Tag : Business

Business phone systems from PBX to virtual phones – BT Business, business

Business phone systems

Compare our cloud-based virtual phones and on-premises PBX phone systems and see what’s best for your business

Cloud-based VoIP systems

A VoIP virtual phone system makes calls over the internet, giving you real flexibility and streamlining your business communications.

People in the office, working from home, or out on site – they can all use it.

On-premises PBX phone systems

We’ll install one of our top-flight PBX systems on your premises along with any PSTN/ISDN lines that you may need.

And with our PBX systems, VoIP and SIP trunking are also available.

BT One Phone Office

Replace your deskphone and mobile with a single device that switches you seamlessly between the office and mobile networks whenever you leave the office.

Cloud-based for minimal on-premises equipment.

Call us to discuss the right solution for your business

Arrange a consultation with your BT Local Business specialist now.

This is a sales number only. For all other numbers, fault reporting, and technical help, please see our office phones systems contact page.

Compare cloud-based VoIP and on-premises phone systems

Cloud-based systems

Cloud-based VoIP communications systems send your calls over the internet. Aside from the phones, there’s no hardware to install, house, or maintain in your office. It’s all virtual and in the cloud.

On-premises systems

A PBX phone system is installed on your site, along with the phone lines (PSTN or ISDN). On-premises systems can also use VoIP technology and SIP trunking.

BT One Phone Office

Replaces your desk and mobile phone with a single device. It switches calls seamlessly between the office and mobile networks whenever you leave the office.

Avaya IP Office

BT One Phone Office

Number of users

Office, mobile workers, and home-office users

Flexible modern communications platform designed to meet the needs of SMBs

Managing all calls/voicemail on one mobile device

Call package option

BT Cloud Phone: inclusive and unlimited calls packages. BT Cloud Voice: minutes bundles and unlimited UK calls package

Via your network phone lines

Unlimited calls option

Mobile device integration

Call management features

Online management portal

3 maintenance options available

24/7* dedicated helpdesk

Fault reporting 24/7

24/7 dedicated helpdesk

Easy to add users

Simple relocation to new premises

Option to upgrade

Install new extensions

Easy to add users

Simple relocation to new premises

(Engineer install option with BT Cloud Voice)

Cost – payment options

(Lease available for BT Cloud Voice)

Purchase or lease

Virtual geographic numbers

Via BT SIP Trunk

Call monitoring / recording

Why BT Business?

What are the main differences between an on-premises phone system and a VoIP system hosted in the cloud?

For many years the only solution was to have a phone system on your premises. This box of kit connects up all your phone extensions and links them to the phone network, often using PSTN or ISDN telephone lines. You may have seen the acronym PBX (it stands for Private Branch exchange): that’s another name for an on-premises phone system.

Typically, a phone system is a capital purchase with a one-off up-front cost, although you may be able to spread your payments through a leasing agreement. Some customers don’t feel that they’re ready for the cloud, and like to have the security of having the actual phone system located on their premises.

A cloud system, sometimes called a hosted phone system, uses the internet to connect all your extensions to each other and the public phone network. There is no actual physical phone system hardware on site (apart from the phones). The system itself is easy to set up (often with a plug ‘n’ play option). You usually pay for each user on a monthly basis (at least you do with our cloud-based systems: BT Cloud Voice, BT Cloud Phone, and BT One Phone) so there are no significant up-front costs.

Now, there is a quasi-third option. You can sometimes link to VoIP services on an on-premises system. This hybrid gives you the reassuring presence of an on-premises system with the cost savings of being able to make calls over the internet (take a look at the Avaya IP Office and BT Quantum).

Which is the cheapest option?

A cloud-based system usually has a small set-up cost but you’ll need to buy handsets. These systems generally attract a monthly rental cost for each extension. So, with a high number of users over a lengthy period, the costs may well equate to the cost of an on-site system.

An on-site system generally has a higher up-front cost, as you have to buy the equipment. On the positive side, though, you can often lease the system to spread the costs.



Lloyds Bank – UK Loans – Loan Calculator & Interest Rates, business

Loan calculator

Looking for a personal loan but not sure how much your repayments might be? Use our handy loans calculators to find out.

Our unsecured personal loan can be used for many purposes, whether you re planning some home improvements, getting your finances in order or thinking about buying a new car.

How much we lend and the rate available are subject to our assessment of your circumstances.

Personal Loan calculator

Exclusive to existing Lloyds Bank Internet Banking customers, who have held a bank account with us for at least 1 month.

  • 3.9% APR Representative* Close APR APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement.
  • Lower rate but manage online only
  • An exclusive offer available via Internet Banking.

* This representative APR applies to loans of 7,500 to 25,000. Other loan amounts between 1,000 and 50,000 are available at different rates. We’ll tell you the rate that applies when you get your personalised quote.

Flexible Loan calculator

Available to Lloyds Bank customers with a bank account held for at least 1 month, or a mortgage, credit card or loan.

  • 4.6% APR Representative* Close APR APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement.
  • Slightly higher rate but more flexibility
  • Apply online, over the phone or in branch.

* This representative APR applies to loans of 7,500 to 25,000. Other loan amounts between 1,000 and 50,000 are available at different rates. We’ll tell you the rate that applies when you get your personalised quote.



Planit Business, Professional Business Plan Writers, business plan writing.#Business #plan #writing


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  • How to Write a Basic Business Plan (with Sample Business Plans), business

    How to Write a Basic Business Plan

    No matter your business idea, whether it’s selling jewelry, landscaping or grooming animals, a business plan is a good way to demonstrate the idea’s potential for success. A basic business plan will help guide you in thinking through the feasibility of an idea, and it is tailored to reflect your purpose for writing the plan and tailored to the audience who will be reading the plan. If you are looking to start a business, or expand an existing business, you can begin with a basic business plan that will start to sharpen your focus and get you off and running.

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    Business Loan – Business loan calculator, Ulster Bank, business loans calculator.#Business #loans

    Business Loan – Business loan calculator | Ulster Bank

    We use cookies and similar technologies on our websites and mobile applications to help provide you with the best possible online experience. By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.

    Business loans calculator

    Help and Support

    We have expertise in

    Other ways to bank

    You are here: Republic of Ireland

    Business loans calculator

    Business loans calculator

    Business loan

    Our online application gives access to finance in 3 simple steps

    Applicants must be over 18 years of age and resident in the Republic of Ireland. Lending is for business purposes only

    Variable rate borrowers:

    WARNING: THE COST OF YOUR REPAYMENTS MAY INCREASE

    Structured repayments to suit your business needs

    Flexibility to reduce your borrowing at any time during the term of the loan

    Interest rate is variable and linked to Cost of Funds*

    What we will need from you?

    Financial information from your annual accounts or projections

    All loans are subject to an arrangement fee of 1% of the loan limit paid at the time the loan is drawn down.

    The above calculations are for illustrative purposes only not a finalised quote.

    Lending is for business purposes only.

    APR stands for Annual Percentage Rate

    • Apply online in just 20 minutes – don’t forget to have your annual accounts or projections to hand!
    • Provide an email address on your application and get updates every step of the way
    • We’ll aim to give you a decision within 5 working days
    • If we need additional information we won’t waste your time – we will let you know within 1 working day from receiving your application

    Important Information

    Credit facilities are subject to status and conditions. Security may be required. Applicants must be over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.

    Whether you are starting out, expanding or diversifying, we are keen to talk to you to see how Ulster Bank and the SBCI can help you move forward.



    Boznos Law Office, Naperville, Illinois – Business Attorney and Employment Lawyer, business

    Boznos Law Office | Naperville, Illinois

    The Boznos Law Office provides a wide range of legal services, and values each client relationship greatly. Our 30 years of experience will give you the comfort level that we can tackle even the thorniest of legal problems that keep you awake at night. We approach every client with a focus on integrity, responsiveness, advocacy and understanding. Our areas of practice include employment law, commercial law, estate planning, and business succession planning. We have already successfully tackled a number of legal issues you are likely to encounter. Highly personalized legal service, fast response times and a wealth of experience at your disposal are what set us apart from traditional law firms.

    As an attorney with over 30 years of experience I am dedicated to ensuring that we take excellent care of all our clients, and that their legal needs are not only met but exceeded. Concentrating in employment law, commercial law and estate planning, we offer high quality legal work and personal client service. We are committed to providing you with top notch legal advice so you can sleep at night.

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    Small Business Advertising Ideas, free business advertising.#Free #business #advertising


    19 Advertising Ideas for Small Businesses

    Free business advertising

    Word of mouth is excellent small business advertising – but it’s slow, and may be practically non-existent for new businesses. If you want to grow your customer base more quickly, you have to advertise.

    This collection of small business advertising ideas presents both the tried and true and some you may not have tried yet – advertising ideas for your small business to effectively reach your target market and attract new customers.

    Tried and True Advertising Ideas for Business

    Direct mail can be very effective business advertising – and is much more favorably received than other direct marketing media, such as email or telemarketing. And even if you don’t have a mailing list, you can still geographically target your mail. Here s an example of a sales letter to customers that will get results and how to write one. You ll also want to read these 10 Tips for Maximizing Your Sales Letter Response.

    Besides box ads and advertising inserts, local newspapers also often offer special advertising features showcasing particular businesses – all powerful business advertising opportunities. Don’t overlook special interest newspapers as an advertising idea if they exist in your area. They may be delivered to exactly the audience you want to reach.

    This advertising idea can be a very effective way of reaching a target market.

    The trick is to choose the magazines or e-zines that best match the market you’re targeting.

    Although use of the printed yellow pages is on the decline, there’s still a lot of people who use the yellow pages to find the businesses they’re looking for – and they won’t find you if your small business isn’t listed there.

    Get the biggest printed yellow page ad you can afford; the more visibility the better. As a more modern alternative consider the online version.

    Sure, they’re advertising. Every time you hand one out to a prospective client or customer, you’re advertising your small business. But why not take this advertising idea further and make your business card a marketing vehicle by making sure that it states the primary benefit your product or service offers the customer. You can even go a step further and magnetize your business card, increasing the chances of it being posted on someone s fridge or other magnetized surface where it will be seen regularly rather than just being shoved in a drawer somewhere out of sight.

    6. Joining professional/business organizations.

    Every professional or business organization offers exclusive advertising opportunities for their members, ranging from free promotion on the organization’s website through special section newspaper advertising. And being a member can be good small business advertising in itself.

    The reason you see so many vehicles emblazoned with advertising is that it works; vehicle advertising is very visible business advertising.

    If you’re not ready for custom graphics or a magnet quad sign that sits atop your vehicle, go for a magnetic sign that you can take off when you want.

    Advertising Ideas You May Not Have Tried Yet

    Little advertising ideas can be powerful, too. If you’re sending out an invoice, why not take the opportunity to include some advertising? To draw new customers, try something such as a “bring-a-friend” promotion.

    So you can’t afford to advertise your business during the Super Bowl. That doesn’t mean you have to miss out on the household reach of TV. Cable TV companies offer advertising ideas within the budget of small businesses, from advertising on the TV Guide Listings or Real Estate channels through running infomercials.



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    Houston Business Law Group, Corporate Lawyers, business lawyers.#Business #lawyers


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    Advice and ideas for UK small businesses, small business association.#Small #business #association


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    At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

    UK businesses for sale: A review of what’s on the market

    In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

    Can you have a Silicon Valley office on an SME budget?

    When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

    British Small Business Awards 2017: The winners

    It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

    Women will effectively work for free for the rest of 2017

    Consider this: if someone asked you to continue doing your job for free until the end of the year, would

    Entrepreneurial Brits: 80 per cent want start their own business

    There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

    Small businesses in the UK worth an average of £90,000

    The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

    Ca-nine to five: One in five British workplaces allow pets in the office

    According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

    Lessons learnt from the Ryanair flights crisis

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    Gender savings gap: Half of female workers unprepared for retirement

    More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

    Choosing the right supplier

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    Generation Z poses new challenges for online fashion retailers

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    Businesses and employees demand protection for gig workers

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