Tag : Review

Lenovo ThinkCentre M93p Tiny Review & Rating #starting #a #business #ideas


#business computer

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Lenovo ThinkCentre M93p Tiny

Extremely compact form factor, one could say it’s tiny. Five USB 3.0 ports. Multi-monitor support. Windows 7 Professional pre-installed, Windows 8 Pro also included. vPro manageability.

Need adapter for HDMI. No 5GHz Wi-Fi. No Internal expansion.

The diminutive Lenovo ThinkCentre M93p Tiny works equally well in small, medium, or gargantuan sized businesses. It takes up almost no space on your desk, but is still a full-featured desktop instead of a thin client box.

Enterprise IT purports to be all about cloud and centralized server-based computing, but thin clients and centralized computing isn’t necessarily the right fit for all businesses. For the majority of small, medium, and large business out there, Lenovo ThinkCentre M93p Tiny gives your users a compact, hide-anywhere desktop PC that has full Windows PC power without the complexity issues of thin clients, and without the theft and reliability concerns that laptops bring. It’s a good fit for businesses of all sizes, and dovetail with Lenovo’s larger chassis PCs, which share disk images and support hardware. The M93p Tiny is our latest Editors’ Choice for business desktops.

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Design and Features
The M93p Tiny essentially is the same chassis as the previous Lenovo ThinkCentre M92p Tiny ($580). Both are about 1.5 by 7 by 7 inches (HWD), which puts them in the ultra small form factor (a.k.a, one-liter category). To put this into perspective, the Apple Mac mini (Late 2012) ($1,049) is approximately 1.3-1.4 liters in volume, Lenovo’s normal small form factor chassis is 11 liters, and a desktop tower is 25 liters. This means that there is no internal expansion room to speak of aside from a spare memory slot to expand the existing 4GB. Inside the chassis you’ll find an Intel Core i5-4570T processor with Intel HD Graphics 4600, 4GB of memory, and a 2.5-inch 500GB hard drive. You (or your IT folks) can configure the system with a larger capacity hard drive or a smaller, but faster SSD. There is a mini PCIe slot in the M92p Tiny, and in this case it’s configured with an Intel Centrino-N 105 Wi-Fi card, which gives the system wireless connectivity, though only on the 2.4GHz 802.11 b/g/n bands.

The M93p Tiny came with Windows 7 Professional pre-loaded, but also comes with a license and recovery DVD for Windows 8 Pro. This means that the system is ready for Windows 8 when and if your company decides to switch operating systems. The system has vPro certified components, so you can integrate the system with your enterprise standard network and device management infrastructure. You don’t have to use vPro (it doesn’t make much sense to use vPro in a small 5 person office), but it is a good option for the growing business or small remote office in a larger corporation. Even a typical five-person business can take advantage of the fact that the M93p can share disk images, so you can keep spare hard drives ready in case of malware or Windows problems that inevitably crop up. This is a plus for the M93p Tiny over the current business Editors’ Choice Polywell B8500 ($899), which is better suited for SMB situations that don’t scale. The Polywell B8500 we reviewed also had less USB 3.0 ports, no Wi-Fi, and a much louder cooling fan, which may be a problem in quiet offices.

The system can disappear behind a monitor with an optional VESA mount, or you can mount it below a desk, so it’s almost invisible in practice. You can even lock it the PC chassis itself away, since one of the USB ports can make the keyboard emulate a power button with a control key command. The M93p Tiny rivals thin clients, which use small boxes to connect to a centralized applications server. In fact, it’s better, since thin clients don’t do any of their calculations locally, so thin client users will be subject to work stoppages if servers go down. With the M93p and other full PCs, you’ll be able to complete your work locally even if the central server is down. The M93p Tiny is more flexible than all-in-one desktops like the Dell OptiPlex 3011 ($1,419.28), since you can use large screen monitors with the M93p Tiny. In fact, the M93p Tiny can drive up to four monitors using both DisplayPorts and dual display adapters.

Performance
The M93p Tiny has the chops to last for years in general office service. While the Polywell B8500 is admittedly a bit faster on multimedia tests like Handbrake (0:35) and Adobe Phootshop CS6 (3:06), due to its fourth-generation Core i7 processor, the M93p Tiny (1:02 Handbrake, 4:53 CS6) certainly can keep up and even match performance for older Core i7-powered systems like last year’s EC winning Dell Vostro 470 ($949) (1:04 Handbrake). The M93p Tiny scored a decent 2,789 points on the day-to-day PCMark 7 test, though it fell a little behind on that test compared to the Dell Vostro 470 (3,483 points). This is likely due to the M93p Tiny’s internal hard drive, which can be swapped out for a speedier SSD if your workers need day-to-day speed. Essentailly, the M93p Tiny has the power to last the three to five years shelf life of a business PC.

The Lenovo ThinkCentre M93p Tiny follows its older sibling, improving on some of its shortcomings like Wi-Fi and increasing the number of USB 3.0 ports. The M93p Tiny may not be as fast as the Polywell B8500 on the benchmark table, but it is quieter, more conducive to IT management, and more versatile than that specialized system. For these reasons, it takes over as our recommended Editors’ Choice for business desktop PCs.

PCMag may earn affiliate commissions from the shopping links included on this page. These commissions do not affect how we test, rate or review products. To find out more, read our complete terms of use .

Joel Santo Domingo is the Lead Analyst for the Desktops team at PC Magazine Labs. He joined PC Magazine in 2000, after 7 years of IT work for companies large and small. His background includes managing mobile, desktop and network infrastructure on both the Macintosh and Windows platforms. Joel is proof that you can escape the retail grind: he wore a yellow polo shirt early in his tech career. Along the way Joel earned a BA in English Literature and an MBA in Information Technology. More

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  • Lenovo ThinkCentre M900 Review 2016 #free #business #cards


    #business computers

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    Lenovo ThinkCentre M900 Review

    PROS / It features a quad-core processor and a dedicated graphics card.

    CONS / It only has eight USB ports.

    VERDICT / The Lenovo ThinkCentre M900 is one of the best business computers. It combines a high-end processor with 8GB of memory, 1TB of storage and excellent support.

    Everything about the Lenovo ThinkCentre M900 is fast, reliable and capable of expanding with your business. It comes with a military-grade chassis, which makes it one of the most durable business computers on the market. It also features excellent support to ensure that your business is up and running quickly if components break down. It has the high-end Intel i7 quad-core processor, 8GB of memory, a dedicated graphics card and 1TB of storage. The many upgradable options and expansion features allow you to conform it to fit your business’ needs. For these reasons, it earns the Top Ten Reviews Bronze Award for best business computer .

    For our review, we emphasized performance, which starts with the processor. To evaluate performance, we started by looking at the PassMark score of the CPU. Then we assessed the installed RAM and storage. Finally, we evaluated the connectivity and expansion potential of the chassis. The best business desktop computers provide excellent performance with the ability to expand to meet your business’ needs.

    8011.40 PassMark Score

    Performance

    With the Intel Core i7-6700, you get a quad-core processor that has eight threads of execution, which is almost like having eight cores. This provides exceptional computing power that allows you to multitask without slowing down your computer, which is illustrated in the high PassMark score of 11,000.

    Out of the 10 computers we reviewed, this is the best processor. Since we determined that a 6,000 PassMark score was the minimum passable score, you can see that this business desktop computer clearly has the processing power needed to handle running multiple business apps at a time.

    In addition to the excellent CPU, the M900 is one of the few business PCs in our review with a dedicated graphics card. It comes with the Nvidia GeForce GT 720, which has 1GB of memory. Having a dedicated graphics card means that the i7-6700 processor doesn’t process graphics until the card is maxed out. This allows it to more freely process other data. In other words, when you combine this graphics card with a quad-core processor, the performance is among the best you’ll find at this price range. You can run a video-editing program and do your taxes at the same time without a hitch.

    Memory & Storage

    The Lenovo ThinkCentre M900 comes with 8GB of memory, which is the standard amount of memory for business desktop computers at the $1,000 range. With this much memory, you won’t have any trouble running most business programs like Excel, PowerPoint and Word or data-intensive programs like video-editing software. However, if 8GB isn’t enough memory for your business, you can upgrade the RAM to as high as 32GB.

    The hard drive has 1TB of storage, which is also standard at this price point. This is most storage of any of the hard drives you can upgrade to, but you can add a second 1-TB hard drive. For most business computers, 1TB of storage is enough for several years, unless you have a lot of music and videos.

    You can upgrade the hard drive to a 256-GB solid-state drive, which can add a lot of value to an office PC’s performance, because the data is accessed much faster and is less susceptible to drive failures as there are no moving parts.

    Connectivity

    The ThinkCentre M900 has only eight USB ports, which is the least number of ports for a business computer. Each port is a USB 3.0, which are also compatible with USB 2.0 devices. The best business computers have at least 12 USB ports. You want to have at least two or three ports more than what you know you’ll need. For comparison, the best you can get on a business desktop computer is up to 14 USB ports. However, you can add more USB 2.0 ports for a fee.

    The M900 also lacks a media card reader, which reads memory sticks and memory cards commonly used in phones, cameras and other handheld digital devices. You can add a media card reader prior to purchase, but it costs extra.

    Expansion Potential

    The ThinkCentre comes with a 250-watt power supply unit, which is enough to handle the installed components but lacks the overhead for expansion. For comparison, the best business computer in our review has a power supply unit of 460 watts with similar specifications. Without sufficient overhead, you’ll have to upgrade the power supply unit before installing any more components.

    There are four expansion slots on the motherboard, with two internal drive bays and two external drive bays. These allow you to add more hard drives to increase storage or other devices needed for your business, like audio or video cards. But as mentioned, you need to upgrade the power supply unit if you add any components.

    Help & Support

    Lenovo has one of the best support systems for business computers, with one caveat the M900 only comes with a one-year warranty. However, Lenovo’s warranty covers parts, labor and on-site service. You can also customize your service and extend your warranty up to five years. These are vital support features for a business computer, because you can’t afford for your computer to break down.

    The company offers additional support like asset recovery, online data backup and remote diagnosis. These services help you ensure your business’ vital information is always safe and accessible.

    Summary

    With an Intel i7-6700 quad-core processor, 8GB of memory and 1TB of storage, the Lenovo ThinkCentre M900 business computer is a high-performance machine with one of the best support systems available. The connectivity is subpar, and the expansion potential is hindered by a weak power supply unit, but these issues can be remedied with simple upgrades. It’s clearly among the best business computers on the market.



    HP EliteDesk 800 Review 2016 #business #startup #loans


    #business computers

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    HP EliteDesk 800 Review

    PROS / It has a quad-core processor.

    CONS / It only comes with 4 GB of memory.

    VERDICT / The HP EliteDesk 800 has a powerful high-end processor, but it comes with below-average storage.

    Many office PC brands are marketed to both consumers and businesses, but the HP EliteDesk 800 series is designed specifically for small and medium-sized businesses. The cost-effective design makes it a great option if you need multiple computers for your business. However, while the processor is adequate for multitasking with a lot of business-oriented software, it lacks the power you’d find in the best business computers .

    For our review of business computers, we looked primarily at the processor for performance. To do this, we used the PassMark score of the processor, which is a user-submitted score based on industry benchmarking tests. Then we analyzed the RAM and the storage. The best business computers should provide excellent performance with sufficient storage. Finally, we evaluated the chassis’ connectivity and expansion potential, as you should get an office PC that can expand with the needs of your business.

    8011.40 PassMark Score

    The HP EliteDesk 800’s processor is the Intel i5-6500, which is a quad-core processor with a 6MB cache and 3.6GHz speed. In the PassMark benchmark tests, this processer has a score of 7,035, which is well-above the passable mark of 6,000. This means this desktop has sufficient processing power to multitask with most business apps. However, the highest PassMark score in our review is 11,000. A difference of 3,000 in a PassMark score is generally considered to be exponential, meaning that the best processor in our review is more than twice as good as this processor at multitasking and processing data.

    The EliteDesk also lacks a dedicated graphics card, which means that the graphics are integrated with the i5-6500 processor. This computer will struggle to handle data-intensive graphics programs like AutoCAD. However, you can upgrade the processor and add a dedicated graphics card prior to purchase, though at a significant cost.

    You get 4GB of memory and a 500-GB hard drive, which is disappointing. While 4GB of RAM is plenty for most business apps like Microsoft Office and Excel, 8GB of memory is the preferred standard. Also, the best office PC has at least 1TB of storage. The best business computer in our review, the Dell XPS 8900, comes with 16GB of RAM. However, you can upgrade the memory to 8GB, and you can upgrade the storage to 4TB. In addition, the motherboard can support up to 64GB of RAM, though you have to manually install the memory yourself.

    The motherboard has four expansion slots, which is standard. This allows you to add hard drives or other devices, like upgraded audio or video cards. In addition, eight USB 3.0 ports and two USB 2.0 ports give you plenty of ways to connect external devices like card scanners and printers. These features make the EliteDesk an office PC that can grow with your business. When you need more out of your business computer, you can add the necessary hardware.

    Another downside to the HP EliteDesk 800 G1 is the lack of some important support services with HP. While you get a three-year warranty that covers labor and parts, HP doesn’t have asset-recovery services, online backup or remote diagnostic services. These are important services, because your business computer is a critical aspect of your business. If it fails or you’re having trouble with some components, it affects your business.

    Summary

    The HP EliteDesk 800 has the quad-core processor and memory necessary to make sure that your computer doesn’t slow down while multitasking with basic software, but the Intel Core i5-6500 processor has a middling PassMark score of 7,035. The 4GB of RAM and 500GB hard drive is disappointing, but you can easily add more hard drives as needed to fit your business needs. The lack of support services means you may not be able to retrieve vital information if you encounter a problem though.



    Online Business Systems Business Review in Colorado Springs, CO – Serving Southern

    #online business systems

    #

    Business Review

    BBB Accreditation

    Online Business Systems is not BBB Accredited.

    Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

    To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

    Reason for Rating

    Factors that lowered Online Business Systems’ rating include:

    • Business has failed to resolve underlying cause(s) of a pattern of complaints.
    • Failure to respond to one complaint filed against business.

    Factors that raised Online Business Systems’ rating include:

    • Length of time business has been operating.
    • Complaint volume filed with BBB for business of this size.

    Customer Complaints Summary

    1 complaint closed with BBB in last 3 years 1 closed in last 12 months

    Additional Complaint Information

    Our complaint history for this company shows that the company has responded to and gave proper consideration to the complaints.

    However,There is a pattern of complaints. Complainants allege dissatisfaction with their independent distributors. They state delays in refunds, charging of their credit card before the trial period is over and not disclosing the product being sold and lack of response. Online Business Systems has addressed these consumers’ concerns by issuing refunds or providing explanations of their policies on refund eligibility.

    Customer Reviews Summary

    Advertising Review

    BBB has nothing to report concerning Online Business Systems’ advertising at this time.

    What is BBB Advertising Review?

    BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

    Additional Information

    BBB file opened: 02/18/2003 Business started: 12/22/1998

    Type of Entity

    Incorporated: December 2001, BC

    Contact Information

    Principal: Nicole Whelen (Customer Support Manager)

    Related Businesses
    Business Category

    Business Opportunity Companies

    Products Services

    Online Business Systems is a marketing company that offers an opportunity to become a Herbalife distributor.

    Alternate Business Names

    Income at Home, Online Business Systems – Nat’l Customer Svc Ctr, Online Marketing Solutions, Centurion Media Group, Step UP 2 Success

    Industry Tips


    SunTrust Bank Review – Banks in Richmond, VA – BBB Business Review

    #suntrust business banking

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    BBB Accreditation

    A BBB Accredited Business since

    BBB has determined that SunTrust Bank meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

    BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.

    Reason for Rating

    Factors that raised the rating for SunTrust Bank include:

    • Length of time business has been operating
    • Complaint volume filed with BBB for business of this size
    • Response to 880 complaint(s) filed against business
    • Resolution of complaint(s) filed against business

    Industry Ratings Comparison | Chart

    Customer Complaints Summary Read complaint details

    880 complaints closed with BBB in last 3 years | 373 closed in last 12 months



    Business Review – Romania – s Premiere Business Weekly #new #business #grants


    #business reviews

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    Featured September 03, 2016 10:20 0 comments BR Exclusive

    Each September brings to Bucharest the magic of national composer George Enescu, this year through the contest for young musicians setting out on their path to greatness. Some 174 were chosen to participate in this year’s George Enescu International Competition (biennial since 2014), the only Romanian classical music competition with international recognition, which will be [ ]more

    Business Review will present each week the articles that got most views online. Here are the pieces that got most…more

    Paweł Tyszkiewicz, chairman of Polish Effie Committee CEO Polish Marketing Communications Association SAR, will chair the jury comprising 90…more



    Business Plan Pro Review 2016 #best #small #business #ideas


    #business plan software

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    Business Plan Pro Review

    PROS / You can print and publish professional-looking charts, graphs and reports.

    CONS / This program lacks some research tools, such as pitch presentation guides and plan tracking, which can help refine your business plan.

    VERDICT / Business Plan Pro is ideal for beginners who aren t familiar with using advanced features for creating small business plans.

    Business Plan Pro has been around for a long time and is often recognized as an industry leader since it includes some of the best document-creation tools, is easy to use and comes with research resources that only the best business plan software includes. It also has a stellar technical support team ready to help you with any problems that may arise.

    These are only a handful of the reasons Business Plan Pro is our Top Ten Reviews Bronze Award winner. Other perks of this software program include over 500 business plan templates and sample plans you can choose from that represent many industries and business types.

    Plan Types & Tools

    This business plan-writing program is one of the easiest to use. The instructions are very clear, and the natural progression through the pages and program are helpful for even novice users. The program has embedded help aids, including video tutorials, that give clear instructions of what information is needed and why. This is especially helpful for beginning entrepreneurs that may need little more help while writing their first business plan.

    Business Plan Pro includes top-notch tools for creating an impressive business plan. It has traditional work processing features, such as spell check, autosave, image importing and document preview. In addition to standard text tools, this business plan program also includes important financial tools for creating detailed budget charts and graphs as well as future income projections. Both are important features that should be included in an effective small business plan. The handy financial calculators allow you to enter basic figures. From there, the program automatically calculates your growth projections before generating the graphs.

    If you need some inspiration before starting on your business plan, this program has hundreds of sample plans and templates that you can easily peruse and edit. When you are finished, you can save your completed plan as either a Word document or a PDF. You can easily print or email both formats to partners, executives or possible investors. One feature that isn’t included with Business Plan Pro is the ability for multiple people to access the document to collaboratively work on the business plan, a feature we look for in the best business plan software applications.

    Research Resources

    Researching your business industry can be difficult. The research is grueling and long, but the information is vital, especially when you are requesting an SBA loan or approaching investors. If the information is incorrect, you risk losing out on critical funding possibilities or creating inaccurate projections that would be disastrous for your company if you over calculate. Business Plan Pro gives you access to the more up-to-date business and statistical databases so you know your information is the most current and accurate available.

    If you decide you need expert help, Business Plan Pro has professionals to help you with your research, or they can even write the business plan for you. They can also help you identify potential investment opportunities, including angel networks, venture capitalists and private investors.

    A couple of guidance tools missing from this business plan-writing package are pitch presentation tutorials and business plan trackers. While you could do a quick Google search for some of this information, it would have been convenient to have this information included with the business planning software.

    Customer & Technical Support

    Even though Business Plan Pro is intuitive and has step-by-step instructions that are easy to understand, sometimes you need technical support. Business Plan Pro has all the typical help options such as telephone and email support, video tutorials and user manuals posted on the company website. It also has FAQs and a live-chat feature.

    Summary

    Business Plan Pro is part of a great business planning package that includes expert guidance and access to the most current statistical databases and business publications. The step-by-step instructions and intuitive interface make this program easy to create professional and effective business plans, whether you need to create a start-up, investment feasibility or immigration plan.



    Sky Blue Credit Repair Review 2016 #home #businesses


    #credit repair business

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    Sky Blue Credit Repair Review

    PROS / This company offers a good couples discount.

    CONS / This service requires you to hire a separate service for your credit pull and credit monitoring.

    VERDICT / Sky Blue Credit offers competitive prices and advertises high credit score increases, but it depends on third-party service for credit pulls and monitoring, which you need to purchase separately.

    Sky Blue Credit is a credit repair service that works to restore your credit in an average of six months. It offers friendly customer service representatives that are willing to take time to explain the program without doing a hard-sell. It offers a good couples discount, but doesn’t have many of the program features we looked for when we reviewed credit repair companies. Some of these, like credit pulls and monitoring, it provides through third-party services, which it can direct you to, but for which you pay extra. Sky Blue Credit Repair earns our Top Ten Reviews Silver Award.

    Support & Service

    We reached out to Sky Blue Credit several times on various days and times to test its customer support to potential customers. Overall, we had good experiences with representatives from this company. They provided transparent and accurate information, were responsive to email and were easy to get ahold of via telephone. No one followed up with us, however.

    This company also provides some supplemental education to help you learn more about credit and finances. The overall number of topics it covers was lower than average, but it offers an educational blog to help you learn more about how credit works and how to get back in control of your finances.

    Cost & Fees

    Sky Blue’s overall fees are affordable and compare well to the average cost of other credit repair services we reviewed. To use Sky Blue’s service, you must pay a monthly fee of $59, charged at the end of the month, and there is a $59 set up fee when you first enroll. A couples discount of 17% off the setup and monthly fees is applied if you sign up for this credit repair service with a partner. You must pull your credit report through a third-party service, but there are no additional fees on top of this, and this company does offer a money-back guarantee. These prices are correct as of the time of this review; depending on your specific situation when you look into this company, your quotes may be different.

    Time Frame

    Most clients work with Sky Blue Credit for an average of six months, though your program might be shorter or longer, depending on your situation. This credit repair company advertises between 100 and 200 points added to your credit score. Remember that this may vary greatly depending on your credit report and situation. If the credit bureaus can prove that a negative hit on your report is valid, it cannot be removed.

    You should expect to start seeing results on your credit report within 30 days from the time Sky Blue begins disputing items on your report. This company typically disputes 15 items on your report at once across the three major credit bureaus. Some companies dispute all your items at once, trying to get the biggest improvement quickly. Other credit repair services only dispute a handful at a time because they believe too many disputes at once increases the chance of having them refused. Sky Blue takes a middle-of the road approach, submitting more disputes than the more cautious companies while still not overwhelming the credit bureaus.

    Program Details

    Sky Blue Credit offers fewer program features than other credit repair companies we reviewed. To its credit, this company does work with third-party reporting bureaus for credit reports and monitoring. It will provide you links to these services, which can pull your credit report for you (for a fee) and monitor your credit during the process. You can cancel that service at any time. However, Sky Blue Credit only works with the credit bureaus and not with your creditors, which could mean that the hits on your credit might end up back on your report. Sky Blue Credit also does not offer pay for delete negotiations. Such negotiations would allow you to pay off legitimate charges, usually at a reduced amount, and in return, the creditor removes the hit from your report.

    Summary

    Sky Blue Credit offers quality customer service, a good couples discount and a money-back guarantee. It has some educational features to help you learn about credit repair before you call for help, and it takes a quick but not overly fast approach to disputing charges. Be aware, however, that it only works with the credit bureaus and not directly with your creditors, which could potentially make this service less effective than other credit repair companies that work with both.

    Overall Rating



    Capital One Spark Cash Review #small #companies


    #business credit cards

    #

    Credit Cards

    Banking

    Investing

    Mortgages

    Loans

    Insurance

    Credit Cards

    Banking

    Investing

    Mortgages

    Loans

    Insurance

    Nerdwallet Review

    If your business needs a straightforward cash rewards credit card, the Capital One® Spark® Cash for Business is a solid option. It offers 2% back on all of your purchases and there’s no annual spending cap. There’s also a signup bonus: Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months.

    The Capital One® Spark® Cash for Business has an annual fee of $0 intro for first year; $59 after that, and no foreign transaction fees. There are business cards without annual fees, but this isn’t a bad fee — you can make it up by spending just $2,950 a year. The Capital One® Spark® Cash for Business is ideal for businesses that don’t require frequent travel, and for spending that is high and/or varies throughout the year.

    Want to learn more about the Capital One® Spark® Cash for Business? See our full review of all the Spark cards for additional information.

    NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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    2016 NerdWallet, Inc. All Rights Reserved

    Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

    Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .



    PlanMagic Business Review 2016 #online #business #schools


    #business plan software

    #

    PlanMagic Business 11.0 Review

    PROS / PlanMagic includes resources for researching industry statistics, business trends and identifying possible investment opportunities.

    CONS / This program doesn t have a multiple-user option for team collaboration.

    VERDICT / PlanMagic Business is designed with your specific industry in mind, including industry-specific tools for finances and document creation.

    PlanMagic Business is one of the business plan software programs we reviewed that has specific software for each industry, including retail, construction and food services, to name just a few. It also has a program for nonprofits with its unique financial requirements and reporting procedures. Each program is designed to be easy to navigate and intuitive to use with step-by-step guidance and in-program help aids.

    PlanMagic has reliable financial calculators that take the numbers you enter and automatically configure your company’s monthly budgets, depreciation values and years of financial projections. It allows you to import financial data from your accounting software or Excel spreadsheet, and it generates impressive charts and graphs from that information. Because each industry is different with the information that is required for an SBA loan or for an investor to seriously consider your idea, each individual software program includes the information you need for that particular industry.

    This business plan-writing program includes all the necessary document-creation tools you need for writing your plan, such as spell check, document preview and the ability to import images. It also includes sample plans and templates to make it even easier to create your own business plan.

    There are some drawbacks to this software application. First, it doesn’t support immigration arrangements, which may be necessary if you’re locating the business outside of the United States, sponsoring foreign workers or plan to secure overseas funding. Second, PlanMagic doesn’t include an option for team collaboration. The top-rated business plan software allows multiple users to access the business plan and make changes at the same time, which is a great feature if you have business partners or even investors that need access to your business plan.

    PlanMagic includes some of the best guidance and research resources available through a business plan program. You can access several statistical and market-analysis databases with the most up-to-date business trends and information for your particular industry. PlanMagic guides you through the various available funding options and can even help you identify specific angel investors, venture capitalists and personal investors that may be a good fit.

    PlanMagic Business offers many tips and hints on its website to help you launch a great business and make it successful. It can help you prepare presentations so you can pitch your idea with confidence to investors. If you need expert guidance, PlanMagic has a group of advisors that can mentor you or even write the business plan for you.

    PlanMagic offers great technical support. We received responses to our email questions within a half hour of sending our request. The support personnel we chatted with on the telephone and via live chat were very courteous and knowledgeable and answered all of our questions. This program has video tutorials, FAQs section and user manuals available on its website. You can also reach the company through Facebook and Twitter.

    Summary

    Even though it doesn’t have immigration plans nor a team-collaboration feature, PlanMagic is an easy-to-use program with specific software designed for your industry, whether you’re launching a nonprofit or a retail establishment. The financial and document tools, business tips, and sample plans are all designed around your business needs. The extra guidance and resource tools, such as investment identification and access to market-analysis databases, make this business planning program worth the investment.