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Ahead of Wall Street – Daily Stock Market Outlook #business #software

#daily stock market


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Ahead of Wall Street

Friday September 2, 2016

(This is Brian Hamilton filling in for Mark Vickery while he is on vacation)

Stock futures inched forward today, as all eyes will be on this morning s unemployment rate, and nonfarm payrolls data. The unemployment rate is expected to drop to 4.8% from 4.9%, and is seen as the last major hurdle for the Feds before they decide to raise rates or not during their September meeting.

Oil prices shot up overnight as Russian President Vladimir Putin stated that he would like for Russia and OPEC to make a deal regarding a production cap. President Putin went on to say that he would likely support a plan to crimp production at the G20 summit in China next week. Lastly, Putin said that Russia is prepared to sell a 19.5% stake in Rosneft PJSC, the country s largest listed oil producer, as early as the end of 2016.

In Europe, producer prices in the euro region rose by +0.1%, the lowest monthly reading since April. Also, the European Union started their two day meetings today; the major issues being discussed are the fallout from the Brexit, and global banks attempting to preserve their access to the single market.

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Booth School of Business #small #business #funding

#top business schools


University of Chicago


Founded in 1898, Booth is one of the oldest schools in the United States. Seven Booth faculty members and alums have won the Nobel Prize in economics since 1982. The curriculum has only one required course — Leadership Effectiveness and Development. It was among the first experiential leadership development programs at a major business school and lets students benchmark themselves with respect to critical aspects of leadership – working in teams, influencing others, conflict management, interpersonal communication, and presentation skills. Among the class of 2014 seeking employment 97.2% accepted a job within 3 months of graduation, second only to Dartmouth’s Tuck. More »

What Alumni Are Saying
  • At Chicago you get out of the program what you put into it. I truly believe they have the best faculty in the world and foster an environment which emphasizes both leadership and technical skills. There are tracks you can choose that require less work, but if you really want to test yourself and see how good you can become, then this is a great program.
  • Not only did Booth provide the financial education that everyone expects, it provided a surprising amount of leadership and teamwork experience that has been even more critical to my success in the financial world.
  • Booth really taught me the fundamentals well. My job profiles, responsibilities, etc. change constantly. The things I learned at Booth guide me on how to navigate complexities.
  • Booth required me to embark on a rigorous intellectual endeavor that stretched the limits of my mind. The true academic nature of the Booth MBA changed the way I address and interpret data, which has made me a much better investor and boss.
    More on Forbes

    When it comes to communication, we all tend to think we’re pretty good at it. Truth is, even those of us who are good communicators aren’t nearly as good as we think we are. This overestimation of our ability to communicate is magnified when interacting with people we know well.

    Researchers at the University of Chicago Booth School of read

    Peter Thiel is rather mystified about technological progress. There’s rather less of it going on than people seem to think: and he’s been at the heart of Silicon Valley so probably does know something about how much is going on. Sadly, Thiel is wrong on this point. There really is no great mystery about productivity improvement and technological read

    In Fiscal Year 2014, five years past the end of the Great Recession, only 39% of state and local governments made their full pension contributions, according to the Public Plans Database. Public employee pensions acknowledge funding shortfalls of roughly $1 trillion. But economists – in a poll commissioned by the University of Chicago’s Booth read

    The first in a series in which an Opportunity Youth shares her voice and perspective on what she brings to an employer.

    October of 1995 was the year my mom died. It was also the year I promised myself that I would go to college and graduate no matter what it would take to get there. At the young age of 7, I didn’t know that it read

    It’s not you, it’s your goal-setting approach. Learn how to find the money planning method that’s right for you. read

    Common sense tells us that the digital economy requires a new kind of leadership. Now a study from Oxford Economics reveals the specific leadership behaviors behind the best-managed companies in an era of fast-paced innovation and often surprising disruption. Sponsored by SAP, the study’s findings are based on feedback from over 4,100 executives read

    Cassandra Pittman, an expert coach at Fortuna Admissions has an MBA from Columbia and worked in admissions at two of the world’s leading business schools, shares her advice to ace (or fail) your business school video essays. read

    In 2015, 974,926 international students were enrolled in U.S. universities, representing 4.8 percent of the total undergraduate and graduate population. China is the greatest source of international students by far, accounting for over 30 percent last year, followed by India, South Korea, Saudi Arabia and Canada. Given the record numbers of read

    If your parents don’t claim you, you’re on your own, right? The quick answer from FAFSA: No. read

    They may have gotten straight As and perfect SAT scores back in high school, but the majority of freshmen entering Yale University this fall don’t feel prepared to handle the rigor of college classes. And by the way, 16% of them are bringing along fake I.D.s to New Haven. read

    Jill Stein, a medical doctor and environmental health activist from Massachusetts, is the Green Party candidate for president. She also ran under the Green banner in 2012, when she got 0.36% of the vote after getting on the ballot in 37 states. Her positions on education are right in line with Democratic contender Hillary Clinton and the read

    Students at Godley Elementary School in Texas no longer have to say their dog ate their homework… because they won’t have any for the whole school year! Second-grade teacher Brady Young sent a letter out to parents explaining homework from her classroom will only consist of work their children didn’t finish during the school day. “Research has read

    Episode 5 of The Limit Does Not Exist takes us inside the American Museum of Natural History, where we sit down with Assistant Curator of Herpetology Dr. Frank Burbrink. (Herpetology = study of amphibians and reptiles.) Trust us, it was definitely as cool as it sounds.

    Burbrink is obsessed with snakes. He studies them in read

    This might not be the most thrilling subject, but it’s imperative to consider all of your bank accounts and documentation in the eventuality of your death. There is certainly much to think about; however, I outline the basics and how to proceed. I encourage you to read, learn, and take action! read

    On a recent edition of HBO’s “Last Week Tonight,” British comedian John Oliver decided that American charter schools are just too, too funny. read

    Co-authored by Cassius Johnson and Jonathan Hasak

    “What the people want is very simple – they want an America as good as its promise.” Congresswoman Barbara Jordan

    During most of the 20th century, the American Dream promised our nation’s youth that if they worked hard and got a college degree they would get a read

  • The 5 Worst Pieces of Advice for Small Business Owners #business #loans

    #small business advice



    The 5 Worst Pieces of Advice for Small Business Owners

    When you’re starting a business, there’s no shortage of people eager to hand out advice. It seems that everyone, even someone you’ve just met, has an opinion on how you should be developing your product, running your marketing, handling your finances and much more.

    I’ll be the first to admit that I’ve met some very smart people and have had great mentors over the years. Their contributions have been invaluable to my success. Yet after launching two companies over two decades, I’ve come across some terrible advice.

    Below are the top five bits of advice that I could have done without.

    1. “Hire people you know.”

    I’ve had countless people tell me that it’s always better to assemble a team of “known quantities” — friends, colleagues or former employees whom you know and trust. But I’ve discovered that for me, the best hiring decisions are based on the specific positions I need to fill at that moment in time. In other words, I need to focus on the specific expertise and skill sets the company needs, rather than trying to piece together how Jill, Sally and Joe will fit into the new business.

    In addition, if things aren’t working out between an employee and your company, you need to part ways (and usually, the sooner the better). You may be more reluctant to let friends go, even if you know they aren’t good fits.

    2. “There’s no room for you in the market.”

    When my husband and I launched a legal document filing company the second time around, the field was quite crowded, with several big names and established players. Many people told us to find a new space because there simply wasn’t room for us to compete.

    However, the key to business success doesn’t always hinge on finding a completely empty field; rather, it’s how you define your company and its place in the market. Starbucks wasn’t the first company to sell coffee, but they did revolutionize the coffee shop by selling an experience along with a caffeine fix. Still, numerous boutique coffee shops are able to open and thrive today, even though there’s a Starbucks around the corner.

    Rather than struggling to come up with a brand new idea, take a look at your target industry and see where there’s a void to be filled. Figure out the best possible way to fill that need and run with it. You don’t always have to blaze a new trail, but you need to know who you are.

    3. “You have to be cheaper than the other guys.”

    I admit that my husband and I fell into this pricing trap with our company. We felt that the only way we could compete with the “big guys” was to undercut them on price. So, we dropped our prices. Our business grew, customers were happy, more customers came in, yet we were nearly losing money with every new order.

    Many young companies feel the pressure to discount their prices heavily in order to win business. While customer acquisition is important, attracting customers at unsustainable price levels will just result in a race to the bottom. I’ve learned that you’re better off in the long run to focus on how to bring more value to customers, rather than simply slashing your prices. After all, someone will always be able (or willing) to absorb a lower cost than you. You’ll need to find a new way to stand out, and then work as hard as you can to be exceptional in those differentiating areas.

    4. “Social media is free.”

    Over the past several years, I’ve had people tell me that starting a small business today is much easier than a decade ago, because of all the free marketing on Facebook. Twitter and Yelp. Sure, you don’t have to spend a dime to join Facebook, create a Twitter account or start a blog. But, I think a more apt comparison is that social media is free like a puppy. It may not cost much to bring a shelter puppy home, but from day one, it’s an endless whirlwind of training, toys and treats.

    Likewise, social media is far from free once you factor in the blood, sweat and tears it demands. From developing fresh content to keeping up conversations, social media requires nonstop commitment once you start. Unless you consider your time (or the time of your employees) worthless, then there’s a significant cost involved with social media.

    5. “You have to spend money to make money.”

    This cliché never applied to our business, particularly at the beginning. We set up shop in our apartment and did everything we could to keep expenses down. Sometimes we thought things would be better if we just had the money for X, Y or Z. But it’s risky to think that throwing money at a problem is your silver bullet. Sometimes, creative thinking and strategy work far better than a checkbook.

    We had to learn the difference between spending money and investing in the business. Certainly, money can scale a business faster, but only when you spend money on those things that will produce more money in return.

    Final Thoughts

    People will always give you advice — some good, some bad. The key is to never forget that you are running the show. Other people’s opinions should always be viewed through the context of your own experiences, convictions and value system.

    Final decisions are always up to you, so there’s no blaming someone else for bad advice.

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    6 Business Icons Who Made TIME Person of the Year #the #small

    #business icons


    TIME has dedicated one issue to the “Person of the Year. ” The award, which is “bestowed to those who have, for good or for ill, most influenced the news and our lives in the past year,” has gone to politicians, scientists, humanitarians and entrepreneurs. Click through to see the business icons who have graced the magazine’s famous cover over the years.

    1928 – Walter Chrysler

    Before starting what would become one of the largest automotive manufacturers in the United States, Walter Chrysler worked as a railroad mechanic and locomotive machinist in West Texas. After serving as the head of Buick for three years, Chrysler was tapped to turn around the failing Willys-Overland Motor Company in Flint, Michigan. The now defunct company would become the automaker known today as Chrysler. Two years after being awarded Person of the Year, Chrysler financed the construction of the Chrysler Building in New York City, all with his personal fortune. The building stood as the tallest in the world for 11 months, when the Empire State Building surpassed it. Upon his death in 1938, Chrysler’s estate was worth roughly $8.9 million dollars – almost $150 million by today’s standards.

    1955 – Harlow Curtis

    In 1914, Harlow Curtis, the son of a fruit vendor in rural Michigan, responded to a newspaper ad for a bookkeeper position at the AC Spark Plug Company in Flint, Michigan. Following 15 years of service at AC, Curtis was named president of the spark plug company. According to GM’s online history portal. Curtis worked his way up the Detroit-ranks, landed a position at Buick and eventually became president of the highly profitable GM branch. In 1953, Curtis was named president of General Motors, and at his helm became the first American company to reach $1 billion in profits. A year later, TIME named Curtis “Man of the Year” in recognition of this achievement.

    1991 – Ted Turner

    Now a household name and waiting room fixture nationwide, CNN had plenty of skeptics when Ted Turner launched the first 24-hour news network in 1980. Built on the foundations Turner had put into place as the head of his father’s advertising firm and as the owner of the Atlanta Hawks basketball team, Turner changed news from a once-daily occurrence to a never-ending cycle. As of 2010, CNN was streaming to 100 million American households and another 98 million satellite subscribers throughout the world. Turner is worth $2.2 billion, according to Forbes . making him one of the wealthiest men in the country. The wealthy conglomerate extends beyond media, too. Ted’s Montana Grill serves up western-inspired food sourced from Turner’s bison located on ranches throughout the west and abroad.

    1997 – Andrew Grove

    As he proclaims in his book, “Only the paranoid survive.” This is the driving principle that has made Andrew Grove so insanely successful. Born in Hungary, Grove escaped communism to finish his education, earning a Bachelor of Science degree in chemical engineering from City College of New York and a Ph. D. from the University of California, Berkeley. Grove was a pioneer the burgeoning semi-conductor industry. Once at the helm of Intel, Grove revolutionized the company into the highest valued computer chip maker in the world today. Under Groves leadership, Intel saw an increase in revenue from $1.9 million in 1987 to an astonishing $26.27 billion in 1998. Steve Jobs idolized Grove, seeking his advice when considering a return to Apple as CEO. In 1997, a year before Grove relinquished his title of CEO, Grove was awarded “Person of the Year ” on the 50th anniversary of the invention of the transistor.

    1999 – Jeff Bezos

    The e-commerce pioneer is most well known for his establishment of Amazon as an Internet commerce icon. Originally a source for books, Amazon had expanded to almost everything by 1999 when Jeff Bezos was awarded “Person of the Year.” Born to a teenage mother, Bezos was technologically adept from a young age, tinkering in his parents’ garage. In 2013, Amazon reported net revenue of $74.5 billion and employed over 132,000. Alexa, the domain ranking service, credits Amazon as the seventh most-visited website in the world. Since his recognition, Bezos has been up to quite a bit. In addition to his continued innovations at Amazon (did someone say drones ?), he acquired The Washington Post from longtime owners, the Graham family. Bezos is betting on his knack for web innovation to bring the publication into the digital age.

    2010 – Mark Zuckerberg

    The same year as he was hailed as TIME’s “Person of the Year “, The Social Network film sealed Mark Zuckerberg ‘s place as an American demagogue, next to the likes of Steve Jobs and others. In a Harvard dorm room, Zuckerberg and friends created what would become Facebook. The website spawned an entire social networking industry. Facebook’s massive $5 billion IPO, the third largest in history, would increase Zuckerberg’s wealth to about $33.1 billion, according to Forbes . making him No. 16 on the list of wealthiest Americans. His wealth makes him part of an elite club – one of three people with more billions than they have years of age. As of September, Facebook boasted 864 million daily active users .

    What type of accounts should I use for ATM businesses cash flow?

    #atm business


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    What type of accounts should I use for ATM businesses cash flow ?

    I use the cash accrual accounting style for my ATM business. I cycle cash through my ATM’s that I have entered into my QB as owners equity originally. I am wanting to balance the checking account. When that money cycles back through to my bank account and gets electronically deposited what is it considered? Is it an “other assett” or what? Then when I withdrawl to load machines again what type of account should I use for the withdrawls, a “short term liability” account? I really need some clearity.

    You might say the cash is my reaccuring supplies.

    Why do you want to report this?

    I think I am tracking with Mistyblue. I have the income account for the surcharge fees that users of the machine owe me. The expense account for any fees for the particular bank where my money is cycled through. But what about the ST liability account. are you saying use this account type for the electronic deposits from user’s of my machine’s back to my account and use it for my withdrawls to load back into my machine. I thought I would need a “plus” and a “minus” sort of set up with the accounts?

    Recommended Answer

    2 people found this helpful

    This is how I have done this: I’ve set up a bank account for the ATM in qb as well a income account and I used a short term liability account. Of course a bank service charge account for the ATM.

    The short term liability account is the cycle account (withdraw and well as put back) – The income part I separate to its own income account. This way tracking income, expense, and your main cycle account. Which bottom line each rec balances. Note: I would check as well with your accountant on according to your area on sales tax requirements.

    Was this answer helpful? Yes No

    I think I am tracking with Mistyblue. I have the income account for the surcharge fees that users of the machine owe me. The expense account for any fees for the particular bank where my money is cycled through. But what about the ST liability account. are you saying use this account type for the electronic deposits from user’s of my machine’s back to my account and use it for my withdrawls to load back into my machine. I thought I would need a “plus” and a “minus” sort of set up with the accounts?

    1 additional answer

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    10 greatest entrepreneurs of all time – Business – Small business #business

    #top entrepreneurs


    History s 10 greatest entrepreneurs

    By Philipp Harper

    Special to msnbc.com

    How many entrepreneurs have there been in the history of the world? Millions, certainly, probably even billions. These are the men and women who take capital — their own or somebody else’s — and use it to beget more capital. Some fail, some succeed, some excel.

    With so many candidates to choose from, any list of the 10 greatest entrepreneurs of all time will necessarily be somewhat arbitrary. It will also be top-heavy with Americans, just as a list of great chefs would be disproportionately French or of great eccentrics dominated by the British.

    Business is what America does. If that sounds chauvinistic, get over it.

    Here, without further ado but with tongue occasionally in cheek, are history’s 10 greatest entrepreneurs.

    1.King Croesus. A pick by our veterans committee, Croesus, who ruled the Asia Minor kingdom of Lydia in the sixth century B.C. is owed a huge debt of gratitude for minting the world’s first coinage, thereby creating in a single stroke the lifeblood of every business: liquidity and cash flow. Moreover, his opulent lifestyle has given entrepreneurs throughout history something to shoot for. Is there a greater distinction for the commercially inclined than to be deemed “as rich as Croesus”?

    2.Pope Sixtus IV. Sixtus gets the nod for realizing that the “wages of sin” meant more than unpleasant repercussions. There was money to be made in damnation, and Sixtus mined it by opening up a new market — the dead — for the indulgences the church had been selling for years. Relatives of the deceased quickly filled the Vatican’s coffers with payments intended to lessen the time their loved ones spent in purgatory. In 1478 Sixtus “grew his market” by authorizing the Spanish Inquisition, which swelled purgatory’s ranks by 100,000 souls in 15 years. He also was the first pope to license brothels.

    3.Benjamin Franklin. In a real sense, Franklin was America’s first entrepreneur. Unlike other of the Founding Fathers — the hypermoral Washington, the prodigiously intellectual Jefferson — whose virtues and attainments are seen today as anachronisms, Franklin truly was a model of what many of us would become. Beneath the statesman’s mantle resided a popular author, a printer, an inventor (the lightning rod, bifocals) and a very savvy businessman who knew how to commercialize the fruits of his fertile mind.

    4. P.T. Barnum. Americans have always loved a good scam and Phineas Taylor Barnum took the art to new heights. He played on our fascination with the bizarre and freakish with sideshow acts ranging from the midget Tom Thumb to Jumbo the giant elephant. In between was a host of more dubious curiosities. He created the Barnum and Bailey Circus as a showcase for all this wonderment, and dubbed it “the Greatest Show on Earth.” Along the way he invented modern advertising and became rich. For the record, he never said “There’s a sucker born every five minutes,” but he left behind plenty of other bon mots. Among them: “Every crowd has a silver lining.”

    5.Thomas Edison. What do you say about the man who gave the world the electric light, the phonograph, talking motion pictures and more than 1,300 other patented inventions? That he was the world’s greatest inventor, certainly. But he was also able to exploit the profit potential in his creations, an entrepreneurial bent that asserted itself when Edison was a teen-ager, printing a newspaper in the baggage car of a rolling train and then selling copies to passengers. His impact on the way people live was and is pervasive. As a combination of inventive genius and entrepreneurial flair, he stands alone.

    6.Henry Ford. Ford also fundamentally changed human lifestyles by making available a vehicle, the Model T, that vastly extended people’s range of movement. The automobile would allow America’s masses to fulfill their Manifest Destiny to populate every corner of the continent. But his more profound impact was on industry. The moving assembly line he designed to build his cars was the signal breakthrough of the Industrial Age. Appropriately, Ford earned the seed capital for his enterprise by working as an engineer at the Edison Illuminating Company in Detroit.

    7.Benjamin Siegel. Known as “Bugsy” to his friends, Siegel was a notorious mobster with a touch of the visionary. Legend has it that he single-handedly invented Las Vegas, and that’s a stretch. But he was the first to see what the town could become: a lush oasis of pleasure where gambling was just one of the attractions. He also proved adept at attracting other people’s money to build his iconic resort, The Flamingo. Trouble was, some of those other people belonged to an outfit called Murder Inc. and Siegel was gunned down in 1947 amid rumors he had stolen from his partners. But give the devil his due: Before there was the Bellagio, there was Bugsy.

    8.Ray Kroc. Nothing says entrepreneur like persistence, and nothings says persistence like Ray Kroc, the kitchen wares salesman who in 1954, at age 52 and in poor health, had his imagination hijacked by a family-run restaurant in the desert outside Los Angeles. Once he had bought out the McDonald brothers, Kroc proceeded to take their concept of a limited menu, fast service and low prices and expand it nationally, in the process creating the fast-food industry and dramatically affecting America’s lifestyle and, sadly, collective health.

    9.H. Ross Perot. Within every entrepreneur lurks a touch of the cowboy, and there’s no better example of the strain than Perot, the diminutive Texan who has become best known in recent years as a political gadfly. Before that, though, he was all business, using a $1,000 loan from his wife in 1962 to launch Electronic Data Systems. Perot’s winning idea was that large corporations and organizations needed data-processing help if they were to take full advantage of computer technology. When in the mid-’60s he won contracts with two new federal health-care programs — Medicare and Medicaid — EDS was off and running and Perot was on his way to being one of America’s richest citizens.

    10.Jobs & Wozniak. Apple Computer’s two Steves weren’t the first Silicon Valley entrepreneurs to launch a billion-dollar business from a Palo Alto garage — Hewlett and Packard were there before them — but they were the first to democratize computing by creating a machine whose use was so wonderfully intuitive that even technophobes embraced it. Combine the elegance of Wozniak’s operating system design with Jobs’ marketing savvy (remember Apple’s “1984” ad?) and the result was a true phenomenon. Yes, the Apple was eclipsed by the PC, but only after Microsoft (behind the vision of two other notable entrepreneurs, Bill Gates and Paul Allen) developed Windows to ape its rival’s ease of use.

    Philipp Harper is a freelance journalist living in south Georgia.

    10 Characteristics of Successful Entrepreneurs #printable #business #cards

    #top entrepreneurs


    10 Characteristics of Successful Entrepreneurs

    Abernethy, Shine Named Co-Presidents of Fox News, Business #business #plan #software

    #fox news business


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    Abernethy, Shine Named Co-Presidents of Fox News, Business

    21st Century Fox named Jack Abernethy and Bill Shine as co-presidents of the Fox News Channel and Fox Business, naming long-time company veterans to fill the leadership void created when Roger Ailes stepped down amid a sex-harassment scandal.

    The company also said in a statement Friday that Mark Kranz will retire as chief financial officer of the most-watched cable news network. Suzanne Scott was promoted to executive vice president, overseeing prime-time and daytime opinion shows, and will lead development of new programming.

    The move puts two senior executives atop 21st Century Fox’s most profitable TV network, dividing responsibilities that were previously all under Mr. Ailes, the chairman and co-founder of Fox News. Both will report to Rupert Murdoch, the executive chairman of 21st Century Fox, who became executive chairman of Fox News after Mr. Ailes’s departure and continues to lead the network.

    “The company had an opportunity to bring in some new blood but it appears that they want to stay with a proven play book,” said Paul Sweeney, an analyst at Bloomberg Intelligence.

    Mr. Abernethy, who will continue to lead Fox’s TV stations, will oversee all business components of FNC and FBN including finance, advertising sales and distribution units. Mr. Shine will run all programming and news functions of each network, the company said.

    The changes mark promotions for long-term Fox News executives. Mr. Shine, 53, joined Fox News in 1996 as the producer of “Hannity & Colmes” and rose through the ranks to oversee the network’s entire programming slate. Mr. Abernethy, 60, also joined the network in 1996, when it was launched, and was once its CFO. The restructuring also adds a female executive to the senior leadership ranks at the network. Ms. Scott, who has been senior VP-programming and development since 2009, joined Fox News at its inception as a programming assistant.

    Related Stories

    Ailes Departs Fox News, but Advertisers Won’t Soon

    Fox Launches Internal Review of Roger Ailes Sexual Harassment Suit

    Mr. Ailes stepped down as head of Fox News in late July following an investigation of sexual harassment accusations in a suit by former anchor Gretchen Carlson, claims he denies. Since then other women have come forward with similar claims, including one who received a $3.15 million settlement, according to New York Magazine. 21st Century Fox said it only recently learned of that case.

    Some of the women say they told Mr. Shine about Mr. Ailes’s alleged harassment, a claim that Mr. Shine has denied.

    Richard Greenfield, analyst at BTIG, said the channel had preserved “the status quo” with Friday’s appointments but that “Fox News was bigger than any one individual.”

    In this article:

    Types of Business Degrees – Campus – online business management degrees –

    #business degrees


    Types of Business Degrees: From Marketing to Business Administration

    As our economy becomes increasingly specialized and reliant on technology, degrees in business are quickly eclipsing liberal arts as the “do anything’” degree. With their focus on building relationships, innovation, and improving the bottom line, employers tend to view business degree holders as individuals who are ready to contribute to their organization and fulfill an array of roles, especially those at the management level. Adding a business degree to your credentials might help you move into higher levels of management or switch your career trajectory altogether. Learn more about the types of business degrees available to find out which direction in your business education is the best course to take.

    Business Degree Levels

    Business degrees are provided at all levels of post-secondary education, from certificate programs through a Doctorate of Business Administration (DBA). Due to the broad variety, admission requirements can differ greatly. Certificate programs usually last less than two years and are open for individuals at both the undergraduate and graduate level. Two-year associate’s degree and four-year bachelor’s degree programs in business typically ask applicants to have a high school diploma or GED. Some undergraduate programs may also require standardized test scores, such as the SAT or ACT.

    Both Master of Business Administration (MBA) and DBA schools require a four-year degree and might ask applicants to submit GRE scores. While most graduate business programs accept applicants from numerous undergraduate majors, students are often expected to have acquired a few years of real-world business experience prior to applying. Depending on the school, some doctoral programs may also require candidates to have first earned a master’s degree. MBA degrees usually take two years to complete, whereas DBA programs can take 3-4 years, but the exact timeline will vary by program.

    Business Degree Concentrations

    In addition to the traditional business majors of business administration or business management, business degrees are also offered in a variety of specialized disciplines as separate majors within the business college, such as majors in finance, accounting or entrepreneurship. Additionally, many programs include concentrations within business administration programs, such as an MBA with an emphasis in human resources management, where students can take classes that will better help them in the particular field where the student would like to work. These types of programs have the benefit of providing not only a solid business foundation, but also a career-focused curriculum in a specific discipline within business. Among some of the more popular specialized business areas are:

    • Accounting
    • Entrepreneurship
    • Finance
    • Healthcare management
    • Human resources management
    • Information systems management
    • International business
    • Marketing
    • Public administration

    Business Degree Course Formats

    While traditional programs are still popular, larger numbers of schools are offering degrees in business administration with flexible scheduling. Business schools are reshaping their programs to accommodate working individuals in meeting their education goals. Options include part-time and accelerated programs; online business administration degree programs; hybrid programs, where some courses are online and some are on campus; and weekend and evening programs, which meet at times that are convenient for the busy adult.

    Marketing Your New Skills

    After completing your degree in business administration, the possible career paths range across multiple industries, including finance, healthcare, marketing, and IT. Salaries generally depend on education level and the demand of the field, with roles at the managerial level typically commanding the highest income. As such, supervisory positions tend to be competitive and usually require extensive work experience in addition to strong academic credentials. In 2011, the median annual salary for the following careers were as follows:

    With the many types of business degrees offered by universities today, there are a number of options available to assist you in taking the next step in your career, regardless of your desired industry. Whether you are hoping to enroll in a full-time, on campus program to help kick start your education or are hoping to earn a part-time, online business management degree to move into a supervisory role, there is a business program that will fit into your lifestyle. Open yourself up to an assortment of opportunities by beginning your business education now.

    Related Articles:
    1. How to Become a Business Analyst Business analysts, also known as management analysts, analyze an organization and propose ways to improve its.
    2. How Many People Earn College Degrees? Degrees, by Level of Degree and Sex of Recipient The National Center for Education Statistics (NCES).

    The importance of ethics in business – Ethical business practices – Cadbury

    #ethics in business


    Ethical business practices
    A Cadbury Schweppes case study

    Page 1: The importance of ethics in business

    Ethics concern an individual’s moral judgements about right and wrong. Decisions taken within an organisation may be made by individuals or groups, but whoever makes them will be influenced by the culture of the company. The decision to behave ethically is a moral one; employees must decide what they think is the right course of action. This may involve rejecting the route that would lead to the biggest short-term profit.

    Ethical behaviour and corporate social responsibility can bring significant benefits to a business. For example, they may:

    • attract customers to the firm’s products, thereby boosting sales and profits
    • make employees want to stay with the business, reduce labour turnover and therefore increase productivity
    • attract more employees wanting to work for the business, reduce recruitment costs and enable the company to get the most talented employees
    • attract investors and keep the company’s share price high, thereby protecting the business from takeover.

    Unethical behaviour or a lack of corporate social responsibility, by comparison, may damage a firm’s reputation and make it less appealing to stakeholders. Profits could fall as a result.

    Along with good corporate governance, ethical behaviour is an integral part of everything that Cadbury Schweppes does. Treating stakeholders fairly is seen as an essential part of the company’s success, as described here: ‘A creative and well managed corporate and social responsibility programme is in the best interests of all our stakeholders – not just our consumers – but also our shareowners, employees, customers, suppliers and other business partners who work together with us. *’

    Ensuring that employees understand the company’s corporate values is achieved by the statement of ‘Our Business Principles’ which makes clear the behaviour it seeks from employees.

    Cadbury Schweppes’ good practice was recognised when it was voted one of the ‘most admired companies for community and environmental responsibility’ by Management Today magazine in 2003. It was also ranked second in the Food and Drink sector in the Business in the Community ‘Per Cent Club’ Index of corporate giving for 2003, with an investment in the community of around 3of its UK pre tax profits.

    * Cadbury Schweppes Corporate and Social Responsibility Report 2002

    Cadbury Schweppes | Ethical business practices