that SIP Trunking can offer make these technologies ideal for businesses especially small and micro-businesses that don’t want to make large investments in IT infrastructure.

Take your time to assess your needs, which will give you a list of features for vendors to match. It’s likely that your business will need a mixture of telephony services. The trend is for more virtual phone services, but for now a hybrid approach will give your business the best phone system.



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Business bank accounts, best business banking.#Best #business #banking


Business bank accounts

Find out more about business bank accounts and how they differ from personal current accounts.

Key points


  • Sole traders and partnerships can sometimes use personal current accounts, limited companies can’t
  • A dedicated business account can help a firm keep track of spending and expenses
  • Business accounts often have monthly and transaction fees, but have options like overdrafts which can help with cashflow
  • Please note that Gocompare.com DOES NOT currently offer a business current account comparison service

One of the first steps after starting a business is working out how it’s going to bank and what you and your company need from a current account.

Business bank accounts work differently to personal current accounts in that they often charge a fee for transactions, plus monthly account fees.

There are ways to reduce or avoid fees, however, at least in the early days of starting a business.

What a business bank account offers

When taking out a business bank account, think about how you want to use your account and what you want it to do for you and your business.

That might include the services you need, whether you want to bank in a branch or online or whether you care about additional services like a committed business banking support team.

According to a June 2014 report by the British Banking Association (BBA), 68% of small and medium enterprises (SMEs) bank online at least once a week compared to 27% that bank in a branch. †

While 68% said that having a local branch was important, 33% said that they felt it was no longer necessary to have a branch on every high street.Best business banking

Get an account that’s tailored to your needs. If you think you’ll be making mainly electronic payments, opt for an account that offers free or low-cost electronic transactions.

Alternatively, if you’ll be receiving money in the form of cheques or cash, look for low charges on paper transactions.

Can I use a personal current account for my business?

Using a personal current account for your business is possible if you’re a sole trader or partnership, but it’s not possible for a limited company.

Did you know.


  • In 2014, the four largest banks had a combined UK market share of active and new business current accounts of 80-85%

Some bank accounts may not allow you to use your personal account so check beforehand, but using a personal account as opposed to a dedicated business one could be useful if you want to avoid what may be hefty fees.

But – and it’s a big but – using a personal account will make it much harder to keep your finances in order, which is essential during the first tentative months of a new business.

Using a business bank account will make it easier to work out your taxes at the end of the financial year and will make expenses much easier to identify.

The advantages of business bank accounts

As previously mentioned, a major boon with a business bank account is that it allows you to easily keep track of your business spending, earnings and expenses so that when tax return season rolls round you’re in the best position to give HMRC what it asks for.

Best business bankingSome current account providers offer start-up business bank accounts, which often have an introductory period of free banking, typically of around 18 months, to help businesses get on their feet.

After that initial period you’ll usually have to start paying monthly fees.

Current account providers and banks may offer business support teams as part of their current account package, as well as online business banking to give you 24-hour access to your account.

Some accounts pay quite good interest rates on in-credit balances, which could be very advantageous if you usually keep your business finances in the black.

Opting for a business bank account also gives you the option of taking out a business overdraft, which could be helpful from a cashflow point of view.

Accounting software is another feature which could come with a business account, but added extras like this usually mean paying more per month for the account.

If you’re a member of the Federation of Small Businesses (FSB) you may be able to take advantage of exclusive banking offers – if you’re not a member, it could be worth joining.

The drawbacks of business bank accounts

While most business accounts come with a charge-free introductory period, after that has ended you’ll probably have to pay monthly fees, as well as fees for each transaction.

Therefore, if there’s a fee for each transaction, the more transactions you make, the more fees you’ll have to pay.

Monthly fees can vary greatly depending on the type of account you want to take out – the more services attached to the account, the more you’re likely to pay.

If you don’t have a good credit history you may struggle to get a business bank account – have a chat with your account provider.

Finally, before being seduced into taking out an account which offers an appealing, fee-free period, look at how much you’ll have to pay once the free period has run out.

Remember, you can compare accounts and switch at that point to help keep costs down.

Corporate and commercial banking

Corporate business banking is a different beast to banking for small and medium businesses.

If you’re a major corporation with turnover in the tens of millions you’ll have a tailored service with a dedicated relationship manager – they’ll want to keep your custom, after all.

Services offered for large businesses include help with complex and large transactions, large-scale investment and acquisition activity.

If your business is international that may determine the kind of account you have, or if you’re planning on expanding overseas your bank may be able to give you advice.

Switching your business bank account

In a 2014 YouGov survey for the BBA of small and medium-sized enterprises (SMEs), 66% of firms said that they were satisfied with their business account, while 14% said they were unsatisfied.

Switching personal current accounts has received more publicity from the government in recent years to help increase competition in the banking sector, with initiatives such as midata.

But switching business bank accounts is yet to receive the same treatment, as highlighted by an October 2015 report from the Competition and Market Authority (CMA). †

“There is a particular problem in SME banking where many SMEs open their business current accounts (BCA) at the same bank where they have their personal current account, then stick with that bank for their business loans,” said the report.

“SME charging structures are complex and difficult to compare, there are no service quality measures to aid comparison and there are limited effective price comparison tools for SMEs.”

While opening a business account with your current bank may seem the easiest option, shopping around for an account with the right features could offer better terms.

Compare accounts with other banks – including small banks or challenger banks – to find the right account for you.

As a suggested solution to the problems, the CMA report suggested “the creation of a new price comparison website for SMEs – currently nothing effective exists to fulfil this role”.

See also:


Cutting the costs of business banking

Although business banking often has a lot of charges and fees attached, there are a few things you can do to cut your costs.

Compare and switch

A top tip to find the best option for your business is simply to shop around, weigh up the options and work out what’s good value for you.

A bank with a great introductory free offer might not be such good value once fees kick in, so make sure you compare again and switch if necessary when that happens.

Use a personal account

If you’re a sole trader and a fairly small operation, you might be able to use a personal current account and avoid fees entirely.

See also:

Just make sure you’re comfortable with the tax and record-keeping implications and be aware that you might need to upgrade to a business account if your operation grows.

Know your fees

Make sure you know exactly what you’re being charged for each type of transaction and make sure your staff have this information, too.

That way you can plan to avoid pouring money away in fees when you could be using cheaper types of transactions.

  • By Emily Bater

  • Useful links

    Best business banking

    Current accounts

    Compare features, interest and fees then apply online

    Best business banking

    Business insurance

    Compare business insurance quotes online

    † Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites



    Best banks for business, best business banking.#Best #business #banking


    Best banks for business

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    When it comes to business banking, working out which financial service institution best suits your needs can be a tricky affair.

    South Africa s big banks each offer various accounts tailored towards businesses, and each account has structures, fees and added services catering for specific needs.

    Best business banking

    First National Bank s business account has two payment options: a fixed-fee bundle account which offers a number of transactions and services for a fixed monthly fee or a pay as you use (PAYU) option.

    The fixed-fee payment plan costs R169.00 per month, and bundles 30 electronic debit transactions (subject to a maximum of 5 FNB ATM Advance withdrawals) and 10 cash deposits (as long as they re at FNB ATM Advance terminals).

    According to FNB, its business account is suited to sole proprietors, partnerships, close corporations, companies, incorporated businesses, trusts and co-operatives.

    The bundled transactions do not include cheque transactions; branch transactions; online banking enterprise; non-FNB transactions; as well as any special instructions or penalty

    fees, which are all charged at PAYU rates.

    Best business banking

    Absa offers the Small Business Cheque Account and the Absa Biztransact Account with the latter being a current account for small businesses which require a transactional account, but have no immediate need for a cheque book or overdraft.

    The fees associated with both accounts remain similar, with the exception of the cheque-book and overdraft fees attached to the cheque account.

    Absa s Business Internet Banking (BIB) is charged at R105.00 per month, and the bank offers small businesses its Absa Business Essentials software package (QuickBooks Pro; planning, marketing and business and software skills courses) for R185.00 per month.

    Best business banking

    Nedbank s business account offers a full-featured current account specifically designed for small businesses, according to the bank.

    It s a pay as you use account, that provides banker services to assist with specific business needs, as well as customizable Internet banking.

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    Aside from Standard Bank s business banking current account, the bank has also targetted business start-ups and entrepreneurs with its Bizlaunch account.

    The Bizlaunch account provides many of the bank s electronic transactions and services in a bundled package and is available for a fixed monthly fee of R90.00 for the first 12 months of opening your business.

    The bundled services include eight ATM cash withdrawals and unlimited cheque card purchases, electronic account payments, debit orders, inter-account transfers and others.

    The account includes a merchant device for R325.00 a month, at a 3.25% commission rate as well as a wealth of other services to kick-start a business. Once the 12 month window is over, the Bizlaunch account converts to a transactional business account.

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    Capitec does offer business services to banking customers, but does not offer any business account.

    We don’t provide business banking for close corporations, companies, partnerships or trusts, the bank s website states.

    Capitec is thus not included in the following comparisons.

    Business accounts, head-to-head

    When it comes to comparing business accounts with each other, all of the various offerings listed above should be taken into consideration.

    However, in the end, it boils down to fees. Who is charging you the most to do the most basic or most common transactions?

    In this instance, BusinessTech is looking at PAYU fees when dealing in specific transactions to give a clearer picture as to which bank provides the best value.

    A bank s monthly fees differ depending on the account one uses (service fees, overdraft fees, internet banking fees, etc). The fees depicted below are the rudimentary amounts taken each month for the account to simply exist.



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    Business Loans: What You Need To Know

    It s not unusual to need a business loan to cover expenses you can t handle with your current budget. Seasons and circumstances change, impacting daily cash flow and your ability to support continued growth. Before approaching a lender, educate yourself on the types of loans available, the terms you can expect, and what documentation will be required to determine eligibility.

    Applying for a Small Business Loan

    When seeking financing for growth or to cover gaps in cash flow, small businesses have a surprisingly easy pathway to funding thanks to the tailored loan solutions available. Unlike traditional loans extended to enterprise level companies, small business loans are easier to access, quicker to apply for, and have friendlier terms for repayment.

    Finding the right loan is not a problem thanks to the rise of financial services providers and new companies that offer quick funding and straightforward approval processes. Additionally, the requirements many companies set for approval, such as lendio, tend to be much accommodating for small businesses.

    Unlike enterprise-level loans, which are usually extended by large banks, small businesses have different options when seeking financing which can be much more beneficial. Aside from banks, small companies can take advantage of federal loans such as Small Business Administration loans, work with credit unions, or even consider online alternative lenders.

    For these online lenders, working with smaller companies is more useful considering they can be growth partners and create lasting working relationships. Additionally, these lenders often provide different forms of financing outside of traditional loans, which are better suited for some businesses. Services such as invoice factoring, lines of credit, and equipment loans can help small businesses more as they provide a targeted influx of capital. These financing types offer flexibility and let smaller companies take loans without putting themselves at a disadvantage.

    Generally, lenders are looking for small businesses that meet the following requirements:

    Companies whose owners have good to excellent credit

    A proven flow of income that can be used to repay the loan, or financing extended

    More than one year in operation, although this may vary from lender to lender

    In some cases, proof of collateral that can be used to secure the loan

    A plan for investing the capital being extended

    Requirements will vary between the different alternative online lenders, but small business loans are a great way for expanding companies to find the funds they need to sustain growth and help them reach performance targets.

    How Do Business Loans Work?

    Acquiring a business loan can be more difficult than obtaining funding for other purposes. Business loans represent a big risk to lenders because of the volatility of the consumer market. Although marketing analytics are making it easier to predict customer behavior, many unknown variables still affect business cash flow and profits. This is another reason why banks want to know exactly what you plan to do with the loan should your application be approved.

    When applying for a loan, you ll discuss terms, interest rates, and other details with the lender. It can be a long process requiring a lot of detailed financial information from both personal and company accounts, and you ll likely need to speak with more than one lender to find the right fit.

    Remember, a loan is a binding agreement for a given period of time, and once you sign the documentation, you re committed to paying the money back according to the agreed-upon terms. Make sure you know exactly what you re getting into before the loan is finalized.

    Questions to Ask About Business Loans

    Because of the time and expense involved, consider whether you actually need a business loan and if it will benefit your company before applying. If you determine that a loan is necessary, prepare a list of questions to bring along when you compare loans from different lenders. Your list should help you narrow down your choices to banks and other lending institutions offering options closely aligned with your business needs. You may want to ask:

    If the lender has experience lending to your type of business

    How much the lender typically loans to businesses of similar size

    Who is in charge of application review and approval

    What documentation is required to apply for a loan

    How long a typical application-and-approval process lasts

    Whether interest rates are fixed or variable

    If there s a penalty for paying the balance off early



    Top 30 Best Free Press Release (FPR) Sites for Your Website, Business

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    Top 30 Best Free Press Release (FPR) Sites for Your Website, Business or Company

    24 September, 2016

    Free Press Release Websites- Submit your Business or Website to 40 Best PR Sites List

    This is another great option to submit your business website to high end content marketing platforms. Like, PDF document Sharing sites, FPR sites are considered as a must use online marketing places for any business today. But, later on once your website reaches at a stable stage, you need some online means to get consistent web traffic for your site. Paid advertising networks are the best options for such traffic.

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    So, the visitors can know full details about your business or services there at your website. In this way a press release submission to these sites acts as a great catalyst to promote your newly launched business quickly on the Internet.

    Here are some of the things that require a press release to publicize:-

    • Announcing an employee change.
    • Sharing survey results.
    • Celebrating an anniversary
    • Announcing an internal restructuring of the company
    • Opening a new branch
    • Receiving an appointment
    • Changing the website, company or business name.
    • Announcing unique features of the business or the website.

    List of Top 40 Press Release (PR) Websites to publicize a website or business online

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