Tag : start

How to Start a Rice Dealership Business, Pinoy Bisnes Ideas, start a

How to Start a Rice Dealership Business

Start a business ideasRice is an important primary staple food in many Asian countries especially in the Philippines. Indicating the high demand for this commodity, planning to put up a rice dealership business in your area is a wise choice. There is already an assurance that this business will succeed because buyers are already there. Of course, in any kind of business, conducting a feasibility study is always a crucial step to take. This will assess the economic viability of your proposed business.

Here are some important questions to consider before plunging into this kind of business.

1. Do you have enough capital or budget for your rice dealership business? With at least P60,000 to P100,000 as a starting capital.

2. Do you want to operate as sole proprietorship or corporation? Business registration guide here.

3. Do you have a big and safe storage room for the sacks of rice that will be delivered to you?

4. Do you have a good location for your rice dealership business? Research the area of your target market, the flow of traffic and their buying habits.

5. Do you have lists of rice suppliers in your area? Make sure you have a lists of several suppliers and make a good relationship with them.

6. Do you have necessary equipments like calibrated weighing scales, rice sacks etc., and a service delivery (optional).

7. What varieties of rice do you intend to sell? Make sure to have several varieties of rice, so that your customers will have several options.

8. How will you market your business? This is also an important aspect especially you are new in this kind of business. Make a good marketing strategy and make your business known to your customers. Make a good deal with restaurant owners, hotels, resorts and small carenderias in your place to be their rice supplier.

Here are Some NFA Rice Dealership FAQ

Q: Who are required to secure license from NFA?

A: All persons, natural or juridical, that are engaging or intending to engage in the rice and/or corn business whether commercial or NFA rice/corn.

A: Before the start in any of the business activity enumerated above, the proprietor or operator should first secure a license from NFA. For those already license, businessmen should renew their annual license on any day within their scheduled month allotted by the NFA

A: Application may be filed at the NFA office that has jurisdiction over the location of the principal business of the applicant.

Q: In case we have more than one (1) store/establishment for Rice/Corn business, should all be licensed?

A: Yes, owner/operator should file a license for all outlets at the NFA office where his principal place of business is located. Additional outlets are treated as branches.

A: For new applicants, follow these procedures:

secure application form from the licensing officer upon payment of application fee;

accomplish and file application with complete requirements to the licensing officer who in turn checks the documents and determines corresponding license fee;

pay license fee to the cashier and get copy of official receipt;

prepare the facilities/equipment requirements for inspection by NFA Investigators;

after inspection of establishments, present notice of inspection to licensing officer, official receipt and proof of compliance with deficiencies, if any;

licensing officer issues license if application is found to be in order;

applicants display license in their establishments.

Procedures for renewal applicants:

secure application from licensing officer upon payment of application fee;

accomplish and file application with complete requirements together with previous year s license to the licensing officer;

licensing officer checks completeness of requirements and determines license fee to be paid;

pay license fee to the cashier and present the official receipt to licensing officer;

licensing officer issues renewal sticker and stick it to appropriate portion of the license if application is found to be in order;

applicants display licensing conspicuous place in their establishments.

Q: For New Applicants, how long do we have to wait for the Approval of our License Application?

A: The establishments and facility requirements of new applicants are inspected by NFA Investigators within 20 working days after the filling of their applications. Those inspected are given inspection notices stating the date when they can return to the NFA to show compliance with any deficiency, if any. Otherwise, their notices state the date they can get their license. In all these cases, it should not exceed 20 working days after inspection.

A: Application fee is P50.00 for a single line activity and P100.00 for two activities or more. License fees depend upon capacity of the post harvest equipment used.

A: Documentary and facility requirements depend upon the business activity.

Q: Does the NFA requires only Licensing on Rice/Corn Business Activities?

A: The NFA also require the registration of the following facilities aside from the license on the activities mentioned earlier list.

motor vehicles used or intended to be used in transport/hauling of palay/ rice/corn whether for exclusive use or for hire except public utility vehicles franchised by proper government agencies not principally used for transporting rice/palay/corn;

warehouses,threshers and sellers for own produce;

mechanical dryers for owner s/operators exclusive use;

packaging machines for owner s/operators exclusive use;

institutions/establishments securing their rice/corn requirements from the NFA;

poultry and hog raisers securing byproducts from the NFA;

manufacturers/importers/dealers and distributors of rice/corn post-harvest facilities;

non-operating mills and other post-harvest facilities. In this case, registration is done only once.

Registration is done at the office of the NFA that has jurisdiction over the location of the principal business of the applicant.

Registration fees see separate from that of the license fees.

Q: In the event that I discontinue my business, what should I do with my License/Registration Certificate?

A: Surrender your license/registration certificate to the NFA office that issued it together with a written notice of discontinuance.

Otherwise, in case you reapply, you would be charged with the fees for the entire period that you have not applied for renewal.

Q: What do you mean by Bonded Activities?

A: Bonded activities mean third party stocks are deposited in your facilities, for storage, milling, threshing, corn shelling or mechanical drying. Operators/owners of facilities accepting third party stocks are required to post a bond as well as fire insurance to safeguard the stocks of the third party.



How to Finance Your Start-up Business, Small Business BC, start up business

Small Business BC

How to Finance Your Start-up Business

If you’re planning on starting a business, chances are you’ll need some form of capital, which simply refers to the money that finances your business.

One reason for the failure of many small businesses is that they undercapitalize their business. Therefore, it is important that you know how much money you will actually need to start and to run your business until you reach your break-even point—the point when your sales revenue equals your total expenses.

Ask yourself:

  • How much money is required to start this business?
  • How much of your own money do you have for this business?
  • Do you already own any of the assets needed to start this business?
  • Do you have family, friends, acquaintances, or others who are willing and able to invest in this business?
  • Do you have a strong personal credit rating or lines of credit available?

Equity Investment

Equity means ownership. With equity investment, an investor makes money available for use in exchange for an ownership share in the business. If you use equity investment, be sure to consider how much ownership you’re willing to give up, and at what price. Once you sell 51 percent of your shares, you lose control of your company.

Equity investment includes any money from individuals, including yourself, or other companies in your business. This money may be from personal savings, inheritance, personal loans, friends or relatives, business partners, or stockholders. These funds are not secured on any of your business assets.

But, before going down this road, it is important to know the BC laws that apply to any company or other entity that raises money from investors. To find our more read our article: Seeking Equity Investment? Know the Rules

Personal Savings: The Most Common Form of Equity Investment

You’ll likely get most of your start-up funding from your personal savings, inheritances, friends, or family. In fact, according to Statistics Canada’s Survey of Financing of Small and Medium Enterprises 2007, 76% of small businesses in British Columbia financed their business with personal savings.

Aim to fund 25% to 50% of your business from your own pocket. This shows prospective lenders and investors that you are personally assuming some risk, and are committed to your business success. It’s also a requirement for many small business loans, which are usually secured (i.e. backed by assets).

Throughout the course of your business, try to keep a personal investment of at least 25% in your business to increase your equity position and leverage. The more equity your business has, the more attractive it makes you to banks that can loan you up to three times your equity.

Debt Financing

1. Government Funding

Typically, the most sought-after type of financing is government grants because it’s free money that you don t have to pay back. Unfortunately, a grant might not be an option for your business because not only are there very few grants available, most are geared towards specific industries or groups of people such as youth, women, or aboriginal owners.

The majority of government funding programs are typically loans, for which you ll be required to repay the principal amount plus interest.

In 2007, only 2% of businesses obtained some sort of government funding or assistance. You can find information about government funding programs for free:

  • Search the Canada Business Grants and Finances section, which lists available government programs across Canada.
  • Contact your industry association to find out if they know of any grants you might be eligible to receive.

Since the application process varies from program to program, you should contact the coordinator of the program that you’re interested in to find out what the specific application requirements and process are.

2. Commercial Loans

Commercial or personal loans from financial institutions account for the second most common form of financing at 44%.

  • Long-term loans. Use long-term loans for larger expenses or for fixed assets that you expect to use for more than one year, such as property, buildings, vehicles, machinery, and equipment. These loans are generally secured by new assets, other unencumbered physical business assets, and/or additional stakeholder funds or personal guarantees.
  • Short-term loans. Short-term loans are usually for a one-year term or less, and can include revolving lines of credit or credit cards. These are generally used to finance day-to-day expenses such as inventory, payroll, and unexpected or emergency items, and can be subject to a higher base interest rate.

Getting Your Loan Approved: What do Potential Lenders Look For?

Many lenders will look for the four “C’s of Lending” when evaluating a loan application:

  1. Cash flow. Your ability to repay the cash you are borrowing. This is measured using the cash flow forecast that you created for your business plan.
  2. Collateral. The value of assets that you are willing to pledge for assurance that you will repay your loan. A dollar amount will be placed on these assets and that will be compared to the amount of the loan you requested.
  3. Commitment. The amount of money that you re committing to your business. You can’t expect to obtain a loan without contributing a fair share yourself.
  4. Character. Your personal credit score and history with the financial institution. Your credit rating or score is calculated from your history of borrowing and repaying bank loans, credit cards, and personal lines of credit. Without a good credit rating, your loan prospects decrease significantly.

A lender might determine how much to lend you by evaluating your cash flow, collateral, and commitment. They will then subtract your existing debt to arrive at a final amount. Note that lenders look at the limit on your credit cards, not the amount you re currently using.

Typically, start-ups are not rich in assets so you may be required to secure your business loans with personal collateral such as your house or vehicle(s).

The difference between a private lender and a government program is the relative importance of these four C’s. A bank might place more importance on “collateral” and “commitment”, whereas a government program can often decrease the need for these by providing a government guarantee to the lender.

Make a Good Impression With Your Lenders

You can increase your chances of securing a loan by:

  • Having strong management and staff
  • Showing steady business growth potential
  • Showing reliable projected cash flow
  • Offering collateral
  • Having a strong personal credit rating
  • Always making your loan and interest payments on time, and never missing a payment


Business News, The Kansas City Star, business start up.#Business #start #up


Business News | The Kansas City Star

Business

Business start up

Business

Kansas City s Harley-Davidson plant makes newest model to hit the market

Assembly of the Harley-Davidson Sport Glide motorcycle began this summer at the company’s assembly plant east of Kansas City International Airport.

Business start up

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

New Overland Park restaurant serves Indian barbecue kebabs (and sides)

Updates: Veterans Day free meals, deals discounts in the Kansas City area

It s like darts, but with axes: Ax throwing club hits West Bottoms

Thrillist picks Plaza area steakhouse as one of the 31 best in the nation

Business start up

TV News & Reviews

KCTV and KSMO replace general manager with former business manager

Meredith Corp., which owns the two stations, did not say why its own vice president of finance has succeeded Kansas City general manager Mike Cukyne.

Business start up

Health Care

Kansas City area medical practice falls into bankruptcy

Kansas City Internal Medicine filed for bankruptcy on Wednesday. Some of its doctors are joining the HCA Midwest Physicians network.

Business start up

Government & Politics

How about another election? KC council plans to ask for key vote in April

The City Council set in motion plans for an April election to extend the one-cent sales tax for capital improvements. The city collects about $70 million a year from the tax, first approved by voters in 2007 and which is up for renewal next year.

Business start up

Cityscape

Updates: Veterans Day free meals, deals discounts in the Kansas City area

Discounts for veterans and active duty military run through Nov. 13. They include free or discounted meals, free haircuts and discounts on merchandise.

Business start up

Government & Politics

Poll showed new KCI had big lead but supporters kept it under wraps

As Election Day loomed, “cautiously optimistic” was the mantra chanted by advocates for a transformed Kansas City International Airport. They expected a win, but said it would be close.

Business start up

Government & Politics

With KCI votes counted, when will we see the wrecking ball?

Kansas City voters strongly approved a new terminal at KCI, but don’t expect to see construction at the airport just yet.

Business start up

Cityscape

It s like darts, but with axes: Ax throwing club hits West Bottoms

Blade & Timber is now open at 1101 Mulberry St. in the West Bottoms. Players enter a lane to throw an ax at a target, much like in darts.

Business start up

Government & Politics

KC voters give overwhelming approval to KCI single terminal

Everywhere in the Kansas City, voters handed City Hall huge support for a new terminal at KCI. It had been a difficult climb from a period of opposition and distrust to the idea, but in the end, Kansas Citians wanted to see the three-terminal design replaced with a modern structure.

Business start up

Cityscape

Kale smoothies, avocado toast among the offerings at this new Troost restaurant

Ruby Jean’s Juicery plans a Nov. 11 opening at 3000 Troost. A new convenience store gas station plans to open later this year at 5901 Troost.

National & International

Hawaii judge dismisses lawsuit against seed company, board

A judge in Hawaii dismissed a lawsuit that sought an environmental review of the actions by a seed company operating on the island of Kauai.

Business start up

National & International

The Latest: Trump back on defensive over Russia meddling

President Donald Trump is back on the defensive over Russian election meddling and accusing Democrats of trying to sabotage U.S.-Russia relations.

National & International

Lawmakers seek review of Eversource’s response to wind storm

Two Connecticut senators want General Assembly to hold public forum on Eversource Energy’s response to October wind storm.

Business start up

National & International

Trump calls Putin sincere, ex-US intelligence heads ‘hacks’

President Donald Trump is back on the defensive over Russian election meddling, saying he considers President Vladimir Putin’s denials sincere, dismissing former U.S. intelligence officials as “hacks” and accusing Democrats of trying to sabotage relations.

National & International

Report: Inspection found 13 defects on CSX track last year

A federal inspection in June of last year reportedly found 13 defects on CSX track in Bergen County, a route that has become a corridor for shipping crude oil and ethanol to refineries.

Business start up

Entertainment

George Takei, Richard Dreyfuss respond in harassment scandal

George Takei, Richard Dreyfuss latest celebrities swept up in Hollywood sexual harassment, assault scandal.

National & International

US Senate passes Veteran’s Administration bill by Oklahomans

A bill by Republican Sens. James Lankford and Jim Inhofe intended to address the care of military veterans in Veteran’s Administration hospitals has passed the U.S. Senate.

Technology

The Latest: Outside firm to look into harassment allegations

Minnesota’s House speaker says an outside firm will investigate allegations of sexual harassment by a lawmaker.

National & International

Southern California plant flourishing under bomber program

Southern California aerospace flourishing thanks to bomber boom.

Business start up

National & International

Next election up: A mayor race in New Mexico’s biggest city

Voters in New Mexico’s largest city are preparing to choose its next mayor after the Republican incumbent opted not to seek re-election.



Home, Business Victoria, start business.#Start #business


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Advancing Victorian Manufacturing is the Victorian Government’s blueprint for growth of manufacturing in Victoria.

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You can do good and make money at the same time. That’s the message from Bessi Graham of The Difference Incubator.

Start business

Victorian Government support is available to businesses experiencing significant rises to gas and electricity costs.

Start business

Small Business Victoria Workshops are low cost, practical and run by experts in their fields year round across metro and regional Victoria.

Start business

To help get your business moving, the Small Business Bus is now touring Victoria bringing expert advice and assistance to you.

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Find everything you need to know about grants and assistance programs to start, run and grow your business.

Start business

ABLIS is a free online tool which helps you find government licences, permits and registrations applicable to your business.

Small Business Victoria Update

Tips, tools, news and events to help you run and grow your business – delivered fortnightly.



How to Start a Rice Dealership Business, Pinoy Bisnes Ideas, start a

How to Start a Rice Dealership Business

Start a businessRice is an important primary staple food in many Asian countries especially in the Philippines. Indicating the high demand for this commodity, planning to put up a rice dealership business in your area is a wise choice. There is already an assurance that this business will succeed because buyers are already there. Of course, in any kind of business, conducting a feasibility study is always a crucial step to take. This will assess the economic viability of your proposed business.

Here are some important questions to consider before plunging into this kind of business.

1. Do you have enough capital or budget for your rice dealership business? With at least P60,000 to P100,000 as a starting capital.

2. Do you want to operate as sole proprietorship or corporation? Business registration guide here.

3. Do you have a big and safe storage room for the sacks of rice that will be delivered to you?

4. Do you have a good location for your rice dealership business? Research the area of your target market, the flow of traffic and their buying habits.

5. Do you have lists of rice suppliers in your area? Make sure you have a lists of several suppliers and make a good relationship with them.

6. Do you have necessary equipments like calibrated weighing scales, rice sacks etc., and a service delivery (optional).

7. What varieties of rice do you intend to sell? Make sure to have several varieties of rice, so that your customers will have several options.

8. How will you market your business? This is also an important aspect especially you are new in this kind of business. Make a good marketing strategy and make your business known to your customers. Make a good deal with restaurant owners, hotels, resorts and small carenderias in your place to be their rice supplier.

Here are Some NFA Rice Dealership FAQ

Q: Who are required to secure license from NFA?

A: All persons, natural or juridical, that are engaging or intending to engage in the rice and/or corn business whether commercial or NFA rice/corn.

A: Before the start in any of the business activity enumerated above, the proprietor or operator should first secure a license from NFA. For those already license, businessmen should renew their annual license on any day within their scheduled month allotted by the NFA

A: Application may be filed at the NFA office that has jurisdiction over the location of the principal business of the applicant.

Q: In case we have more than one (1) store/establishment for Rice/Corn business, should all be licensed?

A: Yes, owner/operator should file a license for all outlets at the NFA office where his principal place of business is located. Additional outlets are treated as branches.

A: For new applicants, follow these procedures:

secure application form from the licensing officer upon payment of application fee;

accomplish and file application with complete requirements to the licensing officer who in turn checks the documents and determines corresponding license fee;

pay license fee to the cashier and get copy of official receipt;

prepare the facilities/equipment requirements for inspection by NFA Investigators;

after inspection of establishments, present notice of inspection to licensing officer, official receipt and proof of compliance with deficiencies, if any;

licensing officer issues license if application is found to be in order;

applicants display license in their establishments.

Procedures for renewal applicants:

secure application from licensing officer upon payment of application fee;

accomplish and file application with complete requirements together with previous year s license to the licensing officer;

licensing officer checks completeness of requirements and determines license fee to be paid;

pay license fee to the cashier and present the official receipt to licensing officer;

licensing officer issues renewal sticker and stick it to appropriate portion of the license if application is found to be in order;

applicants display licensing conspicuous place in their establishments.

Q: For New Applicants, how long do we have to wait for the Approval of our License Application?

A: The establishments and facility requirements of new applicants are inspected by NFA Investigators within 20 working days after the filling of their applications. Those inspected are given inspection notices stating the date when they can return to the NFA to show compliance with any deficiency, if any. Otherwise, their notices state the date they can get their license. In all these cases, it should not exceed 20 working days after inspection.

A: Application fee is P50.00 for a single line activity and P100.00 for two activities or more. License fees depend upon capacity of the post harvest equipment used.

A: Documentary and facility requirements depend upon the business activity.

Q: Does the NFA requires only Licensing on Rice/Corn Business Activities?

A: The NFA also require the registration of the following facilities aside from the license on the activities mentioned earlier list.

motor vehicles used or intended to be used in transport/hauling of palay/ rice/corn whether for exclusive use or for hire except public utility vehicles franchised by proper government agencies not principally used for transporting rice/palay/corn;

warehouses,threshers and sellers for own produce;

mechanical dryers for owner s/operators exclusive use;

packaging machines for owner s/operators exclusive use;

institutions/establishments securing their rice/corn requirements from the NFA;

poultry and hog raisers securing byproducts from the NFA;

manufacturers/importers/dealers and distributors of rice/corn post-harvest facilities;

non-operating mills and other post-harvest facilities. In this case, registration is done only once.

Registration is done at the office of the NFA that has jurisdiction over the location of the principal business of the applicant.

Registration fees see separate from that of the license fees.

Q: In the event that I discontinue my business, what should I do with my License/Registration Certificate?

A: Surrender your license/registration certificate to the NFA office that issued it together with a written notice of discontinuance.

Otherwise, in case you reapply, you would be charged with the fees for the entire period that you have not applied for renewal.

Q: What do you mean by Bonded Activities?

A: Bonded activities mean third party stocks are deposited in your facilities, for storage, milling, threshing, corn shelling or mechanical drying. Operators/owners of facilities accepting third party stocks are required to post a bond as well as fire insurance to safeguard the stocks of the third party.



Sell Products Online, Sell Online, Affiliate Marketplace, Sell Products Online With Paypal,

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Promote products in our marketplace and earn commissions as a PayDotCom affiliate. Our members area will allow you to track stats such as clicks, sales, and conversions.

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I’ve now made over $2 Million through PayDotCom and and totally blown away by the easiness that it all happens. Affiliates get paid, everything gets tracked, my customers get their stuff and everything works as it should. And the best part is I can be up and running in minutes and also reach out to a huge army of proven profit-pulling affiliates.

To find a service like this I would have searched the ends of the earth and paid a small fortune so it’s been my own personal secret that is now leaking out and I just hope you guys keep your prices so ridiculously low (I seriously thought it was a typo error when I saw the tiny fee amount I had to pay on a $1million launch.

When you are dealing with customers’ money, making sure affiliates get credit and being able to rely on a robust service that can handle anything than you use PayDotCom. We did a $849,000 in 3 days and everything went like clockwork. You might be able to tell – I love you guys and you’ve got yet another customer for life here!



Advice and ideas for UK small businesses, small business start up.#Small #business

small business start up

At Small Business Grants, we are pleased to reveal the shortlist of six companies to be considered by our panel

UK businesses for sale: A review of what’s on the market

In this piece in association with BusinessesForSale.com, we look at a selection of exciting UK businesses for

Can you have a Silicon Valley office on an SME budget?

When we think about great office spaces, we often think of Google, Facebook, AirBnB, Apple, and various other tech giants.

British Small Business Awards 2017: The winners

It was a pleasure to welcome our guests to the second annual British Small Business Awards at the Grand Connaught

Women will effectively work for free for the rest of 2017

Consider this: if someone asked you to continue doing your job for free until the end of the year, would

Entrepreneurial Brits: 80 per cent want start their own business

There were 644,750 company incorporations in the UK in the twelve months to 31 March 2017 and with the popularity

Small businesses in the UK worth an average of £90,000

The average UK small business is worth £90,000 in 2017 – down £4,000 on 2016 – according to research by

Ca-nine to five: One in five British workplaces allow pets in the office

According to new research, one-fifth of British workplaces now allow employees to bring pets into the office, yet a similar

Lessons learnt from the Ryanair flights crisis

In this SmallBusiness monthly series of ‘Lessons Learnt’, Jennifer Janson, author of The Reputation Playbook and chairman of

Gender savings gap: Half of female workers unprepared for retirement

More than half of female employees admit to feeling financially unprepared for their retirement, as evidence emerges of a gender

Choosing the right supplier

How can small businesses scope out the best suppliers? The first step in supplier selection is understanding your customer needs

Generation Z poses new challenges for online fashion retailers

The latest generation to hit the shops in earnest has very different expectations from their parents, online research commissioned by

Businesses and employees demand protection for gig workers

Businesses and employees are calling on the UK government to provide more protection for those who work in the gig

Your first website: Stock vanilla or bells & whistles

How complex does your first business website need to be? Do you need to pay

The Vitesse Network

Further Information

Small business start up WordPress Development Agency London & Guildford

Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010



Accion, Small Business Loans, start up business loans.#Start #up #business #loans


Launching Dreams, Empowering Entrepreneurs

Accion believes entrepreneurs create vibrant communities. We deliver a level of personalized service you won’t find at any other lender. Capital is just one tool you need to reach your goals, and we partner with you every step of the way.

Delivered to small business owners

Years of lending experience in the U.S.

500,000+

Entrepreneurs across the country served

Start up business loans

What Makes Us Different

Loans designed to help you succeed, with terms specific to your needs and goals.

Champion for Small Business

We are leaders in the responsible lending movement and dedicated to advancing local and national initiatives that support and empower entrepreneurs.

Access to business experts, special events, networking, and opportunities from our partners, as well as exclusive online resources help you take your business to the next level.

Every community has a unique business climate. Our on-the-ground expertise keeps you ahead of the curve no matter where you operate.

We match every borrower with a knowledgeable loan expert who provides personalized guidance through the loan process and beyond.

Simple Online Application

In less than 15 minutes, you could be on your way to getting the capital you need to run the business you love.

Hear What Business Owners Are Saying

A loan is an opportunity for a better future. Meet some of the entrepreneurs who have used Accion loans and support to grow their business.

Maria Harrison
Tea Gallerie

“We were so happy that someone believed in us. Accion is a financial partner and a supportive community partner.”

Odilon Celestin
C M Sweet Bakery

“Accion doesn’t just give you money they help you survive. My dream came true because I didn’t give up.”

Scott Carpenter
Underground Fitness

“I hit a lot of dead ends. Then I found Accion.”

Pamela A. Jones
Charboy’s

“At Accion, the loan process was straightforward. Now I have a whole line of sauces in 200 stores.”

What to Expect

A fast and simple online application experience paired with unmatched personalized service for every applicant.

Start up business loans

Apply online, in person or call us

Get started by telling us about your business and financing needs. We welcome the chance to get to know you and your business. Questions? We are here to help.

Start up business loans

Get a solution that fits your needs

Our loan experts work one-on-one with you to tailor solutions to you, your business and your goals.

Start up business loans

Get the support you want

We want to be your most trusted resource. We’ll work with you every step of the way to put your loan to work and get your business on the right track.

Because we believe you deserve an efficient and transparent borrowing experience, we are a signatory of the Small Business Borrowers Bill of Rights.

Business Resources

Getting the capital your business needs is just one piece of the puzzle. Explore our library of tips, articles and videos to help your business grow.

Start up business loans

article

10 Essential Tips for Growing Your Business

Start up business loans

program

Brewing the American Dream

Start up business loans

video

3 Vital Components to Your Business Plan

Free Small Business Owner’s Toolkit

Running a business is hard work, but we re here to help. Get tips on everything from setting up your business to creating a website to paying taxes, based on Accion s experience helping entrepreneurs in every industry across the U.S.

Start up business loans

2017Accion is a 501(c)(3) nonprofit organization. All rights reserved.

Start up business loans

“At Accion, the loan process was straightforward. Now I have a whole line of sauces in 200 stores.”



How To Start A Coaching Business Online, start online business.#Start #online #business


How To Start A Coaching Business Online

Start online business

Hello Academy of Mine podcast listeners. I have a great chat planned for us today so thank you for stopping by and listening.

Today we re going to talk about coaching and how coaches can optimize their coaching company by bringing their coaching business online.

Now up until this time, if you ve already been coaching you know there are a certain business limitations to coaching in the “real world”. The first, and most obvious one is that you re limited to clients in your geographic region if you re meeting with them on a “face to face basis”.

Our goal today is to teach you how to break this time / space barrier by taking your services online.

Some of you might have actually already started to experiment with breaking the time / space limitations by coaching by phone. But even though you ve solved the space issue with phone coaching you haven t solved the “time” issue. Not only that, but there are certain advantages that online coaching offers your clients that phone coaching can t. For example, there are additional interactive and education features you can provide your clients such as pre-recorded educational lessons, a thriving community of clients, screen sharing, group chat, private one on one video chat and much more .

So potentially your coaching platform could even be working for you even if you re not around (something both phone coaching and face to face coaching can t do). So there are huge advantages to taking your coaching company online.

So in this podcast we re going to talk about many things including

  • Securing and delivering your coaching course online.
  • Setting up and automating the payment process for your clients
  • Integrating software for 1on1 video / broadcast video / text based chat / file sharing/ desktop sharing / white boarding and other coaching tools.
  • And much much more

So let s jump in.

BENEFITS OF ONLINE COACHING VS. REAL WORLD COACHING

First, I want to start by saying that I believe that online coaching is a world not totally taken advantage of by entrepreneurial minded coaches yet. The main reason is generally because coaches find the technical setup of such a coaching system beyond their technical abilities.

But let me ask you this . if you were able to overcome this technical limitation what would it mean for your company? What would it mean for you in terms of freeing up your most valuable resource your time. And what would it mean for your company in terms of revenue generation?

Well in our experience, coaching online has allowed our clients to increase their income through the process of global scaling. And it allows them a freedom which they have never experienced before. Essentially, you could be coaching clients that reside in London while you re living in a beach house in Costa Rica. That s pretty cool.



How to Start an Online Business in 8 Steps, LegalZoom, start online

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How to Start an Online Business in 8 Steps

When you own an online business, you can work from anywhere, set your own hours and make a living on the Internet. Online businesses can also have extremely low startup costs—making them perfect for a new entrepreneur without a lot of cash.

Here’s a step-by-step guide on how to start an online business.

Step 1: Choose a Business Structure

When you start a business, you must decide whether you’ll operate as a sole proprietorship, limited liability company or corporation.

An individual or husband and wife can operate as a sole proprietorship. This is the simplest type of business structure and you don’t need to file any paperwork to set one up. However, sole proprietors have no protection from liability for the business’s debts and obligations.

For this reason, many people who are starting a business choose to form a limited liability entity such as a limited liability company or a corporation. The owners of these types of business entities are typically not personally liable for the business’s obligations.

An LLC is generally more flexible and involves less record-keeping and reporting than a corporation. However, a corporation may be a good choice if you want to bring in money from outside investors.

Step 2: Decide Where to Form Your Business

You’ll form an LLC or corporation by filing paperwork with the state.

For most small businesses, it’s best to file formation documents in the state where you’re located. By doing this, you’ll avoid the added costs of registering to do business in your home state and hiring an out-of-state registered agent. However, if your business will have significant nationwide activity or you expect to attract venture capital, you might consider incorporating in Delaware.

It’s worth taking some time to choose a unique name for your online business. A unique name:

  • Helps you market your business
  • Minimizes the chance that a similarly named business will accuse you of trademark infringement
  • Increases the chance that you’ll be able to get a domain name that matches your business name
  • Complies with state law requirements that corporation or LLC names be different than all other entity names registered in your state.

Once you have a name in mind, you can conduct a Google search to see if any similarly named businesses come up. You can also search trademarked names at the U.S. Patent and Trademark Office website, and most states allow you to search registered business names online.

As soon as you decide on a name, register a domain name for your business. The domain name is your Internet address, typically ending in “.com.” You can check your proposed domain name’s availability by typing it into the address bar of your Internet browser and seeing if an existing website appears.

Many companies offer domain name registration—you simply set up an account, identify the name you want to register and pay an annual fee.

Step 5: File Your Business Formation Papers

Forming a business entity requires filing documents with the state agency that handles business filings. You’ll also need to pay a filing fee, which varies from state to state. Once your corporation or LLC is formed, you’ll receive a certificate confirming that your new business entity exists.

Step 6: Set Up Your Finances

You can obtain a federal tax ID number from the Internal Revenue Service website. If you’re a sole proprietor or a single-member LLC, you can opt to use your Social Security number instead.

You’ll also need to open a business bank account when starting an online business and, if you’re going to be processing transactions through your website, an account with Paypal or another online payment service.

Step 7: Understand Sales Tax and Licensing Requirements

If you are selling things online, you’ll most likely have to collect and pay sales tax for transactions in any state where your business has a physical presence. However, procedures vary from state to state and it’s a good idea to contact your state’s taxation department and/or an accountant to find out your responsibilities.

You should check with your city or county to find out if you need a business license or are required to register a fictitious business name or DBA.

Step 8: Set Up Your Website

To get your website up and running, you’ll need to purchase web hosting, which is typically offered by the same companies that provide domain registration. Hosting gives your website a place to live on the Internet.

It’s possible to set up a website yourself, but unless you’re a designer or Web developer, you can expect a pretty steep learning curve. If you have the budget, consider hiring a professional to help you with some or all of the following: configuring the site to look the way you want and include the features you need; creating and inserting a logo; optimizing the site for search engines; and creating text and images.

Once you’ve chosen a name and business structure, filed paperwork with the state and set up your website, you’re ready to get going with your online business. Remember that the Internet is a busy place and you can’t sit back and wait for customers to come to you. Look for ways to actively promote your business through online advertising, social media and old-fashioned word of mouth.

Need help deciding which business structure is right for you? Try our Start a Business Wizard or check out our handy business structure comparison chart. LegalZoom’s business formation services include filing your paperwork with the state, obtaining your EIN from the IRS, and connecting you with independent lawyers and tax professionals through our business legal plan to answer any questions you might have.