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Bad Credit Business Loans – Actual Payday Loan Companies, business loans with bad credit.#Business #loans #with #bad #credit


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How to Get a Business Loan With Bad Credit, Fox Business, business loans with bad credit.#Business #loans #with #bad #credit


How to Get a Business Loan With Bad Credit

By Rohit Arora Published September 10, 2013 Small Business

Business loans with bad credit

While the small business lending landscape has been steadily improving over the past year, challenges still remain, particularly for companies that have less than stellar credit histories. Many banks are not willing to provide capital to small business owners who have below average credit scores.

Continue Reading Below

There can be valid reasons why a company might have a poor credit history. During the Great Recession of 2009-10, many small businesses fell behind in payments to vendors or simply could not correct their cash flow issues quickly enough. After all, the hardest time to secure credit is when you are desperate for it. The black marks on a company’s credit history can take months — even years — to erase.

Fortunately, there are lenders who are willing to take chances on a small business owner who may have run into some short-term financial problems and startup companies that have no credit history whatsoever. However, remember the lenders are usually not brand names in the financial services industry; and the interest rates and fees can sometimes be higher than those offered by traditional banks.

Here are some financing options available to business owners with lower than average credit scores:

Merchant Cash Advance is a short-term loan paid in a lump sum to a business owner in exchange for a portion of a company’s future credit-card sales. Companies involved in this type of financing offer quick access to cash without requiring excellent credit or substantial collateral. Some cash advance companies will approve funding requests and forward money in as little as 48 hours. Interest rates are often a bit higher than what traditional lenders charge, however.

Business Credit Cards can provide business owners with poor credit histories access to debt financing. Opening a credit rebuilding credit card is one of the best ways for a business owner to repair previous credit damage.

Continue Reading Below

Microloans are made by non-profit organizations, such as Accion (http://www.accionusa.org), which will grant small loans (up to $50,000) designed to help startups owned by women and minorities, as well as companies that are established in economic empowerment zones. Loans are also available through the Small Business Administration’s (SBA) Microloan Program, which lends funds through non-profit community-based intermediary lenders. Microloans are a great option for businesses with bad credit or no credit histories because their credit requirements are typically more lenient.

The good news for small business owners is that there are ways to improve credit scores. Here are some tips for repairing damaged credit scores:

Check business credit reports periodically

A business’s credit score is derived from a complex mathematical equation designed to predict the likelihood of default. Credit ratings agencies, such as Equifax and D B, examine:

  • company size and business structure
  • industry risk
  • outstanding accounts payable balances
  • payment habits and credit utilization
  • length of credit history
  • public records (judgments, liens, bankruptcies)
  • other factors

Pay bills on time

Late or missed payments negatively impact credit scores. The most important thing is to remain current. Fortunately, recent payment history counts more than older credit problems. Thus, negative issues will eventually fade, and credit problems fade with the passage of time. However, a collection account will remain on your credit history for seven years.

Be cautious with credit cards

Even if your personal debt is problematic, building a positive history of business transactions can enable you to establish a track record of creditworthiness. For this simple reason, it is wise not to co-mingle business and personal bank accounts. Once accounts are separated, be sure that company payments are in order.

My advice to someone who is just starting to build a business credit history is to open a business credit card and make consistent, prompt payments. Some people open numerous credit cards in an effort to increase available credit. In fact, if you open too many credit accounts too soon, the impact will be negative. It is more effective to have one card and to pay it off in full each month.

Incorporate your business

Incorporating makes your business appear more serious. Once you have legally established your business, set up bills (phone, electric, etc.) in the company’s name. If you need small business loan, banks are more likely to make grant funding to a company that has an established address and pays its utility bills each month than they are to a freelancer working at home.

Pre-pay bills when possible

Vendors may offer discounts for pre-payment. If your company is in a position to pay early at a reduced rate, you can cut your operating costs and ultimately improve cash flow. As an added bonus, vendors whom you pay early will likely serve as credit references if you need them in the future.

Run a lean, profitable business

Every company’s goal is to be profitable. Manage staff schedules wisely, particularly when business is slow. Keep inventory at reasonable levels.

Banks are taking a risk by providing capital to small companies. When you apply for a small business loan or a line of credit, lenders want to be assured that you are a good credit risk. That means being fiscally prudent, paying bills on time, and building a solid credit history. These tips seem rudimentary, yet they are very important. For more information, you can visit Biz2Credit’s credit improvement page.




Bad Credit Business Loans: Poor Credit Business Financing, business loans with bad credit.#Business #loans #with #bad #credit


Bad Credit Business Loans & Financing Solution

Stop applying for Bad Credit Business Loans!

Acquiring a business loan is not easy for businesses with bad credit. Getting approved for a business loan from a bank with a credit score of 650 or less can be extremely difficult. Unfortunately for young businesses bad credit is a common plight. Many entrepreneurs quickly learn that their initial business loan was helpful in establishing and starting up – but expansion, maintenance or even growth requires additional funding which may not always be available. New small businesses tend to damage their own chances for secondary financing during slow beginnings when fixed loan repayments are not always made on time. Other factors such as personal credit may also damage ones ability to be approved for a business loan as most lenders (banks and other financial institutions) look at a combination of both personal and business credit. Many business owners turn to private lenders, small loan companies, or even family or friends. Acquiring the necessary funds through these private channels is usually not realistic as funding amounts are typically limited.

Get a Business Cash Advance: Business Loan Alternative

Business cash advances are the best option for merchants with poor credit in need of small business financing. Cash advances offer the following benefits not available through bank bad credit business loans:

  • Flexible repayment options!
  • Unsecured, no collateral necessary!
  • Bad credit not an issue!

Our simple online application takes only a few minutes to complete, and we can approve your business for an unsecured cash advance in less than 24 hours.

Stop turning to banks for business loans with bad or poor credit, get the financing you need quickly.

Apply online now or call us toll free 1-888-878-6250 (1-888-UpTo-250K)

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Bad Credit Business Loans: Poor Credit Business Financing, business loans with bad credit.#Business #loans #with #bad #credit


Bad Credit Business Loans & Financing Solution

Stop applying for Bad Credit Business Loans!

Acquiring a business loan is not easy for businesses with bad credit. Getting approved for a business loan from a bank with a credit score of 650 or less can be extremely difficult. Unfortunately for young businesses bad credit is a common plight. Many entrepreneurs quickly learn that their initial business loan was helpful in establishing and starting up – but expansion, maintenance or even growth requires additional funding which may not always be available. New small businesses tend to damage their own chances for secondary financing during slow beginnings when fixed loan repayments are not always made on time. Other factors such as personal credit may also damage ones ability to be approved for a business loan as most lenders (banks and other financial institutions) look at a combination of both personal and business credit. Many business owners turn to private lenders, small loan companies, or even family or friends. Acquiring the necessary funds through these private channels is usually not realistic as funding amounts are typically limited.

Get a Business Cash Advance: Business Loan Alternative

Business cash advances are the best option for merchants with poor credit in need of small business financing. Cash advances offer the following benefits not available through bank bad credit business loans:

  • Flexible repayment options!
  • Unsecured, no collateral necessary!
  • Bad credit not an issue!

Our simple online application takes only a few minutes to complete, and we can approve your business for an unsecured cash advance in less than 24 hours.

Stop turning to banks for business loans with bad or poor credit, get the financing you need quickly.

Apply online now or call us toll free 1-888-878-6250 (1-888-UpTo-250K)

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Create Invoices, Estimates – Orders with Express Invoice #business #loan #calculator


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Express Invoice Invoicing Software

Easy invoicing software to manage and track your billing on Mac or Windows.

  • Create invoices, quotes and orders quickly
  • Automate recurring invoices and templates
  • Easily add multiple users and enable remote access

Express Invoice lets you create invoices you can print, email or fax directly to clients for faster payment. The reporting functionality allows you to keep track of payments, overdue accounts, sales team performance and more.

Streamline your billing process and support multiple tax rates for multiple businesses—all with secure mobile access to iPhone and Android devices. Compatible with Windows and Mac, Express Invoice is available for download today.

Get it Free. A free version is available for home users or businesses with fewer than 5 staff members. Download the free version here. which does not expire and includes most of the professional version features.

Invoicing Software Features
  • Easily create invoices, quotes and orders
  • Customize invoices including logo, heading text, notes and more
  • Save or send invoices as PDF files
  • Email or fax directly from the application
  • Schedule recurring invoices
  • Automatically send statements to customers with overdue payments
  • Supports multiple tax rates for countries where required (e.g. Canada)
  • Supports invoicing for multiple businesses
  • Web access lets multiple users within the organization log in securely via the internal network or the internet
  • Secure, mobile access through the web interface (e.g. iPhone, Android)
  • Sync between your home computer, mobile phone, tablet or any device with the Express Invoice app
  • Reporting includes accounting, salesperson performance, unpaid invoices and more
  • Integrates with Inventoria to maintain inventory data across all aspects of your business

* The iPad and Android apps do not have the web access feature, instead install the desktop version for remote access and log in remotely using the Internet browser on mobile devices.

Invoice Software

Related Software

Invoice Program System Requirements
  • Windows XP/Vista/7/8/8.1/10
  • Works on 64 bit Windows
  • For earlier versions see Win 98 and Win 2000
  • Mac OS X 10.4 or higher
  • iPad version runs on iOS 3.2 or higher
  • Android version runs on 2.3.3 or higher
Download Invoice Software
Join Over 1.6 Million Users

“I have a small, freelance writing business and sometimes projects string out and I have to track my time and eventually send the invoice. I can do all that with this program, plus it will send bulk emails and print all the unpaid invoices when I want them or show me reports for a fast business overview. It does everything I need it to and turns out a nice, professional product.”

– JB, Small Business Owner

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How Much Can You Make with an ATM #business #journal


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How Much Can an ATM Machine Make

How much you can earn in the ATM Business depends on where the ATM is located and if it is needed. The main thing to remember about the ATM Business is that it’s just like real estate. Location, Location, Location.

ATM’s can be installed anywhere in the USA. Inside or outside any retail merchant location including but not limited to Restaurants, liquor stores, convenience stores, fast food restaurants, quick service restaurants, casual dining, bars, night clubs, train stations, football or baseball stadiums, concert venues, adult themed locations, Hotels, Hospitals, Condo complexes, Apartment Complex, High Rise Apartment Buildings, coffee carts, mobile events, mounted in trailers, mounted on the back of food trucks, you name it. Anywhere people need access to cash, an ATM can make you a passive income .

If you answer yes to any of these questions, Get our new book The Amazing Money Machine on Amazon now.

  • I m a retail merchant looking to increase profits.
  • I m an entrepreneur looking for a new business opportunity.
  • I m an investor looking to diversify and maximize annual returns.
  • I already operate an ATM Business and I want to put more money in my pocket.
  • I m an individual looking to make some passive income and would like information about the ATM Business.
  • I m an individual, business owner, or part of a group that has locations that need ATMs.

How much can an ATM make?

Well, It’s all about foot traffic, a reason to need money, and other available payment methods. Sometimes just having a lot of people walk by or see the ATM can mean the difference between a good

The ATM Industry has a “rule of thumb” formula that many Independent ATM Deployers “IADs” use as a general rule to determine if a location would be a good candidate for an ATM machine. There are two different schools of thought on this rule, and obviously since there are many unknown variables, no location is a guarantee using these formulas but it’s better than a WAG (wild ass guess).

    • The first rule of thumb, or formula says that 3 – 5% of people that actually see an ATM machine in an establishment will likely use the ATM. Say for example, your location has an average of 200 customers visiting each day. One would expect, or speculate that approximately 8 of those 200 people would use that ATM daily.
        • You could then take those 8 people, multiply it by the amount of surcharge, then take that figure and multiply it by the number of days of business (how many day’s the location is open) in the year. This will give an ATM owner, or perspective owner, an estimate on how much revenue could be generated from the machine in a year’s time.
        • However, most ATM business owners want to calculate monthly revenue and income.
    • The 2nd rule of thumb follows the norm that the number of adult patrons an establishment has in a given day, that same number plus or minus 10% will use the ATM on a monthly basis. I prefer this rule of thumb and if the establishment accepts credit cards or gives cash back at the point of sale (POS), the lower end of the rule would apply and it might even reduce the number by as much as 20% – 40%.
    • A similar formula is used for hotels or big commercial buildings. With hotels, we take the number of rooms, times the occupancy rate and apply the same plus or minus 10% rule. So if the hotel has 150 rooms with an 80% occupancy rate one might expect 110 – 135 monthly transactions, however if the hotel has any events or banquet rooms, that number would scale higher during those times.
        • Similarly with commercial buildings (office building for example) you might take the total number of employees working in the building and using the yearly formula based on how many days a year the companies occupying the building are open. If there is a cafe or for profit cafeteria in the building the estimates would be higher.

Think about it this way. Some of the best locations are where there is a high need for cash and no credit cards are accepted. Swap meets, events, and street fairs, are all great but very temporary. That would be a mobile ATM business which we can also show you how to operate.

We’ll try to boil this down and make it simple. At the very least, if you’re a retail merchant, and you don’t already own an ATM, you could purchase the hardware from anyone (even from us) and once you set up the ATM processing it should at least pay for itself in as little as a few months.

You’ll also need a communication method so the ATM can talk to our processing center. You can choose from a dedicated standard phone line (but since it calls a toll free or local number you’ll just have the cost of the line, no tolls), Internet Service (if you have a high speed model or DLS with a router, you can hard-wire the ATM to your current internet), or you can choose our wireless cellular service which is often less expensive than a phone line and lightening fast.

With the advent of VoIP and certain devices if you have a computer close to the ATM you could potentially use a Magic Jack or other device as long as the ATM can hear a dial tone or pre-dial to get a tone (like dialing a 9, although not as reliable, it would still work). However, intermittent communications can cause more problems that they save you. If there is an issue with communications, transactions could be slow or worse they could be interrupted and customers would not receive money from the ATM getting upset.

If you have a fast internet connection and you purchase one of the new ATMs which includes internet processing, or get a separate wireless device ATMDepot can handle the rest for you. In order of ranking communications as far as ease, cost, and reliability.

    • Wireless Device is preferred and is the most reliable.
    • Next would be your own Internet service with a hard wire to the ATM Machine.
    • Lastly, a standard Dial up Phone line, but this method causes the most communication issues.

If you don’t have an ATM or are considering getting into the ATM business to earn some extra cash or a passive income, you just need to be sure that a minimum of at least 3 – 4 people per day would use the ATM every day (if available 7 days per week).

Obviously if you’re a retailer and are open 10 hours a day that’s just one person using the ATM every few hours. If you’re considering a through the wall machine that faces outside it will be available 24 hours a day but those machines need at least 8 – 10 people per day to make financial sense.

If you already have an ATM or are already in the ATM business and are looking to switch your ATM processing services (you need to check your current ATM agreement for termination clause) you could take advantage of our higher revenue sharing without any costs to you and put more money in your pocket.
If you don’t have an ATM, you can review our ATM Machine equipment options or call us for advice.

Let’s say for example you purchase the new Hyosung Halo. You can install it yourself, but we recommend you let us arrange to have a professional install it and train your staff. This ATM can use wireless communications technology which is under $20/mo so no phone line is required.

We also have a Triton ATM for under $2,500 and carry the full line of Hantle and Genmega ATMs. You will probably invest between $2,250 – $3,500 in good ATM machine by the time you’re done with professional installation, signs, or anything else extra you may want for your ATM Business.




How to Start a Business with a Partner – Small Business #find #business


#business partnership

#

How to Start a Business with a Partner

Tips

  • Get to know your potential partner and learn about his or her personal and professional values, ideas and goals.
  • Consult a lawyer and an accountant to draw up a written partnership agreement.
  • Spell out an exit plan for you and the business.
  • Related How-Tos

    Feedback

    Business partners often start businesses together with little planning and few ground rules. Sooner or later, they discover the hard way that what s left unsaid or unplanned often leads to unmet expectations, anger and frustration. Partners can clash over countless things, including conflicting work ethics and financial goals, roles in the business and leadership styles. What follows is a primer on how to avoid that and set up and sustain a business partnership.

    First, ask yourself: Do I really need a business partner to build a successful company? Taking on business partners should be reserved for when a partnership is critical to success say, when the prospective partner has financial resources, connections or vital skills you lack. You may be better off hiring the other person as an employee or an independent contractor.

    Communication is important at every stage of a partnership, and especially so at the outset. A common mistake business partners make is jumping into business before really getting to know each other. You must be able to connect to feel comfortable expressing your opinions, ideas and expectations.

    If you haven t worked together previously, test the partnership out by tackling a small project together that showcases each other s skills and requires cooperation. This is also a way to learn about each other s personality and core values.

    Ideally partners professional skills should complement one another, but not overlap too much. For example, you may be detail oriented and your partner may be a big-picture thinker. Or you may be an expert in marketing and sales, while your partner prefers to stay in the backdrop poring over financials.

    To gauge how well you might work together, have a chat with each other s colleagues and family members. Key questions to answer include:

    • Do you and your partner share personal and professional values, ideas and goals?
    • Do you trust your partner s motivations and character?
    • In what areas of everyday life and business do you agree?

    Other points to consider:

    • What if a spouse or kid later wants to join the business?
    • How will it be handled if one partner acts unethically?
    • What if one partner wants to move out of the country?

    Potential partners may want to consider taking a two- or three-day retreat together to go over their individual expectations for the business and partnership, one by one, and compare notes. It can help the conversation to have the partners guess each other s expectations before revealing them to each other.

    Be especially careful when partnering with close friends or family members. Like many marriages, business partnerships can end in bitter divorce. Consider whether you re willing to risk hurting your relationship if the partnership falls apart.

    Approach a partnership with close friends or family as you might with strangers: Thoughtfully plan and prepare for every aspect of it in advance so there s no question about how difficult situations will be handled.

    A note about partnering with a spouse: Working together puts an added strain on a relationship, and couples can quickly discover there is a little too much togetherness. Those who succeed often have learned to set boundaries keep the business from dominating every aspect of their lives. For example, they may have agreed to leave the office at 5 p.m. and put all conversation about work on hold until after the kids are in bed.

    Once the decision is made to start a business together, you should create a partnership agreement with help from a lawyer and an accountant. Take this step no matter who your partner is. People with strong personal connections may feel certain that their supposedly unbreakable bond will help them overcome any obstacles along the way. Big mistake. Get a written agreement.

    Every agreement should address three crucial areas: compensation, exit clauses, and roles and responsibilities. Include who owns what percentage of the business, who is investing what, where the money is coming from, and how and when partners will be paid.

    Typically partners set up equal ownership and each contributes 50% of the initial investment. But terms can vary greatly. For instance, one partner might contribute more money if the other partner can bring in expertise or business contacts. As the business grows and changes, adjust compensation accordingly. For example, partners may agree to work initially without compensation, and to get paid after a certain revenue target is reached. In addition, if the business partnership brings on more people or if a particular partner is putting in more or less time, building some flexibility into the contract can let you adjust payments.

    The agreement should also cover how you plan to exit the business. Include clauses that spell out cases in which one partner is obliged to buy out the other s interest for instance, if one wants to quit the business. For instance, it can state that the other partner must buy him or her out for a prenegotiated percentage of the business s value.

    If neither partner wants to continue the business, partners can also liquidate and divide all assets. It s also a good idea to settle on in advance how to assess the total value of the business upon dissolution. The agreement should specify who appraises the business and the methodology to use.

    Outline your expectations for how you ll operate your business. Clearly delineate the roles and responsibilities of the partners based on their skills and desires. This will eliminate turf wars and clearly show employees to whom they should report.

    Establish routines for daily communication. For example, agree to talk twice a day at designated times and to re-evaluate their goals on a regular basis. At least once a quarter, sit down and discuss how you envision the future of the business and what steps to take in getting there.

    Addressing these issues up front will help you better focus on your business later. How you work out the details of setting up a partnership could be an indicator of how well or poorly your prospective venture will operate. Inevitably, some potential partners will realize through the process they weren t meant to be.

    Related WSJ Articles and Blog Posts:

    Online Tools:

    • Sample Partnership Agreement — A sample document of how to structure your partnership agreement, from Small Business Notes, a small-business resources and information provider.
    • Corporate Buy-Sell Agreement — An example contract that spells out how stock can be sold or transferred, from software maker Jian.

Additional Resources:

  • Creating a Partnership Agreement — A list of subjects to discuss with your partner when structuring a partnership agreement, from Nolo, a publisher of legal information for consumers and small businesses.
  • Plan Ahead for Changes in Partnership Ownership — A briefing on buyout agreements for planning what will happen when a partner leaves the business, from Nolo, a publisher of legal information for consumers and small businesses.
  • Plan Now to Preserve Your Partnership — A look at what you need to plan beforehand to keep your partnership successful, from Score, a nonprofit for entrepreneurship education.
  • Chart: Ways to Organize Your Business — A chart of ways to organize your business, from Nolo, a publisher of legal information for consumers and small businesses.



Create Invoices, Estimates – Orders with Express Invoice #small #companies


#free business software

#

Express Invoice Invoicing Software

Easy invoicing software to manage and track your billing on Mac or Windows.

  • Create invoices, quotes and orders quickly
  • Automate recurring invoices and templates
  • Easily add multiple users and enable remote access

Express Invoice lets you create invoices you can print, email or fax directly to clients for faster payment. The reporting functionality allows you to keep track of payments, overdue accounts, sales team performance and more.

Streamline your billing process and support multiple tax rates for multiple businesses—all with secure mobile access to iPhone and Android devices. Compatible with Windows and Mac, Express Invoice is available for download today.

Get it Free. A free version is available for home users or businesses with fewer than 5 staff members. Download the free version here. which does not expire and includes most of the professional version features.

Invoicing Software Features
  • Easily create invoices, quotes and orders
  • Customize invoices including logo, heading text, notes and more
  • Save or send invoices as PDF files
  • Email or fax directly from the application
  • Schedule recurring invoices
  • Automatically send statements to customers with overdue payments
  • Supports multiple tax rates for countries where required (e.g. Canada)
  • Supports invoicing for multiple businesses
  • Web access lets multiple users within the organization log in securely via the internal network or the internet
  • Secure, mobile access through the web interface (e.g. iPhone, Android)
  • Sync between your home computer, mobile phone, tablet or any device with the Express Invoice app
  • Reporting includes accounting, salesperson performance, unpaid invoices and more
  • Integrates with Inventoria to maintain inventory data across all aspects of your business

* The iPad and Android apps do not have the web access feature, instead install the desktop version for remote access and log in remotely using the Internet browser on mobile devices.

Invoice Software

Related Software

Invoice Program System Requirements
  • Windows XP/Vista/7/8/8.1/10
  • Works on 64 bit Windows
  • For earlier versions see Win 98 and Win 2000
  • Mac OS X 10.4 or higher
  • iPad version runs on iOS 3.2 or higher
  • Android version runs on 2.3.3 or higher
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“I have a small, freelance writing business and sometimes projects string out and I have to track my time and eventually send the invoice. I can do all that with this program, plus it will send bulk emails and print all the unpaid invoices when I want them or show me reports for a fast business overview. It does everything I need it to and turns out a nice, professional product.”

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Own Your Own Direct Selling Company With K – B Small Business Opportunities and Direct Sales Businesses #small #business #ideas #for #women


#small business ideas for women

#

Explore one of the best business ideas for women

In Kaeser & Blair, I not only found a lifelong business partner, but I discovered one of the best small business ideas around!

I looked at a lot of business ideas for women, but none of them were appealing to me. Kaeser & Blair offers you the ability to make a substantial income while owning your own business and selling awesome products. What could be better than that?

The best small business ideas can be found with Kaeser & Blair

Many companies – direct sale companies in particular – promote themselves as being good business ideas for women. They may offer the ability to sell products that women typically enjoy selling, or offer flexibility and freedom that allow women to work around a hectic schedule or diverse set of priorities. Many of these small business ideas sound great, but just don’t deliver on their promises.

Kaeser & Blair business owners
discuss how to make extra money.

Kaeser & Blair is different. K
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How to Start a Catering Business: 12 Steps (with Pictures) #business #emails


#catering business

#

How to Start a Catering Business

If you host dinner parties for your family and friends every chance you get, you’re up on food trends and you have an entrepreneurial spirit, consider starting a catering business. You have the advantage of starting small with relatively low overhead and building your business as you gain more clients. Read on for information on how to find your niche, launch your business and spread the word.

Steps Edit

Part One of Three:
Finding Your Catering Niche Edit

Think about what food you love to make. Catering, like any other business, should be rooted in a genuine interest and passion. Consider the following types of food you could focus on as you develop your catering business:

  • Lunch or brunch-style food. If you enjoy making sandwiches, quiches, tarts, salads, and other food that is generally served during the day, you might want to model your business around lunchtime service. You could cater business luncheons, daytime awards ceremonies, school functions, and so on.
  • Wedding reception or special event meals. Wedding caterers typically offer a variety of appetizers and finger foods along with several hearty entrees and a few desserts.
  • Desserts only. If you love baking and have a flair for making cookies and cakes, consider desserts-only catering. This may limit the types of clients who hire you, but you’ll also have less equipment to buy.
  • Appetizers and cocktails. Clients are increasingly hiring caterers to create a trendy, festive atmosphere by serving only appetizers, sometimes accompanied by caterer-prepared specialty cocktails.

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Create a menu. By doing this first, you can figure out how much kitchen space you’ll need, what appliances you should install and how much you can expect to bring in financially.

  • Try to have a variety of items to suit different tastes. Even if you specialize in one cuisine or type of meal, make sure your menu appeals to a lot of tastes. For example, if you want to offer a lot of spicy food, have non-spicy options as well.
  • Consider offering vegetarian and vegan options for clients who don’t eat meat and other animal products.
  • Keep your menu to a manageable size, with food you’re comfortable cooking made with ingredients you know you can source.

Test your dishes. Once you’ve settled on a menu, have a party to test out your dishes on family and friends. Ask them for honest feedback about the entire experience – both the food and the service.

  • Tweak your dishes until you’re convinced they’re delicious and crowd friendly.
  • Practice makes perfect. Make sure you’ve got the techniques, cooking times, and presentation down before you launch your business.

Part Two of Three:
Securing Your Space and Supplies Edit

Find a space to rent. Even if your starting small, most local laws prohibit people from operating catering businesses from a home kitchen. Look into your jurisdiction’s health codes to find out what type of space you’ll need to rent.

  • Consider operating from a commercial kitchen. Some kitchens allow people to rent the space for a day or a few hours at a time. This situation could be the right one for you if you cater only on the weekends or a few times a month.
  • If catering is going to be your full-time business, you’ll probably need a more permanent storage and cooking facility. Find a place with adequate plumbing so you’ll be able to set up your cooking and catering equipment. Check with your landlord and your local zoning office to make sure you can install the proper equipment like ventilation hoods and grease traps.
  • If you plan to host tastings or sell food directly from your kitchen, look for a place with a storefront that’s separate from the kitchen, and provide tables and seating for customers.

Set up your kitchen. Catering work requires industrial equipment that is usually more expensive than equipment you would use in your home kitchen. Create a budget and figure out exactly what you’ll need to run your business efficiently.

  • Base your equipment purchases on your menu. For example, if many of your items are baked, install at least two ovens. If you have a lot of fried foods, opting for more than one fryer might be a good idea.
  • You may want to install multiple sinks to make your prep work more efficient, especially if you plan on hiring people.
  • Plan ahead for food storage, too. Multiple refrigerators and a walk-in freezer might be necessary to store dishes you prepare ahead of time. Heated and non-heated holding areas are important for holding temperature and storing prepared items.
  • Obtain all the pots, pans, and other kitchen equipment you need to make the items on your menu.

Purchase the catering equipment that you will use on-site. The equipment you choose will depend on the type of service you want to provide, but at minimum you will need serving platters and serving utensils.

  • Many catering businesses provide plates, silverware, glassware, or disposable plates and utensils.
  • You may want to offer special display trays and tiered food platters to help make the catered event more festive.
  • Make sure you have the proper equipment to keep the food either cold or hot, such as chafing dishes with liquid fuel burners.
  • Consider buying linens, napkins, table decorations and centerpieces. Some catering businesses also offer tent canopies for outdoor events.



Business Laptops with Intel and AMD Processors #business #franchise #opportunities


#best business laptop

#

Business Laptops

^Dell Business Credit: OFFER VARIES BY CREDITWORTHINESS AS DETERMINED BY LENDER. Offered by WebBank to Small and Medium Business customers with approved credit. Taxes, shipping and other charges are extra and vary. Minimum monthly payments are the greater of $15 or 3% of account balance.

Ultrabook, Celeron, Celeron Inside, Core Inside, Intel, Intel Logo, Intel Atom, Intel Atom Inside, Intel Core, Intel Inside, Intel Inside Logo, Intel vPro, Itanium, Itanium Inside, Pentium, Pentium Inside, vPro Inside, Xeon, Xeon Phi, and Xeon Inside are trademarks of Intel Corporation in the U.S. and/or other countries.

Offers subject to change, not combinable with all other offers. Taxes, shipping, handling and other fees apply. U.S. Dell Home new purchases only. Dell reserves the right to cancel orders arising from pricing or other errors.

*Promotional eGift Card: Arrives separately form purchase, typically in 10-20 days from ship date via email; expires in 90 days (except where prohibited by law). Terms and conditions apply. See www.Dell.com/giftcard/promoterms .

*Rewards are provided in the form of a promotional code that arrives separately from purchase via email 10-20 days after ship date; code expires in 90 days (except where prohibited by law). Up to 10% rewards only on purchase amounts using Dell Business Credit. 5% back in rewards valid on all other purchases. Bose products only eligible for 5% rewards. Any balance remaining on your purchase after Dell Advantage rewards are applied may not be paid with DBC and instead a separate form of payment must be used. Refurbished and/or used purchases do not qualify for rewards. Expedited Shipping not available on TVs 40” or larger and 55” Dell Branded Monitors. Other exceptions apply. See dell.com/rewardterms.

80% faster deployment: as compared with Cisco in the April 2015 Principled Technologies Report sponsored by Dell, ”MANAGE INFRASTRUCTURE AND DEPLOY SERVICES WITH EASE USING DELL ACTIVE SYSTEM MANAGER.”

Lower TCO: TCO calculated over 5 years and applies to specific workloads. Source: “Cloud Comparison: Microsoft Private Cloud on the Intel-Powered Dell Solution vs. a Leading Public Cloud Provider,” a Principled Technologies Report commissioned by Dell, August 2014. Actual results will vary.

Intel, the Intel logo, Xeon, and Xeon Inside are trademarks or registered trademarks of Intel Corporation in the U.S.and/or other countries.




Price Volume – Stocks with the highest price volume ratio #loan #for #business


#stock prices

#

US Exchanges Price Volume Leaders Fri, Sep 2nd, 2016

Filter:

US Exchanges

  • US Exchangest
  • –By Market Cap–
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  • –By Price–
  • Price $10
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  • –By Exchange–
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Volume’,’Price Volume: The price multiplied by the volume represented in 1000’s.’,’int’,’right’,’asc’]=2886959.313,2146646.145,1915747.91135,1734880.075,1685000.616,1615897.504,1540889.28,1531264.389,1487701.16955,1396339.882,1329536.611,1215307.252,1181122.382,1089922.68867,1075615.126,1009727.029,926003.36149,866540.94954,827390.85,780789.555,774104.185,701982,700465.983,692783.852,688982.875,665902.716,651063.546,641171.145,620647.032,612282.79,611536.926,603495.728,586010.25,577921.395,561518.477,556354.17,550969.7,525480.6,508140.114,505092.328,501932.80077,479479.336,471989.052,459847.875,449638.93981,423212.622,418052.234,417104.30984,413524.17,411228.029,410104.464,403059.015,402258.462,400739.43,397476.048,395990.77,394991.883,394070.794,391867.509,389189.304,388781.075,385837.6,380360.31,379204.623,375632.4,373669.68,372050.20875,369406.115,363179.432,359380.401,353766.726,348119.16816,346073.562,345448.103,345195.144,345081.96,344278.305,340355.904,332530.243,331295.076,328690.136,327922.231,326552.544,319592.52,319427.056,317627.592,315363.984,314779.311,303944.66,303530.7,303393.138,303042.605,295625.132,294163.116,294019.488,291055.072,291032.04,290356.464,290143.532,289944.2,289303.616,287983.777,287817.684,284783.343,279458.738,279341.808,269060.904,268844.95,268037.331,267175.624,266829.255,264701.255,263725.92,263448.75,263330.126,262936.884,260579.97,259660.08,258699.176,255107.008,254650.24,251812.236,251478.43,249355.062,249093.712,248198.888,244397.16,243581,242150.925,241957.664,239917.899,238806.32182,238622.7,238488.39,238440.174,229417.98,229214.967,226033.766,224674.95,223269.557,223041.069,222072.224,219878.478,218232.168,215516.086,214332.936,213002.592,210434.718,210015.978,209648.493,208847.646,207903.744,206858.971,204356.656,204149.004,203828.142,203493.579,201096.757,200429.74,200220.088,200083.317,199687.824,198885.584,198303.105,197488.557,196113.965,195493.635,194918.415,194044.1,191249.424,190778.376,190688.316,190533.624,188845.784,188302.656,187406.9,186163.704,185192.55,184775.82,184154.912,184017.616,182899.854,182317.528,181945.08,178058.57,178057.544,176522.892,176302.828,175381.884,174296.896,174084.36,173779.032,173554.71,173537.208,173286.752,172515.47691,172334.253,171797.71913,170947.765,170701.19;” data-pageSize=”100″ data-perfLinks=”N%3B”>




What Can I Become with a Master s in International Business? #franchise #opportunities


#international business jobs

#

What Can I Become with a Master’s in International Business? After graduation

A Master’s in international business is ideal for students who are planning to build a career in international business. Through this program, you can develop a variety of skills necessary to understand the global economy. It also gives you the ability to plan strategically for international operations and the capabilities required to execute those operations. A study programme in international business solely focuses on the area of international business.

Career opportunities with a degree in international business

With the massive growth of international business, there is a huge demand for individuals with an in-depth knowledge and understanding of global markets. This is one of the reasons why completing a Master’s or Bachelor’s degree in international business can open the doors for a series of career opportunities. Whether you choose to explore careers in the field of marketing or finance, you will be able to choose from a wide range of opportunities.

If you choose to go in the marketing direction, international business studies can be useful to land a job as an International Marketing Manager. In this position, you will be required to oversee the marketing strategy of a company in the international market. Your job will involve analyzing the potential market and predicting the profitability of various products or services.

The role of an International Finance Controller is popularly given to those who have completed an according specialisation in their international business programme and chosen to build a career in the field of finance. With this role, you will be dealing with various issues related to taxes, audits, accounts, regulatory compliance, and budgets. This position is typically the highest in the finance department for most companies.

After completing an international business degree, you can even land the role of an International Banking Manager. Your job will be to oversee the international banking policies and objectives as well as initiatives of a financial institution. You will also have the responsibility of developing and maintaining banking services to clients in the global market.

As a graduate in international business, you can also become an International Trade Manager. You will have the responsibility of overseeing every aspect of the trade negotiations and policies of an establishment be it a private firm or a government office. A Master’s program in international business will give you the necessary skills and knowledge to oversee contacts with important industry leaders and trade officials.

5. Business development

International business studies also prepare you for a career in the field of business development. You can become a Business Development Manager, which requires you to assess various marketing opportunities as well as the international target market. Your responsibility will be to evaluate a business to help it realize its full potential.

Higher studies in international relations degree

Once you complete a Master’s program in international business, you can even pursue a higher degree by enrolling in a doctoral degree program in the field. This degree will qualify you for more prestigious job opportunities such as the role of a CEO. You can even get into teaching at university level or get involved in research work.




What can I do with a business and management studies degree? #business #clothing


#business management degree

#

Business and management studies

The skills you gain on a business and management studies degree will allow you to start contributing to your employer’s organisation quickly and effectively

Job options

Jobs directly related to your degree include:

Jobs where your degree would be useful include:

Remember that many employers accept applications from graduates with any degree subject, so don’t restrict your thinking to the jobs listed here.

Related case studies

Head of marketing

Work experience

A business and management studies degree prepares you for a career in business, which may stretch across any sector or industry. Your career options are therefore varied. Try to decide on the area you want to work in and aim to get relevant work experience.

You can gain work experience at university through extracurricular activities such as club membership or taking a role on a society that will develop your team-building, business or finance skills. You could also try to get a part-time job in an area related to your chosen career. Something that provides commercial skills or gives you knowledge in business functions and how organisations operate will be helpful.

Search for placements and find out more about work experience and internships .

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Typical employers

Industries as diverse as chemicals, utilities, fashion, health, grocery and construction all require functional managers with a clear understanding of systems, efficiency and operational issues. Opportunities exist in management and analysis roles with employers in the private, public and voluntary sectors.

Graduate training schemes offered by large employers frequently focus on commercial roles. Many give experience in several departments but others encourage specialisation from the outset.

Skills for your CV

Studying for a business and management studies degree allows you to develop a broad understanding of business organisations and provides you with subject-specific knowledge in areas such as markets, customers, finance, operations, communication, information technology and business policy and strategy. Business issues are often addressed at a European and international level.

You will gain a number of transferable skills on your course including:

  • an understanding of organisational behaviour and structure;
  • analytical and critical thinking;
  • a creative approach to problem solving;
  • decision-making;
  • persuasive written and oral communication;
  • numeracy and the ability to research, interpret and use business and financial data;
  • self-reliance, initiative and the ability to manage time, projects and resources;
  • appreciation of the causes and effects of economic and other external changes.

Further study

Some graduates choose to undertake further study in subjects such as marketing, finance, human resources, computing/ICT and international business management in order to develop their expertise in a particular area of business. Studying for an MBA is another option.

Those combining study with a job often work towards a professional qualification, usually supported by their employer. Professional qualifications popular with business studies graduates are provided by organisations such as the:

Other options for further study include the Graduate Diploma in Law (GDL) for conversion to law.

For more information on further study and to find a course that interests you, see Masters degrees and search postgraduate courses .

What do business studies graduates do?

Marketing associate professional is the top occupation held by business and management graduates employed in the UK six months after graduation. Finance, HR and sales professions also feature in the top ten.

More than 10% of graduates go on to further study or combine further study with work.




Financing a business acquisition with debt #business #invoices


#business acquisition loan

#

Financing a business acquisition with debt

If you want to acquire a business but do not have the necessary funds to do so, you might want to consider raising debt against the target company to bridge the funding gap.

This idea might seem counterintuitive at the outset, but is very similar to the process of obtaining a mortgage to purchase a house. Just as a mortgage is secured against the purchased property, acquisition debt can be secured against the underlying assets of the business.

However, unlike a home, a business can generate positive cash flows that can be used to service interest costs and amortisation. By raising debt this way, the equity portion of a transaction can decrease to as little as 10-30%.

Of course, raising debt carries a level of risk. If the company suffers from financial distress and is unable to meet scheduled interest payments to debtors, the company might be forced into technical default or even liquidation.

Therefore, a transaction should be structured so that it is appropriate for the business and fits the risk appetite of the incoming owners:

The Capital Structure

A leveraged company acquisition (where the buyer uses debt in addition to cash to buy a business) is normally funded with a finance package comprising multiple elements of debt. The capital structure may include (in increasing order of seniority):

• Vendor loan (also called deferred consideration) – A debt instrument issued by the seller, where a portion of the transaction value is paid to the seller over time. This is often used to bridge a valuation gap between a buyer and seller. Terms vary

• Subordinated loan – A loan that sits behind other debt in the capital structure, meaning that interest and principal payments of other loans take priority. This form of debt is often provided by specialised subordinated lenders such as credit funds. The loan carries a higher cost of capital because of the associated risks of being junior to other debt (

10-15% interest costs)

• Senior term loan – A cash flow loan that is paid back over time, sometimes with a larger ‘bullet’ repayment at the end. Normally offered by commercial banks, finance companies, insurance companies, and investment funds. The cost of capital ranges between 4% and 8%

• Asset Based loan – A revolving line of credit secured against receivables and stock. Provided by lenders that specialise in Asset Based Lending (ABL). The cost of capital is between 4% and 8%, reflecting the high level of collateral.

Management acquisitions: MBOs, MBIs, and BIMBOs

MBOs, MBIs and BIMBOs are business acquisitions normally funded with leveraged finance.

Management buyout (MBO), Management buy-in (MBI), and Buy-in management buyout (BIMBO) refer to different processes where a management team acquires a significant stake in a company from the private owners. In an MBO the current management of the business buys out the owners, in an MBI a management team from outside the business takes control of the company, and a BIMBO is a combination of the two.

Management acquisitions are appealing to management teams because of the increased potential rewards from being owners of the business rather than employees. Their potential rewards are enhanced further by the fact that the team normally have a thorough understanding of the business they want to acquire.

Management acquisitions are also attractive to the seller. Because the management team already has full knowledge of the company available to them, certain stages of the transaction process, e.g. due diligence. can be expedited.

Thus, in the right situation, these three types of company acquisitions can drive substantial value for the buyer as well as the seller.

As you can see, there are many different ways to structure a debt driven company acquisition. Having an understanding of what types of finance are available to you, as well as the most appropriate capital structure gives you the tools to optimise your use of capital and maximise your chances of successfully acquiring a business.

This article was contributed by Dan Barrett, Director of the Corporate Debt Advisory at CreditSquare. If you want to know more, don’t hesitate to contact CreditSquare. leading experts in advising, structuring and arranging credit soultions for established small and medium sized businesses.




Top 10 Weekend Business Ideas with Little to No Startup Costs #cool #business #ideas


#weekend business ideas

#

Tour Guide

Those lucky enough to live in a tourist hotspot could start a business as a weekend tour guide. Walking tours are all the rage, and lend themselves to unique themes. Bike around historic districts, and learn the hidden stories in cobbled streets and family businesses. But before you start collecting fees, talk to your city tourism department about leading tours. No doubt they’d be happy to give you permission to promote tourism in the area, and may even help you plan lucrative routes. Once you’ve become established, consider compiling your expertise into podcasts or guidebooks, or even investing your profits in a fleet of Segways. Segway tours typically charge $60 or more per person.

Farmer’s Markets

Demand for local food is in full swing. Take advantage of the local food craze by starting a business selling at farmer’s markets. Visit your local farmer’s market and talk to the Market Master: she can tell you what’s overdone (tomatoes) and what’s in demand (honey, perhaps). Spend a few hours during the week preparing your wares, and sell all day on Saturday, Sunday or both. This business idea can require some advance work, but the benefits are rich. Build relationships with customers and bring them pleasure with your crisp green beans or heavenly baked goods. This piece on Ideas for Rural Businesses here on Bright Hub can get you started. For the skinny on selling on Farmer’s Markets, see my other article called How to Sell at Farmer’s Markets .

Want to start a small weekend business that you can run out of your home, investing as much – or as little – time and money as possible? Check out these weekend business ideas.

Freelance Writer

Everyone is an expert at something. If you’re a good writer, translate your passion into a weekend business by writing freelance content for websites, travel agencies, entrepreneurs and more. Develop a specialty, like writing business plans or How-To guides, and network with local businesses and organizations to provide high-quality copy. If there’s not much in your area, search Craiglist and other sites that list online freelance writing jobs. Freelance writers can work from home and set their own hours, but it’s up to you to market your skills and keep up a steady stream of work. Beginning pay is low until you build up a quality portfolio of work.

Teach DIY Skills

Handy with a power saw? There’s a DIY novice who would pay to learn your skill. Demand is especially high around all those independent women who would love to learn how to fix their own leaky faucets without calling their dad. See if you can rent a woodwork classroom at a school or community college, or set up more informal classes in your own garage. Organize workshops around themes: putting up shelves and pictures, plumbing problems, and painting tips. DIY classes can be a satisfying weekend business idea.

Home Staging

Weekend entrepreneurs with a flair for interior design can start a business as a professional home stager. Every real estate agent has ’em: those undeniably ugly houses with screaming pink walls, hairy rugs and retro furniture straight out of the ’70s. Talk to your local real estate companies about hiring yourself out as a weekend home stager. Paint the walls a neutral color, tear down those hideous drapes, and improve the look of the home. Network with furniture stores to rent tasteful living room ensembles, and display their logo in return. This could be a time-consuming business, but getting those unsellable homes out of the real estate agent’s hands can lead to rich rewards. A commission of $800 to $1000 is reasonable.

Weekend Musician/DJ

Avid guitarist or drummer? Always current with the hottest musical trends? Starting a weekend business as a musician or DJ might be right for you. Local bars are always looking for live talent, especially if you charge a low fee or tips only to get your foot in the door. DJs are needed for weddings and middle school dances. Including setup and tear-down, gigs usually run anywhere from three to seven hours for a night.

Green House Cleaning

Many household cleansers contain toxic ingredients. These ingredients leach into the environment and contaminate the water we drink. Moreover, their harsh chemicals can spark allergic reactions in children and adults alike. There’s new interest in cleaning households with green products, ranging from baking soda and vinegar to commercially sold cleansers food in natural food stores like Whole Foods. Why not start a weekend business as a green house cleaning service? Market your business to an upscale clientele who will pay for the coveted “organic” label. What’s more, they’ll boast to their friends about their green credentials, and those referrals will boost your profit margin. If you’re into the green movement but not into doing other people’s dirty work, check out this article for more green business ideas .




40 Small Business Ideas with low investment #new #business #ideas


#small business idea

#

40 Small Business Ideas with low investment

Business Ideas – Today we find several young dynamic individuals who are aspire to start small business and they are always looking for business ideas with low investment. In order to help them we are herewith 40 small business ideas with low investment. If you are doing job and looking for part time opportunity to make more money you may go through our one of the most visited article best business ideas for making more money .

Business Ideas

1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

22. Photographer – If you are good at photography you can start photography business with low cost investment.

23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

24. Travel Agency – Starting travel agency is good business opportunity with low investment.

25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

40 Small Business Ideas with low investment




How to Write a Business Profile: 10 Steps (with Pictures) #business #process


#business profile

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How to Write a Business Profile

A business profile is like a résumé for your company. It lists basic company details and gives you a chance to highlight your strengths. Just like a résumé, you should write each business profile with a purpose in mind. Use it as an opportunity to briefly state why potential clients should work with you, but give thorough and precise details.

Steps Edit

Part One of Two:
Getting Down Company Information Edit

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Talk about your company’s ideas. If you have a mission statement, put it here. Otherwise, write out your company vision, guiding ethos, and a little about your history. Telling who you are and what drives you gives your company a human element. It also gives you a chance to do some subtle advertising early on.

  • This is a place you can afford to be a little vague. Mission statements are legally necessary for some businesses, and may need to be specific. For everyone else, try to state what you do without limiting yourself. You don’t want to scare away potential business that thinks you wouldn’t consider expanding into adjacent industries. But it is easy to overdo vague language.
  • A bad example: “XYZ Semantics is a company driven by the pursuit of its dreams. We want to bring you with us on this journey. Our dedication to solutions and innovation make us the leading marketing consultants west of the Mississippi.”
  • A good example: “XYZ Semantics is seasoned and talented team of marketing consultants. Since 1975 we have helped our clients grow their business and profits. Though our methods are complex, our goal is simple: we want to help you sell your product to more customers.”

Find out more specific details. Check with your secretarial or human resource staff to find out up-to-date details in several areas. You may not need to use all these, but having them on hand will make it easier when you sit down to craft the profile. Set up a way to streamline this process in the future, as you will want to update this information in your profile regularly.

  • Number of employees
  • Turnover. Low turnover can indicate stability, but either way it’s a good statistic to have on-hand.
  • List of all business activities. What are all the areas you work in?
  • Unique equipment or specialties. If you are the only company that produces, say, a rare machine part, you need to mention that.
  • Certifications
  • Imports/exports
  • Your methodology and/or what software you use.
  • Volume of output you can handle. Prospective clients need to know if you are prepared to meet their needs.
  • Delivery stats. How many units do you ship in a given period?
  • Major accounts or clients. This is a way to show prospective clients whether or not you are used to doing business with companies like theirs. It’s also another chance for subtle advertising.

Sift through all this information. Since you want to keep the profile short, you can’t include every possible detail. Also, not all of them might be strengths. Pick out what might be relevant to include in your profile in various contexts. Keep the other information on hand for future reference, but put the important stuff in one place for easy access.




How to Start a Catering Business: 12 Steps (with Pictures) #business #name


#catering business

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How to Start a Catering Business

If you host dinner parties for your family and friends every chance you get, you’re up on food trends and you have an entrepreneurial spirit, consider starting a catering business. You have the advantage of starting small with relatively low overhead and building your business as you gain more clients. Read on for information on how to find your niche, launch your business and spread the word.

Steps Edit

Part One of Three:
Finding Your Catering Niche Edit

Think about what food you love to make. Catering, like any other business, should be rooted in a genuine interest and passion. Consider the following types of food you could focus on as you develop your catering business:

  • Lunch or brunch-style food. If you enjoy making sandwiches, quiches, tarts, salads, and other food that is generally served during the day, you might want to model your business around lunchtime service. You could cater business luncheons, daytime awards ceremonies, school functions, and so on.
  • Wedding reception or special event meals. Wedding caterers typically offer a variety of appetizers and finger foods along with several hearty entrees and a few desserts.
  • Desserts only. If you love baking and have a flair for making cookies and cakes, consider desserts-only catering. This may limit the types of clients who hire you, but you’ll also have less equipment to buy.
  • Appetizers and cocktails. Clients are increasingly hiring caterers to create a trendy, festive atmosphere by serving only appetizers, sometimes accompanied by caterer-prepared specialty cocktails.

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Create a menu. By doing this first, you can figure out how much kitchen space you’ll need, what appliances you should install and how much you can expect to bring in financially.

  • Try to have a variety of items to suit different tastes. Even if you specialize in one cuisine or type of meal, make sure your menu appeals to a lot of tastes. For example, if you want to offer a lot of spicy food, have non-spicy options as well.
  • Consider offering vegetarian and vegan options for clients who don’t eat meat and other animal products.
  • Keep your menu to a manageable size, with food you’re comfortable cooking made with ingredients you know you can source.

Test your dishes. Once you’ve settled on a menu, have a party to test out your dishes on family and friends. Ask them for honest feedback about the entire experience – both the food and the service.

  • Tweak your dishes until you’re convinced they’re delicious and crowd friendly.
  • Practice makes perfect. Make sure you’ve got the techniques, cooking times, and presentation down before you launch your business.

Part Two of Three:
Securing Your Space and Supplies Edit

Find a space to rent. Even if your starting small, most local laws prohibit people from operating catering businesses from a home kitchen. Look into your jurisdiction’s health codes to find out what type of space you’ll need to rent.

  • Consider operating from a commercial kitchen. Some kitchens allow people to rent the space for a day or a few hours at a time. This situation could be the right one for you if you cater only on the weekends or a few times a month.
  • If catering is going to be your full-time business, you’ll probably need a more permanent storage and cooking facility. Find a place with adequate plumbing so you’ll be able to set up your cooking and catering equipment. Check with your landlord and your local zoning office to make sure you can install the proper equipment like ventilation hoods and grease traps.
  • If you plan to host tastings or sell food directly from your kitchen, look for a place with a storefront that’s separate from the kitchen, and provide tables and seating for customers.

Set up your kitchen. Catering work requires industrial equipment that is usually more expensive than equipment you would use in your home kitchen. Create a budget and figure out exactly what you’ll need to run your business efficiently.

  • Base your equipment purchases on your menu. For example, if many of your items are baked, install at least two ovens. If you have a lot of fried foods, opting for more than one fryer might be a good idea.
  • You may want to install multiple sinks to make your prep work more efficient, especially if you plan on hiring people.
  • Plan ahead for food storage, too. Multiple refrigerators and a walk-in freezer might be necessary to store dishes you prepare ahead of time. Heated and non-heated holding areas are important for holding temperature and storing prepared items.
  • Obtain all the pots, pans, and other kitchen equipment you need to make the items on your menu.

Purchase the catering equipment that you will use on-site. The equipment you choose will depend on the type of service you want to provide, but at minimum you will need serving platters and serving utensils.

  • Many catering businesses provide plates, silverware, glassware, or disposable plates and utensils.
  • You may want to offer special display trays and tiered food platters to help make the catered event more festive.
  • Make sure you have the proper equipment to keep the food either cold or hot, such as chafing dishes with liquid fuel burners.
  • Consider buying linens, napkins, table decorations and centerpieces. Some catering businesses also offer tent canopies for outdoor events.



Free Online Letterhead Maker With Stunning Designs #apply #for #a #business #loan


#business letterhead

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Synchronize your letters with your business identity and build distinct messages that make an impression.

  1. Open Canva and select the “Letterhead” design type.
  2. Choose from our library of beautifully designed layouts.
  3. Upload your own photos or choose from over 1 million stock images.
  4. Fix your images, add stunning filters and edit text.
  5. Save and share.

Infuse your letterhead design with your brand s personality

  1. Change the images. Upload your own images or choose from our stock library of over 1 million photographs, graphics and illustrations.
  2. Change the fonts. Choose from over 130 fresh fonts.
  3. Change the background. Choose a background from our library or use an image.
  4. Change the colors. Change the color of your text boxes and text to add extra flair.

Back up your persuasive message with a stunning letterhead

Creating letterheads in word processors used to be the norm at one point. Not anymore. Nobody wants word processor designs and letters that look trivial or lazy!

With Canva, you may choose from our range of professional ready-to-use layouts, over 1 million stock images, illustrations, and icons. Your letterhead will then be saved in your Canva account for future use or you may revisit your design any time for any changes.

Collaborate with your whole team for a stunning letterhead design

Get your marketing team in on it too with our interactive design platform! In Canva, everyone gets a chance to lend their awesome letterhead ideas.

Just tap on the share button and send out an editable link to your team. Not only will they have access to Canva’s complete set of tools, they would also be able to upload their own photos or move around the design elements with ease.

Upload your own brand elements onto your letterheads

Let your letterheads showcase your brand’s already-awesome visual identity!

Upload your brand elements and colors and arrange your brand elements effortlessly with Canva’s easy drag-and-drop interface. After you’ve finished designing, you’ll be able to download your designs as image or high-quality PDF.

Share your letterheads card with the online world

Synchronize your identity on print and on digital by crafting emails with your letterhead designs! Send them online via email blast, social media, or by simply uploading it on your website.

Just go on over to the download button on the upper right hand corner of your page and save your design as an image or high quality PDF for any print or digital use you may have in mind!




Business Development Jobs: Search Charity Business Development Jobs with Third Sector Jobs #business #credit


#business development jobs

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Charity Business Development Jobs

Sign up for job alerts Get new jobs for this search by email

Found 43 jobs

Search apply for the latest business development jobs with Third Sector Jobs. Here at Third Sector Jobs we specialise in a large variety of jobs within charity including business development jobs in the UK, business development manager jobs, business development director jobs and many more. Whether you are looking for the latest vacancy or have a job within charity to fill, Third Sector Jobs is here for you.

Leeds, West Yorkshire c£70,000 + benefits Sue Ryder Wheatfield’s Hospice

Sue Ryder is a large and complex charity delivering over 3 million hours of care in the UK each year from our community services and 12 care centre.

Oxford, Oxfordshire Salary between £38,000 and £50,000 per annum Corpus Christi College

To mark this important moment in its history it has embarked on a major fundraising campaign and a year-long events programme,

Cardiff (Caerdydd) £56,104 – £69,168 per annum Velindre NHS Trust

A unique and exciting opportunity has arisen for a Charity Director to lead the Velindre NHS Trust Charity.

Crawley, West Sussex NN5a-b £27,432.00 – £29,592.00 pa pro-rata St Catherine’s Hospice

We are currently seeking an experienced fundraiser to be responsible for developing and increasing support for St Catherine s

London £39000 – £43000 Per Annum + benefits British Heart Foundation

we will develop an increasingly donor-centric approach to our fundraising in order to engage donors maximise income

Brighton, East Sussex, South East England £19,602 – £21,236 per annum CHM

Our client is seeking an enthusiastic, well-organised, persuasive individual to join their regional fundraising team in Brighton, South East England.

London based £28,848 to £32,967per annum CHM

The Development Officers will be key members of the health and social care teams at this children’s charity, working with colleagues to develop and.

Regional Office in Brighton, with regular travel throughout Sussex, Surrey and Kent £22,073 – £23,912 per annum CHM

Are you a super-focused sales leader who gets a real buzz from seeing your team smash their targets? Lead inspire a team of face-to-face fundraisers

Friends House, Euston, NW1 £45,983 per annum Quakers

Britain Yearly Meeting seeks a talented and committed individual to become our Meeting Donor Relations Leader.

Cowes, Isle of Wight up to £45,000 pa CHM

Our client is a youth charity that uses the power of the sea to transform the lives of thousands of young people each year, funded in part by being.

London (Greater) c £40,000 Independent Age

This post will line manage a small team providing effective and efficient support to ensure projects and services are delivered to agreed targets

Norfolk, Suffolk, Cambridgeshire, Essex, Hertfordshire, Bedfordshire or Lincolnshire. £22,073 – £23,912 per annum CHM

Are you a super-focused sales leader who gets a real buzz from seeing your team smash their targets? Lead inspire a team of face-to-face fundraisers

Cowes, Isle of Wight Up to £60,000 pa CHM

Our client is a youth charity that uses the power of the sea to transform the lives of thousands of young people each year, funded in part by being.

Manchester £29.4k per year + Excellent Benefits Anderson Wright Consulting

Enterprise Adviser sought by our client to make a positive difference to local communities. Our client is an award winning provider of social housi.

London £40000.00 – £50000.00 per annum Prospectus

Our client is an award-winning, international non-profit organisation whose work is at the forefront of ambitious climate action.

London £65000.00 – £75000.00 per annum Prospectus

Our client is an award-winning, international non-profit organisation whose work is at the forefront of ambitious climate action.

London £40000 – £42000 per annum Robertson Bell

Robertson Bell Fundraising are now recruiting for a Head of New Business for their national charity client.

Aylesbury, Buckinghamshire Freelance hourly rate dependent on experience | 15-18 hours a week Stoke Mandeville Spinal Research

An exciting opportunity to develop long-term business and community partnerships through SMSR s unique Wheels at Work campaign and other initiatives.

Cleeve, Bristol £18,691 – £21,989 per annum, pro rata CHM

This is an exciting opportunity to promote, lead, facilitate and develop projects within the charity’s Environment Centre. You will be responsible.

Oxfordshire and surrounding areas £17,276 – £18,715 per annum CHM

Do you care about the UK s wildlife, have a genuine desire to help save nature and the ability to smash your individual and team targets?

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What Can I Do with My International Business Major? #business #accounting


#international business jobs

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What Can I Do with My International Business Major?

Overview

The International Business major, in the McDonough School of Business, provides excellent preparation for students interested in careers involving the coordination of human and material resources toward the achievement of the international goals of the organization. In addition, international business requires special skills to adapt management methods to the needs of foreign environments.

The concentration is intended to prepare the student for administrative positions in international divisions of American companies; careers in the national or international government agencies concerned with international trade development, the establishment of international businesses; and careers in commercial and investment banking.

Skills

The study of international business allows for the development of a core set of skills sought after by employers in a wide range of occupational settings. A sampling of representative skills and abilities follows.

  • Analyze complex and unstructured data
  • Evaluate risks and opportunities
  • Coursework in Finance/Marketing/Management
  • Communicate clearly and persuasively
  • Diplomacy and negotiating
  • Networking
  • Public speaking
  • Awareness of international figures and news
  • Cultural sensitivity
  • Understanding of international politics
  • Understanding of trade regulations
Sample Internship Opportunities
  • Foreign companies operating in the United States (e.g. Chanel, Airbus)
  • Government Agencies (e.g. US Department of Commerce, State, Treasury)
  • Government Relations (e.g. Council on Foreign Relations)
  • International Banks (e.g. World Bank, Export-Import Bank, International Finance Corporation)
  • Multinational corporations (e.g. Viacom, L’Oreal, Hilton, Ogilvy Mather, Saatchi Saatchi, Disney, Goldman Sachs)
  • Nonprofit Organizations (e.g. Human Rights Watch, Amnesty International)

Where are Georgetown International Business Majors Now?

  • Financial Analyst
  • Stock Broker
  • Product Manager
  • Economist
  • Consultant Foreign Exchange Trader
  • Foreign Service Officer
  • Trade Specialist
  • Import/Export Coordinator
  • Lawyer Marketing Manager
  • Public Relations Specialist
  • Advertising Executive
  • Human Resources/Human Capitol Management
Relevant Web Sites and Publications
Professional Organizations

For information about career options, internship and full-time opportunities, contact the Career Education Center at One Leavey Center, (202) 687-3493.




What Can You Do with a Business Management Degree? #investor #business #daily


#business management degree

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What Can You Do with a Business Management Degree?

Sometimes taking care of your family means taking care of yourself. Your decision to earn your degree is as much for you as it is for them. This is why you want to choose a career that will not only support your family, but also allow you to enjoy going to work everyday.

Considering a degree in business management is a great place to start! It is understandable, though, to have questions the most obvious of them being: what can you do with a business management degree?

The answer isn t as simple as you might think. It is important to note that business management isn t only for professionals who desire to supervise a team. The education you ll receive while earning a business management degree is versatile and can prepare you for a wide variety of roles in the business world.

We used real-time job analysis software from Burning-Glass.com to examine more than 540,000 positions requiring a business management degree over the past year.* We then identified the five jobs in highest demand based on degree level.

Most common business management jobs with an associate degree

The chart above illustrates a large gap between employers desiring applicants with an associate degree and those with a bachelor s degree. The difference between the two might seem harrowing, but keep in mind that employers often list their preferred level of education in job postings. Often times they are willing to hire qualified applicants with slightly varying education levels.

Earning your associate degree in business management can take less than two years and wouldn t burden your family as much financially. Learn about the job descriptions and earning potential for positions requiring an associate degree:**

1. Sales representatives: $24,970 – $110,690/year

Sales representatives work with both a company and its potential and existing customers to promote the sale of company products. This can include working behind the scenes for small businesses as well as representing the front lines at a local.

2. Stock clerks: $17,040 – $37,540/year

A stock clerk s duties include receiving store products, maintaining and stocking merchandise displays, monitoring inventory and assisting customers in their buying experiences. Working as a stock clerk requires a healthy balance of people skills and independent productivity.

3. Administrative assistants: $20,370 – $49,370/year

Workers in this field are expected to perform routine clerical duties such as database management, updating and filing necessary paperwork, scheduling and confirming appointments with clients and directly assisting supervisors when asked.

4. Human resources specialists: $33,240 – $96,470/year

Human resources (HR) specialists are responsible for an array of tasks, including maintaining, hiring and employment records, scheduling new employee orientations and updating important HR documents such as performance evaluation forms and employee directories.

5. Bookkeeping, accounting and auditing clerks: $22,020 – $55,170/year

Workers in these realms focus on monitoring and maintaining a company s financial records. Duties typically include coding documents according to procedure, recording and summarizing numerical data on behalf of the company and reconciling any financial discrepancies found all while complying to federal, state and company policies.

Most common business management jobs with a bachelor s degree

The career opportunities are exponentially higher for those with a bachelor s degree in business management. The good news is that you can earn your bachelor’s in as little as 18 months! Here s a look at what your career options and salary ranges could look:

1. Sales representatives: $37,300 – $145,730/year

The primary responsibilities of sales representatives include identifying prospective customers based on research conducted and business-related events attended, maintaining customer records and contacting new and existing customers to both discuss and meet their business needs this can consist of everything from negotiating prices to preparing contracts.

2. Sales managers: $53,770 – $155,090/year

Sales managers are responsible for what happens behind the scenes. This includes planning, directing or coordinating the actual distribution of a product to the customer. Sales managers are also responsible for establishing sales territories, analyzing sales statistics and assisting in the training programs for new sales representatives.

3. Human resources specialists: $33,240 – $96,470/year

The general duties of an HR specialist include hiring new employees, interpreting HR policies and procedures, maintaining employment-related records and often conferring with management in both developing and implementing policies and procedures.

4. Financial analysts: $48,100 – $152,420/year

Financial analysts conduct qualitative analyses concerning a company s finances and investments. This is done by composing charts, graphs and spreadsheets; forecasting business, industry and economic conditions through analysis of financial information; determining the prices at which a company should offer its product to the public market; and recommending and preparing investment plans through use of financial analysis.

5. Management analysts: $45,200 – $145,920/year

Management analysts spend their work days gathering data concerning problems or procedures within a company. They then analyze the collected information to conclude possible solutions or alterations. New procedures are designed based on interviews conducted with employees, on-site observation and close study of company documents.

What this means for you

Exploring your options before making a final decision is important. If you still have some lingering questions about which path you should take, check out this guide to a career in business management.

If you re confident that business management is the right path for you, head over to the Rasmussen College business management degree page for more information. Better yet, if you have an associate s degree you may be able to complete your bachelor s degree for as little as $9,900. If you d like to learn more about how you can potentially save time and money while providing yourself a chance at new business opportunities visit our Flex Choice Degrees Page .

*Burning-Glass.com (Analysis of 542,738 job postings requiring business management major AND bachelor s degree OR an associate degree, June 13, 2013 June 12, 2014)

**Job descriptions and salary ranges courtesy of the Bureau of Labor Statistics. U.S. Department of Labor, Occupational Outlook Handbook, 2014-15 Edition. Salary data represents national, averaged earnings for the occupations listed and includes workers at all levels of education and experience. This data does not represent starting salaries and employment conditions in your area may vary.

External links provided on Rasmussen.edu are for reference only. Rasmussen College does not guarantee, approve, control, or specifically endorse the information or products available on websites linked to, and is not endorsed by website owners, authors and/or organizations referenced.

Jess is a Content Marketing Specialist at Collegis Education. She researches and writes student-focused content on behalf of Rasmussen College. As a trained and published poet, she loves discovering new ways to use her writing as a tool to further the education of others.

Connect with Jess Mansour Scherman

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Read a 300-page book in 90 minutes with – text streaming #selling #a #business


#top ten business ideas

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Read a 300-page book in 90 minutes with text streaming

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As online content continues to be increasingly consumed through mobile platforms, it s no wonder we re seeing new formats to deliver information more quickly and fluidly. In the past, we ve seen Wibbitz present any news story as a visual and dynamic infographic instead of plain old text. But now Spritz believes that humans can read much faster using its system of streaming text at up to 600 words per minute.

Developed for smartphones and watches, the company has spent the last three years researching and trialling its system of what it calls text streaming . Based on the theory that most readers are slowed down in the information intake by the movements of the eye as it scans lines of text, Spritz squeezes entire novels into a small, 300 pixel-wide space and instead flashes each word for a brief fraction of a second. According to the developers, each word has an optimal recognition point — a letter that the eye searches for once it s jumped to that word in traditional text — and Spritz aligns all of its words around that letter, so it s in the same place each time.

The system, which can be trialled on the Spritz homepage, offers different speeds according to the abilities of each user. This is 250 words per minute:

This is 350 words per minute:

This is 500 words per minute:

While the system may seem overwhelming at first, those who master the higher speeds could boost their productivity immensely. Spritz is currently working to bring the technology to Samsung smartphones and its Galaxy Gear range, although a standalone app for other devices may not appear for a while yet. Are there other ways to reformat text for the web?

Read Next:

Mobile-only magazine offers writers unique payment model

App digests news articles as quick video summaries

Online news content, read aloud by professional voice actors

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40 Small Business Ideas with low investment #business #models


#small business idea

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40 Small Business Ideas with low investment

Business Ideas – Today we find several young dynamic individuals who are aspire to start small business and they are always looking for business ideas with low investment. In order to help them we are herewith 40 small business ideas with low investment. If you are doing job and looking for part time opportunity to make more money you may go through our one of the most visited article best business ideas for making more money .

Business Ideas

1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

22. Photographer – If you are good at photography you can start photography business with low cost investment.

23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

24. Travel Agency – Starting travel agency is good business opportunity with low investment.

25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

40 Small Business Ideas with low investment




How to Start a Catering Business: 12 Steps (with Pictures) #business #intelligence #tools


#catering business

#

How to Start a Catering Business

If you host dinner parties for your family and friends every chance you get, you’re up on food trends and you have an entrepreneurial spirit, consider starting a catering business. You have the advantage of starting small with relatively low overhead and building your business as you gain more clients. Read on for information on how to find your niche, launch your business and spread the word.

Steps Edit

Part One of Three:
Finding Your Catering Niche Edit

Think about what food you love to make. Catering, like any other business, should be rooted in a genuine interest and passion. Consider the following types of food you could focus on as you develop your catering business:

  • Lunch or brunch-style food. If you enjoy making sandwiches, quiches, tarts, salads, and other food that is generally served during the day, you might want to model your business around lunchtime service. You could cater business luncheons, daytime awards ceremonies, school functions, and so on.
  • Wedding reception or special event meals. Wedding caterers typically offer a variety of appetizers and finger foods along with several hearty entrees and a few desserts.
  • Desserts only. If you love baking and have a flair for making cookies and cakes, consider desserts-only catering. This may limit the types of clients who hire you, but you’ll also have less equipment to buy.
  • Appetizers and cocktails. Clients are increasingly hiring caterers to create a trendy, festive atmosphere by serving only appetizers, sometimes accompanied by caterer-prepared specialty cocktails.

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Create a menu. By doing this first, you can figure out how much kitchen space you’ll need, what appliances you should install and how much you can expect to bring in financially.

  • Try to have a variety of items to suit different tastes. Even if you specialize in one cuisine or type of meal, make sure your menu appeals to a lot of tastes. For example, if you want to offer a lot of spicy food, have non-spicy options as well.
  • Consider offering vegetarian and vegan options for clients who don’t eat meat and other animal products.
  • Keep your menu to a manageable size, with food you’re comfortable cooking made with ingredients you know you can source.

Test your dishes. Once you’ve settled on a menu, have a party to test out your dishes on family and friends. Ask them for honest feedback about the entire experience – both the food and the service.

  • Tweak your dishes until you’re convinced they’re delicious and crowd friendly.
  • Practice makes perfect. Make sure you’ve got the techniques, cooking times, and presentation down before you launch your business.

Part Two of Three:
Securing Your Space and Supplies Edit

Find a space to rent. Even if your starting small, most local laws prohibit people from operating catering businesses from a home kitchen. Look into your jurisdiction’s health codes to find out what type of space you’ll need to rent.

  • Consider operating from a commercial kitchen. Some kitchens allow people to rent the space for a day or a few hours at a time. This situation could be the right one for you if you cater only on the weekends or a few times a month.
  • If catering is going to be your full-time business, you’ll probably need a more permanent storage and cooking facility. Find a place with adequate plumbing so you’ll be able to set up your cooking and catering equipment. Check with your landlord and your local zoning office to make sure you can install the proper equipment like ventilation hoods and grease traps.
  • If you plan to host tastings or sell food directly from your kitchen, look for a place with a storefront that’s separate from the kitchen, and provide tables and seating for customers.

Set up your kitchen. Catering work requires industrial equipment that is usually more expensive than equipment you would use in your home kitchen. Create a budget and figure out exactly what you’ll need to run your business efficiently.

  • Base your equipment purchases on your menu. For example, if many of your items are baked, install at least two ovens. If you have a lot of fried foods, opting for more than one fryer might be a good idea.
  • You may want to install multiple sinks to make your prep work more efficient, especially if you plan on hiring people.
  • Plan ahead for food storage, too. Multiple refrigerators and a walk-in freezer might be necessary to store dishes you prepare ahead of time. Heated and non-heated holding areas are important for holding temperature and storing prepared items.
  • Obtain all the pots, pans, and other kitchen equipment you need to make the items on your menu.

Purchase the catering equipment that you will use on-site. The equipment you choose will depend on the type of service you want to provide, but at minimum you will need serving platters and serving utensils.

  • Many catering businesses provide plates, silverware, glassware, or disposable plates and utensils.
  • You may want to offer special display trays and tiered food platters to help make the catered event more festive.
  • Make sure you have the proper equipment to keep the food either cold or hot, such as chafing dishes with liquid fuel burners.
  • Consider buying linens, napkins, table decorations and centerpieces. Some catering businesses also offer tent canopies for outdoor events.



How to Start a Business with a Partner – Small Business #business #plan #writer


#business partnership

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How to Start a Business with a Partner

Tips

  • Get to know your potential partner and learn about his or her personal and professional values, ideas and goals.
  • Consult a lawyer and an accountant to draw up a written partnership agreement.
  • Spell out an exit plan for you and the business.
  • Related How-Tos

    Feedback

    Business partners often start businesses together with little planning and few ground rules. Sooner or later, they discover the hard way that what s left unsaid or unplanned often leads to unmet expectations, anger and frustration. Partners can clash over countless things, including conflicting work ethics and financial goals, roles in the business and leadership styles. What follows is a primer on how to avoid that and set up and sustain a business partnership.

    First, ask yourself: Do I really need a business partner to build a successful company? Taking on business partners should be reserved for when a partnership is critical to success say, when the prospective partner has financial resources, connections or vital skills you lack. You may be better off hiring the other person as an employee or an independent contractor.

    Communication is important at every stage of a partnership, and especially so at the outset. A common mistake business partners make is jumping into business before really getting to know each other. You must be able to connect to feel comfortable expressing your opinions, ideas and expectations.

    If you haven t worked together previously, test the partnership out by tackling a small project together that showcases each other s skills and requires cooperation. This is also a way to learn about each other s personality and core values.

    Ideally partners professional skills should complement one another, but not overlap too much. For example, you may be detail oriented and your partner may be a big-picture thinker. Or you may be an expert in marketing and sales, while your partner prefers to stay in the backdrop poring over financials.

    To gauge how well you might work together, have a chat with each other s colleagues and family members. Key questions to answer include:

    • Do you and your partner share personal and professional values, ideas and goals?
    • Do you trust your partner s motivations and character?
    • In what areas of everyday life and business do you agree?

    Other points to consider:

    • What if a spouse or kid later wants to join the business?
    • How will it be handled if one partner acts unethically?
    • What if one partner wants to move out of the country?

    Potential partners may want to consider taking a two- or three-day retreat together to go over their individual expectations for the business and partnership, one by one, and compare notes. It can help the conversation to have the partners guess each other s expectations before revealing them to each other.

    Be especially careful when partnering with close friends or family members. Like many marriages, business partnerships can end in bitter divorce. Consider whether you re willing to risk hurting your relationship if the partnership falls apart.

    Approach a partnership with close friends or family as you might with strangers: Thoughtfully plan and prepare for every aspect of it in advance so there s no question about how difficult situations will be handled.

    A note about partnering with a spouse: Working together puts an added strain on a relationship, and couples can quickly discover there is a little too much togetherness. Those who succeed often have learned to set boundaries keep the business from dominating every aspect of their lives. For example, they may have agreed to leave the office at 5 p.m. and put all conversation about work on hold until after the kids are in bed.

    Once the decision is made to start a business together, you should create a partnership agreement with help from a lawyer and an accountant. Take this step no matter who your partner is. People with strong personal connections may feel certain that their supposedly unbreakable bond will help them overcome any obstacles along the way. Big mistake. Get a written agreement.

    Every agreement should address three crucial areas: compensation, exit clauses, and roles and responsibilities. Include who owns what percentage of the business, who is investing what, where the money is coming from, and how and when partners will be paid.

    Typically partners set up equal ownership and each contributes 50% of the initial investment. But terms can vary greatly. For instance, one partner might contribute more money if the other partner can bring in expertise or business contacts. As the business grows and changes, adjust compensation accordingly. For example, partners may agree to work initially without compensation, and to get paid after a certain revenue target is reached. In addition, if the business partnership brings on more people or if a particular partner is putting in more or less time, building some flexibility into the contract can let you adjust payments.

    The agreement should also cover how you plan to exit the business. Include clauses that spell out cases in which one partner is obliged to buy out the other s interest for instance, if one wants to quit the business. For instance, it can state that the other partner must buy him or her out for a prenegotiated percentage of the business s value.

    If neither partner wants to continue the business, partners can also liquidate and divide all assets. It s also a good idea to settle on in advance how to assess the total value of the business upon dissolution. The agreement should specify who appraises the business and the methodology to use.

    Outline your expectations for how you ll operate your business. Clearly delineate the roles and responsibilities of the partners based on their skills and desires. This will eliminate turf wars and clearly show employees to whom they should report.

    Establish routines for daily communication. For example, agree to talk twice a day at designated times and to re-evaluate their goals on a regular basis. At least once a quarter, sit down and discuss how you envision the future of the business and what steps to take in getting there.

    Addressing these issues up front will help you better focus on your business later. How you work out the details of setting up a partnership could be an indicator of how well or poorly your prospective venture will operate. Inevitably, some potential partners will realize through the process they weren t meant to be.

    Related WSJ Articles and Blog Posts:

    Online Tools:

    • Sample Partnership Agreement — A sample document of how to structure your partnership agreement, from Small Business Notes, a small-business resources and information provider.
    • Corporate Buy-Sell Agreement — An example contract that spells out how stock can be sold or transferred, from software maker Jian.

Additional Resources:

  • Creating a Partnership Agreement — A list of subjects to discuss with your partner when structuring a partnership agreement, from Nolo, a publisher of legal information for consumers and small businesses.
  • Plan Ahead for Changes in Partnership Ownership — A briefing on buyout agreements for planning what will happen when a partner leaves the business, from Nolo, a publisher of legal information for consumers and small businesses.
  • Plan Now to Preserve Your Partnership — A look at what you need to plan beforehand to keep your partnership successful, from Score, a nonprofit for entrepreneurship education.
  • Chart: Ways to Organize Your Business — A chart of ways to organize your business, from Nolo, a publisher of legal information for consumers and small businesses.



Price Volume – Stocks with the highest price volume ratio #small #business #idea


#stock prices

#

US Exchanges Price Volume Leaders Fri, Sep 2nd, 2016

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Volume’,’Price Volume: The price multiplied by the volume represented in 1000’s.’,’int’,’right’,’asc’]=2886959.313,2146646.145,1915747.91135,1734880.075,1685000.616,1615897.504,1540889.28,1531264.389,1487701.16955,1396339.882,1329536.611,1215307.252,1181122.382,1089922.68867,1075615.126,1009727.029,926003.36149,866540.94954,827390.85,780789.555,774104.185,701982,700465.983,692783.852,688982.875,665902.716,651063.546,641171.145,620647.032,612282.79,611536.926,603495.728,586010.25,577921.395,561518.477,556354.17,550969.7,525480.6,508140.114,505092.328,501932.80077,479479.336,471989.052,459847.875,449638.93981,423212.622,418052.234,417104.30984,413524.17,411228.029,410104.464,403059.015,402258.462,400739.43,397476.048,395990.77,394991.883,394070.794,391867.509,389189.304,388781.075,385837.6,380360.31,379204.623,375632.4,373669.68,372050.20875,369406.115,363179.432,359380.401,353766.726,348119.16816,346073.562,345448.103,345195.144,345081.96,344278.305,340355.904,332530.243,331295.076,328690.136,327922.231,326552.544,319592.52,319427.056,317627.592,315363.984,314779.311,303944.66,303530.7,303393.138,303042.605,295625.132,294163.116,294019.488,291055.072,291032.04,290356.464,290143.532,289944.2,289303.616,287983.777,287817.684,284783.343,279458.738,279341.808,269060.904,268844.95,268037.331,267175.624,266829.255,264701.255,263725.92,263448.75,263330.126,262936.884,260579.97,259660.08,258699.176,255107.008,254650.24,251812.236,251478.43,249355.062,249093.712,248198.888,244397.16,243581,242150.925,241957.664,239917.899,238806.32182,238622.7,238488.39,238440.174,229417.98,229214.967,226033.766,224674.95,223269.557,223041.069,222072.224,219878.478,218232.168,215516.086,214332.936,213002.592,210434.718,210015.978,209648.493,208847.646,207903.744,206858.971,204356.656,204149.004,203828.142,203493.579,201096.757,200429.74,200220.088,200083.317,199687.824,198885.584,198303.105,197488.557,196113.965,195493.635,194918.415,194044.1,191249.424,190778.376,190688.316,190533.624,188845.784,188302.656,187406.9,186163.704,185192.55,184775.82,184154.912,184017.616,182899.854,182317.528,181945.08,178058.57,178057.544,176522.892,176302.828,175381.884,174296.896,174084.36,173779.032,173554.71,173537.208,173286.752,172515.47691,172334.253,171797.71913,170947.765,170701.19;” data-pageSize=”100″ data-perfLinks=”N%3B”>




How to Come Up With an Idea for a Business #what #is #business


#start up business

#

How to Come Up With an Idea for a Business

In their book, Start Your Own Business , the staff of Entrepreneur Media, Inc. guides you through the critical steps to starting a business, then supports you in surviving the first three years as a business owner. In this edited excerpt, the authors offer suggestions for figuring out just what kind of business you d like to start.

How do you start the business idea process? First, take out a sheet of paper, and across the top, write Things About Me. List five to seven things about you things you like to do or that you re really good at, personal things (we ll get to your work life in a minute). Your list might include: I m really good with people, I love kids, I love to read, I love computers, I love numbers, I m a problem solver. Just write down whatever comes to your mind; it doesn t need to make sense.

On the other side of the paper, list things you don t think you re good at or you don t like to do. Maybe you don t like to meet new people or you re really not that fond of kids or you don t like public speaking or you don t want to travel. Don t overthink it.

When you re finished, ask yourself: If there were three to five products or services that would make my personal life better, what would they be? Determine what products or services would make your life easier or happier, make you more productive or efficient, or simply give you more time.

Next, ask yourself the same set of questions about your business life. Also examine what you like and dislike about your work life as well as what traits people like and dislike about you.

Finally, ask yourself why you re seeking to start a business in the first place. Then, when you re done, look for a pattern (i.e. whether there s a need for a business doing one of the things you like or are good at).

Inspiring moments

Inspiration can be found anywhere. Getting an idea can be as simple as keeping your eyes peeled for the latest hot businesses; they crop up all the time. Many local entrepreneurs made tons of money bringing the Starbucks coffeehouse concept to their hometowns and then expanding from there. Take Minneapolis-based Caribou Coffee. The founders had what they describe as an aha moment in 1990 and, two years later, launched what is now the nation s second-largest corporate-owned gourmet coffeehouse chain. Other coffee entrepreneurs have chosen to stay local.

And don t overlook the tried and true. Hot businesses often go through cycles. Take gardening. For the past few years, gardening products and supplies have been all the rage, but you wouldn t consider gardening a 21st century business. The same goes for shoe cobblers and seamstress businesses with people wanting shoes and clothes to last longer or fit just-so, these businesses are in demand, and supply is short.

In other words, you can take any idea and customize it to the times and your community. Add your own creativity to any concept. In fact, customizing a concept isn t a choice; it s a necessity if you want your business to be successful. You can t just take an idea, plop it down and say, OK, this is it. Outside of a McDonald s, Subway or other major franchise concept, there are very few businesses that work with a one-size-fits-all approach.

One of the best ways to determine whether your idea will succeed in your community is to talk to people you know. If it s a business idea, talk to co-workers and colleagues. Run personal ideas by your family or neighbors. Don t be afraid of people stealing your idea. It s just not likely. Just discuss the general concept; you don t need to spill all the details.

Hopefully by now, the process of determining what business is right for you has at least been somewhat demystified. Understand that business startup isn t rocket science. No, it isn t easy to begin a business, but it s not as complicated or as scary as many people think, either. It s a step-by-step, common-sense procedure. So take it a step at a time. First step: Figure out what you want to do. Once you have the idea, talk to people to find out what they think. Ask, Would you buy and/or use this, and how much would you pay?

Determining what you want to do is only the first step. You ve still got a lot of homework to do, a lot of research in front of you. Most important: Do something. Don t sit back year after year and say, This is the year I m going to start my business. Make this the year you really do it!




How to Start a Business With (Almost) No Money #small #scale #business


#how to start a business

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How to Start a Business With (Almost) No Money

You re excited to start a business. Maybe you have an idea, or you re just fascinated with the idea of launching and growing your own enterprise. You re willing to take some risks, like leaving your current job or going without personal revenue for a while. But there s one logistical hurdle stopping you. You don t have much money.

On the surface, this seems like a major problem, but a lack of personal capital shouldn t stop you from pursuing your dreams. In fact, it s entirely possible to start and grow a business with almost no personal financial investment whatsoever — if you know what you re doing.

Why a business needs money

First, let s take a look at why a business needs money in the first place. There s no uniform startup fee for building a business, so different businesses will have different needs. It s important to first estimate how much you need before you start finding alternative methods to fund your company.

Consider the following uses:

  • Licenses and permits. Depending on your region, you may need special paperwork and registry to operate.
  • Supplies. Are you buying raw materials? Do you need computers and/or other devices?
  • Equipment. Do you need specialized machinery or software?
  • Office space. This is a huge expense, and you can t neglect things like Internet and utilities costs.
  • Associations, subscriptions, memberships. What publications and affiliations will you subsribe to every month?
  • Operating expenses. Dig into the nooks and crannies here, and don t forget about marketing .
  • Legal fees. Are you consulting a lawyer throughout your business-development process?
  • Employees and contractors. If you can t do it alone, you ll need people on your payroll.

With that said, you have two main paths of starting a business with less money: lowering your costs or increasing your available capital from outside sources. You have three options here:

Option one: Reduce your needs

Your first option is to change your business model to demand fewer needs as listed above. For example, if you were planning on starting a company of personal trainers, you could reduce your employee expenses by being the sole employee at the start. Unless you need office space, you can work from home. You can even do your homework to find cheaper sources of supplies, or cut out entire product lines that are too expensive to produce at the outset.

There are a few expenses that you won t be able to avoid, however. Licensing and legal fees will set you back even if you cut back on everything else. According to the SBA, many microbusinesses get started on less than $3,000. and home-based franchises can be started for as little as $1,000.

Option two: Bootstrap

Your second option invokes the idea of a warmup period for your business. Instead of going straight into full-fledged business mode, you ll start with just the basics. You might launch a blog and one niche service, reducing your scope, your audience and your profit, in order to get a head-start. If you can start as a self-employed individual, you ll avoid some of the biggest initial costs (and enjoy a simpler tax situation, too ).

Once you start realizing some revenue, you can invest in yourself, and build the business you imagined piece by piece, rather than all at once.

Option three: Outsource

Your third option is all about getting funding from outside sources. I ve covered the world of startup funding in a number of different pieces. so I won t get into much detail, but know there are dozens of potential ways to raise capital — even if you don t have much yourself. Here are just a few potential sources for you:

  • Friends and family. Don t rule out the possibility of getting help from friends and family, even if you have to piece the capital together from multiple sources.
  • Angel investors. Angel investors are wealthy individuals who back business ideas early in their generation. They typically invest in exchange for partial ownership of the company, which is a sacrifice worth considering.
  • Venture capitalists. Venture capitalists are like angel investors, but are typically partnerships or organizations and tend to scout businesses that are already in existence.
  • Crowdfunding. It s popular for a reason: with a good idea and enough work, you can attract funding for anything.
  • Government grants and loans. The Small Business Administration (and a number of state and local government agencies) exist solely to help small businesses grow. Many offer loans and grants to help you get started.
  • Bank loans. You can always open a line of credit with the bank if your credit is in good standing.

With one or more of these three options, you should be able to reduce your personal financial investment to almost nothing. You may have to make some other sacrifices, such as starting small, accommodating partners or taking on debt, but if you believe in your business idea. none of these losses should stand in your way. Capital is a major hurdle to overcome, but make no mistake — it can be overcome.




What Can You Do with a Business Management Degree? #small #business #plan


#business management degree

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What Can You Do with a Business Management Degree?

Sometimes taking care of your family means taking care of yourself. Your decision to earn your degree is as much for you as it is for them. This is why you want to choose a career that will not only support your family, but also allow you to enjoy going to work everyday.

Considering a degree in business management is a great place to start! It is understandable, though, to have questions the most obvious of them being: what can you do with a business management degree?

The answer isn t as simple as you might think. It is important to note that business management isn t only for professionals who desire to supervise a team. The education you ll receive while earning a business management degree is versatile and can prepare you for a wide variety of roles in the business world.

We used real-time job analysis software from Burning-Glass.com to examine more than 540,000 positions requiring a business management degree over the past year.* We then identified the five jobs in highest demand based on degree level.

Most common business management jobs with an associate degree

The chart above illustrates a large gap between employers desiring applicants with an associate degree and those with a bachelor s degree. The difference between the two might seem harrowing, but keep in mind that employers often list their preferred level of education in job postings. Often times they are willing to hire qualified applicants with slightly varying education levels.

Earning your associate degree in business management can take less than two years and wouldn t burden your family as much financially. Learn about the job descriptions and earning potential for positions requiring an associate degree:**

1. Sales representatives: $24,970 – $110,690/year

Sales representatives work with both a company and its potential and existing customers to promote the sale of company products. This can include working behind the scenes for small businesses as well as representing the front lines at a local.

2. Stock clerks: $17,040 – $37,540/year

A stock clerk s duties include receiving store products, maintaining and stocking merchandise displays, monitoring inventory and assisting customers in their buying experiences. Working as a stock clerk requires a healthy balance of people skills and independent productivity.

3. Administrative assistants: $20,370 – $49,370/year

Workers in this field are expected to perform routine clerical duties such as database management, updating and filing necessary paperwork, scheduling and confirming appointments with clients and directly assisting supervisors when asked.

4. Human resources specialists: $33,240 – $96,470/year

Human resources (HR) specialists are responsible for an array of tasks, including maintaining, hiring and employment records, scheduling new employee orientations and updating important HR documents such as performance evaluation forms and employee directories.

5. Bookkeeping, accounting and auditing clerks: $22,020 – $55,170/year

Workers in these realms focus on monitoring and maintaining a company s financial records. Duties typically include coding documents according to procedure, recording and summarizing numerical data on behalf of the company and reconciling any financial discrepancies found all while complying to federal, state and company policies.

Most common business management jobs with a bachelor s degree

The career opportunities are exponentially higher for those with a bachelor s degree in business management. The good news is that you can earn your bachelor’s in as little as 18 months! Here s a look at what your career options and salary ranges could look:

1. Sales representatives: $37,300 – $145,730/year

The primary responsibilities of sales representatives include identifying prospective customers based on research conducted and business-related events attended, maintaining customer records and contacting new and existing customers to both discuss and meet their business needs this can consist of everything from negotiating prices to preparing contracts.

2. Sales managers: $53,770 – $155,090/year

Sales managers are responsible for what happens behind the scenes. This includes planning, directing or coordinating the actual distribution of a product to the customer. Sales managers are also responsible for establishing sales territories, analyzing sales statistics and assisting in the training programs for new sales representatives.

3. Human resources specialists: $33,240 – $96,470/year

The general duties of an HR specialist include hiring new employees, interpreting HR policies and procedures, maintaining employment-related records and often conferring with management in both developing and implementing policies and procedures.

4. Financial analysts: $48,100 – $152,420/year

Financial analysts conduct qualitative analyses concerning a company s finances and investments. This is done by composing charts, graphs and spreadsheets; forecasting business, industry and economic conditions through analysis of financial information; determining the prices at which a company should offer its product to the public market; and recommending and preparing investment plans through use of financial analysis.

5. Management analysts: $45,200 – $145,920/year

Management analysts spend their work days gathering data concerning problems or procedures within a company. They then analyze the collected information to conclude possible solutions or alterations. New procedures are designed based on interviews conducted with employees, on-site observation and close study of company documents.

What this means for you

Exploring your options before making a final decision is important. If you still have some lingering questions about which path you should take, check out this guide to a career in business management.

If you re confident that business management is the right path for you, head over to the Rasmussen College business management degree page for more information. Better yet, if you have an associate s degree you may be able to complete your bachelor s degree for as little as $9,900. If you d like to learn more about how you can potentially save time and money while providing yourself a chance at new business opportunities visit our Flex Choice Degrees Page .

*Burning-Glass.com (Analysis of 542,738 job postings requiring business management major AND bachelor s degree OR an associate degree, June 13, 2013 June 12, 2014)

**Job descriptions and salary ranges courtesy of the Bureau of Labor Statistics. U.S. Department of Labor, Occupational Outlook Handbook, 2014-15 Edition. Salary data represents national, averaged earnings for the occupations listed and includes workers at all levels of education and experience. This data does not represent starting salaries and employment conditions in your area may vary.

External links provided on Rasmussen.edu are for reference only. Rasmussen College does not guarantee, approve, control, or specifically endorse the information or products available on websites linked to, and is not endorsed by website owners, authors and/or organizations referenced.

Jess is a Content Marketing Specialist at Collegis Education. She researches and writes student-focused content on behalf of Rasmussen College. As a trained and published poet, she loves discovering new ways to use her writing as a tool to further the education of others.

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Keep Your Business Finances in Order With These 6 Tips #www.business.com


#business finances

#

Keep Your Business Finances in Order With These 6 Tips

November 4, 2015

Do you find managing your business finances to be a pain? Although it may appear to be, and often is, tedious, keeping your finances in order is extremely important.

It helps you to project where your business is headed, and when you know exactly how your revenue and expenses are stacking up, you can begin to make more informed decisions for your business. Maintaining your financial records also makes tax reporting and payments a lot more manageable.

Don t try to do it all alone. Leverage the talent and the tools that are available to you. Here are six tips to help you keep your business finances in order:

1. Keep your personal and business finances separate.

Mixing your personal and business finances will inevitably result in confusion. It might seem convenient to charge everything to a single card, but ultimately this will make tracking your spending far more complicated than it needs to be.

Begin by opening separate bank and credit card accounts for your business. For the ongoing tracking and measuring of your finances, and for tax purposes, this practice will take a major headache out of sorting your transactions every quarter, or every year as the case may be.

This will also take the guesswork out of the equation. If you want to be successful in business, you need to be able to monitor and track your key performance indicators. You need to know the score, and some of the most important elements include cash flow, expenses, revenue, profit and so on.

2. Choose accounting software that makes sense for your business.

When it comes to accounting software, there are a variety of different solutions. Think of Xero, QuickBooks and Freshbooks. The best online accounting software depends on your business, and it s worth considering several options before making a decision.

If you haven t moved your financial data from desktop software to the cloud yet, that should be your first order of business. Cloud-based tools allow you to view real-time insights, and they can be accessed from anywhere at any time. The ability to keep an eye on your finances on the fly gives you a great deal of flexibility as a business owner.

If you ve already picked out an online solution, ensure that it s the right one for you and your business. Today more than ever, there are a myriad of options to choose from, and if you aren t satisfied with your current service, you can always make the switch to another platform that better matches your needs.

3. Consider hiring a professional bookkeeper.

Most people aren t numbers people, and will never be excited about them as much as accountants or bookkeepers are. If managing your own finances is starting to get on your nerves, it s time to look into hiring a qualified bookkeeper.

Many entrepreneurs have a tendency to try to handle everything themselves. But as with legal matters, the granular elements of small-business accounting aren t usually within a business owner s wheelhouse.

Although it s easy to balk at the expense of working with a bookkeeper, they will be able to help you save money over the long haul. You ll be freed up to work on high value tasks that keep the business moving forward, while your bookkeeper handles the tedium of number crunching.

4. Stay organized and plan ahead.

The aforementioned tips should help with keeping your finances organized. Moreover, monitoring your finances and projecting future revenue and expenses will enable you to make better long-term decisions for your business.

Without this information, planning ahead can prove challenging. If you aren t looking at the future of your business, you could be taken by surprise. If you want to get ahead and stay ahead of the competition, you should plan as much as 10 years in advance.

You ll be able to mitigate unwanted surprises if you stay ahead of the ball. Even if unexpected expenses do rise, if you ve been practicing conservatism in your spending, you shouldn t run into any major problems.

5. Make a budget.

Part of staying organized and planning ahead should include creating a budget. Many business owners view this step as dull and unnecessary, but the importance of a budget could be equated with the value of a well-formed business plan.

A budget is not a tool for planning out how every penny should be spent. Rather, it s a framework that you can use to help you make clear-headed decisions, whether it s increasing your marketing spend, or cutting expansion costs to keep your profits on track.

Make a budget and use it as your guide. Don t allow it to force you into decisions you don t want to make, but use it to make adjustments when and where necessary.

6. Find a trusted credit union in your locality.

Credit unions are invaluable to small-business owners, especially since they are often willing to provide loans at competitive rates. Make it a point to seek out the best one in your locality, and make sure they understand your business needs. The partnership could prove immensely beneficial.

Some of the other advantages of credit unions include fewer transaction fees and account service charges, as well as flexible, customized services.

Since credit unions are not answerable to shareholders, they are empowered to put your interests at the forefront. Credit unions also keep profits within the community, and help budding entrepreneurs get their dream businesses off the ground.

Final thoughts

The reality is that many business owners do not keep track of their finances. Whether you know it or not, this could mean missing out on opportunities to minimize your expenses and maximize your profits.

Preparing online business accounts can take time, but the end result is worth the effort. Even if you don t consider finances to be the most important part of your business, streamlining your process will allow you to develop a straightforward step-by-step process as opposed to a search-and-find initiative.

Make the effort to simplify the organization of your business finances moving forward. This will allow for long-term stability and sustainability.




How to Start a Candle Making Business (with Pictures) #business #website


#candle making business

#

How to Start a Candle Making Business

Decide what type of candle you would like to make. When you’re first starting out, it’s best to stick with one or two products. In candles, making container candles is probably the simplest, but you can also make mold candles or taper candles. [1]

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Pick a wax to work with. Waxes come in several main groups. Which group you choose is mostly based on preference.

  • One group is paraffin, which is a by-product of petroleum. You can find it in a variety of melting points, depending on what type of candles you are making. For instance, you need a higher melting point for tapers than you do for container candles. [2]
  • Another type of wax is beeswax. Beeswax is a product that bees make, so it has a natural, light honey smell. Some people prefer this wax because it is all-natural, though others will mix beeswax with other waxes for their candles. [3]
  • A third category of waxes is vegetable waxes, where soy is probably the most popular. One benefit of soy wax is it is pure white, and it also doesn’t shrink up when you pour it, which means you don’t have to pour wax more than once. Bayberry wax is also in this category. [4]

Learn the technique. One of the simplest ways to learn how to make candles is to take a class in your community. You may be able to find one with your local parks and recreation department or even at your local community college. However, you can also find a wide variety of tutorials online. In fact, you’ll likely be able to find all you need to know online if that is your preference. [5]

  • You can also check out books from your local library about candle-making.

Practice the technique. Before you start selling, you need to take time to build up your skill. Try working a little bit each day on your business, starting with practicing a bit each day.




Create Invoices, Estimates – Orders with Express Invoice #business #yellow #pages


#free business software

#

Express Invoice Invoicing Software

Easy invoicing software to manage and track your billing on Mac or Windows.

  • Create invoices, quotes and orders quickly
  • Automate recurring invoices and templates
  • Easily add multiple users and enable remote access

Express Invoice lets you create invoices you can print, email or fax directly to clients for faster payment. The reporting functionality allows you to keep track of payments, overdue accounts, sales team performance and more.

Streamline your billing process and support multiple tax rates for multiple businesses—all with secure mobile access to iPhone and Android devices. Compatible with Windows and Mac, Express Invoice is available for download today.

Get it Free. A free version is available for home users or businesses with fewer than 5 staff members. Download the free version here. which does not expire and includes most of the professional version features.

Invoicing Software Features
  • Easily create invoices, quotes and orders
  • Customize invoices including logo, heading text, notes and more
  • Save or send invoices as PDF files
  • Email or fax directly from the application
  • Schedule recurring invoices
  • Automatically send statements to customers with overdue payments
  • Supports multiple tax rates for countries where required (e.g. Canada)
  • Supports invoicing for multiple businesses
  • Web access lets multiple users within the organization log in securely via the internal network or the internet
  • Secure, mobile access through the web interface (e.g. iPhone, Android)
  • Sync between your home computer, mobile phone, tablet or any device with the Express Invoice app
  • Reporting includes accounting, salesperson performance, unpaid invoices and more
  • Integrates with Inventoria to maintain inventory data across all aspects of your business

* The iPad and Android apps do not have the web access feature, instead install the desktop version for remote access and log in remotely using the Internet browser on mobile devices.

Invoice Software

Related Software

Invoice Program System Requirements
  • Windows XP/Vista/7/8/8.1/10
  • Works on 64 bit Windows
  • For earlier versions see Win 98 and Win 2000
  • Mac OS X 10.4 or higher
  • iPad version runs on iOS 3.2 or higher
  • Android version runs on 2.3.3 or higher
Download Invoice Software
Join Over 1.6 Million Users

“I have a small, freelance writing business and sometimes projects string out and I have to track my time and eventually send the invoice. I can do all that with this program, plus it will send bulk emails and print all the unpaid invoices when I want them or show me reports for a fast business overview. It does everything I need it to and turns out a nice, professional product.”

– JB, Small Business Owner

Purchase Express Invoice
  • Purchase Express Invoice online here



How Much Can You Make with an ATM #short #term #business #loans


#atm machine business

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How Much Can an ATM Machine Make

How much you can earn in the ATM Business depends on where the ATM is located and if it is needed. The main thing to remember about the ATM Business is that it’s just like real estate. Location, Location, Location.

ATM’s can be installed anywhere in the USA. Inside or outside any retail merchant location including but not limited to Restaurants, liquor stores, convenience stores, fast food restaurants, quick service restaurants, casual dining, bars, night clubs, train stations, football or baseball stadiums, concert venues, adult themed locations, Hotels, Hospitals, Condo complexes, Apartment Complex, High Rise Apartment Buildings, coffee carts, mobile events, mounted in trailers, mounted on the back of food trucks, you name it. Anywhere people need access to cash, an ATM can make you a passive income .

If you answer yes to any of these questions, Get our new book The Amazing Money Machine on Amazon now.

  • I m a retail merchant looking to increase profits.
  • I m an entrepreneur looking for a new business opportunity.
  • I m an investor looking to diversify and maximize annual returns.
  • I already operate an ATM Business and I want to put more money in my pocket.
  • I m an individual looking to make some passive income and would like information about the ATM Business.
  • I m an individual, business owner, or part of a group that has locations that need ATMs.

How much can an ATM make?

Well, It’s all about foot traffic, a reason to need money, and other available payment methods. Sometimes just having a lot of people walk by or see the ATM can mean the difference between a good

The ATM Industry has a “rule of thumb” formula that many Independent ATM Deployers “IADs” use as a general rule to determine if a location would be a good candidate for an ATM machine. There are two different schools of thought on this rule, and obviously since there are many unknown variables, no location is a guarantee using these formulas but it’s better than a WAG (wild ass guess).

    • The first rule of thumb, or formula says that 3 – 5% of people that actually see an ATM machine in an establishment will likely use the ATM. Say for example, your location has an average of 200 customers visiting each day. One would expect, or speculate that approximately 8 of those 200 people would use that ATM daily.
        • You could then take those 8 people, multiply it by the amount of surcharge, then take that figure and multiply it by the number of days of business (how many day’s the location is open) in the year. This will give an ATM owner, or perspective owner, an estimate on how much revenue could be generated from the machine in a year’s time.
        • However, most ATM business owners want to calculate monthly revenue and income.
    • The 2nd rule of thumb follows the norm that the number of adult patrons an establishment has in a given day, that same number plus or minus 10% will use the ATM on a monthly basis. I prefer this rule of thumb and if the establishment accepts credit cards or gives cash back at the point of sale (POS), the lower end of the rule would apply and it might even reduce the number by as much as 20% – 40%.
    • A similar formula is used for hotels or big commercial buildings. With hotels, we take the number of rooms, times the occupancy rate and apply the same plus or minus 10% rule. So if the hotel has 150 rooms with an 80% occupancy rate one might expect 110 – 135 monthly transactions, however if the hotel has any events or banquet rooms, that number would scale higher during those times.
        • Similarly with commercial buildings (office building for example) you might take the total number of employees working in the building and using the yearly formula based on how many days a year the companies occupying the building are open. If there is a cafe or for profit cafeteria in the building the estimates would be higher.

Think about it this way. Some of the best locations are where there is a high need for cash and no credit cards are accepted. Swap meets, events, and street fairs, are all great but very temporary. That would be a mobile ATM business which we can also show you how to operate.

We’ll try to boil this down and make it simple. At the very least, if you’re a retail merchant, and you don’t already own an ATM, you could purchase the hardware from anyone (even from us) and once you set up the ATM processing it should at least pay for itself in as little as a few months.

You’ll also need a communication method so the ATM can talk to our processing center. You can choose from a dedicated standard phone line (but since it calls a toll free or local number you’ll just have the cost of the line, no tolls), Internet Service (if you have a high speed model or DLS with a router, you can hard-wire the ATM to your current internet), or you can choose our wireless cellular service which is often less expensive than a phone line and lightening fast.

With the advent of VoIP and certain devices if you have a computer close to the ATM you could potentially use a Magic Jack or other device as long as the ATM can hear a dial tone or pre-dial to get a tone (like dialing a 9, although not as reliable, it would still work). However, intermittent communications can cause more problems that they save you. If there is an issue with communications, transactions could be slow or worse they could be interrupted and customers would not receive money from the ATM getting upset.

If you have a fast internet connection and you purchase one of the new ATMs which includes internet processing, or get a separate wireless device ATMDepot can handle the rest for you. In order of ranking communications as far as ease, cost, and reliability.

    • Wireless Device is preferred and is the most reliable.
    • Next would be your own Internet service with a hard wire to the ATM Machine.
    • Lastly, a standard Dial up Phone line, but this method causes the most communication issues.

If you don’t have an ATM or are considering getting into the ATM business to earn some extra cash or a passive income, you just need to be sure that a minimum of at least 3 – 4 people per day would use the ATM every day (if available 7 days per week).

Obviously if you’re a retailer and are open 10 hours a day that’s just one person using the ATM every few hours. If you’re considering a through the wall machine that faces outside it will be available 24 hours a day but those machines need at least 8 – 10 people per day to make financial sense.

If you already have an ATM or are already in the ATM business and are looking to switch your ATM processing services (you need to check your current ATM agreement for termination clause) you could take advantage of our higher revenue sharing without any costs to you and put more money in your pocket.
If you don’t have an ATM, you can review our ATM Machine equipment options or call us for advice.

Let’s say for example you purchase the new Hyosung Halo. You can install it yourself, but we recommend you let us arrange to have a professional install it and train your staff. This ATM can use wireless communications technology which is under $20/mo so no phone line is required.

We also have a Triton ATM for under $2,500 and carry the full line of Hantle and Genmega ATMs. You will probably invest between $2,250 – $3,500 in good ATM machine by the time you’re done with professional installation, signs, or anything else extra you may want for your ATM Business.




Get online with Business Web Hosting – BT Business #business #stationery


#business web hosting

#

Cookies are small text files that are stored on your computer when visiting some websites. We use cookies to make our website easier for you to use. You can remove any cookies already stored on your computer, but this may prevent you from using parts or our website.

Select an option below to control the cookies types used on bt.com or find out more about cookies .

  • Targeting
  • Functional
  • Strictly necessary performance

This site will

  • Remember what is in your shopping basket
  • Remember your log-in details
  • Make sure your logged in areas are secure
  • Offer live chat support
  • Make sure the website looks consistent
  • Allow you to share pages with social networks
  • Allow you to comment on blogs
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This site will

  • Remember what is in your shopping basket
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This site wont

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  • Allow you to comment on blogs
  • Send information to other websites so that their advertising is more relevant

This site will

  • Remember what is in your shopping basket

This site wont

  • Remember your log-in details
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  • Allow you to comment on blogs
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BT Web Hosting




Small Business Ideas for Women at Home: Working with Realities #stock #markets #today


#small business ideas for women

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Small Business Ideas for Women at Home: Working with Realities

Small business ideas for women at home are driven by two realities.

The first reality is the constraint of obligations at home. Whether by the choice or duty to care for others (e.g. children), most women staying at home do not have very flexible work availability when it comes to time and location.

This does not even necessarily mean these women need to work less hard and fewer hours; they just need to do it on their own time and at their own location, said Eva Rosenberg, owner of www.irsexams.com and www.taxmama.com .

Most small businesses started by these women, therefore, are Internet-based, which affords them the flexibility in time and location.

One route women at home can take is starting Web sites or blogs and monetizing the incoming Web traffic through online advertising (e.g. Google AdSense) and affiliate marketing.

Another route is to set up Web sites to sell their own products or services.

To get started and achieve success, Rosenberg suggested attending reputable conferences and reading helpful guides. One trusted resource for online entrepreneurs is Ken Evoy’s www.SiteSell.com. which still offers this helpful free eBook. said Rosenberg.

The second reality is that women at home often have more to offer than some of them may think.

Many of these women have hobbies and expertise that can translate into successful small businesses. By staying at home, they may also be extremely familiar with the needs of running a household.

Moreover, many women find success by building on top of their husbands’ existing careers.

Jacqueline Freeman, for example, set up www.equinenaturalmovement.com to market her husband’s horse training expertise, according to Rosenberg.

Rosenberg started www.TaxMama.com to dispense tax advice and www.irsexams.com to teach courses on passing the Enrolled Agent (EA) IRS Exams.

Shari Fitzpatrick. with “only a $1,500 cash advance and a passion for chocolate-dipped strawberries,” managed to build her home-based small business into a multi-million dollar empire. (Today, her brick and mortar operations have shut down but one of her online operations, which she sold to Provide Commerce, still exists).

“They key is to follow their passions,” said Rosenberg.

READ ALSO:Small Business Plan: A Template for Making Sales

READ ALSO: Small Business Exporting Advice: Crucial First Steps

READ ALSO:Small Business Culture: How to Build a Winning Team

READ ALSO:Small Business Exporting Advice on Foreign Operations

READ ALSO:Small Business Marketing Ideas, Tips from a Top Expert

READ ALSO:Small Business Survival: Overcoming the Recession and More

READ ALSO:Managing a Small Business: How to Inspire Employee Loyalty

READ ALSO:Small Business Loans: How They Work and What You Should Know

READ ALSO:Small Business Accounting: Tips, Tricks and Advice from TaxMama

READ ALSO:Small Business Strategic Planning: a Process for Success and Survival




Business Development Jobs: Search Charity Business Development Jobs with Third Sector Jobs #loans #to #start #a #business


#business development jobs

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Charity Business Development Jobs

Sign up for job alerts Get new jobs for this search by email

Found 43 jobs

Search apply for the latest business development jobs with Third Sector Jobs. Here at Third Sector Jobs we specialise in a large variety of jobs within charity including business development jobs in the UK, business development manager jobs, business development director jobs and many more. Whether you are looking for the latest vacancy or have a job within charity to fill, Third Sector Jobs is here for you.

Leeds, West Yorkshire c£70,000 + benefits Sue Ryder Wheatfield’s Hospice

Sue Ryder is a large and complex charity delivering over 3 million hours of care in the UK each year from our community services and 12 care centre.

Oxford, Oxfordshire Salary between £38,000 and £50,000 per annum Corpus Christi College

To mark this important moment in its history it has embarked on a major fundraising campaign and a year-long events programme,

Cardiff (Caerdydd) £56,104 – £69,168 per annum Velindre NHS Trust

A unique and exciting opportunity has arisen for a Charity Director to lead the Velindre NHS Trust Charity.

Crawley, West Sussex NN5a-b £27,432.00 – £29,592.00 pa pro-rata St Catherine’s Hospice

We are currently seeking an experienced fundraiser to be responsible for developing and increasing support for St Catherine s

London £39000 – £43000 Per Annum + benefits British Heart Foundation

we will develop an increasingly donor-centric approach to our fundraising in order to engage donors maximise income

Brighton, East Sussex, South East England £19,602 – £21,236 per annum CHM

Our client is seeking an enthusiastic, well-organised, persuasive individual to join their regional fundraising team in Brighton, South East England.

London based £28,848 to £32,967per annum CHM

The Development Officers will be key members of the health and social care teams at this children’s charity, working with colleagues to develop and.

Regional Office in Brighton, with regular travel throughout Sussex, Surrey and Kent £22,073 – £23,912 per annum CHM

Are you a super-focused sales leader who gets a real buzz from seeing your team smash their targets? Lead inspire a team of face-to-face fundraisers

Friends House, Euston, NW1 £45,983 per annum Quakers

Britain Yearly Meeting seeks a talented and committed individual to become our Meeting Donor Relations Leader.

Cowes, Isle of Wight up to £45,000 pa CHM

Our client is a youth charity that uses the power of the sea to transform the lives of thousands of young people each year, funded in part by being.

London (Greater) c £40,000 Independent Age

This post will line manage a small team providing effective and efficient support to ensure projects and services are delivered to agreed targets

Norfolk, Suffolk, Cambridgeshire, Essex, Hertfordshire, Bedfordshire or Lincolnshire. £22,073 – £23,912 per annum CHM

Are you a super-focused sales leader who gets a real buzz from seeing your team smash their targets? Lead inspire a team of face-to-face fundraisers

Cowes, Isle of Wight Up to £60,000 pa CHM

Our client is a youth charity that uses the power of the sea to transform the lives of thousands of young people each year, funded in part by being.

Manchester £29.4k per year + Excellent Benefits Anderson Wright Consulting

Enterprise Adviser sought by our client to make a positive difference to local communities. Our client is an award winning provider of social housi.

London £40000.00 – £50000.00 per annum Prospectus

Our client is an award-winning, international non-profit organisation whose work is at the forefront of ambitious climate action.

London £65000.00 – £75000.00 per annum Prospectus

Our client is an award-winning, international non-profit organisation whose work is at the forefront of ambitious climate action.

London £40000 – £42000 per annum Robertson Bell

Robertson Bell Fundraising are now recruiting for a Head of New Business for their national charity client.

Aylesbury, Buckinghamshire Freelance hourly rate dependent on experience | 15-18 hours a week Stoke Mandeville Spinal Research

An exciting opportunity to develop long-term business and community partnerships through SMSR s unique Wheels at Work campaign and other initiatives.

Cleeve, Bristol £18,691 – £21,989 per annum, pro rata CHM

This is an exciting opportunity to promote, lead, facilitate and develop projects within the charity’s Environment Centre. You will be responsible.

Oxfordshire and surrounding areas £17,276 – £18,715 per annum CHM

Do you care about the UK s wildlife, have a genuine desire to help save nature and the ability to smash your individual and team targets?

Sign up for job alerts Get new jobs for this search by email




Looking for Stable Business Ideas? Here Are 12 Types of Companies With Healthy Cash Flow #business #loans #with #bad #credit


#cash flow business

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Looking for Stable Business Ideas? Here Are 12 Types of Companies With Healthy Cash Flow.

Data Featured Lists Editor

November 24, 2014

Land subdivision and funeral businesses may not be the sexiest small-business ideas when compared to, let s say, a web startup or a local coffee shop. But private companies in these fields tend to have the healthiest cash flow, according to new data from Sageworks. a Raleigh, N.C.-based financial data company.

For entrepreneurs seeking new ventures. businesses with a track record of stability and solvency may be a good place to start. Sageworks used highest average current ratios to generate a ranking of 12 business types with healthy cash flow for the year ending Aug. 31, 2014. [See list below.]

Cash flow is a leading indicator of financial strength because if a company has sufficient cash on hand, it will likely meet its short-term obligations — like accounts receivables and employee salaries — on time.

Sageworks analyst Jenna Weaver says the businesses listed have the ability to pay their bills and they tend to, on average, have positive cash flow. She adds that while these businesses aren t necessarily fun or flashy, understanding why certain industries or business models are more inclined toward solvency than others is useful for any entrepreneur.

Following land subdivision and death-care services, this year s ranking also includes grocery stores, real-estate businesses, clothing stores, liquor stores, gas stations, dry cleaning and laundry services, specialty-food stores, employment services, health and personal care stores, and investigation and security services.

Land-subdivision companies divide land into plots to make selling the property easier. Weaver explains that its top ranking may reflect the strong real estate/construction market recovery since 2009.

The rest of the results show themes: half of the list represented the retail sector. While giants like Walmart are known to operate with a low current ratio because of their ability to turn inventory quickly into cash, small private retailers may have difficulty predicting consumer behavior and may therefore stockpile inventory to meet any unexpected consumer demand. Weaver explains that the ability for these smaller establishments to then turn these inventory levels into receivables, and receivables into cash plays a big role. Also, she says a third of the industries on the list are service-related businesses, which usually have lower or no inventory needs.

While every industry operates on different business cycles and models, entrepreneurs brainstorming on stable business ideas should always keep solvency in mind.

Often, when businesses fail, they fail because of their inability to manage these ratios and generate positive cash flow, Weaver says.

It s important to note that a current ratio that is too high is not always ideal. A company wants to keep enough cash or liquid assets available to be able to meet its short term debts, but it doesn t want to sit on too much cash or inventory, so that its assets are still being productive for the business.




New Business Ideas with low investment in India #start #business


#low investment business ideas

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Business Ideas with Low Investment in India

There is a familiar belief that starting a business needs a huge amount of investment. This is not the case for every type of business. You can run businesses with low investment, even from your home. India is a land of many opportunities. You can start a business in India with a nominal amount of investment and grow your business. Given below are some profitable small business ideas, with low investment, in India.

List of Best Low Investment Business in India

Home canteen

Running a home canteen is an excellent idea for a business with low investment. You can cook different types of tasty food and supply them to offices, factories, and other customers. Of late, the business of cooking and food supplying has garnered significant popularity and it is a profitable small-scale business. The success of your home canteen will depend on providing quality food and giving timely service.

Dance Instructor

You can work as a dance instructor and this does not require a whole lot of money. You can open your own school or work as a freelance dance instructor. Since dance forms an integral part of Indian culture, many parents like their kids to learn dance from a very early age. Therefore, there are plenty of opportunities for a dance instructor to earn both fame and money.

Fashion designing

You can work as a fashion designer and start your business venture with a low investment. For this, you will need to undergo a full time or part time course on fashion designing. Start with traditional Indian clothes since they are the most sought-after outfits at the present time.

Data Entry jobs

Data entry jobs do not ask for a big amount of investment. If you have a computer at home and Internet connection, you will get a host of data entry jobs by sitting at your home. Data entry jobs are outsourced to freelancers and other organizations so it is not so difficult to grab a project. However, you should remember that you have to finish the task within a certain time period. Filling up forms online is a popular example of data entry jobs on the Internet.

Affiliate Marketing

Affiliate marketing is the method of merchandising the goods and services of another organization on their behalf. Here you work as the affiliate of that organization. Whenever you sell a product, you will be entitled for a commission. The amount of commission will depend on your agreement with the company whose products you are selling.

Web Development

Like other small investment businesses, starting a web development company is possible without a huge amount of investment. If you are familiar with web development processes, you can start a business on your own with a PC with Internet connection and software. Once your business reaches a sizable scale, you can employ a few web development professionals who can run your business adeptly. The most difficult part of this business is getting projects. You have to obtain projects constantly for sustaining your business.

Home Made chocolates

Making chocolates in your home is a moneymaking business. You just have to get the ingredients that are essential to make chocolates at home. After preparing the chocolates, pack them with fancy wrappers to add creativity and make them more attractive.

Event management

Event management is a cost-effective business option for people who are interested in organizing different types of events and functions.

Wedding consultant

Weddings are big events in India and take a lot of time. You can work as a wedding consultant to make things simpler and manage them for people who just don’t have the time to do it for themselves.

Industry/factory tour planner

You can open a business for an industry/factory tour planner with a small amount of investment. Start an agency which will conduct industry or factory trips. Hire a small number of people who are experienced in the job of factory tour guides. Look for contracts from companies that are looking for industry/factory tour planners. This will take some time in the initial stages. However, when the contracts keep flowing in, you will start making money gradually.

First aid instructor

If you have sufficient knowledge regarding first aid, you can start working as a first aid instructor. There are abundant opportunities for first aid instructors in schools, colleges and various educational institutes. You can work either as a full time or part time first aid instructor. Purchasing a first aid box is necessary for this business.

Art and crafts

You can open an arts and crafts stall. Though this type of a business venture requires some more investment than the so-called low investment business options, it is definitely a lucrative venture. There are many people in India who are ardent art and handicraft collectors and they constantly look for these items. They can pay any price for their favorite item. So, think about opening an art and crafts shop right away. You can get a bank loan for this business venture from various financial services providers and banking institutions in India.

Daycare Center

Daycare Center is an excellent business choice which necessitates a trivial amount of investment. The most attractive part of this business is that you can do it from your house. In addition, there is no requirement to make a huge investment on infrastructure. The things you have to purchase include books, toys, and games for the kids. The other things are there in your home. Nonetheless, you might have to redesign your home as per the requirements of the kids. A number of safety measures need to be adopted such as keeping electrical devices in a place which is inaccessible to the kids and meshing the veranda.

Consultation

Consultation is a good business choice to start with a nominal amount of investment. You can work as a financial consultant or a real estate consultant if you have the requisite qualifications and expertise. As a financial consultant, you can guide people on doing the right investment at the right time. As a real estate consultant, you can help people in buying and selling of real estate. Other types of consultancies such as architectural and home design consultancies are gaining popularity.

Child Care

Running a child care unit is also a lucrative business option. However, you have to ensure that you have got the infrastructure and facilities to run a child care center at your home. Remember that you have to be extensively trained in first aid to run a child care center.

BPO

BPO or business process outsourcing is a profitable business in India. Under this process, the responsibilities and functions are contracted to a third party. You will find lots of outsourcing jobs on the web. If you have a PC at home with Internet connection, you can turn it into a home-based business by procuring BPO jobs. Some of the popular BPO jobs include medical transcription and data entry jobs.

Bookkeeping

You can run bookkeeping or accounting business from your home. If you are well acquainted with bookkeeping, accounting processes, and accounting standards, you can look for bookkeeping jobs that can be done from your residence. You need a computer with Internet connection and some accounting software packages that you need to install in your PC.

Mobile repairing

The mobile repairing business is also a moneymaking business. Since mobile phones have become an integral part of our day to day life, servicing and repairing mobile is essential whenever a problem occurs. You have to hire experts who have the understanding of the ins and outs of mobile and cellular phones.

Computer repairing

Similar to mobile repairing, computer repairing can help you make money. You can run this business from your home. Knowledge of computer hardware and kits for servicing computers are the necessary resources for this business.

Which Business is Good to Start in India




Small Business Bureau signs MoU with 12 groups to train entrepreneurs – Stabroek News #unsecured #business #loan


#small business bureau

#

Small Business Bureau signs MoU with 12 groups to train entrepreneurs

Twelve private training institutions have signed Memoranda of Understanding (MoU) with the Small Business Bureau (SBB) to train entrepreneurs.

GINA said this is being facilitated through the Micro and Small Enterprise Development programme (MSED).

The MoU will allow these institutions to train young entrepreneurs, who have benefitted from cash grants and loans through the SBB, in managing their own small businesses, GINA added.

Minister of Business and Tourism, Dominic Gaskin and his Permanent Secretary, Rajdai Jagernauth (GINA photo)

The institutions which will facilitate the training are the Ruimveldt Life Improvement Centre, Generation Next, Roadside Baptist Church Skills Training Centre, Partners of the Americas, Kuru Kuru Co-operative College, Action Coach Guyana, Guyana School of Agriculture, EMPRETEC, Cerulean Inc, the Critchlow Labour College, Management Options and Interweave Solutions.

Minister of Business and Tourism, Dominic Gaskin encouraged the trainers to utilise modern technologies which would make the training relevant to the contemporary business environment.

GINA said that the MSED programme which began in 2013 has trained more than 1,000 young entrepreneurs who accessed small loans and grants through the SBB.

Officer in Charge of the bureau, Gillian Edwards-Griffith said, “We have done to date 193 grants, $300,000 each, and in terms of loans with financial partners, we have three, of which two are active giving a total of 63 loans”.

The MSED programme will be evaluated by an independent body to give the SBB a fair idea of the successes prior to the second phase of the training.

Funding will be evenly disbursed among the training institutions, GINA added.

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  • Partnership Agreement Template, Form, with Sample #magnetic #business #cards


    #business partnership agreement

    #

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    Partnership Agreement Basics

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    • Partnership name. This will be the legal name of your partnership.
    • Business address. This is the physical address for the partnership. If there is none or only a post office box, then choose the address for one of the partners.
    • Names of Partners .
    • Effective date of agreement. This is the date that the partnership will begin. The date should be shortly after the Partnership Agreement is signed by all the partners.
    • Primary purpose of partnership. For example, to purchase and lease out residential real estate.
    • Voting requirements for partnership decisions. Generally, there are three options, including:
      • all partners have equal voting rights regardless of ownership percentage (meaning each partner has one vote);
      • all decisions require a majority vote with voting rights based on ownership percentage; or,
      • all decisions require unanimous vote.
    • Specify how costs will be shared among the partners. Typically this is according to ownership percentage. However, costs may also be assigned by percentages to each partner.
    • Specify how profits will be shared among the partners. Typically this is according to ownership percentage. However, profits may also be assigned by percentages to each partner.
    • Specify which partners will have authority to sign checks from the partnership account.
    • For each partner. specify how much (in specific amount) partner will contribute to partnership.
    • Specify deadline for partners to make contributions to partnership (specific date).
    • Specify who will maintain accounting of profits made by partnership. Typically, this is an accountant or one of the partners. This may be an accounting firm or a person.
    • Specify how often partnership finances will be audited. The choices include every six (6) months, once per year or upon majority vote of partners.
    • Specify the type of contribution account the partnership will maintain. This is the contribution account that will be used for all monies the partners give to the partnership. Each partner may have their own individual contribution account. Or, the partnership may have one large contribution account.
    • Specify type of accounting records partnership will maintain. This will be either cash basis or accrual basis.
    • Specify the partnership’s fiscal year-end. Will be last day of month chosen.
    • If partner withdraws from partnership. specify number of days the partnership, as an entity, will have to buy the withdrawn shares.
    • If partner withdraws from partnership and partnership chooses not to buy withdrawn shares. specify number of days partners will have to buy withdrawn shares. Please note, that if withdrawn shares are not purchased by the end of this period, the partnership will be dissolved.
    • Specify type of vote required to dissolve partnership. This may be unanimous, by a majority, single partner vote or some other method.

    Other documents for you and your business:

    Looking for business and partnership documents? Here are a few of our most popular:

    If you have any questions about what’s right for you and your business, we can connect you with a lawyer for quick answers or a document review.




    Learn Business English Online with Free Business English Lessons #doing #business #as


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    International Sales Executive – Polish speaking internship #executive #polish, #jobs #with #languages #| #jobs #in #sales #& #marketing #| #jobs #with #english #| #jobs #in #germany #| #jobs #in #north #rhine-westphalia #| #jobs #in #mainz


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    This job is no longer available.
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    International Sales Executive – Polish speaking internship

    Germany Mainz

    About The Company :
    ML Components GmbH is an international distributor of electronic components, and specialists in
    difficult-to-find and obsolete parts. The company is a strong and rapidly growing company with an
    enthusiastic and competitive atmosphere. With our multilingual workforce, over 10 different
    languages are spoken on a daily basis. The Company is based in both the heart of Germany ( Parent )
    and by the coast of sunny Malta ( Sister company ).
    From a future career perspective, the level of responsibly that will be sent your way will be far in
    excess of what a normal internship entails. Being an important member of a strong growing global
    company and in charge of the full sales cycle for your customers will undoubtedly open many doors
    to new opportunities in the future.

    Duties And Responsibilities :
    1. Initiates and coordinates development of action plans to penetrate international markets.
    2. Demonstrates the ability to gather order information and submit detailed information for
    processing orders.
    3. Maintains accurate records of all sales and prospecting activities including sales calls, closing
    sales and other follow up activities.
    4. Complete understanding of quotes process and pricing.
    5. Provide timely feedback to senior management regarding international sales performance.
    6. Adheres to all company policies, procedures and business ethics codes and ensures that they
    are communicated and implemented within the team.

    Requirements :
    1. Currently enrolled in, or completed, a Bachelor’s or Master’s degree program in
    International Business, Marketing, Commerce, or Business Communications.
    2. Relevant sales experience and Polish language are a plus
    3. English and another relevant European language are required. With additional European
    languages being desirable.
    4. Efficiency in MS office.
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    6. High standard of Negotiation skills, with which should be able to excel in International sales
    environment.
    7. Motivation, drive and desire to achieve financial success.
    8. Strong communication and presentation skills and a thorough knowledge about various
    international cultures.

    Commission based salary

    International working environment

    2 day off per months




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    Performance Testing with JMeter – Second Edition #performance #testing #with #jmeter


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    Performance Testing with JMeter – Second Edition

    Performance Testing with JMeter – Second Edition

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    • Set up and prepare Apache JMeter for testing
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    Bayo Erinle is an author and senior software engineer with over 11 years of experience in designing, developing, testing, and architecting software. He has worked in various spectrums of the IT field, including government, commercial, finance, and health care. As a result, he has been involved in the planning, development, implementation, integration, and testing of numerous applications, including multi-tiered, standalone, distributed, and cloud-based applications. He is passionate about programming, performance, scalability, and all things technical. He is always intrigued by new technology and enjoys learning new things.

    He currently resides in Maryland, US, and when he is not hacking away at some new technology, he enjoys spending time with his wife, Nimota, and their three children, Mayowa, Durotimi, and Fisayo.

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    BEST Questions TO ASK during interview #questions, #have, #recruiters, #attention, #grab, #really, #those, #that, #help, #appreciated, #greatly, #want, #thanks, #will, #stumble, #interviews, #coming, #during, #interview, #mind, #with, #best, #always


    #

    BEST Questions TO ASK during interview

    Aug 21, ’13 by elkpark

    Elkpark has mentioned this; I just caution that you don’t want to start asking about How many CEUs do you pay for in a year? because that sounds grabby; you’re aiming for communicating that you want to learn while working for them, for their benefit.

    Exactly — I never phrase in terms of So, how much do you pay for continuing ed? The idea is to convey to the interviewer that you are someone who is seriously interested and involved in continuing professional growth/development and, at the same time, getting some feel for how committed the potential employer is to supporting the professional growth of its employees.

    Aside from all the basic questions which have already been mentioned, I like to ask about the relationships between staff and between nurses and doctors. What is the personality of the physicians? Some hospital treat physicians as the end all be all, and so they can talk to nurses any which way, which is usually down, without any consequences. Asking this question shows that you value respect and see professional peer relationships as important in a good work environment.

    Long ago when I was doing the hiring a young man asked me this: Let’s pretend you hire me and at my first annual review you explained to me you were very happy with my performance. What had I accomplished to get that review?
    This question impressed the heck out of me and I never forgot. I actually used that line once and my interviewer was impressed too, and I was hired.

    I typically don’t ask a lot of questions at an interview. I let the interviewer take the lead. Usually they’ll start out explaining what the position entails, then launch into a bunch of canned questions that they’re required to ask by the agency they work for. After that, they’ll ask me if I have any questions. I’ll ask about what the orientation process looks like, whether scrubs are provided or if we buy our own, or in the case of a per diem position, what kind of time commitment the manager is hoping for (2 shifts a week, 4 shifts a month, etc.).

    Usually the interviewer has already made up their mind if they want to hire me or not by the time they get to the point of asking me if I have any questions. They’re judging by my answers to their questions as well as my nonverbal communication. Do they feel I’m being honest with them? Do they feel I’m really interested in this position? Do they feel I get the core values of the organization? Do I seem confident and competent without coming off as cocky? Will I be a good fit within their unit? They figure all of this out within the first few minutes of the interview.

    Like SunnyMindRN stated, what is orientation like. I dont mind putting myself forward as the best candidate. I think that orientation is something I would always want to know about and it puts it in there mind about you being in that position. It gets them seeing you in the position there hiring for. It wont hurt.




    What Can You Do with a Degree in Administration of Justice? #what #can #you #do #with #a #criminal #justice #bachelors #degree, #what #can #you #do #with #a #degree #in #administration #of #justice


    #

    What Can You Do with a Degree in Administration of Justice?

    Career Options

    Administration of justice degrees typically lead to careers that fall within two categories: law enforcement or corrections. Some examples of law enforcement careers are police officers and detectives. Parole officers fall within the corrections category and may be a good career choice for candidates with a bachelor’s degree in administration of justice, because this field requires a four year degree.

    Police Officer

    Police officers ensure safety and order of the people within a given area by enforcing laws. The minimum requirement for this position is a high school diploma, and candidates must also pass through a police academy. A degree in criminal justice or law enforcement may also be beneficial. According to the U.S. Bureau of Labor Statistics (BLS), the median annual income for police and sheriff’s patrol officers was $58,320 in 2015 (www.bls.gov ). The BLS also reported that this career field is expected to see five percent for job growth from 2014-2024.

    Detective or Criminal Investigator

    Detectives and criminal investigators are responsible for investigating crimes, which can include gathering evidence, interviewing witnesses and suspects, arresting suspects and testifying in court. Detectives typically begin their careers as police officers, so the education requirements are the same as those for police officers, including at least a high school diploma and training through a police academy. The BLS projected a one percent decline in jobs for detectives and criminal investigators from 2014-2024, which may be attributed to shrinking local and state budgets as well as declining crime rates. The median annual income for these professionals was $74,300 in 2015, according to the BLS.

    Probation Officer

    Probation officers help to rehabilitate individuals who are in custody or on parole or probation. They may recommend specific actions or stipulations regarding the individual’s release, career or educational plans. Prospective probation officers should seek a bachelor’s degree in social work, law enforcement or a related field. According to the BLS, career growth for this field will see a 4% increase from 2014-2024. The median annual salary for probation officers was $48,190 in 2015, according to the BLS.

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    • Advanced Legal Research
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    Administration of Justice – Law Enforcement Options

    Administration of justice degrees may be offered with a focus in law enforcement. While some positions in the field, such as those of police officers, do not require a degree, formal education can still lead to additional job opportunities and chances for advancement. According to the U.S. Bureau of Labor Statistics (www.bls.gov ), positions in federal agencies are more likely to require a degree. Law enforcement careers that can benefit a degree in administration of justice include the following:

    • Police officer
    • Sheriff’s deputy
    • State patrol or state police
    • State or local investigative officer
    • Inspector for Customs or the US Postal Service
    • US Marshal deputy
    • Agent for federal organizations such as Border Patrol, FBI, DEA or Secret Service

    An administration of justice program concentrating in law enforcement teaches students about criminal law, criminology, crime control, ethics, evidence processing and communication. Students are taught to understand the process of the justice system from arrest to sentencing. Courses also explore criminal psychology and motivation.

    Administration of Justice – Corrections Options

    The field of corrections is centered on processing, detaining, incarcerating and rehabilitating those who have been convicted of crimes. Careers in corrections that benefit from a degree in administration of justice include the following:

    • Detention or correctional officer
    • Parole officer
    • Probation officer
    • Juvenile justice counselor
    • Pre-release or employment counselor
    • Halfway house manager

    With a focus in corrections, administration of justice students learn about crisis resolution, criminology, corrections procedure, criminal law, ethics, communication and negotiation skills. Students are taught how to deal with inmates, encourage positive growth and reduce recidivism.

    Other Options

    Administration of justice degrees are typically available at the associate’s degree and bachelor’s degree levels. Many careers, such as those that involve the courts, law, forensics and advanced crime investigation often require graduate degrees in criminal justice or forensics. Administration of justice degrees can be used as a stepping stone on the path to such professions. Other options in the public and private sectors include loss prevention and fraud deterrence for corporations and government agencies.

    An administration of justice degree might qualify graduates for careers as a police officer, detective or probation officer. If you’d like to uphold the law as a law enforcement official then earning an administration of justice degree would be a great investment.

    Next: View Schools

    • Master
        • Master of Arts in Government – Law and Public Policy
        • Master of Arts in Law – General Legal Studies
        • Master of Arts in Law – Criminal Justice
    • Bachelor
        • Bachelor of Science in Paralegal Studies
        • Bachelor of Arts in Government – Pre-Law
        • Bachelor of Arts in Leadership Studies – Government
        • Bachelor of Applied Science in Criminal Justice
        • Bachelor of Arts in Leadership Studies – Criminal Justice
        • Bachelor of Science in Criminal Justice

    Get Started with Regent University

    5 Southern New Hampshire University

    Minimum eligibility requirements:
    • Must be a high school graduate or have completed GED
    School locations:

    Get Started with Southern New Hampshire University

    6 Colorado Technical University

    Minimum eligibility requirements:
    • Must be a high school graduate or have completed GED
    School locations:

    Get Started with Colorado Technical University

    7 Capella University

    Minimum eligibility requirements:
    • Must complete an application online and submit transcripts for their highest degree earned.
    School locations:



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    Academics

    Small in big ways

    When you know your professors and they know you personally, it makes a big difference. At Flagler, classes are intentionally small. With a student-to-faculty ratio of 16:1, you enjoy more individual interaction with industry professionals and distinguished faculty who will challenge you and inspire you to explore across disciplines. A small campus makes student life more rewarding as you collaborate, engage in lively discussions and build relationships that last a lifetime.

    Innovative curriculum

    You can choose from highly focused majors and minors. Among them, you’ll discover some of the most innovative and leading-edge degrees in the country, from our master’s program in Deaf Education to our undergraduate programs in Sport Management and Coastal Environmental Science. which leverages Flagler’s unique coastal setting.

    First Year Experience

    We know the first year can be challenging, so we designed a First Year Experience program to make the transition to college a positive one. Working collaboratively with fellow students and faculty-mentors, you’ll immerse yourself in the intellectual, cultural, and social life of the college, and enjoy a challenging academic community of active learning where you receive personalized support from faculty, staff and administrators.

    Experiential opportunities

    At Flagler, your individual academic and professional growth is enhanced with hands-on experiences that encourage real world application. From critical thinking skills to creative problem solving, Flagler students get to exercise their mental muscle by doing. Through internships. study abroad and local volunteer programs, such as The Civil Rights Library. our culture of engagement inspires students to do meaningful work that can make a difference, both here and abroad.

    Award-winning students

    Whatever your interest, Flagler College will give you the opportunity to thrive and compete nationally. Through classes, clubs and countless organizations on campus, students are encouraged to step outside their comfort zone and stretch their wings. Our entrepreneurial Enactus Team has won 3 national championships in the past 10 years. And our SAM (Society for Advanced Management) team has won 10 national championships. Flagler students are also well represented at national conferences.

    Bring your compass

    Flagler College students have the opportunity to explore new horizons through a robust study abroad program that includes travel to Australia, Belize, England, France, Italy, Peru, among others. These programs are immersive, compelling students to learn as much about the culture as they learn about the language.