Tag : Small

Woodworking Tools Supplies Hardware Plans Finishing, small companies.#Small #companies


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Small Loan For Small Business – Payday Loans Online, loan for small business.#Loan #for #small #business


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Government Grants for Small Businesses – Incentives SA, government grants for small businesses.#Government #grants #for #small #businesses


Government Grants for Small Businesses

Government Grants, Incentives and funding for business

Incentives SA offers advice and information on a variety of grants available through the DTI in all sectors including SMME’s and Business funding. Government grants for small business .

Grants are available for small business funding, medium sized businesses and large companies with turnovers exceeding R35 million per year.

The Department of Trade and Industry offers a range of incentives and grants to suit your business requirements.

Small, Micro- and Medium-sized Enterprises (SMME) Development Incentives

BBSDP is a cost-sharing grant offered to small black-owned enterprises to assist them in improving their competitiveness and sustainability in order to become part of the mainstream economy and create employment. BBSDP provides a grant to a maximum of R1 000 000 (R800 000 maximum for tools, machinery and equipment and R200 000 maximum for eligible enterprises to improve their corporate governance, management, marketing, productivity and use of modern technology).

The Co-operative Incentive Scheme (CIS) is a 90:10 matching cash grant for registered primary co-operatives (a primary co-operative consists of five or more members who are historically disadvantaged individuals). The CIS is an incentive for co-operative enterprises in the emerging economy to acquire competitive business development services, and the maximum grant that can be offered to one co-operative entity under the scheme is R350 000.

The DTI initiated the ISP as a grant to develop incubators into successful enterprises with the potential to revitalise communities and strengthen local and national economies. The ISP encourages partnerships whereby big businesses assists SMMEs with skills transfer, enterprise development, supplier development and marketing opportunities.

THRIP is a partnership programme funded byВ the dtiВ and managed by the National Research Foundation (NRF). On a cost-sharing basis with the industry, THRIP supports science, engineering and technology research collaborations focused on addressing the technology needs of participating firms and encouraging the development and mobility of research personnel and students among participating organisations.

Industrial Development-Related Incentives

The Manufacturing Competitiveness Enhancement Programme (MCEP) is one of the key action programmes of the Industrial Policy Action Plan (IPAP) 2012/13 – 2014/15. It will provide enhanced manufacturing support aimed at encouraging manufacturers to upgrade their production facilities in a manner that sustains employment and maximises value-addition in the short to medium term. The MCEP comprises two sub-programmes: the Production Incentive (PI) and the Industrial Financing Loan Facilities which will be managed by the dti and the Industrial Development Corporation respectively.

Manufacturing Investment Programme (MIP)

The MIP is a reimbursable cash grant for local and foreign-owned manufacturers that wish to establish a new production facility; expand an existing production facility; or upgrade an existing facility in the clothing and textiles sector.

As part of the Government’s strategy to consolidate small-enterprise support activities since April 2006, the activities of the Godisa Trust, the National Technology Transfer Centre (NTTC), the three business incubators of the dti, the Technology Advisory Centre (TAC), the technology-transfer activities of the Technology for Women in Business (TWIB) programme and the support programmes for small enterprises of the South African Quality Institute were merged into a single programme – the seda Technology Programme (STP).

The SPII is a support programme ofВ the dti, managed by the Industrial Development Corporation (IDC). The SPII is designed to promote technology development in industry in South Africa through the provision of financial assistance for the development of innovative products and/or processes. The SPII specifically focuses on the development phase, which begins at the conclusion of basic research and ends when a pre-production prototype has been produced.

The SSAS is a reimbursable 80:20 cost-sharing grant offering financial support to export councils, joint action groups and industry associations. The scheme comprises two sub-programmes, namely Generic Funding and Project Funding for Emerging Exporters (PFEE). The aim of the SSAS is aligned to the dti’s overall objectives in several respects, as indicated below.

Under the PI, applicants can use the full benefit as either an upgrade grant facility or an interest subsidy facility, or a combination of both. Eligible enterprises include clothing manufacturers, textile manufacturers, Cut, Make and Trim (CMT) operators, Footwear manufacturers, Leather goods manufacturers, and Leather processors (specifically for leather goods and footwear industries).

The FIG compensates qualifying foreign investors for costs incurred in moving qualifying new machinery and equipment (vehicles excluded) from abroad to the Republic of South Africa.

The CTCIP aims to build capacity among clothing and textile manufacturers and in other areas of the apparel value chain in South Africa to enable them to effectively supply their customers and compete on a global scale. Such competitiveness encompasses issues of cost, quality, flexibility, reliability, adaptability and the capabilityВ to innovate.

The CPFP is a cost-sharing programme that contributes to the cost of feasibility studies likely to lead to projects outside South Africa that will increase local exports and stimulate the market for South African capital goods and services.

The South African Government implemented a Business Process Outsourcing and Offshoring (BPO O) incentive programme as from July 2007. Between July 2007 and March 2010, the incentive resulted in the creation of at least 6 000 new jobs and attracted R303 million in direct investment. As part of a process of improving South Africa’s position as an investment destination, a systematic review of the BPO O incentive programme was undertaken with the private sector, resulting in a revised BPS incentive

Trade, Export and Investment Incentives

The dti assists South African exporters by organising National Pavilions to showcase local products at international trade exhibitions. The EMIA scheme bears costs for space rental, the construction and maintenance of stands, electricity and water charges, as well as freight charges, up to a maximum of three cubic metres or two tonnes per exhibitor. Also included are assistance withВ International Trade Exhibitions, Group Outward-Selling Missions and Group Outward-Investment Missions

The CIP is a cost-sharing cash grant for projects designed to improve critical infrastructure in South Africa. The grant covers qualifying development costs from a minimum of 10% to a maximum of 30% towards the total development costs of qualifying infrastructure. It is made available to approved Eligible Enterprise upon the completion of the infrastructure project concerned. Infrastructure for which funds are required is deemed to be ‘critical’: if the investment would not take place without the said infrastructure or the said investment would not operate optimally.

The South African Government offers a package of incentives to promote its film production and post¬production industry, which includes the Foreign Film and Television Production and Post-Production Incentive and the South African Film and Television Production and Co-Production Incentive.  The Foreign Film and Television Production and Post-Production Incentive aims to attract foreign-based film productions to shoot on location in South Africa and conduct post-production activities in the country. The South African Film and Television Production and Co-Production incentive aims to assist local film producers in the production of local content.

The AIS is an incentive designed to grow and develop the automotive sector through investment in new and/or replacement models and components that will increase plant production volumes, sustain employment and/or strengthen the automotive value chain. Eligible Enterprises include Light motor vehicle manufacturers that have achieved or can demonstrate that they will achieve a minimum of 50 000 annual units of production per plant, within a period of three years; or Component or deemed component manufacturers that are part of the Original Equipment Manufacturer (OEM) supply chain and will achieve at least 25% of a total entity turnover of R10 million by the end of the first full year of commercial production as part of a light motor vehicle manufacturer supply chain, locally and/or internationally.




Telecom News, Telecom Companies, Telecom Industry, Fierce Telecom, small scale business.#Small #scale #business


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Hawaiian Telcom says more of its residential customers are adopting speeds of 100 Mbps to 1 Gbps where it has built out FTTH.

Small scale business

Calix s consulting services are growing

Calix is finding that the nature of its services mix is evolving from simple deployment to consulting and engineering.

Small scale business

Comcast says SDN will give customers more control over bandwidth

Comcast Business says it sees an opportunity to enable its customers to automatically scale up and down the bandwidth they need.

Small scale business

Zayo gets ready to jump into the SD-WAN game

Zayo plans to offer an SD-WAN solution set next year to bolster its enterprise WAN offerings for business customers.

Small scale business

BT partners with Cisco on NFV solutions for businesses

BT expanded its partnership with Cisco to enable network automation for business customers via the vendor s NSO software.

Small scale business

Congruex acquires C.C.L.D. Technologies

Congruex has completed its first acquisition, picking up outside plant construction and engineering company C.C.L.D Technologies.

Small scale business

GTT says SD-WAN is a big opportunity

GTT says that SD-WAN has become a table stakes requirement when it goes out to bid for an enterprise customer’s business.

Small scale business

Consolidated sees backhaul pricing squeeze

Consolidated Communications says wireless operators unlimited pricing plans is pressuring wireless backhaul pricing.

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Service providers will reap rewards from OpenStack

Service providers are going to reap more revenue rewards than their OpenStack-deploying counterparts.




Small Business Loans, Unsecured Loans, SkyCap Funding, small business loans.#Small #business #loans


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    We create financing solutions based on your projected revenue, and remittance is deducted from a percentage of your future sales unlike a standard bank loan.

    Applicants may be eligible for a variety of financing options. The best way to see if you qualify is to apply online or call to speak with one of our specialists.

    SkyCap provides financing solutions that range from $2,500 to $500,000. Apply now, and receive a funding offer within 24 hours!

    There are no application fees or hidden costs. You are under no obligation to accept our funding offer nor are you obligated to SkyCap once your financing solution is remitted.

    Less than perfect credit does not make you ineligible. Remittance is a fixed percentage of your business’ future income.

    Your application will be pre-approved within 24 hours, and the funds will be deposited in your business account within 2-3 business days.

    We offer fixed repayment options based on your estimated receivables. This repayment system allows you to continue to earn revenue while repaying your loan in manageable installments.

    There is no need to change your current credit card processor. SkyCap’s credit card processing partners are willing to do a free cost analysis that can end up saving you thousands of dollars a year. For more information about how to take advantage of this service, please contact us.

    No, you still qualify for a working capital solution. Contact us to find out more.

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    SkyCap Funding makes it easy for small business owners like you to access fast, secure financing solutions without the restrictions imposed by traditional bank loans. Minimal paperwork, no personal collateral, and flexible remittance are just a few of the reasons that small business owners choose us when they need business capital.

    We fund businesses across diverse industries including fields that may be considered “high-risk” by other financing institutions. Find out how you can qualify in less than a day by contacting one of our representatives at 1-888-250-5227.




  • Advice and ideas for UK small businesses, small business management.#Small #business #management


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    At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

    UK businesses for sale: A review of what’s on the market

    In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

    Can you have a Silicon Valley office on an SME budget?

    When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

    British Small Business Awards 2017: The winners

    It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

    Women will effectively work for free for the rest of 2017

    Consider this: if someone asked you to continue doing your job for free until the end of the year, would

    Entrepreneurial Brits: 80 per cent want start their own business

    There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

    Small businesses in the UK worth an average of £90,000

    The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

    Ca-nine to five: One in five British workplaces allow pets in the office

    According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

    Lessons learnt from the Ryanair flights crisis

    In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

    Gender savings gap: Half of female workers unprepared for retirement

    More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

    Choosing the right supplier

    How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

    Generation Z poses new challenges for online fashion retailers

    The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

    Businesses and employees demand protection for gig workers

    Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

    Your first website: Stock vanilla or bells & whistles

    How complex does your first business website need to be? Do you need to pay

    The Vitesse Network

    Further Information

    Small business management WordPress Development Agency London & Guildford

    Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010




    Advice and ideas for UK small businesses, small business management.#Small #business #management


    small business management

    At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

    UK businesses for sale: A review of what’s on the market

    In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

    Can you have a Silicon Valley office on an SME budget?

    When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

    British Small Business Awards 2017: The winners

    It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

    Women will effectively work for free for the rest of 2017

    Consider this: if someone asked you to continue doing your job for free until the end of the year, would

    Entrepreneurial Brits: 80 per cent want start their own business

    There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

    Small businesses in the UK worth an average of £90,000

    The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

    Ca-nine to five: One in five British workplaces allow pets in the office

    According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

    Lessons learnt from the Ryanair flights crisis

    In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

    Gender savings gap: Half of female workers unprepared for retirement

    More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

    Choosing the right supplier

    How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

    Generation Z poses new challenges for online fashion retailers

    The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

    Businesses and employees demand protection for gig workers

    Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

    Your first website: Stock vanilla or bells & whistles

    How complex does your first business website need to be? Do you need to pay

    The Vitesse Network

    Further Information

    Small business management WordPress Development Agency London & Guildford

    Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010




    Small Business CRM, Sales & Marketing Software, Infusionsoft, small business crm.#Small #business #crm


    One place for everything.

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    Our powerful sales marketing software integrates with thousands of apps to get you more organized, deliver personalized service and close more sales.

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    Too many tools can create chaos. Tap the full power of Infusionsoft by using APIs to connect all your technology to one impressive platform. A timesaver, for sure.

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    “Infusionsoft has been able to cut the time we spend with data entry and data mining almost to a fraction of what it was with other CRM platforms. Now, my staff team can actually get back to what they do best—providing our customers with ultimate technology in the fitness industry. ”

    All your contacts, all in one place

    Organize customer relationships like a boss. Our advanced tracking software collects detailed customer data and allows you to follow up with a personalized touch.

    Organize customer relationships like a boss. Collect detailed customer data and follow up with a personalized touch.

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    Automate lead capture and follow-up with personalized communications and custom landing pages. And analytics tell you what’s working, what’s not, and your ROI.

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    “Infusionsoft has allowed our business to truly take care of our customers in ways that we never could prior to Infusionsoft.”




    CRM software, customer relationship management – Zoho CRM, small business crm.#Small #business #crm


    Get ready to sell big with the #1 CRM for SMBs.

    Zoho CRM is a cloud based solution that helps you track sales activities, predict customer behavior, automate follow-ups, and keep sales processes streamlined. No wonder more than 300,000 businesses trust Zoho.

    With Zoho CRM you get

    Improvements in lead conversion rates.

    Revenue increase per sales person.

    Improvement in customer retention.

    Smaller sales cycles.

    Decreased sales and marketing costs.

    Do more with less.

    Automate repetitive tasks so that your sales team can spend less time on data entry and more on selling. Studies from the Aberdeen group show that companies using sales automation see:

    Higher conversion rates.

    Higher annualized growth rate.

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    Over 300,000 businesses trust Zoho.

    “Zoho has everything I need in one place. I don’t have to search for another CRM anymore.”

    Read More Deborah Main Founder, Deborah Main Designs.

    I recommend Zoho CRM as often as I can because it s free, extremely customizable, and it s mobile!

    Read More Chester Hull Founder and CEO at Prosound.

    Be a social (media) butterfly.

    Get notified in real time when customers interact with your brand on social media. Integrate your company’s Twitter, Facebook, or Google+ accounts with your CRM, reach out to prospects, and engage them at the right moment.

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    Zoho CRM works with what works for you.

    Zoho CRM works with many products you use on a daily basis. Popular integrations include Google apps, WordPress, Mailchimp, Evernote, and Unbounce. You can also integrate Zoho CRM with other Zoho products like SalesIQ, Campaigns, Mail, and Projects.




    Advice and ideas for UK small businesses, small business ideas.#Small #business #ideas


    small business ideas

    At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

    UK businesses for sale: A review of what’s on the market

    In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

    Can you have a Silicon Valley office on an SME budget?

    When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

    British Small Business Awards 2017: The winners

    It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

    Women will effectively work for free for the rest of 2017

    Consider this: if someone asked you to continue doing your job for free until the end of the year, would

    Entrepreneurial Brits: 80 per cent want start their own business

    There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

    Small businesses in the UK worth an average of £90,000

    The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

    Ca-nine to five: One in five British workplaces allow pets in the office

    According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

    Lessons learnt from the Ryanair flights crisis

    In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

    Gender savings gap: Half of female workers unprepared for retirement

    More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

    Choosing the right supplier

    How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

    Generation Z poses new challenges for online fashion retailers

    The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

    Businesses and employees demand protection for gig workers

    Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

    Your first website: Stock vanilla or bells & whistles

    How complex does your first business website need to be? Do you need to pay

    The Vitesse Network

    Further Information

    Small business ideas WordPress Development Agency London & Guildford

    Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010




    Business News and Financial News, best small business ideas.#Best #small #business #ideas


    Business News

    Best small business ideas

    Why Bill Ackman is taking on ADP

    Best small business ideas

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    Best small business ideas

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  • How to Apply for Women and Minority Owned Business Grants, minority small business grants.#Minority #small #business #grants


    How to Apply for Women and Minority Owned Business Grants

    Minority small business grants

    Asian business woman image by huaxiadragon from Fotolia.com

    Related Articles

    • 1 Grants for Minority First Time Business Owners
    • 2 List of Grants for African-American Women to Start a Business
    • 3 Grants for Minority Women Wanting to Start a Small Business
    • 4 How to Register a Business As Minority Owned

    Women and visible minorities who own their own businesses may be eligible for a variety of grants. Learn how to find them and apply for them.

    Women and visible minorities can take advantage of grants offered by private institutions and, less often, government agencies. The key to winning a grant is ensuring that your business goals are aligned with the purpose of the grant and that you submit a professional application. With a bit of study and practice, however, you can gain confidence and hone your grant-writing skills, allowing you to tap into the resources of organizations that promote female and minority entrepreneurship.

    Select specific grant programs that match your business and personal situation. Take note of each granting organization’s name and contact information, and compile a list of all grants for which you are eligible. Select a range of options – grants for women only, minorities only or both – if you are both a woman and a part of a minority group; this will give you a wider range of possibilities. Begin your search at Grants.gov for federal funding, and SRA International or Business Owners’ Idea Cafe for private funding sources (see Resources).

    Research the granting organization thoroughly. Visit its website and read any news articles or press releases related to the organization. Look into the types of organizations and projects that the organization funds, and research specific grant-winners, if possible. Focus on the exact purpose of the awarded grants. Grants may be awarded purely to promote female and minority entrepreneurship, for example, or they may be granted to organizations whose programs directly benefit women and minorities in general.

    Contact the granting organization and ask for guidance in preparing your grant proposal. Ask a representative to speak with you about the grant proposal process, explaining such things as preferred submission formats and length, the organization’s specific areas of interest and any other grant opportunities for women and minorities that may be available. Keep your new contact’s name and information as you did with the notes you took in step one.

    Create your grant proposal. The proposal should include a description of your organization, including its mission and product offerings, and a needs assessment that clearly explains the need your company serves. Focus specifically on how your organization will promote the goals of the organization that offers the grant.

    Create a thorough description of your products, services and business model, and include it in your grant proposal. Add a budget, projected financial statements and a detailed summary of how you plan to spend the grant money. End the proposal with professional biographies of yourself and your top-management team. List the names of any women or minority associations or groups of which you are a member.

    Create an executive summary after all other sections are done and place it at the beginning of the grant proposal document.

    Submit your grant proposal to your contact or designated recipient in the granting organization. Follow all format and submission instructions when sending in your proposal, and include a brief cover letter introducing yourself and your company, while thanking the grant reviewers for their time.

    Ask your contact in the granting organization if members of the grant proposal review committee would be willing to look over your proposal and provide feedback before the submission deadline. It never hurts to ask, and this could provide invaluable insight and increase your chances of receiving a grant.




    Canadian Government Grants & Loans – Small Business Financing, small business grants.#Small #business #grants


    Try the Grant Finder Search Engine

    Search through 926 government programs

    Many government programs have a limited window for when they accept new applications. Don’t risk losing your chance to receive funding.

    Ready to Get Started?

    Or fill out the form below to get in touch with one of our Funding Experts.

    Small business grants

    Small business grants

    Small business grants

    The recipients in these stories took the first step and contacted our Centre to learn about their funding options. Although we cannot guarantee you will get funding, the more you know about others experiences the better your chances.

    CFSBF has no affiliation with any program, and no claim is made that funding is guaranteed.

    View Funding By:

    Get Expert Help

    Find out if you may be eligible for funding

    Call: 1 866 682 2402

    Still not sure where to start? Our in-house group of experts can help. Give us a call or fill out the form below to begin.

    For More Info Call 1 866 682 2402

    Find out if you may be eligible for funding

    Call: 1 866 682 2402

    Still not sure where to start? Our in-house group of experts can help. Give us a call or fill out the form below to begin.

    Government Money May be Available For Your Business

    Search through 926 government programs

    You may be eligible for.

    Many government programs have a limited window for when they accept new applications. Don’t risk losing your chance to receive funding.

    Time Left To Register Today

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    How to Get a Small Business Loan (with Pictures), getting a small business loan.#Getting #a #small #business #loan


    How to Get a Small Business Loan

    Whether you’re planning to expand an existing business or just now getting one off the ground, a small business loan can give you the financial support you need. Not all businesses can get a small business loan, so you need to take special care when applying for one. Make sure your credit history is as strong as possible, and search for lenders. Lenders will want to see numerous financial documents, so gather them ahead of time. Although getting a small business loan takes a lot of work, it is possible.

    Steps Edit

    Part One of Four:

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    Getting a small business loan

    Getting a small business loan

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    Getting a small business loan

    Part Two of Four:

    Identifying Loans and Potential Lenders Edit

    Getting a small business loan

    Getting a small business loan

    Getting a small business loan

    Getting a small business loan

    Getting a small business loan

    Getting a small business loan




    CNNMoney – Business, financial and personal finance news, running a small business.#Running #a #small #business


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    Ohio Development Services Agency, ODSA Homepage, small business idea.#Small #business #idea


    Ohio Development Services Agency Easy Program FinderSmall business idea

    Click below to learn about specific programs that can provide services in each topic of interest.

    If you have any questions or comments about the Easy Program Finder click here.

    Small business idea

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    Welcome to the Ohio Development Services Agency

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    The Ohio Opioid Technology Challenge is live. Click here to submit your idea or follow the challenge at #OpioidChallenge

    Are you interested in marketing your products or services internationally? Apply for the Ohio International Market Access Grant for Exporters (IMAGE) today! The grant provides 50 percent reimbursement, up to $12,500 for qualifying activities. For more information, click here

    Small business idea

    The Ohio Procurement Technical Assistance Centers (PTAC) help Ohio businesses compete for and win local, state and federal government contracts at little to no-cost. For more information, click here

    Small business idea

    Looking for a job? Looking for workers?

    Visit OhioMeansJobs.com to find job opportunities and skilled workers across Ohio.

    Small business idea

    Take a look at the TechOhio website. Get updated news about Ohio’s growing community of entrepreneurs, technology, research and innovation. Visit TechOhio now




    Ohio Development Services Agency, ODSA Homepage, small business grant.#Small #business #grant


    Ohio Development Services Agency Easy Program FinderSmall business grant

    Click below to learn about specific programs that can provide services in each topic of interest.

    If you have any questions or comments about the Easy Program Finder click here.

    Small business grant

    Small business grant

    Small business grant

    Small business grant Small business grant Small business grant Small business grant Small business grant

    Welcome to the Ohio Development Services Agency

    Small business grant Small business grant

    Small business grant

    The Ohio Opioid Technology Challenge is live. Click here to submit your idea or follow the challenge at #OpioidChallenge

    Are you interested in marketing your products or services internationally? Apply for the Ohio International Market Access Grant for Exporters (IMAGE) today! The grant provides 50 percent reimbursement, up to $12,500 for qualifying activities. For more information, click here

    Small business grant

    The Ohio Procurement Technical Assistance Centers (PTAC) help Ohio businesses compete for and win local, state and federal government contracts at little to no-cost. For more information, click here

    Small business grant

    Looking for a job? Looking for workers?

    Visit OhioMeansJobs.com to find job opportunities and skilled workers across Ohio.

    Small business grant

    Take a look at the TechOhio website. Get updated news about Ohio’s growing community of entrepreneurs, technology, research and innovation. Visit TechOhio now




    Business Plan Help for Small Business Owners, small business help.#Small #business #help


    Business Plan Help for the Overwhelmed Small Business Owner

    If you are a small business owner who is struggling to write a business plan, help is here.

    Planning is one of the most important, yet often underestimated, parts of starting a business. In fact, many businesses fail from lack of research, goals and a thorough plan.

    The business planning process requires a lot of time, work and effort, though. It can be overwhelming for many small business owners.

    This guide will explain why a business plan is a must-have, provide a shortcut to the business planning process, help you collect important background information, and get you started with a working business plan outline.

    Do You Really Need a Business Plan?

    Small business help

    Do you really need to spend time and effort developing a business plan? Should you even bother? The answer is: Yes, you need a plan. But, no, you may not need a 10-page, structured, traditional business plan.

    In almost every case, having a business plan of some sort will help your small business succeed. A business plan gives you direction, helps you qualify your ideas and clarifies the path you intend to take with your business. This article will explain some of the most important reasons you should slow down and create a plan to guide your small business journey. More

    Continue to 2 of 8 below.

    A Quick and Easy Business Planning Exercise

    Okay, you re on board and ready to write a business plan. The good news: You re on the right track. The bad news: This is where you may start to feel stressed, overwhelmed and completely out of your league. Take a deep breath.

    This business plan shortcut is the perfect place to start. The exercise asks you a series of questions about your business, your goals and your future plans. Once you write down your answers, you will have a short, streamlined business plan. You will be able to use it as-is to get started with your business, or it can be a starting point for a more in-depth business plan. More

    Continue to 3 of 8 below.

    What’s Your Mission?

    One of the questions asked in the simple business planning exercise above is: What is your mission? Your mission statement can guide your company from startup to established business, and keep you on track to reach your business goals. A mission statement is a great way to stay grounded and focused.

    This article outlines three important elements of an effective mission statement. It will help you clarify why you re starting your business and your overall goals. More

    Developing a Unique Selling Proposition

    Another important part of the simple business plan exercise is your unique selling proposition (USP). You will use your USP throughout all of your future marketing activities, but it s also a useful tool in planning your business from the very beginning.

    A USP basically outlines how your business, product or service is different from your competition s. This may sound simple, but it can be difficult to identify. When you ve created an effective USP, it can become an integral part of a successful business. This step-by-step exercise will help you write a USP for your business. More

    Continue to 5 of 8 below.

    Learn how to start your own business or side hustle, and discover strategies to attract customers and pump up your profits.

    Using SMART Goals

    A big part of your business planning process is identifying where you are right now, where you hope to be, and how you plan to get there. When you are outlining your objectives in your simple business plan, it will help you to think in terms of SMART goals. That is, goals that are specific, measurable, attainable, relevant and time-based.

    This overview of SMART goals will help you make sure your business objectives are realistic, and provide an effective tool for focusing your action plan later on in the planning process. More

    Pulling Together Your Business Plan Financials

    The money part is often the part of business planning that causes the most stress. It can be very challenging to realistically forecast what kind of capital your business will need, how much it will cost to keep it running, and what the potential revenue will be.

    To start, review this overview of business plan financials. It provides a clear explanation of an income statement, balance sheet and cash flow projection. This is a great primer to get you started, especially if you are overwhelmed by your business planning financials.

    Once you re comfortable with the basics, you can dig a little deeper into sales forecasting to explore what you should be researching in the industry and in your market in order to make sound forecasts. More

    Continue to 7 of 8 below.

    A Complete Business Plan Outline for Traditional Business Plans

    You may have started with the simple business plan exercise and decided you were ready to add more meat to your business plan. Or, perhaps you are jumping right to the traditional business plan because you need it for investors, a grant application or to solicit some other type of support. This is where you want to go next if you re ready to develop a traditional business plan, ready for external eyes.

    This business plan outline walks you through each standard section of a business plan, in the order they typically appear. It provides an overview of what should be included in each section, and includes examples and tips for writing each section of your business plan effectively. More

    Are you still overwhelmed?

    I hope not! But if you do feel like you re getting overwhelmed again, take a step back.

    Whenever you hit a bump in the business planning process, go back to the basics and take it one step at a time. Try not to worry about the end result as much as each individual part as you re working on it. With this mindset, you will have a working business plan that you are ready to execute before you know it.

    Small business help




    Small Business News, Tips, Advice – Small Business Trends, small business help.#Small #business #help


    Small Business Trends News Resources Advice

    Recent

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    Canon Facebook Live Event Will MAXIFY Your Business

    Small business help

    New Twitter Features Top List of Weekly Small Business Headlines

    Small business help

    Step Up Your Online Marketing with These 10 Underutilized Strategies

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    Top 10 Challenges Small Business Owners Are Facing Today

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    3 Lessons on Small Business Teamwork Learned from Growing Up in a Military Household

    Small business help

    (POLL) What’s Your Favorite Website Builder Tool?

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    Marie Rosecrans of Salesforce: Small Businesses Distinguish Themselves on Customer Experiences They Offer

    At the end of the day, you need to differentiate a business through customer experiences, says Salesforce’s Marie Rosecrans. Details after the jump.

    Nov 10, 2017 162 Shares

    Small business help

    Like a Boss! 11 Tips to Own Small Business Saturday and Beyond

    Here are 11 tips to own small business Saturday while improving business operations and setting the stage for year-long success.

    Nov 10, 2017 165 Shares

    Small business help

    12 Things Every Quality Podcast Intro Should Include

    Members of the Young Entrepreneur Council offer up some advice what you need to have in your podcast intro to capture a listener’s attention.

    Nov 10, 2017 154 Shares

    Small business help

    Salesforce Essentials Gives Small Businesses Features Previously Only Available to Enterprise

    Salesforce Essentials is designed to give your small business the same tech advantages enjoyed by big companies. All the details after the jump.

    Nov 10, 2017 119 Shares

    Small business help

    14 Books on Leadership Every Young Entrepreneur Should Read

    Sometimes the best lessons on management and leadership can be found in a book.

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    Google Hangouts Meet Hardware Kit Targets Businesses with New Video Conferencing Features

    Companies with major video conference needs may want to check out the new offering from Google, the Hangouts Meet Hardware Kit.

    Nov 10, 2017 120 Shares

    Small business help

    Twitter Promote Mode Automatically Boosts Small Business Tweets for $99 a Month

    Using a new subscription-based model, the new Twitter Promote Mode automatically boosts tweets on the social media site for a monthly fee.

    Nov 9, 2017 169 Shares

    Small business help

    Consider These 3 Benefits of Using AI in Ecommerce

    Artificial intelligence is having a big impact on many areas of small business, especially on ecommerce. Here are 3 ways you can benefit from ecommerce AI.

    Nov 9, 2017 174 Shares

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    Lilac Gives Tax Help to Freelancers

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    Founded in 2003, Small Business Trends is an award-winning online publication for small business owners, entrepreneurs and the people who interact with them. It is one of the most popular independent small business publications on the web.

    Together with hundreds of expert contributors, Small Business Trends brings you the news, advice and resources you need. “Small business success. delivered daily.”

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    Public Car Auction – Every Saturday 10: 30 AM Interstate Auto Auction, small business saturday.#Small #business #saturday


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    WOW!! 2014 Audi Q7 Only 49,000 Miles!! Retails For $34,000 Save Thousands like the Dealers at Auction!!

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    SUPER!! AMAZING 2013 INFINITI JX35 Great Running, Highway Miles! Retails for Nearly $15,000!!

    Check Out Our Auction Video See Examples of Cars Selling to Customers

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    Public Auto Auctions

    Interstate Auto Auction is an auto auction open to the public located in Salem, NH. Our public car auctions sell vehicles from dealer trade-ins, repossessions, lease ends, donated cars and more. At Interstate Auto Auction we want you to buy with confidence. You can TEST DRIVE any of the vehicles before the auction!! Feel Free to review our cars online. We also encourage you to read our about us page and our very helpful and transparent FREQUENTLY ASKED QUESTIONS GUIDE which answers over 20 questions that you may have about how we operate.

    Interstate Auto Auction now offers you the option to pay for your auction online.

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    Chase Offers $150, 000 In Small Business Grants, small business grants for women.#Small #business #grants #for #women


    Chase Offers $150,000 In Small Business Grants

    Grow your small business with a grant and marketing guidance from Chase and Google

    Small business grants for women

    Chase continues its ongoing commitment to to provide $3 million to local small businesses through its Mission Main Street Grants, a program that will award 20 grants of $150,000 to small businesses nationwide this year. Qualifying businesses will gain access to a marketing Toolkit from Google, a program sponsor.

    The chosen 20 grant winners will receive a trip to Google for an exclusive small business marketing workshop, a Google Chromebook Laptop computer and a $2,000 coupon toward one market research study with Google Consumer Surveys (Opens Overlay).

    Last year Samuel Gilmore was the recipient of a $200,000 Mission Main Street grant. It was 25 years ago that the former Air Force pilot founded Overnight Success Inc., a construction and supply company, in response to the high unemployment rate among African Americans in his hometown of Miami..Launched in 2012, the program has received $3 million from Chase and Google to help 20 small businesses in 2015.

    The former flier of B-52 bombers took $17,000 from his savings to jump-start the business. His first projects consisted of simple jobs such as drywall painting and putting up concrete blocks. But his company went on to win contract bids on major construction projects such as the Miami International Airport, American Airlines Arena, and other commercial developments in the Miami area, and in 2013 Overnight Success grossed $1.4 million in revenues last year. “My contracting firm has hired more than 500 people, paying these workers $15 million in payroll,” says Gilmore, the company’s president and CE

    Entrepreneurs from across the country applied in 2014 for the chance to win a Mission Main Street grant and a trip to Google headquarters. After completing the five-question application, entrants had to use social media to get at least 250 votes for their business in order to move up to the next round—in which they could be selected as a grant recipient by a panel of judges.

    “The Internet has proven to be a vital pipeline for small businesses, and it continues to connect more businesses to their customers every day,” Jon Kaplan, Google s vice president of U.S. sales and operations, said in a statement

    Out of nearly 35,000 applicants, Overnight Success made the cut and was selected as one of 12 small businesses to receive a $250,000 grant. Gilmore used the grant money to buy equipment to compete for contracts such as the Miami-Dade Water and Sewer Department’s $4.5 billion expansion project. With additional funds to help provide more employment opportunities in his community, Gilmore says winning the grant has allowed him to reassess the direction of his company and to evaluate the jobs that have benefited it the most.

    In the beginning stages of a small business, Gilmore says, it’s easy for companies to get stuck on a treadmill, taking on jobs that may not always be the most beneficial, because of the need for steady cash flow. But with the help of the Mission Main Street Grants program, Overnight Success can now be more selective about the jobs it takes on.

    In this year s contest, the grants are smaller but going to more businesses, 20 versus 12. The winners will be announced early in the year.

    The Mission Main Street Grant is among the various corporate-sponsored entrepreneurship programs and non-traditional sources of capital that will be discussed at the 2015 Black Enterprise Entrepreneurs Summit (May 13–16 at the Hyatt Regency in Atlanta), which marks its 20th year assisting startup and established entrepreneurs. The summit is a pivotal venue for small business owners to broker deals with key stakeholders, and to participate in sessions that cover topics such as accessing capital, accelerating tech startups, winning corporate and government contracts, and making value-added industry peer connections.




    Alabama Small Business Development Center Network, Alabama SBDC Network, small business grants for women.#Small #business #grants #for #women


    Alabama Small Business Development Center Network | Alabama SBDC Network

    Start Your Business

    Small business grants for womenOur business advisors can help you to explore the possibilities, and help you to decide whether to embark on this new venture.

    Our workshops training provide the foundation for developing a sound business plan to start your business and guide its growth.

    Sell to the Government

    Small business grants for womenIdentify new government opportunities or get assistance with bid document preparation. Our expert technical assistance will guide you through the challenge of procurement contracting. Sign up for our free Bid-Matching service!

    Grow Your Business

    Small business grants for womenOur seasoned advisors can analyze your business help you develop strategies for growth: a good business plan, financial analysis, and a marketing plan that s on target. Short, practical seminars help you strengthen your business skills.

    Go International!

    Small business grants for womenNot sure if you re ready to export? Already exporting to 40 countries? Either way, the trade specialists at AITC are ready to help.

    Fund Your Business

    Small business grants for womenQuestions about loans? Looking for grants?

    We can help you identify sources of financing and develop a financing proposal, whether you re just starting, or ready to grow. We can help with traditional and innovative solutions.

    Event Calendar

    Small business grants for womenLocal events hosted by ASBDC small business experts can help you learn quickly to get your business on the road to success.

    Small Business News

    Small business grants for women




    Startup Financing – Small Business Funding, small business financing.#Small #business #financing


    Startup Business Financing

    Small business financing

    Small business financing

    Wouldn t you love to have a few million dollars to start your business? Me too! With a great idea and a great business plan, you probably feel almost entitled to get the funding you re seeking.

    The reality, though, is that for most entrepreneurs, you must prove your concept first before anyone will put up that kind of money. But most businesses require some sort of initial capital for things like inventory, marketing, physical facilities, incorporation expenses, etc.

    According to the U.S. Small Business Administration (SBA), While poor management is cited most frequently as the reason businesses fail, inadequate or ill-timed financing is a close second. Sometimes it comes down to simple cash flow–many companies have closed their doors because they just couldn t make it another few months until the money came in.

    When exploring your funding options, there are several factors to consider:

    • Are your needs short-term or long-term? How quickly will you be able to pay back the loan or provide a return on their investment?
    • Is the money for operating expenses or for capital expenditures that will become assets, such as equipment or real estate?
    • Do you need all the money now or in smaller pieces over several months?
    • Are you willing to assume all the risk if your company doesn t succeed, or do you want someone to share the risk?

    The answers to these questions will help you prioritize the many funding options available.

    • Debt financing – You borrow the money and agree to pay it back in a particular time frame at a set interest rate. You owe the money whether your venture succeeds or not. Bank loans are what most people typically think of as debt financing, but we will explore many other options below.

    • Equity financing – You sell partial ownership of your company in exchange for cash. The investors assume all (or most) of the risk–if the company fails, they lose their money. But if it succeeds, they typically make a much greater return on their investment than interest rates. In other words, equity financing is far more expensive if your company is successful, but far less expensive if it isn t.

    Because investors take on a much higher risk than lenders, they are typically far more involved in your company. This can be a mixed blessing. They will likely offer advice and connections to help grow your business. But if their plan is to exit your company in 2-3 years with a substantial return on their investment, and your motivation is the long-term sustainable growth of the company, you may find yourself at odds with them as the company grows. Be careful not to give up too much control of your company.

    Let s take a closer look at the many options available for startups.

    Friends and family are still your best source for both loans and equity deals. They are typically less stringent regarding your credit and their expected return on investment. One caveat: structure the deal with the same legal rigor you would with anyone else or it may create problems down the road when you look for additional financing.

    Prepare a business plan and formal documents–you ll both feel better, and it s good practice for later.

    Credit cards are a great tool for cash flow management, assuming you use them just for that and not for long-term financing. Keep one or two cards with no balance on it and pay it off every month to give yourself a 30 to 60-day float with no interest. And the low introductory rates on some cards make them some of the cheapest money around. Managed well, they re extremely effective; managed poorly, they re extremely expensive.

    Bank loans come in all shapes and sizes, from microloans of a few hundred dollars, typically offered by local community banks, to six-figure loans by major national banks. These are much easier to obtain when backed by assets (home equity or an IRA) or third-party guarantors (e.g., government-sponsored SBA loans or a cosigner).

    If you obtain a line of credit rather than a fixed-amount loan, you don t start paying interest until you actually spend the money.

    Leasing is the way to go if you need big-ticket items such as equipment, vehicles, or even computers. Your supplier will help you explore this.

    Angel investors fill the gap between friends and family and venture capitalists, who now rarely even look at investments below $1 million. Enlist a savvy financial adviser to structure the deal.

    Private lending represents a viable alternative when the bank says no . Private lenders are looking for the same information and will conduct similar due diligence as the banks, but they typically specialize in an industry and are more willing to take on higher-risk loans if they see the potential.

    There are many channels available to you to raise capital. All of the above approaches have numerous variations. Put together a solid business plan, talk to a financial adviser, and just start asking. Someone will eventually say Yes .




    The Telegraph Festival of Business, small business.#Small #business


    Festival of Business

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    The Telegraph Festival of Business 2017

    The seventh Festival of Business will take place in London on Tuesday 7 November, 2017. This one day conference, regularly attracting an audience of 600 senior executives from UK businesses, will bring together some of the best-known names in British business, along with leading politicians and thought leaders, in a bid to ensure the continued growth of Britain’s small businesses. A combination of keynote addresses, live interviews, case studies, expert panels, quick-fire talks, and masterclasses will ensure attendees leave the conference having found inspiration, heard pioneering examples of business development and cemented valuable relationships with their peers.

    Agenda

    Registration and Breakfast

    Welcome Address from the Chairman

    Jeremy Warner, Associate Editor, The Telegraph

    Lady Michelle Mone, Baroness of Mayfair OBE

    Panel Session: Talent: attracting, recruiting and retaining your most valuable asset

    Understand how important your company’s values are for recruitment and learn how to encourage millennials through to Gen X to join and then get them to stay. Gain insights into competing with larger companies when it comes to salary, culture and apprenticeships and delve further into the complexities of employment regulation.

    Craig Donaldson, Chief Executive Officer, Metro Bank

    Karen Blackett, OBE Chairwoman, MediaCom UK

    Kiera Lawlor, Head of Happiness, Social Chain

    Kirstin Furber, People Director, BBC Worldwide

    Moderator: Rebecca Burn-Callander, Contributor, The Telegraph

    Panel Session: Leading your business to success

    Hear first hand on how to lead through change and how to successfully delegate. Gain insights into day-to-day management tips and understand the key lessons learnt by overcoming failure.

    James Daunt, Chief Executive Officer, Waterstones

    Chris Morling, Founder and Managing Director, money.co.uk

    Helena Morrissey, Head of Personal Investing, Legal General Investment Management

    Moderator: Liam Halligan, Economics Commentator, The Telegraph

    Networking and Refreshment Break

    Quick-fire Talk: Cyber security – how to prevent the worst from happening

    Senior Representative, National Cyber Security Centre (NCSC)

    Q A: Late Payments: can common ground be found?

    A discussion that speaks to both sides, is honest about what the issues are at both ends and is constructive in terms of solutions.

    Richard Gilkes, Managing Director, Stort Chemical

    Philip King, Chief Executive, Chartered Institute of Credit Management

    Moderator: Liam Halligan, Economics Commentator, The Telegraph

    The importance of growth and international trade for SMEs

    The Rt Hon Dr. Liam Fox MP, Secretary of State for International Trade

    Plotting the future of tech innovation in your business

    The new tech landscape; identify fads vs genuinely useful future tech and investing wisely to make the best tech choices. Gain insights into the importance of company-wide adoption and understanding and recruiting the relevant talent to deal with changing tech and transformation.

    Chief Digital Officer

    Digital Marketing Lead, UK

    Pfizer Innovative Health

    Moderator: Robert Bridge

    Chief Customer Officer

    Scaling Up Your Business Operations

    Gain insights and advice on whether it’s best to scale through partnerships or organically. Understand how to ensure optimal staffing when growing and how to know when to step back.

    Head of Enterprise

    Business Banking NatWest/RBS

    Founder and Chief Executive Officer

    Chief Executive and Co-founder

    Moderator: Matt Caines

    Editor, Telegraph Connect

    Supporting UK business to export and grow

    Which will be the new frontiers? Identifying the changes to consider following Brexit and understand cross cultural business differences. Examine the steps to take when starting to export.

    Emma Jones, Founder, Enterprise Nation

    Joshua Stevens, Chief Executive Officer, One Retail Group

    Dr Adam Marshall, Director General, British Chambers of Commerce

    Moderator: Rebecca Burn-Callander, Contributor, The Telegraph

    Securing your business against cyber threats

    Cyber security; an issue not to be taken lightly and potentially one of the the biggest threats facing SMEs today. Understand how to achieve a cyber security 101 strategy and the preventative measures you can take and what to do when disaster strikes.

    Sam Nixon, Product Owner, Decoded

    Phil Lander, Director of Mobile and IT, B2B, Samsung Europe

    Rowan Davies, Head of Policy and Campaigns, Mumsnet

    Moderator: Stephan Freeman, Chief Information Security Officer, The Telegraph




    Advice and ideas for UK small businesses, small business.#Small #business


    small business

    At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

    UK businesses for sale: A review of what’s on the market

    In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

    Can you have a Silicon Valley office on an SME budget?

    When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

    British Small Business Awards 2017: The winners

    It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

    Women will effectively work for free for the rest of 2017

    Consider this: if someone asked you to continue doing your job for free until the end of the year, would

    Entrepreneurial Brits: 80 per cent want start their own business

    There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

    Small businesses in the UK worth an average of £90,000

    The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

    Ca-nine to five: One in five British workplaces allow pets in the office

    According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

    Lessons learnt from the Ryanair flights crisis

    In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

    Gender savings gap: Half of female workers unprepared for retirement

    More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

    Choosing the right supplier

    How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

    Generation Z poses new challenges for online fashion retailers

    The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

    Businesses and employees demand protection for gig workers

    Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

    Your first website: Stock vanilla or bells & whistles

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    Further Information

    Small business WordPress Development Agency London & Guildford

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    Nevada Small Business Development Center, small business bureau.#Small #business #bureau


    Nevada Small Business Development Center College of Business A partner in The Business Services Group

    The Nevada Small Business Development Center is a statewide business assistance outreach program of the University of Nevada, Reno, College of Business. We provide a wide variety of technical assistance to support Nevada Business.

    The purpose of the Nevada Small Business Development Center is to guide and assist entrepreneurs in starting and growing their businesses in today’s dynamic market.

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    Nevada Small Business Development Center assists small business owner to make shoe vending machines a popular Read More

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    The Nevada Small Business Development Center is funded in part through a cooperative agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact the State office of the Nevada Small Business Development Center at (800) 240-7094.

    Nevada SBDC es financiado en parte a través de un Acuerdo Cooperativo con la Administración de Pequeños Negocios (SBA) de los Estados Unidos. Todos los servicios se extienden al público sobre una base no discriminatoria. Las acomodaciones razonables para las personas con discapacidades mentales o físicas se harán, si se solicitan con al menos dos semanas de anticipación. Comuníquese con la oficina del estado de Nevada SBDC al 1-800-240-7094 para hacer arreglos. SBA no puede respaldar ningún producto, opinión o servicio de ninguna institución o actividad externa.

    All SBDC programs and services are extended to the public on a non-discriminatory basis. Language assistance services for clients with limited English proficiency will be provided.

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    Small Business – Entrepreneurship Council, small business bureau.#Small #business #bureau


    Facts Data on Small Business and Entrepreneurship

    A rundown on key facts, numbers and trends regarding entrepreneurship and small business

    American Business is Overwhelmingly Small Business

    In 2014, according to U.S. Census Bureau data, there were 5.83 million employer firms in the United States.

    • Firms with fewer than 500 workers accounted for 99.7 percent of those businesses

    • Firms with less than 20 workers made up 89.4 percent of businesses.

    • Add in the number of nonemployer businesses – there were 24.3 million in 2015 – then the share of U.S. businesses with less than 20 workers increases to 97.9 percent.

    Among employer C Corporations in 2014, 85.0 percent had fewer than 20 employees, and 99.0 percent had less than 500 workers.

    The Small Business Share of GDP

    “Small businesses continue to be incubators for innovation and employment growth during the current recovery. Small businesses continue to play a vital role in the economy of the United States. They produced 46 percent of the private nonfarm GDP in 2008 (the most recent year for which the source data are available), compared with 48 percent in 2002.”

    Bulk of Job Creation Comes from Small Business

    According to the SBA’s Office of Advocacy:

    “Small businesses accounted for 63.3% of net new jobs from the third quarter of 1992 until the third quarter of 2013.”

    Small Business Share of Employment

    • Employer firms with fewer than 500 workers employed 47.8 percent of private sector payrolls in 2011

    • Employer firms with fewer than 100 workers employed 33.7 percent

    • Employer firms with less than 20 workers employed 17.1 percent

    Small Business and Innovation

    “Small businesses represent about 96% of employer firms in high-patenting manufacturing industries, a percentage that remained constant from 2007 to 2012. However, during the same time period, small businesses’ share of employment, payroll, and receipts increased. This increase was particularly notable in firms that manufactured computers and peripheral equipment, communications equipment, or semiconductors and other electronic components.”

    In addition, a 2008 study by Anthony Breitzman and Diana Hicks for the Office of Advocacy (“An Analysis of Small Business Patents by Industry and Firm Size”) found that “small firms are much more likely to develop emerging technologies than are large firms. This is perhaps intuitively reasonable given theories on small firms effecting technological change, but the quantitative data here support this assertion. Specifically, although small firms account for only 8 percent of patents granted, they account for 24 percent of the patents in the top 100 emerging clusters.”

    Small Business and Global Trade

    The U.S. Census Bureau noted the following about small and mid-size businesses in the international trade arena in 2015:

    • “Small- and medium-sized companies (those employing fewer than 500 workers, including number of employees unknown) comprised 97.6 percent of all identified exporters and 97.2 percent of all identified importers.”

    • “Among companies that both exported and imported in 2015, small- and medium-sized companies accounted for 94.3 percent of such companies…”

    • SMEs accounted “for 32.9 percent and 32.0 percent of the known export and import value, respectively.”

    • Among all U.S. manufacturers: “96.4 percent of manufacturing exporters were small- and medium-sized companies and they contributed 20.3 percent of the sector s $798 billion in exports. 93.5 percent of manufacturing importers were small- and medium-sized; they accounted for 14.5 percent of the sector’s $826 billion in imports.”

    • Among wholesalers: “99.1 percent of exporting wholesalers were small- and medium-sized companies; they accounted for 58.2 percent of the sector’s $297 billion in exports. 99.1 percent of wholesaler importers were small- and medium-sized; they contributed 55.4 percent of the sector’s $662 billion in imports.”

    Self-Employed Trending Down

    Based on U.S. Bureau of Labor Statistics data, the level of entrepreneurship actually has declined in recent years. That is, the number of self-employed in the U.S. has dropped notably.

    • Incorporated self-employed fell from 5.78 million in 2008 to 5.13 million in 2011.

    • It climbed back to 5.64 million in 2016. So, after eight years, the number of incorporated self-employed remains well short of the 2008 level.

    Unfortunately, the news is even worse when it comes to the larger measure of unincorporated self-employed.

    • The number of unincorporated self-employed declined from 10.59 million in 2006 to 9.36 million in 2014.

    While incorporated data only go back to 2000, unincorporated self-employed numbers date back decades. The 2014 number actually was the lowest since 1986. The level moved back up to slightly to 9.6 million in 2016.

    • During the first six months of 2017, the number of unincorporated self-employed largely was stagnant.

    Millions of Missing Businesses

    As noted in SBE Council’s The State of Entrepreneurship and Small Business, we looked at an array of data and trends, and highlighted the fact that, when considering incorporated and unincorporated self-employed, and the number of employer firms, the U.S. is missing some 3.42 million businesses. And that number is probably a bit conservative. In an earlier SBE Council analysis titled Gap Analysis #3: Millions of Missing Businesses, we also considered the broadest measure of the number of businesses taken from IRS tax returns. With diminished growth in this area, there are some 4.8 million missing businesses.

    Survival Rate for Small Businesses

    “About half of all establishments survive five years or longer… About one-third of establishments survive 10 years or longer.”

    The survival rate for new businesses in their first year has improved recently. According to the SBA Office of Advocacy, 79.9% of establishments started in 2014 survived until 2015, the highest share since 2005.

    On Small Business Financing

    • Financing startups: “Startups make heavy use of personal equity and traditional debt, with over half using their own personal savings. Census Bureau data show that employers made greater use of financing than did nonemployers, but also continue to rely on personal savings. Roughly 30% of new nonemployer firms and 7% of employer firms used no startup capital.”

    • Business expansion: “Existing businesses use similar financing vehicles as startups to finance expansion. Personal savings are the most common source of expansion finance, followed by reinvestment of business profits.”

    More Details on Small Businesses

    • Home-based businesses: “The share of businesses that are home- based has remained relatively constant over the past decade, at about 50% of all firms. More specifically, 60.1% of all firms without paid employees are home-based, as are 23.3% of small employer firms and 0.3% of large employer firms.”

    • Franchises: “Overall, 2.9% of firms are franchises. More specifically, 2.3% of nonemployer firms are franchises, as are 5.3% of small employers and 9.6% of large employers.”

    • Family-owned businesses: “About one in five firms (19.3%) are family-owned.”

    Women-Owned Firms

    Women’s Business Ownership: Data from the 2012 Survey of Business Owners (See the full report here.)

    • In 2012, women were majority owners of 9.9 million businesses which generated $1.4 trillion in sales and employed over 8.4 million individuals.

    • In addition, another 2.5 million businesses were equally-owned by women and men, and they accounted for another $1.1 trillion in sales and 6.5 million jobs.

    • As majority and joint business owners, women entrepreneurs generated $453 billion in payroll for 14.9 million workers through over 12.3 million businesses.

    The infographic below covers some key data points from the SBA Office of Advocacy’s May 2017 report, which can be accessed here.

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    CNNMoney – Business, financial and personal finance news, small business owner.#Small #business #owner


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    Advice and ideas for UK small businesses, small business start up.#Small #business #start #up


    small business start up

    At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

    UK businesses for sale: A review of what’s on the market

    In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

    Can you have a Silicon Valley office on an SME budget?

    When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

    British Small Business Awards 2017: The winners

    It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

    Women will effectively work for free for the rest of 2017

    Consider this: if someone asked you to continue doing your job for free until the end of the year, would

    Entrepreneurial Brits: 80 per cent want start their own business

    There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

    Small businesses in the UK worth an average of £90,000

    The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

    Ca-nine to five: One in five British workplaces allow pets in the office

    According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

    Lessons learnt from the Ryanair flights crisis

    In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

    Gender savings gap: Half of female workers unprepared for retirement

    More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

    Choosing the right supplier

    How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

    Generation Z poses new challenges for online fashion retailers

    The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

    Businesses and employees demand protection for gig workers

    Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

    Your first website: Stock vanilla or bells & whistles

    How complex does your first business website need to be? Do you need to pay

    The Vitesse Network

    Further Information

    Small business start up WordPress Development Agency London & Guildford

    Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010




    Small Business Tips, small business admin.#Small #business #admin


    Mashable

    Topics

    Small business admin

    10 places moonlighting entrepreneurs love to burn the midnight oil

    Working outside a typical office environment is exciting, but finding a location with solid Wi-Fi, plentiful outlets and a good vibe — plus food and coffee — isn t as easy as it sounds.

    Moonlighting: 5 tips from entrepreneurs who’ve been there

    These tips from the trenches will help moonlighting entrepreneurs succeed in the long journey that is transitioning a night job into a day job.

    7 Tips for Surviving The Leap From Employee to Entrepreneur

    Becoming a successful entrepreneur takes more than a great idea and important connections (although both do help). Making the shift from the steady life of a full-time employee to the unpredictable world of entrepreneurship requires a shift in mindse.

    7 Bootstrapping Tips for the Resourceful Small Business

    Small businesses must be resourceful to stay afloat. With smaller budgets, big ideas need to be as proactive as they are cost-efficient, taking into account everything from consistent industry changes, cash flow, customer needs and the unexpected cha.

    Should You Really Send That to the Cloud?

    What s harder than migrating to the cloud? For many small businesses, it s deciding what goes into the cloud and what stays in-house. Considering the amount of data small businesses store and all the security and compliance issues involved in moving .

    21 Great Minds on What it Means to Be an Entrepreneur

    Are entrepreneurs creative, confident, driven or just plain insane? Favorite Valley Girl Show guests weigh in.

    4 Simple Ways to Get More Mileage Out of Your Press Release

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. Did you know that just 14% of releases posted on major wire services have .

    Small Businesses Need Mobile-Ready Sites for the Holidays

    With increasing numbers of consumers using mobile devices to make their holiday purchases, smartphones and tablet computers may be elbowing aside elves as Santa s helpers this year, experts predict. But small businesses remain woefully unprepared to .

    4 Time-Saving Tips for Businesses on Tumblr

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. Most small businesses know the benefits that come with having a blog. Toda.

    4 Socialcam Tricks for Your Small Business

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. Socialcam is a staple for instantly sharing video content. Touted as Inst.

    Social Collaboration Tools Can Make Your Business More Efficient

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. We’ve seen a significant increase in contingent workers since the Great Re.

    6 Ways to Prove Yourself as a Young Entrepreneur

    Derek Flanzraich is the founder and CEO of Greatist, a health and fitness media startup dedicated to inspiring and informing the world to make one healthier choice per week. Follow him @thederek. If the average age of a tech company entrepreneur is n.

    11 Things You Didn’t Know About Yelp

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. Next to Google, there s probably no more important site for small business.

    The Small Biz Guide to Patents, Copyright and Trademarks

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. Your company’s intellectual property -– from your logo to trade secrets -–.

    10 Google+ Circles Marketers Should Follow

    Brian Honigman is the digital marketing manager at Marc Ecko Enterprises. He ensures a polished brand experience across all channels. Follow Brian @BrianHonigman and on Google+. It s true that marketers tend to rely on Twitter, Facebook, and LinkedIn.

    3 Reasons Your Company Still Hasn’t Moved to the Cloud

    David Politis is the founder and CEO of BetterCloud, the makers of FlashPanel, the number one admin tool for Google Apps. Follow him @DavePolitis. It’s only natural to reject change in a work environment. Change generally means relearning processes f.

    Are You Your Own Worst Boss?

    Nellie Akalp is the CEO of CorpNet.com, an online legal document filing service, where she helps entrepreneurs incorporate or form an LLC for their new businesses. Connect with Nellie on Twitter or visit her free resource center. Starting a business .

    4 Underrated Travel Apps for Better Business Trips

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. These days, it s easy to clutter your smartphone with apps that are design.

    Is Your Side Business Legal?

    Nellie Akalp is the CEO of CorpNet.com, an online legal document filing service, where she helps entrepreneurs incorporate or form an LLC for their new businesses. Connect with Nellie on Twitter or visit her free resource center. From blogging to han.

    Are You Falling Into the Pricing Trap?

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. When Molly first launched her catering business, she offered deep discount.

    Top 5 Qualities to Look for in Startup Job Candidates

    There’s something incredibly adventurous about startup companies. Maybe it’s the lack of bureaucracy and office politics. Or the freedom to create ideas and make decisions. Either way, many job candidates are attracted to the startup environment. But.

    Essential Startup Funding Tips From 8 Seasoned Investors

    The web and technology bubble has a lot in common with the rest of the business world in that there are essentially two disparate groups — the haves and the have nots. The haves possess money, power, influence, or the right friends with those qual.

    9 iPhone Apps for Managing the Recruiting Process

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. Typically when businesses decide they need to hire someone, they want to h.

    4 Things Small Businesses Should Know About Facebook’s New Groups

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. When Facebook overhauled its Groups this month, users responded with a hea.

    5 Tips for Startup Success From a Co-Founder of HootSuite

    The Digital Entrepreneur Series is supported by Egnyte. Egnyte Hybrid Cloud File Server delivers critical business infrastructure — online storage, file sharing, collaboration and backup — at LAN speeds. Visit www.egnyte.com to learn more. Digital .

    5 Online Tools for Answering Your Small Business Questions

    This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. Running a small business is filled with unknowns and crash course lessons.

    5 Teen Social Media Trends that Can Be Applied to Small Business

    Hey there, ma and pop: Are you hip to Twitter, Facebook and the myriad of other social media tools that are currently at your disposal — you know, the ones the teens and 20somethings have basically dovetailed into their everyday lives? Social media .




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    MARKET TREND

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    Investment by China-based companies in U.S. names slowed sharply this year.

    Investment by China-based companies in U.S. names slowed sharply this.

    Roku Stock Breaks Out On Post-Earnings-Report Fervor

    Shares of Roku roared higher as investors continued to applaud the company’s third-quarter earnings report.

    Shares of Roku roared higher as investors continued to applaud.

    Here’s What To Expect When China Internet Giant JD.com Reports

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    Self Employed Individuals Tax Center, Internal Revenue Service, small business assistance.#Small #business #assistance


    Self-Employed Individuals Tax Center

    Who is Self-Employed?

    Generally, you are self-employed if any of the following apply to you.

    • You carry on a trade or business as a sole proprietor or an independent contractor.
    • You are a member of a partnership that carries on a trade or business.
    • You are otherwise in business for yourself (including a part-time business)

    What are My Self-Employed Tax Obligations?

    As a self-employed individual, generally you are required to file an annual return and pay estimated tax quarterly.

    Self-employed individuals generally must pay self-employment tax (SE tax) as well as income tax. SE tax is a Social Security and Medicare tax primarily for individuals who work for themselves. It is similar to the Social Security and Medicare taxes withheld from the pay of most wage earners. In general, anytime the wording “self-employment tax” is used, it only refers to Social Security and Medicare taxes and not any other tax (like income tax).

    Before you can determine if you are subject to self-employment tax and income tax, you must figure your net profit or net loss from your business. You do this by subtracting your business expenses from your business income. If your expenses are less than your income, the difference is net profit and becomes part of your income on page 1 of Form 1040. If your expenses are more than your income, the difference is a net loss. You usually can deduct your loss from gross income on page 1 of Form 1040. But in some situations your loss is limited. See Pub. 334, Tax Guide for Small Business (For Individuals Who Use Schedule C or C-EZ) for more information.

    You have to file an income tax return if your net earnings from self-employment were $400 or more. If your net earnings from self-employment were less than $400, you still have to file an income tax return if you meet any other filing requirement listed in the Form 1040 instructions (PDF).

    How Do I Make My Quarterly Payments?

    Estimated tax is the method used to pay Social Security and Medicare taxes and income tax, because you do not have an employer withholding these taxes for you. Form 1040-ES, Estimated Tax for Individuals (PDF), is used to figure these taxes. Form 1040-ES contains a worksheet that is similar to Form 1040. You will need your prior year’s annual tax return in order to fill out Form 1040-ES.

    Use the worksheet found in Form 1040-ES, Estimated Tax for Individuals to find out if you are required to file quarterly estimated tax.

    Form 1040-ES also contains blank vouchers you can use when you mail your estimated tax payments or you may make your payments using the Electronic Federal Tax Payment System (EFTPS). If this is your first year being self-employed, you will need to estimate the amount of income you expect to earn for the year. If you estimated your earnings too high, simply complete another Form 1040-ES worksheet to refigure your estimated tax for the next quarter. If you estimated your earnings too low, again complete another Form 1040-ES worksheet to recalculate your estimated taxes for the next quarter.

    See the Estimated Taxes page for more information. The Self-Employment Tax page has more information on Social Security and Medicare taxes.

    How Do I File My Annual Return?

    To file your annual tax return, you will need to use Schedule C (PDF) or Schedule C-EZ (PDF) to report your income or loss from a business you operated or a profession you practiced as a sole proprietor. Schedule C Instructions (PDF) may be helpful in filling out this form.

    Small businesses and statutory employees with expenses of $5,000 or less may be able to file Schedule C-EZ instead of Schedule C. To find out if you can use Schedule C-EZ, see the instructions in the Schedule C-EZ form.

    In order to report your Social Security and Medicare taxes, you must file Schedule SE (Form 1040), Self-Employment Tax (PDF). Use the income or loss calculated on Schedule C or Schedule C-EZ to calculate the amount of Social Security and Medicare taxes you should have paid during the year. The Instructions (PDF) for Schedule SE may be helpful in filing out the form.

    Am I Required to File an Information Return?

    If you made or received a payment as a small business or self-employed (individual), you are most likely required to file an information return to the IRS.

    Business Structures

    When beginning a business, you must decide what form of business entity to establish. Your form of business determines which income tax return form you have to file. The most common forms of business are the sole proprietorship, partnership, corporation, and S corporation. A Limited Liability Company (LLC) is a relatively new business structure allowed by state statute. Visit the Business Structures page to learn more about each type of entity and what forms to file.

    Home Office Deduction

    If you use part of your home for business, you may be able to deduct expenses for the business use of your home. The home office deduction is available for homeowners and renters, and applies to all types of homes.

    Married Couples Business – What is a Qualified Joint Venture?

    The employment tax requirements for family employees may vary from those that apply to other employees. On this page we point out some issues to consider when operating a married couples business.

    For tax years beginning after December 31, 2006, the Small Business and Work Opportunity Tax Act of 2007 (Public Law 110-28) provides that a “qualified joint venture,” whose only members are a married couples filing a joint return, can elect not to be treated as a partnership for Federal tax purposes.

    Considering a Tax Professional

    Online Learning Tools

    The Small Business Taxes: The Virtual Workshop is composed of nine interactive lessons designed to help new small business owners learn their tax rights and responsibilities. The IRS Video Portal contains video and audio presentations on topics of interest to small businesses, individuals and tax professionals.




    Small Business Institute, small business consultant.#Small #business #consultant


    Call for Officer Nominations Now Open

    Submission Deadline is October 31, 2017

    Welcome to the Small Business Institute

    Letter from our President – Dr. John Batchelor

    Small business consultant

    On behalf of the Small Business Institute® (SBI) Board of Directors, members, and small business people everywhere, welcome!

    For over four decades, academicians, business practitioners, and community leaders have gathered across the nation to present and discuss strategies in education, business, and community engagement. We have achieved this level of success and interdisciplinary collaboration in many ways.

    Our annual conferences feature exceptional refereed and peer reviewed competitive papers, best practices, workshops, abstracts, and student consulting project submissions. The SBI Journal (SBIJ) showcases scholarly research articles and cases in the fields of small business management, entrepreneurship, and field based learning. As one of the official journals of the SBI, SBIJ is recognized as the applied and pedagogical instrument for projecting and supporting the goals and objectives of SBI. Our Journal of Small Business Strategy (JSBS) explores both conceptual and empirical-based applied research. JSBS features articles that contribute substantially to the understanding of small business strategy, with the small business/entrepreneurship educator, small business owner/manager, and the small business consultant in mind.

    SBI is the premier organization dedicated to experiential learning and small business inquiry. The organization has consistently demonstrated its commitment to students, faculty members, small businesses, and nonprofit organizations.

    I invite you to explore our website and examine the many member benefits and collective contributions that demonstrate our unwavering dedication to fostering entrepreneurial education together.

    John H. Batchelor, Ph.D.

    President, The Small Business Institute®

    Project of the Year (2016-2017)

    Student Experiential Learning – Project Competition

    Project Entry Deadline Approaching!




    Small Business Consultant: Job Description, Requirements & Career Info, small business consulting.#Small #business #consulting


    Small Business Consultant: Job Description, Requirements Career Info

    Learn about the education and preparation needed to become a small business consultant. Get a quick view of the requirements as well as details about degree programs, job duties and necessary work experience to find out if this is the career for you.

    To be a small business consultant, you need a master’s degree in business and experience working in the business field. Small business consultants help business owners improve their business operations. They may specialize in information technology, human resources or marketing, or they may give general advice on all areas of business management.

    Essential Information

    Small business consultants help a business owner to make his or her business operate better. Becoming a business consultant requires a master’s degree in a business-related field and experience working in business.

    Source: *U.S. Bureau of Labor Statistics

    Small Business Consultant Job Description

    A small business consultant helps a small business owner improve his or her business operations. A consultant may specialize in a specific area, such as information technologies, human resources, or marketing, or may offer general services in all areas of business. The overall goal of a small business consultant is to help make a business better through addressing problems and recommending solutions.

    A small business consultant communicates with employees, reviews documents and watches day-to-day business operations to understand what problems exist and why. Job duties of a small business consultant include forming solutions to problems and presenting those analyses to the business owner. A consultant works closely with the business owner and employees to gather information used to assess what changes need to be made to solve problems, improve the business and reach goals. After gathering and analyzing information a consultant may develop reports for the business owner detailing solutions, such as developing training programs, creating an employee handbook, creating new reporting systems, purchasing new equipment and changing workplace layout.

    A small business consultant uses desktop and laptop computers, removable media devices, projectors and standard office equipment, such as copiers and fax machines. A consultant also uses software programs to assist with job duties, such as analytical software, data base software and enterprise resource software.

    Find schools that offer these popular programs

    • Entrepreneurship
    • Small Business Management and Operations

    Small Business Consultant Requirements

    A small business consultant needs to obtain a master’s degree in a field related to business, such as business administration or business management. Other degree areas that would be appropriate for a career in business consulting include:

    Small business consultants need work experience in business management or related fields. Employers look for specific, proven skills in customer service, administration, management, human resources and computers. A person must also have some basic understanding of business operations and various areas of business. Business consultants commonly get continuing education through attending conferences or a certification course.

    Small Business Consultant Career Info

    According to the U.S. Bureau of Labor Statistics (BLS), 20% of management analysts (the BLS category for business consultants) were self-employed in 2014. The remaining 80% worked for either private firms or government agencies. Most consultants will work a typical 40-hour week, but overtime is common. Small business consultants work mostly in an office environment, but travel is also part of the job. The BLS reported that as of May 2015 the median salary for management analysts was $81,320.

    The BLS predicted that from 2014 to 2024, job growth for management analysts would be 14%, with the majority of that in jobs that require specific knowledge or skills, such as international business and information technology. Additionally, changes in the economy may impact job growth as businesses need efficient business operations. The green movement also may have an impact as businesses try to improve their operations to be more environmentally friendly.

    Small business consultants typically need a master’s in business administration and experience working in the business field. The BLS predicts a 14% rate of job growth in this field from 2014-2024, which is much faster than average when compared to all occupations. This means that those preparing to begin a career as a small business consultant should find many job opportunities.




    Small Business Consulting Chicago – Small Business Advisors, Anchor Advisors, small business consulting.#Small #business #consulting


    Anchor Advisors

    Anchor Advisors offers small business consulting in the Chicago area. Our advisors help businesses to grow with confidence and make better decisions.

    CALL US! (773)-282-7677

    Your Chicago Small Business Advisors.

    Small business consulting Learn how Anchor Advisors can help you grow your small businessВ В»

    Small Business Advisors

    Our business advisors identify the trouble spots of a business – from sales and accounting, to leadership and team development–and devise an action plan to strengthen those areas. When implemented, our business advice can help drive revenue, increase sales, improve company morale – and most of all, build the business owner’s confidence. Contact us today to learn more.

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    Small business consulting

    The easy way (and the hard way) to get leads and sell your services

    “I’ve tried that, it didn’t work…” I was having a discussion with an owner of a B2B creative services firm about his business development process. He had a strong business that he’d built by leveraging his personal network, but he wanted to see more growth. This is a business owner who’s aggressive and isn’t afraid to take a risk and try something, but sales tactic or process he’s tried ever got any traction. His business sort of sputtered along from year to year — one year it’s up 15% the next year down 10%. He wanted me to give him the answer, the one method or trick that was going to Continue Reading »

    Small business consulting

    Who’s your “teacher”? Who’s your mentor?

    When I was a young executive in a corporate job I met a woman named Marylin Dyer Blair. Marylin had a PhD in Industrial Psychology that she had earned in the 70’s. She was barely five-feet tall, with short gray hair—the kind of person that it’s easy to underestimate. But to do so would be a mistake! Marylin had great wisdom and insight into people, communication, and culture. She was a tremendous advisor to me in those days. At that time I had a lot of opinions about—well, everything. But the ones I had (and couldn’t help sharing) about how the business should be run were getting me into Continue Reading »

    Small business consulting

    Finding Where Goals and Resources Intersect | Non-Profit Case Study

    “Vision without action is a daydream. Action without vision is a nightmare.” В

    Japanese proverb In business, as in life, resources are limited; and few organizations feel the squeeze of resources quite like non-profits and associations. Unfortunately, the vision and goals of such organizations are often developed in strategic planning processes without ever considering the biggest barrier to success: the available resources in which to achieve these goals. If you don’t heavily consider resources when making plans, you risk having your visions defeated by resource reality. It is a very Continue Reading »




    How to Shop for a Bank – Small Business, best bank for small business.#Best #bank #for #small #business


    How to Shop for a Bank

    • Find out whether your bank can make prompt decisions, or has to check with the home office.
    • Learn whether the bank is comfortable making loans backed by the U.S. Small Business Administration (SBA loans).
    • Look into special services, but be aware of added fees.
    • Feedback

      Choosing a bank for your business involves more than opening a new account at your personal bank or picking the branch office nearest your company. You need to understand what services you require and how much they cost. Ideally you ll find a banker who will take the time to walk you through how to solve a problem, so you can go back to running your business. Still, some business owners may spend more time shopping for a $300 laser printer than they would shopping for a bank.

      Here are a few issues to keep in mind when you look for a banker:

      Does your local banker have lending authority? What s the largest loan he or she can approve without checking with higher ups? Relationship managers at community-based banks often have more discretion than those at a unit of a big institution and they may consider small-business lending to be their bread and butter. But lately, the distinctions between large and small banks have blurred with the industry s consolidation. Many community banks have undergone mergers that now allow them to offer a wider range of services. Banks of all sizes are emphasizing improved customer service, having discovered that many customers still like face-to-face service at branches versus conducting all transactions online.

      Smaller, regionally focused banks may be better because they know local market conditions. They often provide more one-on-one access to a loan officer and put more emphasis on a borrower s character rather than just applying a credit-score model. And they can be more flexible during tough times, such as covering overdrawn accounts without imposing stiff penalties.

      Rates charged by large financial institutions are systematically lower than those charged by community ones, according to a study cowritten by the National Federation of Independent Business, an advocacy group. Larger banks are more likely to issue corporate credit cards to small businesses, which can be used for financing.

      Is your bank comfortable working with the U.S. Small Business Administration (SBA) loan system? Federally subsidized loans help protect the bank against default, which makes it easier for banks to lend money. SBA loans are available to businesses whose credit histories, cash flows or collateral would be inadequate for them to obtain traditional bank loans, and the SBA typically offers more flexible repayment terms. Larger institutions are likely to make loans backed by the SBA, which lets them accept riskier borrowers.

      What extras are available with your account? Despite stiffer lending procedures, larger banks may offer added benefits such as online services that help save time and money on tax and accounting assistance. These may include sending invoices, collecting payments, payroll and loan applications. Some banks may tie such help to requirements that a business s employees use direct-deposit channels. But keep in mind that banking is a competitive business, and it rarely takes more than a year for a new product or service to be copied by banks across the country. So trust and being comfortable with a bank can sometimes be more important than a seemingly new product.




    Small Business Administration Business Plan Tips, the small business administration.#The #small #business #administration


    Writing a Business Plan: Tips from the SBA

    The best way to turn your great business idea into a reality is through the creation and use of a well-thought-out business plan. A strong business plan not only attracts investors or secures financing in the early stages of business development, but can also function as a roadmap for the future.

    Great business plans have a structure that allows you to define what your business is, the market it serves, how it will conduct operations and the money it will make and spend. Here are the sections the Small Business Administration recommends including in your business plan.

    Executive Summary. The executive summary is considered the most important part of the business plan, and is usually written last. Its purpose is to summarize the rest of the plan, introducing the reader to your business in its most condensed form. It should talk about the highlights of your business, your mission statement, the history of your company and what you see in its future.

    Company Description. This section goes into more detail about your products and services, how they meet the demands of the market and the differentiators that set you apart from your competitors. [See Related Story: Business Plan Tools for Startups]

    Editor s note: If you re looking for information to help you with writing your business plan, use the questionnaire below to have our sister site provide you with information from a variety of vendors for free.

    Market Analysis. This is where you show off what you know about your industry, and in particular, the market your product or service will serve. Discuss your target market, its size, the distinguishing characteristics of your offering, and how much market share you can capitalize on accordingly.

    Organization and Management. This details how you are going to run your company and conduct day-to-day operations to meet company goals. Talk about organizational structure, the management team and what makes this team qualified to run the company.

    Service or Product Line. In this section, describe your product or service and the consumer needs that it meets. If applicable, talk about patents filed on intellectual property. Describe the product s life cycle, and any research and development activities for new versions or products.

    Marketing and Sales. In this section, discuss your overall marketing strategy, including market penetration, growth, channels of distribution and communication. Your sales strategy includes your sales force and sales activities what will get your product or service into the hands of the customers your marketing strategy created.

    Financial Projections. Here, you will discuss historical financial data and the prospective financial data developed after you ve analyzed the market and set clear objectives for your business. Projections should explain any assumptions you ve made in developing the data.

    Funding Request. If you are planning on using your business plan with financing institutions or investors, your business plan must include a funding request. Discuss your current funding requirement, the requirement over the next five years and how you intend to use the funds.

    Appendix. This is not in the main body in your business plan but can contain data that would be of interest to financial backers. This can be your personal credit history, r sum s, letters of reference, contracts, list of business consultants and other documents.

    In an email interview with Business News Daily, Tameka Montgomery, associate administrator of the SBA s Office of Entrepreneurial Development, shared some additional thoughts on what entrepreneurs should know about writing a business plan.

    Business News Daily: What are the most important qualities of a good business plan?

    Tameka Montgomery: It s very important your business plan is thorough and well written, but you also want it to be clear on what you have to offer. Ask yourself: Beyond basic products or services, what are you really selling? Identify your niche. You don t want to become a jack-of-all trades and master of none, because this can have a negative impact on business growth. As a smaller business, it s often a better strategy to divide your products or services into manageable market niches. Small operations can then offer specialized goods and services that are attractive to a specific group of prospective buyers.

    BND: What are some of the challenges new business owners face in creating their business plans?

    Montgomery: One of the big challenges for smaller businesses is actually building a business plan. SBA can help [with its] Build a Business Plan online tool. It provides a step-by-step guide to help new business owners through the process of creating a basic, downloadable business plan. The great thing about this tool is they can build a plan in smaller bites, save their progress and return at their leisure.

    BND: Is there anything entrepreneurs often overlook when making a business plan?

    Montgomery: Entrepreneurs often overlook concrete, specific plans and sales forecasts. All businesses need to project sales because the plan versus actual impact of sales is the key to ongoing management in changing times. Your costs and expenses pivot on sales.

    BND: Do you have any general tips for creating a good business plan?

    Montgomery: Business owners should reach out for help. SBA has an extensive network leveraged through our resource partners and available to small businesses nationwide. The resource partners include 950 small business development centers, more than 100 women s business centers, and 350 chapters of SCORE volunteers who provide training and counseling. Counseling is free, and training courses may have a small fee to cover costs through this strong network that provides management and technical assistance. In addition, SBA s online training offers free courses and online tools to assist entrepreneurs with business management resources.

    Ready to write your business plan? Here are some more free templates to help you get started.

    Editor s note: If you re looking for information to help you with writing your business plan, use the questionnaire below to have our sister site provide you with information from a variety of vendors for free.

    With an Associate s Degree in Business Management and nearly twenty years in senior management positions, Marci brings a real life perspective to her articles about business and leadership. She began freelancing in 2012 and became a contributing writer for Business News Daily in 2015.




    Small Business News, Tips, Advice – Small Business Trends, small business advice.#Small #business #advice


    Small Business Trends News Resources Advice

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    Leadership is a quality that one can possess when they’re born (if you believe old adages) and it’s one that can definitely be developed. The books on this list give you insights into what other great leaders have discovered.

    Small business advice

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    Founded in 2003, Small Business Trends is an award-winning online publication for small business owners, entrepreneurs and the people who interact with them. It is one of the most popular independent small business publications on the web.

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    Small business, small business advice.#Small #business #advice


    Small business

    Find government information about growing and managing your small business.

    Australian Small Business and Family Enterprise Ombudsman

    Assists and advocates for small businesses and family enterprises. Provides access to dispute resolution services to assist businesses to resolve disputes.

    Office of the Australian Small Business and Family Enterprise Ombudsman

    business.gov.au checklists

    Are you new to business? The ‘Starting your business checklist’ covers many of the basic issues you need to consider. The checklists will be updated on a regular basis; please check that you have the latest version.

    Department of Industry, Innovation and Science

    Digital Business

    Want to get your business or community organisation online, but don’t know where to start? Digital Business can help you learn more about the benefits of an online presence and how to go about developing one.

    Department of Industry, Innovation and Science

    Dispute Support

    An online tool that makes it easy to find the most appropriate low cost dispute resolution service to help small businesses resolve disputes. Also provides information to better understand and manage disputes.

    Office of the Australian Small Business and Family Enterprise Ombudsman

    For businesses

    Provides information for business relating to advertising; anti-competitive behaviour; exemptions; rights and protections; franchising; industry codes; mergers; pricing; professional services and treating customers fairly.

    Australian Competition and Consumer Commission

    Home-based business

    Provides information for setting up and running a home-based business including: advice and support; planning; registration and licences for home-based businesses; taxation and insurance.

    Department of Industry, Innovation and Science

    Insurance and workers’ compensation

    Provides information about the different types of insurance that may be required for running your business and compulsory insurances such as workers’ compensation.

    Department of Industry, Innovation and Science

    IP – Protect your ideas

    Ideas and unique creations can exist in every business. Intellectual property (IP) laws allow for protection of these through patents, trade marks, copyright, designs, circuit layouts, and plant breeder’s rights.

    Department of Industry, Innovation and Science

    Legal Help Guide

    Provides a guide for Australian small business owners to assist them in gaining a broad understanding of legal issues they may encounter.




    View all Small Business Charge and Credit Cards, Amex CA, small business cards.#Small #business #cards


    small business cards

    The AIR MILES ® * Business Card with only one thing on its mind

    Ready to take care of you, while you take care of your business

    Earn AIR MILES ® * fast with no annual fee

    The faster way from ‘I wish’ to ‘I’ll never forget’

    Starwood Preferred Guest * Business Credit Card from American Express

    Welcome Bonus Subject to change without notice. Account must be in good standing. To qualify for the 2,000 bonus reward miles, you must have at least $5,000 in net purchases posted to your account within your first three months of Cardmembership. Please allow up to eight weeks from the date the bonus reward miles were earned for the bonus to be awarded. This offer cannot be combined with any other offer.

    AIR MILES Business Redemption Benefit: To be eligible for the 25% AIR MILES for Business Rewards discount, you must be an American Express AIR MILES for Business Cardmember. When you redeem AIR MILES reward miles for any of the items available in the AIR MILES For Business Rewards catalogue, you can receive a 25% discount off the posted number of AIR MILES reward miles required to redeem. This benefit does not include AIR MILES * Cash redemptions, does not apply to the cash amounts that the Collector either agrees to pay or is required to pay in connection with a redemption, and cannot be combined with any other offer.

    To qualify for a Welcome Bonus of 30,000 points you must have at least $5,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.

    Lounge access is subject to the requirements, terms, conditions and restrictions of lounge providers. Enrollment may be required with certain providers and lounge usage fees may apply. For details, visit www.americanexpress.ca/businessplatinum.

    The International Airline Program (the Program ) offers a complimentary or discounted companion ticket, complimentary upgrade, special class fare or discounted fare on participating airlines to holders of an eligible basic American Express Cards ( Eligible Cards ) as described in this Welcome Brochure or are otherwise identified to you by American Express ( Eligible Cardmember ). In order to take advantage of the Program, the Eligible Cardmember s account must be active (meaning not cancelled).

    In order to receive the Fine Hotels Resorts program amenities and rates, reservations must be made through Personalized Travel Services from Amex Canada Inc. Payment must be made using the Business Platinum Card. Limit of one special program amenity per room and per stay. Special amenity varies by location. Hotel partners and benefits subject to change without notice. Terms and conditions apply.

    Account must be in good standing. AIR MILES reward miles will be earned on the amount of all purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for reward miles. Accelerated earn rate is available at Sponsors that are American Express merchants. Visit the Eligible Sponsor List at americanexpress.ca/airmiles sponsors for details. List is subject to change without notice. If you are upgrading your Card, new earn rate(s) will apply to credits and returns regardless of the original earn rate for purchases.

    Account must be in good standing. To qualify for a Welcome Bonus of 150 AIR MILES reward miles you must have at least $1,000 in net purchases posted to your account in your first 3 months of Card membership

    Account must be in good standing. To qualify for the 20,000 Bonus Starpoints, you must have at least $1,000 in net purchases posted to your account on or before your three month anniversary date. Five nights are based on five mid-week nights, or two weekend nights and three mid-week nights, in a standard room at a Category 2 property. Starpoints required for a free night range from 2,000 Starpoints for a weekend night in a standard room at a Category 1 property to 35,000 Starpoints for any night in a standard room at Category 7 properties. Category 7 properties that are all suites or villas require higher Starpoints redemption. For complete information on reward stays, visit www.SPG.com.

    You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 Points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.

    *: TM Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Inc. and Amex Bank of Canada.

    **: SPG, Starpoints, Preferred Guest, St. Regis, The Luxury Collection, W Hotels, Le M ridien, Westin, Sheraton, Aloft, Element, Four Points and their respective logos are the trademarks of Starwood Hotels Resorts Worldwide, Inc., or its affiliates.




    TD Business Solutions Visa Signature – Credit Card, small business cards.#Small #business #cards


    TD Business Solutions Credit Card

    Small business cards

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    Thank you for your interest in applying for a TD Bank credit card. With a little more information, we can help you make the application process easier.

    Are you a current TD Bank customer?

    Have you received a credit card offer from TD Bank?

    If you received a credit card offer in the mail from us, locate your Preferred Customer Number at the bottom of the letter and enter the number at the top of the application

    Small business cards

    Visit a TD Bank near you

    Please call us at 1-888-561-0608 or visit a TD Bank location near you for information on how to apply for a TD Bank credit card.

    3-2-1 Rewards for business purchases you make every day

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    *Read complete terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details.

    Offer details, rates, fees and terms

    Bonus points offer

    Earn $300 Cash Back when you spend $3,000 in purchases within the first 90 days after account opening

    Rewards details

    Earn 3% Cash Back on phone, internet and cable services

    Earn 2% Cash Back on dining and gas stations

    Earn 1% Cash Back on other purchases*

    No caps, no limits as long as your account is in good standing

    Rates and fees

    (APR) for Purchases

    based on your creditworthiness

    for the first 12 billing cycles after account opening.

    After introductory period, 13.99%, 18.99% or 23.99%

    based on your creditworthiness.

    whichever amount is greater

    whichever amount is greater

    Earn unlimited points with every purchase

    See how many points you can earn on everyday purchases

    Small business cards

    Redeem your rewards however you want.

    Cash Back | Gift Card | Travel | Merchandise

    To earn and redeem points, your account must be open and in good standing.

    Credit Card FAQs

    When will I receive my card?

    Upon approval, you will receive your card within 5-7 business days.

    What rewards do I get with the TD Business Solutions card?

    The TD Business Solutions Card allows you to earn 3% cash back on phone, internet and cable services and 2% cash back on dining purchases from fast food to fine dining, and at gas stations. Plus, earn 1% cash back on other purchases. With cash back options, travel rewards with no blackout dates, merchandise from brands you enjoy, and physical and virtual gift cards, there will be something for everyone. There are no limits to the rewards you can earn and your cash rewards do not expire as long as your account is in good standing, meaning it is open and payments are not past due.

    Can I manage my credit card account online?

    Yes, you can manage your account by logging in to your credit card account.

    What are the Customer Service hours of operation?

    Customer Service is available 24/7, 365 days a year.

    What do I do if my credit card is lost or stolen?

    Please contact us immediately at 1-888-561-8861 and we will cancel your card and send you a new one within 7-10 days. If you have automatic bill payments set up, they will be transferred to your new card. And with Visa’s Zero Liability Policy, you will not be liable for unauthorized purchases made online or for signature-based transactions at merchants.

    Manage your card

    Managing your account account and rewards is easy

    Get the service you need, when you need it. Log in to your account or talk to a TD Bank representative 24/7 at 1-888-561-8861.

    Security you can count on

    Don’t worry-we’re protecting your every move. Our built-in chip technology helps guard you against fraud. Plus, you get the benefits of Visa Zero Liability 1

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    Data as of March 2017. Comparison of longest average store hours in the regions (MSAs) in which TD Bank operates compared to major banks. Major banks include our top 20 national competitors by MSA, our top five competitors in store share by MSA and any bank with greater or equal store share than TD Bank in the MSA. Major banks do not include banks that operate in retail stores such as grocery stores, or banks that do not fall in an MSA.




  • Small Business News, Tips, Advice – Small Business Trends, small business advertising.#Small #business #advertising


    Small Business Trends News Resources Advice

    Recent

    Small business advertising

    Canon Facebook Live Event Will MAXIFY Your Business

    Small business advertising

    (POLL) What’s Your Favorite Website Builder Tool?

    Small business advertising

    New Twitter Features Top List of Weekly Small Business Headlines

    Small business advertising

    3 Lessons on Small Business Teamwork Learned from Growing Up in a Military Household

    Small business advertising

    Marie Rosecrans of Salesforce: Small Businesses Distinguish Themselves on Customer Experiences They Offer

    Small business advertising

    Step Up Your Online Marketing with These 10 Underutilized Strategies

    Small business advertising

    Like a Boss! 11 Tips to Own Small Business Saturday and Beyond

    Here are 11 tips to own small business Saturday while improving business operations and setting the stage for year-long success.

    Nov 10, 2017 165 Shares

    Small business advertising

    12 Things Every Quality Podcast Intro Should Include

    Members of the Young Entrepreneur Council offer up some advice what you need to have in your podcast intro to capture a listener’s attention.

    Nov 10, 2017 154 Shares

    Small business advertising

    Salesforce Essentials Gives Small Businesses Features Previously Only Available to Enterprise

    Salesforce Essentials is designed to give your small business the same tech advantages enjoyed by big companies. All the details after the jump.

    Nov 10, 2017 119 Shares

    Small business advertising

    Google Hangouts Meet Hardware Kit Targets Businesses with New Video Conferencing Features

    Companies with major video conference needs may want to check out the new offering from Google, the Hangouts Meet Hardware Kit.

    Nov 10, 2017 120 Shares

    Small business advertising

    10 New Leadership Books You Must Read in 2016

    Leadership is a quality that one can possess when they’re born (if you believe old adages) and it’s one that can definitely be developed. The books on this list give you insights into what other great leaders have discovered.

    Small business advertising

    Twitter Promote Mode Automatically Boosts Small Business Tweets for $99 a Month

    Using a new subscription-based model, the new Twitter Promote Mode automatically boosts tweets on the social media site for a monthly fee.

    Nov 9, 2017 169 Shares

    Small business advertising

    Consider These 3 Benefits of Using AI in Ecommerce

    Artificial intelligence is having a big impact on many areas of small business, especially on ecommerce. Here are 3 ways you can benefit from ecommerce AI.

    Nov 9, 2017 192 Shares

    Small business advertising

    The Right and Wrong Kind of Video for Each Social Media Site (INFOGRAPHIC)

    This handy infographic details what works best when video marketing on social media sites and why you should be using this form of content over others.

    Nov 9, 2017 299 Shares

    Product Reviews

    Small business advertising

    Lilac Gives Tax Help to Freelancers

    Is PicMonkey A Good Alternative to Canva, Yes or No?

    Book Reviews

    Fearless Leadership Builds Resilient, Stronger Workplaces

    Get Known for Your Influence and Gain a Competitive Advantage

    Featured Tools

    Small business advertising

    Do You Qualify for a Small Business Loan?

    Small business advertising

    Find What Business Structure is Right for You

    Cartoon of the Week

    Infographics

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    The New Salesperson Had Some Big Shoes to Fill

    Small business advertising

    Business Startups: Physical Vs. Virtual

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    About Small Business Trends

    Founded in 2003, Small Business Trends is an award-winning online publication for small business owners, entrepreneurs and the people who interact with them. It is one of the most popular independent small business publications on the web.

    Together with hundreds of expert contributors, Small Business Trends brings you the news, advice and resources you need. “Small business success. delivered daily.”

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    Professional Web Design for Small Business, small business websites.#Small #business #websites


    small business websites

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    Looking for high quality and affordable website design?

    We specialize in website design, search engine optimization (SEO) and advanced web services.

    We create websites using the latest web technologies, mixed with a healthy dose of creativity and business acumen. We listen and identify your business or organization needs and wants, and then begin developing a comprehensive solution for your website and business communication needs.

    Small business websitesMany small business owners think web design is about creating a visually attractive looking website. While the visual appearance of the website is certainly important, an effective web design is about creating a visually attractive site that is also user friendly, search engine friendly, and designed to motivate or sell.

    There are numerous technical aspects that go into building a quality website, a website that is pleasing to the eye and designed to increase sales and generate a positive return on investment.

    Contact Us for these web services:

    • Website Design Development
    • Website Hosting
    • Website Maintenance Services
    • Search Engine Optimization
    • Domain Name Registration
    • Email Marketing Services

    Your website is a reflection of your business brand or identity and don’t settle for anything less when it comes to designing, maintaining, and promoting your website.

    Contact us today for additional information.




  • The U, small business tools.#Small #business #tools


    Tools

    Small business tools

    SBA’s suite of tools can help you at any stage of your business venture. From initial counseling and business planning to contracting with the government and finding seminars to grow your business – there’s something for every entrepreneur to get the help they need. Let us help you find what you’re looking for today.

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    Best Small Businesses Software, Tools, And Services, Money, small business tools.#Small #business #tools


    8 Tools That Can Help Your Small Business Think (And Act) Big

    Are you setting out to launch your own business? If so, you re probably funding the operation on your own dime. You need to keep costs down, while still keeping clients happy. These free or low-cost services, software, and sites let even small operations compete with the big guys.

    FreshBooks

    This accounting software lets you create invoices, track the average time your clients take to pay you, and make a profit and loss statement instantly.

    Price: A plan that lets you bill up to 25 clients is $19.95 a month.

    Grasshopper

    This virtual phone system routes calls from your business s local and tollfree numbers to your cellphone, letting clients reach you wherever you are. You can add extensions as you build out.

    Haiku Deck

    No in-house designer? No problem. Make simple, professional presentations with this easy-to-use program. Upload your own photos or choose images that are recommended based on keywords in your text.

    Expensify

    This simple app makes it easy to track your business expenses, create digital images of receipts, and submit reports. You can reimburse your employees via payroll or even PayPal.

    ScheduleOnce

    You can send business contacts a link to your calendar so they can see when you re free and pick a meeting time. (But they can t see what you are doing when you are not available.)

    Globafy

    This service lets you set up conference calls without having to create an account. Plus, your international clients can get a local number to call in to, while you use your domestic number.

    Between email chains, messages, and apps, it s a wonder anyone gets work done. Slack puts all your communications in one place, making it easier to collaborate with your team in real time, search your inbox, and share files.

    Price: Free for basic service; $6.67 per user per month for unlimited messages and searchable archives.

    15Five

    Keep a pulse on employees frustrations and ideas with this simple communication tool. Employees spend 15 minutes each week answering simple but telling questions. Managers take five minutes to read and respond.

    Price: $49 per month for the first 10 people.




    Free Tools, SMALL BUSINESS CEO, small business tools.#Small #business #tools


    Small business tools

    Free Tools

    Welcome to Small Business CEO s free management and leadership resources page. We have compiled a group of really helpful websites, management tools and resources for your small business. There are lots of free apps, ebooks, business templates, checklists, business forms, white papers, free pdf files, and worksheets to choose from.

    Featured Business Apps

    Better bookkeeping. Instant payments.

    ZipBooks is free accounting software with built-in credit card processing. Setting up auto-billing has never been easier!

    SumoMe The new generation of website traffic and visitors engagement tool suite. Ranging from List Builder to Heat Maps, you can access any tools that you want. We see that SumoMe s powerful yet simple apps is the company s main strength. SumoMe boasts 37 seconds of setup, which we can vouch for the claim. Most of the apps are free to use no catch.

    Business Apps Directory

    Free Tools to Run Your Business Explore Shopify s business toolkit, filled with tools to help you run your business. Some examples of included tools are the logo maker, mockup templates for products, profit margin calculators, and even a business name generator. You ll find everything you need to help you sell and grow your retail business today.

    Business Owner s Toolkit A large collection of free business forms, free tools, business templates and checklists that includes a variety of topics ranging from employee management, safety, asset protection, marketing, recruiting and hiring, IRS tax forms, compensation and benefits, government contracting forms and so much more. They also have a business card exchange where you can network with others in your industry.

    Free 21 Page SEO Guide Are you trying to increase traffic to your website? Do you realize the importance of Search Engine Optimization (SEO), but have trouble taking actionable steps to improve it? This free ebook offers useful tips to get found online by more prospective customers. A quick skim of HubSpot s SEO guide yields a dozen things you can do right away to increase the attractiveness of your site to search

    engines and thus boost your traffic.

    Free Small Business eBooks A simple, free registration will give you access to nearly 200 free small business ebooks. Some examples of topics covered in the free white papers and free documents are maximizing conversion rates, getting website traffic, internet marketing, increasing profits and improving customer satisfaction. There s something here for everyone including an internet beginner s business guide and how to get a million visitors to your website.

    Free Trade Magazines Noobpreneur s TradePub offers an extensive list of free small business magazine subscriptions, eGuides, downloads, podcasts and white papers. Browse through a multitude of listings and search for titles that match your topics of interest such as small business management, franchising, marketing and entrepreneurship. Publications include eWeek, Website Magazine and many more.

    SME Toolkit This collection of free small business tools and resources consists of free training, calculators, small business forms and how-to articles. Topics range from accounting, franchising, payroll, insurance, marketing and technology. Browse the categories to locate the information you need and be sure to enroll in the My Own Business computer training course for those of you who want to start your own business. The course is free.

    FormNet Use this free business forms download service available on Entrepreneur.com. Save yourself time and expense by using these free business form templates and documents available in Microsoft Word, Excel or Adobe pdf. Categories include accounting, credit and collections, insurance, inventory, human resources, leasing, marketing, management, sales, shipping and starting your own small business. No more creating documents from scratch!

    Free eBooks, Guides, Manuals and Legal Documents Publish and share your small business documents FREE at Scribd. You can upload and store your business documents or explore their extensive library of available free tools and resources. You will find an array of free ebooks, guides, manuals and legal documents for your use. Embed your documents anywhere on the web. All major formats accepted with unlimited storage.

    Free Small Business Guides and Government Forms Business.gov is your gateway to official U.S. Government federal forms and business guides. Topics that are covered range from taxes, loans and market research. State and local information is available for small businesses in each and every state. Find out information on what is involved in registering a business, applying for a license, paying taxes and file forms.

    Free Spreadsheet Download Library JaxWorks.com has hundreds of Excel spreadsheets available on their site for downloading at no cost to you. These free offerings cover a number of financial, accounting and sales functions at all skill levels. Browse the selections and save any number of these for future reference. The free downloads are available for Windows Excel, Apple Macintosh Excel and Apple iWorks Numbers.

    Free Quick Reference Training Guides CustomGuide offers free downloadable quick reference computer training guides. These free pdf files are downloadable and printable for your office needs. Employees can quickly refer to these guides for general operating information on Microsoft, Mac, and Adobe software programs. You could also easily incorporate these free guides into new employee training handbooks.

    Free Small Business Letters and Forms Freebusinessforms.com provides a large selection of free small business letters and forms. You have unlimited access to printable invoice forms, receipts, debt collection letters, contracts, legal forms and more. There is also a section of reports, e-books, and employment information available for download. Sign up for their email updates to be notified when new forms are added.

    Free Business Calculators Bplans.com offers 9 different business calculators that are free for anyone to use. You can even add these calculators to your own website with the provided HTML code. Calculators available are: cash flow, investment offering, starting costs, email marketing ROI, discounted cash flow, direct mail ROI, break even, pay per click ROI and a conversion rate calculator. Use these calculators as often as you would like free of charge.

    1 Comment Free Tools

    These resources will be very useful to my business especially the seo tips and seo guide. I also appreciate all of the tips concerning useful apps! Thank you.




    Money to Start or Expand a Small Business, government small business loans.#Government #small #business #loans


    Money to Start or Expand a Small Business

    Government small business loans

    Right off the top. The U.S. government does not currently provide direct grants to individuals for starting or expanding a small business. However, the government does offer plenty of free help in planning how to start or improve your business and in securing low-interest SBA-backed small business loans. In addition, many states DO offer small business grants to individuals.

    SBA does not offer grants to start or expand small businesses. SBA s grant programs generally support non-profit organizations, intermediary lending institutions, and state and local governments in an effort to expand and enhance small business technical and financial assistance. — Source: SBA

    The SBA is the U.S. Small Business Administration. Since 1953, the SBA has helped thousands of Americans start small businesses. Today. SBA offices in every state, the District of Columbia, the Virgin Islands and Puerto Rico assist with planning, financing, training and advocacy for small firms. In addition, the SBA works with thousands of lending, educational and training institutions nationwide.\

    Can the SBA help you?

    If your business is or will be independently owned and operated, not dominant in its field, and meets the maximum business size standards required, then yes, the SBA can help you. Here s how:

    Federal Government Contracting Resources

    Small businesses sell billions of dollars worth of goods and services to the US federal government every year. Many government agencies require that some percentage of their contracts for goods and services be awarded to small businesses.

    Here you will find the resources you need to help your small business become established as a federal contractor, find business opportunities, and the rules and regulations that federal contractors need to follow.

    Government Resources for Women-owned Businesses

    According to the Census Bureau, women-owned nearly 30 percent of all nonfarm businesses in the United States in 2002, when the nearly 6.5 million women-owned businesses generated more than $940 billion in revenue, up 15 percent from 1997.

    Here you will find information on US government programs that help women entrepreneurs start, grow and expand their businesses.

    Finding State-Based Small Business Grants and Funding Hot Prospects

    Small business financing incentives are an important part of every state s economic growth plan. Some states even offer small business grants. Other small business incentives could include subsidized rates on SBA loans, tax breaks and participation in business incubator programs.

    Small Business Lending Fund (SBLF)

    The SBLF will ultimately provide up to $30 billion to small community banks to be used for making small business loans. The dividend rate a community bank pays on SBLF funding is reduced as that bank increases its lending to small businesses — providing a strong incentive for new lending to small businesses so they can expand and create jobs.

    State Small Business Credit Initiative

    In the tradition of the best sources of funding for small businesses coming from state governments, the new State Small Business Credit Initiative (SSBCI) – a component of the Small Business Jobs Act – will strive to generate at least $15 billion in locally-available small business loan programs intended to help small business grow and create new jobs.

    Small Business Health Care Tax Credit

    The health care reform law – the Patient Protection and Affordable Care Act – provides an immediate small business tax credit to help small businesses afford health insurance coverage for their employees.




    Small Business Loans, Citizens Bank, new small business loans.#New #small #business #loans


    Business Financing

    The funds you need to grow and thrive.

    We understand that financing can be critical to the success of your business. So we offer a suite of business lending solutions at competitive rates that can be customized to meet your needs. Choose from our small business loan and line of credit offerings below. Our Relationship Managers can help you determine the best financing solution for your business.

    Business Line of Credit

    Business or Equipment Flex Loan

    Business Term Loans

    Business Mortgage

    Business Line of Credit

    Access funds for short term uses such as purchasing inventory, paying accounts receivables, or managing seasonal needs.

    Business or Equipment Flex Loan

    Flexibility to finance various assets such as equipment, vehicles, or machinery with a short-term line of credit that turns into a term loan.

    Business Term Loans

    Purchase large assets and increase long-term liquidity.

    Business Mortgage

    Purchase, renovate, or refinance your commercial property.

    Determining your financing needs

    As you’re exploring financing solutions, this calculator can help you forecast your debt service coverage. This will help you determine whether you can currently afford the additional debt needed to boost your business.

    Our working capital needs calculator will help you determine how much of a small business loan or line of credit you should apply for to cover working capital needs for the next year. Simply enter your desired annual growth rate, current assets, and current liabilities, and your target current ratio to find out what you need.

    Whether you want to be rewarded for purchases or are looking for a low rate card, Citizens Bank’s Business Credit Cards offer a convenient way to make everyday purchases while improving your cash flow by extending the time between making purchases and paying for them.

    Every business is different. We d like to partner with you to understand your needs so we can help customize a business lending solution for you now, while also proactively helping you plan for the future. Simply answer a few questions, and we ll contact you to discuss your best financing options.