Tag : Investment

40 Small Business Ideas with low investment #new #business #ideas


#small business idea

#

40 Small Business Ideas with low investment

Business Ideas – Today we find several young dynamic individuals who are aspire to start small business and they are always looking for business ideas with low investment. In order to help them we are herewith 40 small business ideas with low investment. If you are doing job and looking for part time opportunity to make more money you may go through our one of the most visited article best business ideas for making more money .

Business Ideas

1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

22. Photographer – If you are good at photography you can start photography business with low cost investment.

23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

24. Travel Agency – Starting travel agency is good business opportunity with low investment.

25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

40 Small Business Ideas with low investment



Company Partners – find business angels, business angel investment, business partner, business

#business partners

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Business Partners, Business Angels and great business opportunities

If you are looking for a Business Partner. Business Angel investment or a Mentor this is the place to come.

You can access our sophisticated database of business partners, Investors opportunities directly through our secure system.

  • Find funding from our Business Angels
  • Contact others to join you as a Business Partner
  • Great business opportunities for Investors

Register now to get started

Need a Business Partner to bring additional experience, or a Business Angel with investment available? Or a Mentor to bring guidance and boost your management team.

Join now and contact directly our Business Partners. Business Angel Investors and Mentors .
With one membership you can do all three:

  • Find a Business Angel Investor
  • Find a Business Partner
  • Find a Mentor / Non Exec

Register now to get started

Business Angel Investors are special in Company Partners. You get FREE membership and easy to use facilities that help you find that golden business opportunity. You can select your own criteria and choose either with or without hands-on involvement.

  • Quick secure on-line search for opportunities
  • Automatch for new businesses for investment
  • Easy to use, simple to contact directly
  • 1000s of rewarding equity investments

Register now to get started

Dynamic businesses are looking for Mentors and NonExec Directors to boost their management teams and to help them grow.

  • Use your skills experience
  • Opportunity for pay or equity
  • Build a portfolio of interests

Register now to get started

See examples of members

Who uses Company Partners

Start-ups looking for a like minded Business Partner or Business Angel investment with contacts and experience, growing companies looking for expansion funding, Mentors with years of experience and Investors seeking an exciting and rewarding business opportunity.

Find out what the press and our clients are saying.

Successfully found an Investor through your site and cannot thank you enough!

Andrew – Stockings Romance

I have now found a business partner, the response was amazing.

Karen – Little People By The Sea

Our property development project has now got our Angel Investor thanks to your web site.

Margaret – Suffolk Development



Business Continuity Planning for Hedge Funds and Investment Firms #vending #machines #business


#business continuity plan

#

Business Continuity

Eze Business Continuity Planning

Hedge funds and private equity firms firms must react swiftly, methodically and successfully when confronted with unexpected business disruptions or else risk significant financial loss. This level of response requires extensive business continuity planning to ensure all aspects of a firm’s business are evaluated and protected.

Effective Business Continuity Planning (BCP) can help minimize financial loss and the negative effects of disruptions on an investment firm’s strategic plans, market position, operations, and reputation.

Eze Castle’s Business Continuity Planning Services (Eze BCP) extend beyond technology to focus on critical operations and processes that hedge funds or investment firms must have available if a disaster strikes. Our Eze BCP consultants are certified experts in business continuity planning and possess deep knowledge of the unique operations of financial services firms.

This combined expertise means a client gains a custom, comprehensive BCP plan developed and managed by professionals that understand the client’s business. And our hedge fund business continuity consultants work with clients to address the full spectrum of BCP.

Eze BCP Features

  • Delivered by Certified Business Continuity Professionals who work exclusively with hedge fund and private equity firms
  • Industry-specific experience, knowledge and focus make our team pros at identifying a company’s potential exposures — our team knows the risks facing the investment management industry
  • Proven methodology to ensure your firm is prepared for the unexpected
  • Annual review of BCP documentation and updates to account for business changes
  • Employee training sessions and executive roundtables run by an Eze seasoned hedge fund business continuity consultant

Learn More about BCP

Learn more about Eze Castle’s business continuity planning service and how our certified BCP experts can prepare your firm for a disaster.

This guidebook is designed to help hedge fund managers of all sizes develop an understanding of both the BCP and DR planning processes.

Eze BCP Methodology

1. Risk Assessment

Our business continuity consultants will identify and prioritize potential business risks and disruptions based on severity and likelihood of occurrence. Key elements of Eze Castle’s Risk Assessment phase include:

  • Evaluation of the company’s risks and exposures
  • Assessment of the potential impact of various business disruption scenarios
  • Determination of the most likely threat scenarios
  • Assessment of telecommunication recovery options and communication plans
  • Prioritization of findings and development of a roadmap

2. Business Impact Analysis

Eze Castle’s hedge fund BCP experts will collect information on a wide range of areas from recovery assumptions and critical business processes to interdependencies and critical staff. Key elements of Eze Castle’s BIA phase include:

  • Determination of the maximum amount of downtime business processes can withstand
  • Development of recovery point objectives and recovery time objectives for critical functions (e.g. applications, systems, etc.)
  • Identification of critical business processes and workflows and the supporting applications
  • Outlining of internal and external dependencies
  • Determination of critical staff members as well as backups with similar skill sets

3. Strategy and Plan Development

Our certified business continuity planners will create department, division and site level plans for your business. Key elements of this phase include:

  • Synthesis of Risk Assessment and BIA findings
  • Development of plans for department, division and site level contingencies
  • Review of plans with key stakeholders to obtain executive sign-off on overall plan
  • Creation of offsite, secure web repository where the firm’s BCP plan is stored for easy access from virtually anywhere during an outage or disaster

4. Plan Testing, Training and Maintenance

Business continuity plans are living documents and must be updated annually to ensure they account for changes within the firm as well as any changes in risk scenarios. Key elements of this ongoing phase include:

  • Conducting of tabletop and simulation exercises to help ensure employees are effectively trained
  • Development of employee training sessions
  • Review of BCP, business impact analysis and risks annually by an Eze hedge fund business continuity consultant
  • Execution of the annual review process to guarantee new threats and business process changes are accurately represented in the BCP


Investment news – views #business #portal


#investment news

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Investment news views

Why Should I Invest with TD?

Whether you know what you want to invest in, you’re doing a spot of research or you need help finding your next investment, at TD we have all the investment types, powerful tools and ideas you need to invest with confidence.

Accounts you can choose from

Please remember that the value of your investments can fall as well as rise.You may get back less than you invested.

Understanding TD News Views

We offer our services on an execution-only basis with opinions provided by TD or one of our partners in some circumstances on whether to buy a specific investment. Please note that none of the opinions we provide are a personal recommendation, which means we have not assessed your investing knowledge and experience, your financial situation or your investment objectives.

Investors should be aware that the value of investments can fall as well as rise. You may get back less than the amount invested.

If you have any doubt over the suitability of a particular investment for you or if you are uncertain how the pensions rules affect your personal circumstances then you should seek independent financial advice.

Past performance is not a reliable indicator of future results.

Keep up to date with TD.

  • Latest IPOs and share offers
  • Market news & events

You might be interested in.

£0 Commission Buys Terms Conditions

Runs 3 May to 31 May (inclusive)

“ETFs” means Exchange Traded Products available to trade electronically through our Website or the Trading Applications.

“Specific Account Terms” means the terms of service applicable to each of the following account types:

  1. TD Trading Account;
  2. TD ISA;
  3. TD SIPP:
  4. TD Junior ISA; or
  5. TD Pension Trading Account.
  1. These terms conditions should be read in conjunction with the TD Direct Investing (Europe) Limited (“TD”, “us” or “we”) Terms of Service and the relevant Specific Account Terms. In the event of a conflict between these terms, the Terms of Service and the relevant Specific Account Terms, these terms shall prevail.
  2. A commission rate of £0 is applicable to all buy orders of ETFs placed using our Website or the Trading Applications (the “Offer” ). Orders must be executed between 3 May and 31 May 2016 inclusive (the “Offer Period” ) in order to be eligible for the Offer. For the avoidance of doubt, any buy orders placed within the Offer Period but not executed until after the Offer Period has finished will not be eligible for this Offer.
  3. All other trades, including sales, placed during the Offer Period will be charged at our standard commission rates as detailed in our Rates and Charges.
  4. This Offer shall not apply to trades placed on TD Derivatives Accounts and TD Financial Spread Trading Accounts.
  5. This Offer is not available to anyone who is not a UK resident or anyone who is under 18 years of age.
  6. Orders placed via telephone dealing are not included in this Offer and will be subject to the commission rates set out in our Rates and Charges.
  7. After the Offer Period has ended you will be required to pay the commission rates as set out in our Rates and Charges.
  8. All other fees are not subject to this Offer and shall continue to apply notwithstanding.
  9. We reserve the right to alter, withdraw or amend this Offer at any time.
  10. Any orders that are cancelled before completion will not be eligible for the Offer.
  11. All participants to this Offer agree to be bound by these terms and conditions.
  12. This Offer is governed by the laws of England and Wales and is subject to the exclusive jurisdiction of the English courts.

Things to know before you apply

Risks

Please remember that the value of your investments can fall as well as rise.You may get back less than you invested.The tax treatment of our stocks shares ISA and SIPP may be subject to change and depends on the individual circumstances of each investor.All investments carry a varying degree of risk and it s important you understand the nature of these risks.

Your money and investments

It s important to understand how your money and investments will be held and investments protection schemes that apply.

Conflicts of interest

We have a conflicts of interest policy that identifies circumstances that constitute, or may give rise to, conflicts of interest which pose material risk of damage to one or more of our customers.

Terms of service

Before you open an account with us you will be asked to confirm that you have read our terms of service.

Referral site commission

We’ll pay any site owner a fee for each referral and / or account opened. The referral fees do not affect the rates charges that our customers will pay. If you’d like further details of the payment structure between TD Direct Investing and our referral partners please contact us.

Online Investment costs

You’ll be able to buy shares for only £5.95 for 3 months online. After your first 3 months you ll move onto our Active (£5.95), Frequent (£8.95) or Standard (£12.50) rate based on the amount you trade online.

We offer our services on an execution-only basis, which means we don’t provide investment advice or personal recommendations. If you are in any doubt about the suitability of the products and services being promoted you should speak to an investment adviser.

If you don t have a TD Direct Investing account

The application is quick, easy and secure. You can save your application and return to it at any time.

To open an ISA you must be 18 or over, a UK resident and not a US citizen for tax purposes.

If you already have a TD Direct Investing account

Login to your account, or when you re next logged in: Products Apply for a new account

Risks

Please remember that the value of your investments can fall as well as rise.You may get back less than you invested.All investments carry a varying degree of risk and it s important you understand the nature of these risks.

Your money and investments

It s important to understand how your money and investments will be held and investments protection schemes that apply.

Conflicts of interest

We have a conflicts of interest policy that identifies circumstances that constitute, or may give rise to, conflicts of interest which pose material risk of damage to one or more of our customers.

Terms of service

Before you open an account with us you will be asked to confirm that you have read our terms of service.

Referral site commission

We’ll pay any site owner a fee for each referral and / or account opened. The referral fees do not affect the rates charges that our customers will pay. If you’d like further details of the payment structure between TD Direct Investing and our referral partners please contact us.

Online Investment costs

You’ll be able to buy shares for only £5.95 for 3 months online. After your first 3 months you ll move onto our Active (£5.95), Frequent (£8.95) or Standard (£12.50) rate based on the amount you trade online.

We offer our services on an execution-only basis, which means we don’t provide investment advice or personal recommendations. If you are in any doubt about the suitability of the products and services being promoted you should speak to an investment adviser.

If you don t have a TD Direct Investing account

The application is quick, easy and secure. You can save your application and return to it at any time.

To open an ISA you must be 18 or over, a UK resident and not a US citizen for tax purposes.

If you already have a TD Direct Investing account

Login to your account, or when you re next logged in: Products Apply for a new account



40 Small Business Ideas with low investment #business #models


#small business idea

#

40 Small Business Ideas with low investment

Business Ideas – Today we find several young dynamic individuals who are aspire to start small business and they are always looking for business ideas with low investment. In order to help them we are herewith 40 small business ideas with low investment. If you are doing job and looking for part time opportunity to make more money you may go through our one of the most visited article best business ideas for making more money .

Business Ideas

1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

22. Photographer – If you are good at photography you can start photography business with low cost investment.

23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

24. Travel Agency – Starting travel agency is good business opportunity with low investment.

25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

40 Small Business Ideas with low investment



Investment News for financial advisors in New Zealand #business #website #design


#investment news

#

Investment News

Auckland-based fund administrator, MMC, has notched up its second KiwiSaver registry client in the space of a month. MMC, which already provides fund accounting and unit pricing services to a range of KiwiSaver schemes, confirmed the rapidly-growing NZ-owned provider Generate as its second registry client last week. Earlier this month MMC revealed the start-up low-cost KiwiSaver provider, Simplicity, as the inaugural client for its newly-launched registry system. The addition of the $275 million Generate scheme represents “an enormous vote of confidence in MMC and our KiwiSaver registry offering”, according to MMC managing director, [Read More. ]

Recent New Zealand Investment News

After almost 35 years of intellectual input to New Zealand’s actuarial and investment consulting industry, Mark Weaver, has called it quits. Weaver, the last remaining founding partner still working in the triple-titled consulting firm Melville Jessup Weaver (MJW), will hand in his final regression analysis at the end next month before embarking [Read More. ]

It would be up to the police to decide whether KiwiSaver schemes, or other NZ investors, are breaking the law by investing in pooled global equity funds that have exposure to cluster munitions manufacturers, according to Commerce Minister Paul Goldsmith. As well as the Cluster Munitions Prohibition Act 2009, NZ investors could face similar [Read More. ]

The complete set of managed investment scheme (MIS) managers list should tally to about 70, according to the latest figures supplied by the regulator. A spokesperson for the Financial Markets Authority (FMA) told Investment News NZ that 42 managers have already been granted a MIS licence with a further 18 “in various stages of assessment”. The [Read More. ]

New Zealand Superannuation Fund has carved out NZ$600 million from its NZ$4.9 billion passive global equities mandate with Northern Trust Asset Management for two new factor-based mandates with the same manager. The NZ$30 billion fund, which is seen as a bellwether among super funds in the region because of its transparency and innovative [Read More. ]

Almost five months after incumbent, Anthony Quirk, announced his imminent resignation, Milford Asset Management has a new head. In a release last week, Milford confirmed Australian Troy Swann would take over Quirk’s role as at October 31 this year with operations chief, Bryce Marsden, continuing as interim chief executive. Quirk officially [Read More. ]

Macquarie Investment Management has been slapped with a A$400,000 fine after a New South Wales court ruled it had failed in its duties to monitor the now-defunct van Eyk Blueprint International Shares Fund (VBI). In a decision released last Wednesday, the NSW Supreme Court found Macquarie had breached its duties as a responsible entity (or RE – [Read More. ]

Here’s an irony. Link Group last month held a ‘virtual AGM’ for its NZ share registry client Xero. Just over 80 per cent of shareholders ‘attended’ online. But Link is not allowed to do the same for its Australian clients, nor itself. Xero, the successful cloud-based accounting systems firm from Wellington, NZ, provided a glimpse into the future [Read More. ]

Michael Thawley, Australia’s former and highly rated ambassador to the US, has re-joined the funds management industry – and his old firm – taking up the role as senior vice president for Capital Strategy Research at the big equities shop Capital Group. Thawley, who started in the job last week, is based in Los Angeles but will be heavily [Read More. ]

More Investment News



Brown shoes and loud ties hinder investment banking hopefuls – BBC News

#investment news

#

Brown shoes and loud ties ‘hinder investment banking hopefuls’

Bright youngsters are being turned away from investment banks because of their lack of “polish”, a report has said.

Candidates who wear brown shoes, “loud” ties or ill-fitting suits can fall foul of “opaque” codes of conduct, the Social Mobility Commission found .

Firms recruit for front office roles from a few elite universities and only hire those who “fit in”, it said.

Chairman Alan Milburn said “arcane culture rules” were locking working-class candidates out of City jobs.

A spokesman for the British Bankers’ Association (BBA) said: “The banking industry has made significant strides to improve social mobility at all levels but recognises that we cannot afford to be complacent on this crucial issue”.

The report’s authors found that managers placed as much importance on a person’s speech, accent, dress and behaviour as their skills and qualifications.

“Relatively opaque codes of conduct also extend to dress,” the report said.

“To provide one example – for men the wearing of brown shoes with a business suit is generally, though not always, considered unacceptable by and for British bankers within the investment banking (corporate finance) division.”

‘Can’t wear that tie’

The report quoted one candidate, from a “non-privileged background”, describing the feedback he received from a mentor after an interview.

“He said you’re clearly quite sharp, but. you’re not quite the fit for [this bank]. you’re not polished enough. he looked at me and said, ‘see that tie you’re wearing? It’s too loud. Like you can’t wear that tie with the suit that you’re wearing’.

“What kind of industry is this where I can be told that I’m a good candidate, I’m sharp, but I’m not polished enough?”

Image copyright PA Image caption What sort of tie applicants wear can affect their chances

The report found that, when picking candidates for jobs that involved dealing with clients, managers often selected those who fitted the traditional image of an investment banker.

It quoted one candidate as saying that the typical corporate finance banker is “usually someone pretty smooth, very fast talking, well-connected typically, likely to come from a pretty decent background, likely to be very polished, probably come from a good family, and so on. And that would be stereotypical, but still true, I think”.

The report noted that in the UK, 7% of children attend fee-paying schools, yet the Sutton Trust found in 2014 that 34% of new investment bankers had attended a fee-paying school.

Dress ‘reassures clients’

Dr Louise Ashley, from Royal Holloway University of London, who led the research on investment banking, said: “Access to front-office roles in investment banking is extremely competitive for all candidates, but our research suggests students from less privileged backgrounds are less likely to get the top jobs – no matter how talented they are.”

The report said that issues relating to dress may seem both superficial and relatively simple for individuals from all backgrounds to adopt.

“However, interviewees suggested that they do play a material role in the selection process, once again, as demonstration of ‘fit’,” it added.

Specific dress codes are considered by banks to “provide reassurance to clients about the quality of the service they will provide”.

Image copyright AFP Image caption Alan Milburn said it was ‘shocking’ that some banks still judge candidates on their dress rather than their potential.

Mr Milburn, who served in Tony Blair’s Labour cabinet, said: “Bright working-class kids are being systematically locked out of top jobs in investment banking because they may not attend a small handful of elite universities or understand arcane culture rules.

“While there are some banks doing excellent work in reducing these barriers, there are still too many that need to wake up and realise that it makes sound business sense to recruit people from all backgrounds.”

He said it was “shocking” that some banks still judged candidates on their dress rather than their potential.

According to the BBA, a number of banks have specific programmes designed to widen access, while others – including Barclays, J P Morgan and Schroders – choose to work with organisations such as the Social Mobility Foundation (which is a charity and not the same as the Social Mobility Commission which is a non-departmental public body).

“We want to ensure that [the] best people can succeed in banking – regardless of their background,” the BBA spokesman said.

‘Do more’

The Social Mobility Commission study also concluded that less advantaged recruits faced barriers in breaking into the life sciences sector, where there is a tendency to recruit graduates from the most prestigious universities.

“Life sciences” employers covered by the report were those involved in pharmaceuticals, medical bio-technology and medical technology.

Joanne Moore, from ARC Network, who led the research on life sciences, said: “Both the investment banking and life science sectors need to do more to ensure fair and equal access to jobs.

“This is important, not just for our economy and society, but for individuals.

“In life sciences, graduate jobs often focus on a candidate’s practical skill as well as academic criteria – which may be more limited for non-privileged students who are known to face barriers to taking up placements and internships.”

The data on how many new employees in the life science sector attended fee-paying schools is unavailable, according to the report.

However, it pointed out that for professional-level scientific jobs, the profile “appears to be skewed to high achieving graduates from relatively privileged backgrounds”.

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10 Best Stock Market Investment News, Analysis – Research Sites #loans #to

#stock market websites

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10 Best Stock Market Investment News, Analysis Research Sites

Ah, investing a word that can strike fear into the hearts of even the most burly and masculine of men. A subject with such a broad and potentially confusing scope of choices, it can bewilder even the most savvy of businessmen.

Even though I consider myself well-versed in general investment information, there is a world of knowledge, terminology, and strategy that is just beyond my comprehension, and will likely always be.

So where should I, the layman, turn to when I seek competent and comprehensive stock market investment research and analysis ?

Top 10 Stock Market Investment Research Websites

Keep in mind that the main focus of these sites, above all else, is equities. So if you are looking to research ETFs. mutual funds. hedge funds, or any other diversified investment type. many of these websites may not have what you are looking for.

1. Investopedia
If you are just beginning to learn about the world of investments, Investopedia is your one-stop shop for anything and everything. Here, you can look up definitions of terms, register for newsletters with valuable information, use their stock simulator to see how much an investment earns or loses over time, and much more. You can research stocks by company name or ticker symbol and get quite a bit of information about a desired company. They also have a neat Financial Edge section, which can help you with some of the important fundamental principles of personal finance and the markets.

2. Yahoo! Finance
As much as I would like to skip this one over for some of the lesser-known research portals, Yahoo! Finance is just too good. Aside from the myriad of company reports, which you are required to pay for, all of the information at Yahoo finance is free for the taking.

3. Motley Fool
Don t let the name bother you these guys are all business. Whether you are looking to do your own research, or prefer the advice of a seasoned veteran, The Motley Fool has it all. I tend to prefer to follow my own (sometimes idiotic) investment decisions, but if you need help, or want to see what the experts recommend, there are pay services at Motley Fool that may be a good option for you. I have not used them myself, but the few people that I know who have followed their advice have had nothing but positive things to say, and a good amount of success to boot.

4. The Street
If you pay any attention to the world of investing. you know the name Jim Cramer. Personally, I think he is little more than a caricature, but some people swear by him. Mr. Cramer is one of the big name contributors at The Street. That not withstanding, The Street is, in my humble opinion, the best website for investing related articles. The writers have vast knowledge and fantastic insight, without losing focus on what is important the investors for whom they write.

5. Wall Street Journal
For decades, the Wall Street Journal newspaper has been a staple for information and research for investors. Although most of us have done away with the daily black and white delivery method, the Wall Street Journal online delivers even more valuable information than its nearly obsolete predecessor. Nowadays, the Journal s online presence includes The Wall Street Journal. MarketWatch. Barron s. and SmartMoney. among others. All of these sites are valuable resources for investing information, especially when seeking out company-specific news.

6. MSN Money
Microsoft tends to be a pretty self-serving company, at least in my opinion. Even so, once you learn to glance over all of the Microsoft related news at MSN Money, what you get is another fantastic avenue for portfolio boosting. The one complaint I have with MSN Money is the formatting. When looking at stock quotes, there are no lines distinguishing ads from news or charts, which occasionally will take you off-course by clicking an advertisement by mistake.

7. Zacks Investment Research
Zack s does require a membership in order to get to the juicy stuff, but the membership is free and well worth the three minutes it takes to sign up. Here, you will be able to do in-depth research on both stocks and funds. You will also have access to many public and independent reports that will assist you on your quest for the perfect personal investment portfolio .

8. Investor Guide
Investor Guide has many of the same features you ll notice on other sites on this list, so why does it make my top ten? The stock helper tool. First, this tool helps you to determine an optimal investing strategy and style. Then, it provides a list of companies for you to research. Once your list is complete, you will see what others think of each company on your research list. Investor Guide does a great job of aggregating this information from many different sites for you. You will then evaluate the company s competition, decide what to buy, and reap the benefits.

9. Seeking Alpha
Seeking Alpha is amazing. My one complaint is that there is actually too much information packed into one page, which at times can make it difficult to navigate. If it weren t for the massive amount of content on Seeking Alpha, it would be much higher on this list. Company news is the main focus of the site, so if you have a list of companies to research, this is a pretty good place to start.

10. Online Brokerages
Personally, my account has been housed at Sharebuilder for years now, and their research tools are very good. In the beginning, they had a clumsy interface that was slow and filled with glitches. Since then, they have done an amazing job of streamlining and improving content to the point of near perfection. No matter who you invest with online, be sure to use their research tools, as most of them have easy to use interfaces with plenty of information to sort through. Some of the more popular online stock brokers include E*TRADE. TradeKing. Scottrade. and OptionsHouse .

Final Word

When you are looking to conduct your own investment research, closely monitor where you go online. It is very easy to end up on hot stock pick sites, penny stock investing sites, or poorly executed attempts at legitimacy. Many of these sites are fronts for someone to sell you their foolproof system or something similar. Everything I have provided above is free of charge, though a few of them offer paid services above and beyond what most of us need.

Do you have a preferred investment research site? Tell us about them and what features you like most in the comments below.

You are looking at Matthew Breed. He is a 30 year old sports nerd who lives in North Florida with his fiancee, Sarah. Originally in school for a Business degree that did not work out due to capricious youth and irresponsibility, he is currently “getting past” his Peter Pan syndrome and attends classes for a degree in Information Technology while working full time. His care for personal finance stems from a modest upbringing with fiscally responsible parents who highly value education and frown upon frivolity.

heyyy . Nice post you have been shared here. I would like to look forward to the next post. Thanks for sharing .will be waiting for the next post. It helps me a lot.

There s just so much tripe on Seeking Alpha that I ve stopped going there. Anyone can be a self-appointed expert on the site and there is a lot of pumping that goes on in the guise of analysis. Don t know how you can separate the wheat from the chaff.

http://www.dividendinvestor.com/ Richard Gere

Hi, some great sites. Google’s Finance can also be included. Thoughts?

I honestly can t imagine how you consider SeekingAlpha to be an informational site. Journalistically bankrupt. Opinions, not facts. The same useless opinions cycled over and over. Surely you can do better?

None of your business

Would the author of this site mind putting a DATE on his article? Or is not putting a date on it a sleazy way of milking more hits out of the page?

I agree. Investopedia is a great resource for learning stock trading.

Best online analysis is in INVESTOOLS at TD Ameritrade. They are now Number 1 in the industry.

Stock Rover is a great tool for individual investors, all the data in one dashboard. And its free! Premium version isnt too expensive either

As FatMan points out below, Seeking Alpha is garbage. Ask any CFA level analyst and you will get the same response. So much of it is agenda driven content/amateur hour content.



Stock Market Today – Zacks Investment Research #business #from #home


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Market Overview

Stock Market Today

Friday September 2, 2016(This is Brian Hamilton filling in for Mark Vickery while he is on vacation)Stock futures inched forward today, as all eyes will be on this morning s unemployment rate, and nonfarm payrolls data. The unemployment rate is expected to drop to 4.8% from 4.9%, and is seen as the last major hurdle for the Feds before they decide to raise rates or not during their September meeting.Oil prices shot up overnight as Russian President Vladimir Putin stated that he would like for Russ

Denbury Resources (DNR) has decent short-term momentum and it is seeing solid activity on the earnings estimate revision front too.

Tata Motors Limited (TTM) is looking especially impressive right now for momentum-oriented investors

Commercial Vehicle Group (CVGI) has a decent short-term momentum and it is seeing solid activity on the earnings estimate revision front too

Here are 5 stocks added to the Zacks Rank #5 (Strong Sell) List for Friday

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Brown shoes and loud ties hinder investment banking hopefuls – BBC News

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Brown shoes and loud ties ‘hinder investment banking hopefuls’

Bright youngsters are being turned away from investment banks because of their lack of “polish”, a report has said.

Candidates who wear brown shoes, “loud” ties or ill-fitting suits can fall foul of “opaque” codes of conduct, the Social Mobility Commission found .

Firms recruit for front office roles from a few elite universities and only hire those who “fit in”, it said.

Chairman Alan Milburn said “arcane culture rules” were locking working-class candidates out of City jobs.

A spokesman for the British Bankers’ Association (BBA) said: “The banking industry has made significant strides to improve social mobility at all levels but recognises that we cannot afford to be complacent on this crucial issue”.

The report’s authors found that managers placed as much importance on a person’s speech, accent, dress and behaviour as their skills and qualifications.

“Relatively opaque codes of conduct also extend to dress,” the report said.

“To provide one example – for men the wearing of brown shoes with a business suit is generally, though not always, considered unacceptable by and for British bankers within the investment banking (corporate finance) division.”

‘Can’t wear that tie’

The report quoted one candidate, from a “non-privileged background”, describing the feedback he received from a mentor after an interview.

“He said you’re clearly quite sharp, but. you’re not quite the fit for [this bank]. you’re not polished enough. he looked at me and said, ‘see that tie you’re wearing? It’s too loud. Like you can’t wear that tie with the suit that you’re wearing’.

“What kind of industry is this where I can be told that I’m a good candidate, I’m sharp, but I’m not polished enough?”

Image copyright PA Image caption What sort of tie applicants wear can affect their chances

The report found that, when picking candidates for jobs that involved dealing with clients, managers often selected those who fitted the traditional image of an investment banker.

It quoted one candidate as saying that the typical corporate finance banker is “usually someone pretty smooth, very fast talking, well-connected typically, likely to come from a pretty decent background, likely to be very polished, probably come from a good family, and so on. And that would be stereotypical, but still true, I think”.

The report noted that in the UK, 7% of children attend fee-paying schools, yet the Sutton Trust found in 2014 that 34% of new investment bankers had attended a fee-paying school.

Dress ‘reassures clients’

Dr Louise Ashley, from Royal Holloway University of London, who led the research on investment banking, said: “Access to front-office roles in investment banking is extremely competitive for all candidates, but our research suggests students from less privileged backgrounds are less likely to get the top jobs – no matter how talented they are.”

The report said that issues relating to dress may seem both superficial and relatively simple for individuals from all backgrounds to adopt.

“However, interviewees suggested that they do play a material role in the selection process, once again, as demonstration of ‘fit’,” it added.

Specific dress codes are considered by banks to “provide reassurance to clients about the quality of the service they will provide”.

Image copyright AFP Image caption Alan Milburn said it was ‘shocking’ that some banks still judge candidates on their dress rather than their potential.

Mr Milburn, who served in Tony Blair’s Labour cabinet, said: “Bright working-class kids are being systematically locked out of top jobs in investment banking because they may not attend a small handful of elite universities or understand arcane culture rules.

“While there are some banks doing excellent work in reducing these barriers, there are still too many that need to wake up and realise that it makes sound business sense to recruit people from all backgrounds.”

He said it was “shocking” that some banks still judged candidates on their dress rather than their potential.

According to the BBA, a number of banks have specific programmes designed to widen access, while others – including Barclays, J P Morgan and Schroders – choose to work with organisations such as the Social Mobility Foundation (which is a charity and not the same as the Social Mobility Commission which is a non-departmental public body).

“We want to ensure that [the] best people can succeed in banking – regardless of their background,” the BBA spokesman said.

‘Do more’

The Social Mobility Commission study also concluded that less advantaged recruits faced barriers in breaking into the life sciences sector, where there is a tendency to recruit graduates from the most prestigious universities.

“Life sciences” employers covered by the report were those involved in pharmaceuticals, medical bio-technology and medical technology.

Joanne Moore, from ARC Network, who led the research on life sciences, said: “Both the investment banking and life science sectors need to do more to ensure fair and equal access to jobs.

“This is important, not just for our economy and society, but for individuals.

“In life sciences, graduate jobs often focus on a candidate’s practical skill as well as academic criteria – which may be more limited for non-privileged students who are known to face barriers to taking up placements and internships.”

The data on how many new employees in the life science sector attended fee-paying schools is unavailable, according to the report.

However, it pointed out that for professional-level scientific jobs, the profile “appears to be skewed to high achieving graduates from relatively privileged backgrounds”.

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