Tag : Government

Government Grants for Small Businesses – Incentives SA, government grants for small

Government Grants for Small Businesses

Government Grants, Incentives and funding for business

Incentives SA offers advice and information on a variety of grants available through the DTI in all sectors including SMME’s and Business funding. Government grants for small business .

Grants are available for small business funding, medium sized businesses and large companies with turnovers exceeding R35 million per year.

The Department of Trade and Industry offers a range of incentives and grants to suit your business requirements.

Small, Micro- and Medium-sized Enterprises (SMME) Development Incentives

BBSDP is a cost-sharing grant offered to small black-owned enterprises to assist them in improving their competitiveness and sustainability in order to become part of the mainstream economy and create employment. BBSDP provides a grant to a maximum of R1 000 000 (R800 000 maximum for tools, machinery and equipment and R200 000 maximum for eligible enterprises to improve their corporate governance, management, marketing, productivity and use of modern technology).

The Co-operative Incentive Scheme (CIS) is a 90:10 matching cash grant for registered primary co-operatives (a primary co-operative consists of five or more members who are historically disadvantaged individuals). The CIS is an incentive for co-operative enterprises in the emerging economy to acquire competitive business development services, and the maximum grant that can be offered to one co-operative entity under the scheme is R350 000.

The DTI initiated the ISP as a grant to develop incubators into successful enterprises with the potential to revitalise communities and strengthen local and national economies. The ISP encourages partnerships whereby big businesses assists SMMEs with skills transfer, enterprise development, supplier development and marketing opportunities.

THRIP is a partnership programme funded byВ the dtiВ and managed by the National Research Foundation (NRF). On a cost-sharing basis with the industry, THRIP supports science, engineering and technology research collaborations focused on addressing the technology needs of participating firms and encouraging the development and mobility of research personnel and students among participating organisations.

Industrial Development-Related Incentives

The Manufacturing Competitiveness Enhancement Programme (MCEP) is one of the key action programmes of the Industrial Policy Action Plan (IPAP) 2012/13 – 2014/15. It will provide enhanced manufacturing support aimed at encouraging manufacturers to upgrade their production facilities in a manner that sustains employment and maximises value-addition in the short to medium term. The MCEP comprises two sub-programmes: the Production Incentive (PI) and the Industrial Financing Loan Facilities which will be managed by the dti and the Industrial Development Corporation respectively.

Manufacturing Investment Programme (MIP)

The MIP is a reimbursable cash grant for local and foreign-owned manufacturers that wish to establish a new production facility; expand an existing production facility; or upgrade an existing facility in the clothing and textiles sector.

As part of the Government’s strategy to consolidate small-enterprise support activities since April 2006, the activities of the Godisa Trust, the National Technology Transfer Centre (NTTC), the three business incubators of the dti, the Technology Advisory Centre (TAC), the technology-transfer activities of the Technology for Women in Business (TWIB) programme and the support programmes for small enterprises of the South African Quality Institute were merged into a single programme – the seda Technology Programme (STP).

The SPII is a support programme ofВ the dti, managed by the Industrial Development Corporation (IDC). The SPII is designed to promote technology development in industry in South Africa through the provision of financial assistance for the development of innovative products and/or processes. The SPII specifically focuses on the development phase, which begins at the conclusion of basic research and ends when a pre-production prototype has been produced.

The SSAS is a reimbursable 80:20 cost-sharing grant offering financial support to export councils, joint action groups and industry associations. The scheme comprises two sub-programmes, namely Generic Funding and Project Funding for Emerging Exporters (PFEE). The aim of the SSAS is aligned to the dti’s overall objectives in several respects, as indicated below.

Under the PI, applicants can use the full benefit as either an upgrade grant facility or an interest subsidy facility, or a combination of both. Eligible enterprises include clothing manufacturers, textile manufacturers, Cut, Make and Trim (CMT) operators, Footwear manufacturers, Leather goods manufacturers, and Leather processors (specifically for leather goods and footwear industries).

The FIG compensates qualifying foreign investors for costs incurred in moving qualifying new machinery and equipment (vehicles excluded) from abroad to the Republic of South Africa.

The CTCIP aims to build capacity among clothing and textile manufacturers and in other areas of the apparel value chain in South Africa to enable them to effectively supply their customers and compete on a global scale. Such competitiveness encompasses issues of cost, quality, flexibility, reliability, adaptability and the capabilityВ to innovate.

The CPFP is a cost-sharing programme that contributes to the cost of feasibility studies likely to lead to projects outside South Africa that will increase local exports and stimulate the market for South African capital goods and services.

The South African Government implemented a Business Process Outsourcing and Offshoring (BPO O) incentive programme as from July 2007. Between July 2007 and March 2010, the incentive resulted in the creation of at least 6 000 new jobs and attracted R303 million in direct investment. As part of a process of improving South Africa’s position as an investment destination, a systematic review of the BPO O incentive programme was undertaken with the private sector, resulting in a revised BPS incentive

Trade, Export and Investment Incentives

The dti assists South African exporters by organising National Pavilions to showcase local products at international trade exhibitions. The EMIA scheme bears costs for space rental, the construction and maintenance of stands, electricity and water charges, as well as freight charges, up to a maximum of three cubic metres or two tonnes per exhibitor. Also included are assistance withВ International Trade Exhibitions, Group Outward-Selling Missions and Group Outward-Investment Missions

The CIP is a cost-sharing cash grant for projects designed to improve critical infrastructure in South Africa. The grant covers qualifying development costs from a minimum of 10% to a maximum of 30% towards the total development costs of qualifying infrastructure. It is made available to approved Eligible Enterprise upon the completion of the infrastructure project concerned. Infrastructure for which funds are required is deemed to be ‘critical’: if the investment would not take place without the said infrastructure or the said investment would not operate optimally.

The South African Government offers a package of incentives to promote its film production and post¬production industry, which includes the Foreign Film and Television Production and Post-Production Incentive and the South African Film and Television Production and Co-Production Incentive.  The Foreign Film and Television Production and Post-Production Incentive aims to attract foreign-based film productions to shoot on location in South Africa and conduct post-production activities in the country. The South African Film and Television Production and Co-Production incentive aims to assist local film producers in the production of local content.

The AIS is an incentive designed to grow and develop the automotive sector through investment in new and/or replacement models and components that will increase plant production volumes, sustain employment and/or strengthen the automotive value chain. Eligible Enterprises include Light motor vehicle manufacturers that have achieved or can demonstrate that they will achieve a minimum of 50 000 annual units of production per plant, within a period of three years; or Component or deemed component manufacturers that are part of the Original Equipment Manufacturer (OEM) supply chain and will achieve at least 25% of a total entity turnover of R10 million by the end of the first full year of commercial production as part of a light motor vehicle manufacturer supply chain, locally and/or internationally.



Government Grants, government grants.#Government #grants


Government Grants

In today s economy, it is quite normal to feel overwhelming stress when it comes to financial matters. This is especially true for individuals and organizations who would like to embark on projects from which not only they could benefit, but which also can be beneficial to society. It s important that you understand that there is help out there. As a matter of fact, it is in the government s best interest to fund people and groups that wish to grow financially, thereby strengthening the economy and their individual communities. If you are interested in benefiting from money that the government has set aside from people who wish to better their nation, you will want to research government grants.

What Are Government Grants?

In today s economy, it is quite normal to feel overwhelming stress when it comes to financial matters. This is especially true for individuals and organizations who would like to embark on projects from which not only they could benefit, but which also can be beneficial to society. It s important that you understand that there is help out there. As a matter of fact, it is in the government s best interest to fund people and groups that wish to grow financially, thereby strengthening the economy and their individual communities. If you are interested in benefiting from money that the government has set aside from people who wish to better their nation, you will want to research government grants.

For those who are learning about government grants for the first time, it can be a bit of a mystery why the government would give money to people who would like to better their lives. There is a misconception about the government s function. In many ways, a role of the government is to see that the economy is strong. In order for the economy to be strong, however, the people in a country need to be able to progress. If you are interested in construction or home remodeling, for example, you can t do your job if you are having cash flow issues. This is why the government is willing to provide you money so that you can complete your projects

Types of Government Grants

There are many different kinds of government grants. As a matter of fact, there are grants for virtually every kind of financial need that you can imagine. Individuals who are interested in growing their small businesses have access to a number of different grants developed to help improve this important and often struggling facet of the national economy. Likewise, people who are interested in improving their communities with sustainable and affordable housing can find a number of different grant opportunities offered by the Housing and Urban Development department. This agency also is known as HUD. There are also government grants offered to people who may need financial assistance at a personal level. For instance, there is funding for single mothers who may need help with basic financial support with school lunches and enrollment fees.

There also is funding for artists who would like to embark on large scale creative projects, but who may not have the time or money to see them fully realized. Another common goal of many of these grants is to help individuals who would like to go back to school. Pell grants, for example, are designed to fund individuals from low income brackets who would like to attend college. There are also education grants for people who have excelled as students and grants for people who would like to study concentrations that are beneficial to society.

How to Apply for Government Grants

If you are interested in applying for government grants, it first is necessary to register. Registering for federally funded grants is a relatively easy process, though it s important to remember to follow the instructions very closely. There often are a number of important dates and restrictions put on applicants, so you should make sure that you are entering the right information and that you are qualified to be awarded grants. One thing you want to keep in mind is that each government grant is assigned an identification number. In most cases, you will be expected to have access to this number before you begin the general application number.

Once you have been added to the government grants system, you will be ready then to prepare your materials for a specific grant. For individuals who are requesting basic financial assistance, this can be an easy and quick process as well. You may simply be required to provide some basic financial information regarding employment, income, and regular expenses. If you are applying for a grant that you will use to complete a project, however, you will certainly need to first prepare a statement and a budget. If you have never performed this kind of work before, you might need to get a little guidance.

The way in which you prepare for government grants depends largely on the nature of the grant for which you are applying. For example, if you are interested in beginning a housing project, you are going to need to do the work of a construction project manager. In other words, you will need to complete an initial budget in which you describe the materials and services you require and how you will use the funding to pay for these services and items. If you are interested in applying for funding for scientific research, if can be very important that you discuss your research goals. Likewise, you want to be sure that you can talk about how the funding will help you to improve your research. Artists who are applying for grants can count having to provide personal statements and resumes or curricula vitae.

As you are filling out your government grants materials, it s important that you remember to pay attention deadlines and other important details. In most cases, it is highly recommended that you complete all of your application materials at least a week prior to the deadline. If you are missing information or if you have not provided the correct information, a government grant representative will contact you and inform you that you need to revise your materials. If a representative has not had time to review your materials for errors before the passing of the deadline, however, then chances are that you will not be eligible for funding and will have to wait until the next year. In other words, it pays not to rush.

Apply for Government Grants

Start your application for a free grant package by clicking below. Non US Citizens are also eligible to apply for grants.



Government Grants Mall for Free Government Grants and Money, Small Business Grants,

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Receive $50,000 in Free Government Grants

Get Your Share Today – Immediate Online Access!

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SPECIAL REPORT: Thousands of ordinary people receive FREE Government Grants and Money every day. So can you!

Get Your Share Today. Join For Immediate Online Access!

Welcome to GrantsMall.com. Most of us dream about getting enough money to erase all our financial worries, buy that special dream house, secure a new car, take a luxurious trip, pay for college and much more.

Many of us don’t realize that the U.S. Government and literally thousands of private foundations will distribute over $30,000,000,000 (yes, that’s $30 Billion) each year to individuals and small business for any reasonable need.

This Free Grant Money requires no credit check, collateral, security deposits or co-signers, you can apply even if you have a bankruptcy or bad credit, it doesn’t matter, you as a tax payer and U.S. citizen are entitled to this money.

You decide how much money you need, as long as it’s a lawful amount and meets with the Government Agencies criteria. This money is non taxable & interest free and is yours to keep and never has to be repaid!

Most people never apply for FREE GRANTS because they somehow feel it isn’t for them, feel there’s too much red-tape, or simply don’t know the existence of these programs or who to contact. The fact is, however, that people from all walks of life do receive FREE GRANTS MONEY and other benefits from the government, and you should also.

We will show you how to obtain this money FAST. We provide you with all the information and tools you need to successfully secure any grant for you.

This grant money can be used to start a home business, get an education, expand your current business, buy a new home, repair your home, pay rent, down payment for home purchase, pay mortgage payments, pay utility bills, purchase a new car, pay for groceries, pay childcare expenses, pay for fuel, pay general living expenses, pay for academic tutoring, purchase clothing, purchase school supplies, pay legal services, pay summer camp expenses, pay off debts, pay for music lessons, pay for art lessons, pay for any extracurricular activities, pay real estate taxes, medical expenses, disablility assistance, general welfare and much more!

Why is Grant Money Available?

The Federal and State Governments are required by law to issue grants for many diverse needs. The Influx of grant money into the economy creates jobs, which in turn creates more tax revenue and reduces individual (and corporate) dependency on government subsistence programs.

Government business grants

With our economy in severe downturns, the need to distribute this free money and create jobs to jump start the economy has become critical.

Many Corporations and Foundations are required to grant a certain amount of their assets annually for a variety of reasons. Foundations are required to give away at least 5% of their total assets each year to maintain their tax-exempt status.

All of these programs don’t require credit checks, collateral, security deposits or co-signers, even if you have a bankruptcy or bad credit, you as a taxpayer and U.S. citizen are entitled to this money.

Government Grants Programs

Everyday the Federal Government gives grants to businesses ranging from large corporate bail out’s to helping average people start their own small business. They also give grant money to students, men, women, children and minorities to go to attend private schools and colleges or to also lend them a helping hand with everyday living expenses, medical bills, general welfare and much more!

All 50 states are a major source of financial aid and assistance to small businesses and individuals. They offer grants money and low interest loans for businesses to purchase buildings, land, equipment inventory and free grant money to individuals for personal, professional and economic needs.

Who can apply for Free Grants?

ANYONE can apply for a Grant from 18 years old and up!

Don’t pass up this great opportunity. Claim your piece of the American Pie! The money is available to you as long as you can show a legitimate need.

What Types of Grants are Available?

The types and numbers of grants available are vast and many. Here we provide you with a few different types but please keep in mind there are many, many more.

The following represent a small subset of the programs available. You will find many, many more in our directories, databases and resources.

Qualify for up to $130,000 in Personal Grants.

  • Home Purchase
  • Home Repair
  • Mortgage Payments
  • Rent
  • School Supplies
  • Real Estate Taxes
  • Utility Bills

  • New Car
  • Groceries
  • Child Care/Day Care
  • Fuel
  • Legal Services
  • Medical Bills
  • Public Transportation

  • General Living Expenses
  • Disability Assistance
  • Housing Assistance
  • Consumer Debt
  • Lesson Payments
  • Tutoring/Teaching
  • Clothing

The U.S. Government understands small business is essential to a vibrant economy.

As a result, many grants and low interest loan programs are available to stimulate small business. As a business owner or future entrepreneur, you may qualify for a variety of grants from public and private sources designed to enhance, expand or initiate your business.

This category encompasses many different, diverse business in various service, retail, wholesale and manufacturing sectors. To list a few, grant money are available to open or expand a bookstore, a flower shop, a hair saloon, a day care center, a furniture store, a bar, a liquor store, a computer store, an auto repair shop, a restaurant, a coffee shop, a bakery, a sewing shop, a clothing store, a furniture store, a rental store, a gift shop, a brewery, a film studio, an art studio, a cooking school, a courier service, a typing service, a travel service, a cleaning service, a yard and garden service, trucks for transportation, a motel, a farm, business related to the internet and much more! We’ve listed only a few business but please keep in mind there are many, many more.

Qualify for up to $250,000 in Business Grants.



Government Grants, government business grants.#Government #business #grants


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GrantCanada.com is an online list of grants, loans and assistance programs for Canadian individuals and businesses. We will save you many hours, even weeks or months of searching. Get money for a job or for starting/expanding a business. Finding sources of funding is often the single biggest challenge for someone wanting to start or expand their business. Billions of dollars are given out annually by government agencies and foundations in Canada but most Canadians don’t even know these agencies and foundations exist, or how to contact them. You could order the program(s) and we will send you the information.

General Business Programs:

Start up and expansion capital for the purchase of equipment, supplies, real estate premises, machinery, technical knowledge, vehicles, computers, website development, office lease, office renovation, and office furnishings. Finance ranges start from $1000 to a maximum of $10 million.

Employee Assistance Programs:

Programs for hiring, training or retraining employees.

Specific financing programs for women in Canada to assist the start or expansion of a business. Financing up to $100,000.00 available.

Operating Capital Programs:

Programs to provide operating lines and expansion potential.

Product Development Programs:

Programs for initial discovery, prototype rendering, product and market assessment, production methodology, and market penetration.

Business Planning Programs:

Expert technical and financial business planning and company assessment in relation to domestic and international competitors.

Crown Asset Selling Programs:

Excess Federal and Provincial assets are sold at a deep discount to wholesale market prices. Assets available include computers, machinery, vehicles, equipment, furniture, among others.

Research and Development Programs:

Programs to develop ideas in the knowledge industries.

Non-Profit Organizations Programs:

Programs to assist organizations and charities to address timely and continuing social issues.

Import And Export Programs:

Programs to transact business across borders for new or currently existing importers and exporters. Financing for expert market penetration studies, trade show participation, trade representation, transaction financing and insurance protection.

Community Development Programs:

Programs to assist downtown improvement, community organization development, facility construction and redevelopment, and specific community group programs.

Government Procurement Programs:

Federal and Provincial governments provide opportunities for your company to supply goods and services for government purchase.

Market Improvement Programs:

Programs to increase market share within or outside Canadian borders.

Programs to increase visits for small to large tourist industry operators.

Youth Business Programs:

All persons aged 15 – 30 are eligible for financial and consultative programs specific to youths.

Programs are available to various businesses including, but not limited to: retail, immigrants, Aboriginal persons, manufacturing, municipalities, environmental, agri-business, oil and gas exploration and services, forestry, daycare, arts and culture, sports clubs and facilities, health industry and mining.



FHA Government Loans – FHA Loan Programs, government loans.#Government #loans


government loans

First Time Home Buyers searching for loan assistance can now take advantage of FHA Government Loans First Time Home Buyer Programs that can require as little as 3 % down. Read more »

FHA Refinance Programs (now at the lowest rates in 22 years)

The past few weeks have been a joy ride for homeowners looking to refinance, with refinance rates and FHA mortgage rates all dipping. Homeowners have scrambled to get their mortgages modified to ease debt pressure. With the proactive help from the government, even banks have been able to keep FHA loans rate as low as possible as FHA Refinance rates dropping to historic lows. The final months of 2010 are being regarded as the best time to refinance in almost 30 years. Read more »

FHA Loans for a fixer-upper (203k Program)

The Section 203(k) program is the Department of Housing and Urban Development (HUD), primary program for the rehabilitation and repair of single family properties These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer’s credit approved. These lenders fund the mortgage loans which the Department insures. Read more »

The FHA in your State

Government loans

Financial assistance for Seniors

Many older Americans need greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. One of the nations fastest growing solutions is a Reverse Mortgage. Read more »

Government loans

FHA Loan Information

The FHA does not lend money. The FHA (Federal Housing Administration) is part of HUD backs individual Approved Lenders.

Note: We are not affiliated with the Federal Housing Administration, the Department of Housing and Urban Development, or any other government agency. We are an FHA Educational Resource.

When you fill in our short application we will provide your information to one, (and only one!) FHA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for

Read more Government loans

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Government loans

FHA News Information

  • Thirty-year fixed, 15-year fixed and 5/1 ARM rates were all lower today, according to a survey of current mortgage rates published by National Lenders Thursday morning. (2/2/17)
  • FHA Home Loan: A Smart Choice When Rates Are Rising. As people watch mortgage interest rates move upward, they might be wondering whether there is a mortgage out there for them. The FHA home loan could be something to look into, depending on one’s savings, credit score, income and future needs. (2/27/17)

HUD suspends FHA mortgage insurance premium cut. The FHA will issue a subsequent Mortgagee Letter at a later date should this policy change (01/27/17).

Government loans

© 2017 FHA Government Loans .org

FHA Government Loans .org is a not a lender or a mortgage broker. We do not direct market by phone or email consumers. We do not provide any loans, loan modifications or foreclosure services. Note- FHA Government Loans .org is not affiliated with HUD or FHA and is not a government agency. FHA Government Loans .org is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through and representatives or agents. Any request for mortgages will be arranged by third party providers We do not direct market by phone or email towards consumers. FHA Government Loans .org is known as Mortgage Information Technologies LLC in lieu of true name, is a news and information service providing Federal Housing Authority news, content and directory information relative to mortgages and loans. We are not responsible for the accuracy of information and/or interest rates represented and we are under the assumption that all content is in accordance with the Copyright Policies of the United States of America and territories If you are suspicious of any fraudulent activities or if you have any questions Contact Us or your local HUD Agency or the Office of the Inspector General.



Canadian Government Grants & Loans – Small Business Financing, government loans.#Government #loans


Try the Grant Finder Search Engine

Search through 926 government programs

Many government programs have a limited window for when they accept new applications. Don’t risk losing your chance to receive funding.

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Government loans

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The recipients in these stories took the first step and contacted our Centre to learn about their funding options. Although we cannot guarantee you will get funding, the more you know about others experiences the better your chances.

CFSBF has no affiliation with any program, and no claim is made that funding is guaranteed.

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Still not sure where to start? Our in-house group of experts can help. Give us a call or fill out the form below to begin.

For More Info Call 1 866 682 2402

Find out if you may be eligible for funding

Call: 1 866 682 2402

Still not sure where to start? Our in-house group of experts can help. Give us a call or fill out the form below to begin.

Government Money May be Available For Your Business

Search through 926 government programs

You may be eligible for.

Many government programs have a limited window for when they accept new applications. Don’t risk losing your chance to receive funding.

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Ready to Get Started?

Call Us for More Info 1 866 682 2402

Or fill out the form below to get in touch with one of our Funding Experts.



Finance and support for your business, government business loans.#Government #business #loans


Finance and support for your business

Access to finance is a scheme for businesses who need help raising finance for growth.

Provides free business development support and guidance.

Loan and grant fund to support automotive and aerospace projects in the West Midlands and Liverpool.

Training and advice to encourage the establishment of co-operatives.

Advice and support for businesses in southern England.

Business advice and support for individuals starting a business.

Advice on good practice in employment and employment relations.

Specialist advice and training for problem solving and service provision in agriculture, animal health, food, environment and biosciences in Northern Ireland.

Grants and support to increase research, development and innovation in agritech.

Helps businesses employ apprentices by providing them with training opportunities.

Business support, training and advisory services for the Ards Borough Area.

Armagh Business Centre offers tailored support for businesses in Nothern Ireland.

Loans for new and existing small businesses to create and safeguard jobs in the West Midlands

Grants for programming costs, organising and running arts programmes in Nothern Ireland.

Funding for creative organisations and projects in Wales

Vouchers to access external expertise, facilities and equipment to help your business innovate and grow.

Information and guidance on working in environment with asbestos.

Specialist advice for small businesses based in Northern Ireland.

Training of motor mechanics in electronic diagnosis of faults.

Free support, help with finance and low-cost flexible workspace for new and existing small or medium businesses in Barking and Dagenham.

Loans to help small and medium-sized businesses develop and grow.

Offers free support and guidance for graduates of any university in England, Scotland, Wales and Northern Ireland to start a business.

Support for beef and sheep farmers in Wales.

Subsidised broadband installation for businesses that can’t access an affordable broadband service with a speed of at least 2MB per second.

Free, quick and easy access to a directory of approved finance suppliers for UK businesses.

Big Issue Invest helps social enterprises and charities by providing loans and investments.

Support for scientists and business specialists to solve a process, material, or product development challenge.

Advice and support for businesses across Lancashire: including coaching, mentoring, skills training, funding and start-up support.

Business grants to install high speed broadband connections directly to a premises in Cardiff and Swansea

Funding for the installation of broadband to areas in Wales where existing providers don’t provide a service.

Grant funding to the value of £1,000 available to invest in projects that will help grow your business.

Free business support and advice tailored to your business needs.

Grants to help Swansea City centre businesses improve their shopfronts or building facades

Free support for small and medium-sized businesses in the development of products and services that reduce carbon usage.

Free one to one advice for pre-start and new businesses based in the South East of England

Advice, workshops, loans and innovation grant services for start-up and trading businesses in Cambridgeshire, Essex, Norfolk and Suffolk

Free advice, planning and on-going support for business start-ups in south-east England

Advice on topics like licensing, finances, recruitment and development for new and established businesses based in Wales

Information, advice, training and support for businesses based in North Somerset

Start-up advice and support for businesses in Essex

Advice, databases, publications and workshops for business owners, innovators and entrepreneurs who want to grow.

Programmes to support businesses and social enterprises in Northern Ireland.

One-to-one advisory sessions and specialised workshops available for businesses in Derbyshire, Nottinghamshire and Greater Lincolnshire.

Alternative financing for UK small business owners.

One-to-one and online business advice from 6 business centres on starting, growing or relocating your business in East Riding.

Business planning, sales, marketing and social media workshops and advice for Tees Valley residents thinking of starting a business.

Increases awareness of business continuity management in Manchester’s business and voluntary sector.

Start-up and development grants for businesses in Wales.

Grants to help start-up and established small and medium-sized businesses (SMEs) in North Yorkshire to grow.

Energy reviews and grants to help businesses in the West Midlands manage and reduce energy costs.



Money to Start or Expand a Small Business, government small business loans.#Government

Money to Start or Expand a Small Business

Government small business loans

Right off the top. The U.S. government does not currently provide direct grants to individuals for starting or expanding a small business. However, the government does offer plenty of free help in planning how to start or improve your business and in securing low-interest SBA-backed small business loans. In addition, many states DO offer small business grants to individuals.

SBA does not offer grants to start or expand small businesses. SBA s grant programs generally support non-profit organizations, intermediary lending institutions, and state and local governments in an effort to expand and enhance small business technical and financial assistance. — Source: SBA

The SBA is the U.S. Small Business Administration. Since 1953, the SBA has helped thousands of Americans start small businesses. Today. SBA offices in every state, the District of Columbia, the Virgin Islands and Puerto Rico assist with planning, financing, training and advocacy for small firms. In addition, the SBA works with thousands of lending, educational and training institutions nationwide.\

Can the SBA help you?

If your business is or will be independently owned and operated, not dominant in its field, and meets the maximum business size standards required, then yes, the SBA can help you. Here s how:

Federal Government Contracting Resources

Small businesses sell billions of dollars worth of goods and services to the US federal government every year. Many government agencies require that some percentage of their contracts for goods and services be awarded to small businesses.

Here you will find the resources you need to help your small business become established as a federal contractor, find business opportunities, and the rules and regulations that federal contractors need to follow.

Government Resources for Women-owned Businesses

According to the Census Bureau, women-owned nearly 30 percent of all nonfarm businesses in the United States in 2002, when the nearly 6.5 million women-owned businesses generated more than $940 billion in revenue, up 15 percent from 1997.

Here you will find information on US government programs that help women entrepreneurs start, grow and expand their businesses.

Finding State-Based Small Business Grants and Funding Hot Prospects

Small business financing incentives are an important part of every state s economic growth plan. Some states even offer small business grants. Other small business incentives could include subsidized rates on SBA loans, tax breaks and participation in business incubator programs.

Small Business Lending Fund (SBLF)

The SBLF will ultimately provide up to $30 billion to small community banks to be used for making small business loans. The dividend rate a community bank pays on SBLF funding is reduced as that bank increases its lending to small businesses — providing a strong incentive for new lending to small businesses so they can expand and create jobs.

State Small Business Credit Initiative

In the tradition of the best sources of funding for small businesses coming from state governments, the new State Small Business Credit Initiative (SSBCI) – a component of the Small Business Jobs Act – will strive to generate at least $15 billion in locally-available small business loan programs intended to help small business grow and create new jobs.

Small Business Health Care Tax Credit

The health care reform law – the Patient Protection and Affordable Care Act – provides an immediate small business tax credit to help small businesses afford health insurance coverage for their employees.



Government Grants Mall for Free Government Grants and Money, Small Business Grants,

government grants for small businesses

Government grants for small businesses

Government grants for small businesses

Receive $50,000 in Free Government Grants

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Government grants for small businesses

SPECIAL REPORT: Thousands of ordinary people receive FREE Government Grants and Money every day. So can you!

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Welcome to GrantsMall.com. Most of us dream about getting enough money to erase all our financial worries, buy that special dream house, secure a new car, take a luxurious trip, pay for college and much more.

Many of us don’t realize that the U.S. Government and literally thousands of private foundations will distribute over $30,000,000,000 (yes, that’s $30 Billion) each year to individuals and small business for any reasonable need.

This Free Grant Money requires no credit check, collateral, security deposits or co-signers, you can apply even if you have a bankruptcy or bad credit, it doesn’t matter, you as a tax payer and U.S. citizen are entitled to this money.

You decide how much money you need, as long as it’s a lawful amount and meets with the Government Agencies criteria. This money is non taxable & interest free and is yours to keep and never has to be repaid!

Most people never apply for FREE GRANTS because they somehow feel it isn’t for them, feel there’s too much red-tape, or simply don’t know the existence of these programs or who to contact. The fact is, however, that people from all walks of life do receive FREE GRANTS MONEY and other benefits from the government, and you should also.

We will show you how to obtain this money FAST. We provide you with all the information and tools you need to successfully secure any grant for you.

This grant money can be used to start a home business, get an education, expand your current business, buy a new home, repair your home, pay rent, down payment for home purchase, pay mortgage payments, pay utility bills, purchase a new car, pay for groceries, pay childcare expenses, pay for fuel, pay general living expenses, pay for academic tutoring, purchase clothing, purchase school supplies, pay legal services, pay summer camp expenses, pay off debts, pay for music lessons, pay for art lessons, pay for any extracurricular activities, pay real estate taxes, medical expenses, disablility assistance, general welfare and much more!

Why is Grant Money Available?

The Federal and State Governments are required by law to issue grants for many diverse needs. The Influx of grant money into the economy creates jobs, which in turn creates more tax revenue and reduces individual (and corporate) dependency on government subsistence programs.

Government grants for small businesses

With our economy in severe downturns, the need to distribute this free money and create jobs to jump start the economy has become critical.

Many Corporations and Foundations are required to grant a certain amount of their assets annually for a variety of reasons. Foundations are required to give away at least 5% of their total assets each year to maintain their tax-exempt status.

All of these programs don’t require credit checks, collateral, security deposits or co-signers, even if you have a bankruptcy or bad credit, you as a taxpayer and U.S. citizen are entitled to this money.

Government Grants Programs

Everyday the Federal Government gives grants to businesses ranging from large corporate bail out’s to helping average people start their own small business. They also give grant money to students, men, women, children and minorities to go to attend private schools and colleges or to also lend them a helping hand with everyday living expenses, medical bills, general welfare and much more!

All 50 states are a major source of financial aid and assistance to small businesses and individuals. They offer grants money and low interest loans for businesses to purchase buildings, land, equipment inventory and free grant money to individuals for personal, professional and economic needs.

Who can apply for Free Grants?

ANYONE can apply for a Grant from 18 years old and up!

Don’t pass up this great opportunity. Claim your piece of the American Pie! The money is available to you as long as you can show a legitimate need.

What Types of Grants are Available?

The types and numbers of grants available are vast and many. Here we provide you with a few different types but please keep in mind there are many, many more.

The following represent a small subset of the programs available. You will find many, many more in our directories, databases and resources.

Qualify for up to $130,000 in Personal Grants.

  • Home Purchase
  • Home Repair
  • Mortgage Payments
  • Rent
  • School Supplies
  • Real Estate Taxes
  • Utility Bills

  • New Car
  • Groceries
  • Child Care/Day Care
  • Fuel
  • Legal Services
  • Medical Bills
  • Public Transportation

  • General Living Expenses
  • Disability Assistance
  • Housing Assistance
  • Consumer Debt
  • Lesson Payments
  • Tutoring/Teaching
  • Clothing

The U.S. Government understands small business is essential to a vibrant economy.

As a result, many grants and low interest loan programs are available to stimulate small business. As a business owner or future entrepreneur, you may qualify for a variety of grants from public and private sources designed to enhance, expand or initiate your business.

This category encompasses many different, diverse business in various service, retail, wholesale and manufacturing sectors. To list a few, grant money are available to open or expand a bookstore, a flower shop, a hair saloon, a day care center, a furniture store, a bar, a liquor store, a computer store, an auto repair shop, a restaurant, a coffee shop, a bakery, a sewing shop, a clothing store, a furniture store, a rental store, a gift shop, a brewery, a film studio, an art studio, a cooking school, a courier service, a typing service, a travel service, a cleaning service, a yard and garden service, trucks for transportation, a motel, a farm, business related to the internet and much more! We’ve listed only a few business but please keep in mind there are many, many more.

Qualify for up to $250,000 in Business Grants.



The Business grants and funding available to UK small businesses, government grants

Government Grants

The government grants section has a wealth of articles and advice on how UK small businesses can get a grant from both the public and private sector, along with helpful guides on the different types of business grants and funding available to business owners starting and running a business.

A small business grants guide for 2017

Here, Peter Fleming takes a look at a range of options for funding your business through grants this year.

There are many European and UK-wide government business grant schemes; there are also local business funding schemes provided through Local Enterprise Partnerships (LEPs) or through local authorities and organisations such as the Chambers of Commerce. However there were 512 registered schemes at the last count! So a good place to start your research is on the government website.

Business grants are available at a local and national level and usually sector specific. They offer between £1,000 and £100,000 for SMEs, but funds can be unlimited for larger businesses within EU state aid programmes.

With grants you don’t pay the money back. However, it’s worth noting there will be clawback terms if you falsify claims in respect to expected outputs set by the grant scheme. Therefore, ensure your application is captivating and thorough as it will go through a due diligence process.

Normally there are two stages, submitting an Expression of Interest (EOI) to ensure your business and grant application meets the scope of the grant call and then a full application process whereby you will need to supply, market research, a business plan and at least 1-3 years of financial forecasts.

Throughout the process, you will need to justify there is additionality i.e. not just the reason why you need funding, but by obtaining a grant, how many new jobs you will create, if you’re opening up new markets or export opportunities or that your idea could be a game changer.

It is always worth getting a second opinion regarding the feasibility and strength of your application against the grant objectives and any regional strategic economic plan. Therefore speak to your accountant, a local business adviser or the Growth Hub.

The larger grant opportunities can be competitive and therefore be a long-drawn-out process, taking several months in some cases to receive just an offer. So if you are looking for subsidies and money quickly a grant may not be the right solution for your business.

It is also worth noting if your application is successful, grant moneys are not paid upfront but claimed normally at the back end of the project or even after any intervention is completed.

Therefore you will need to use your own cash reserves and any other funding prior to drawing down the grant money. I have even known businesses take out bridging loans till they have received their grant funds.

Some key areas of your business whereby you could access business advice or a grant;

Business advice and support, whether you are pre-start, a new start or an established business, there are regional Business Growth Hubs across the UK whereby you can obtain free or funded advice. You can normally obtain specialist support to devise a business growth strategy, do market research to create a sales and marketing plan, implement social media management or even get advice on how to apply for further funding.

Note each UK region may have a focus on specific business sectors, business sizes and locations, as eligibility can be even post code specific.

Skills and development government grants

The Skills Funding Agency oversees the current apprenticeship scheme, however on May 1st 2017 the new Apprenticeship Levy scheme starts whereby your business could access subsidised training and development to upskill existing employees to even Master’s degree level.

Many regional Universities, Colleges and further education organisations will be offering a multitude of subsidised short courses or funded degree level programmes which will help you develop your existing staff to be the managers and directors of the future.

If your business is within a rural development area and looking to grow, invest in infrastructure, machinery or seek specialist advice to diversify. Or if your business is involved with forestry and land projects the government have a scheme called LEADER managed through Local Action Groups.

The Carbon Trust Green Business Fund is a new energy efficiency support service for small and medium-sized companies in England, Scotland and Wales.

It provides direct funded support through energy assessments, training workshops, equipment procurement support and up to £10,000 capital contribution towards the purchase of energy saving equipment.

Manufacturing is an area which is increasingly supported through grant schemes. Therefore if you manufacture textiles, specialist tooling, operate in the digital market, within the nuclear supply chain or need support for international trade, or manufacture in many other sectors, there is likely to be a grant scheme that your business can access.

Innovation, Research and Development

Innovate UK, offers support and funding to help businesses develop new products and services and bring them closer to market, this may be to bring people together to share ideas, tackle challenges and make new technological advances.

They targets technologies and areas with the greatest scope to improve business, the economy and society.

Local Enterprise Partnership

For anyone looking for grants at the moment, the go-to people will be their Local Enterprise Partnership (LEP). One of the main functions of the LEPS is to generate economic growth and so many have their own grants programmes.

In addition, most provide some form of business support and advice. As part of the business advice service they collate information on local and national grants and will signpost business owners to the relevant organisations.

Another great source of information is the government ‘Business is Great’ website which has a page dedicated to a number of funds to support innovation.

There is also is an EU tool which does a better job than anything I’ve seen of clarifying what finance is available across the EU including although is does require some persistence in searching to get to the information.

For companies and individuals with ground breaking research which may require significant funding there is also Horizon 2020:

Grant funding is not for everyone but could give your business the boost it needs. Proper preparation, thorough research, getting professional advice and being able to clearly explain why you require your grant funding is more likely to lead to a successful application. And, as a result, help you obtain the financial support for a better, bigger and more profitable business for you.